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BiyaPay — Trade Crypto & Stocks with Real-Time U.S. Market Access BiyaPay lets you trade U.S. and Hong Kong stocks without opening an offshore account. Deposit USDT, convert it to USD or HKD, and start trading instantly. Perfect for crypto investors who also want stock market opportunities. Smooth deposits and withdrawals, no frozen account risks. BiyaPay is more than a wallet — it’s a global multi-asset platform. Supports 20+ fiat currencies like USD, HKD, EUR, GBP. Supports 200+ cryptos including USDT, BTC, and more. Real-time, unlimited, mixed exchange between fiat and crypto. Safe and compliant — payouts handled by licensed remittance institutions. Send funds to individuals or businesses worldwide. Same-day transfers in most countries or regions. No transfer limits. Fund brokers like Charles Schwab directly from BiyaPay. All transactions must be done in the BiyaPay app. No OTC trades — OTC offers are scams.