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Anya Rossi

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Caller: “I’m 51 and i am tired of working, I have no retirement. What should i do”? Dave: What do you make, and what’s your debt? Caller: $75,000 a year. $25,000 left on my mortgage, and $20,000 on a Harley-Davidson. Dave: Sell the bike. Today. That payment’s killing you. Any life insurance? Caller: Term life, $100 a month. No kids, no dependents though. Dave: Drop it! you don’t need it. Now download EveryDollar, budget every dollar, and find $2,000 a month to invest. Between the bike and the insurance, you’re most of the way there already. Caller: That still feels like a lot. Dave: You’ve got 10 years until 67. Invest consistently, your house gets paid off, and you’ll be secure Dave says he can still be a millionaire, there is more time.

Caller: “I’m 51 and i am tired of working, I have no retirement. What should i do”? Dave: What do you make, and what’s your debt? Caller: $75,000 a year. $25,000 left on my mortgage, and $20,000 on a Harley-Davidson. Dave: Sell the bike. Today. That payment’s killing you. Any life insurance? Caller: Term life, $100 a month. No kids, no dependents though. Dave: Drop it! you don’t need it. Now download EveryDollar, budget every dollar, and find $2,000 a month to invest. Between the bike and the insurance, you’re most of the way there already. Caller: That still feels like a lot. Dave: You’ve got 10 years until 67. Invest consistently, your house gets paid off, and you’ll be secure Dave says he can still be a millionaire, there is more time.

4,328,054 просмотров • 6 дней назад

Caller: “I’m 26, about to get engaged, but my net worth is way higher than my girlfriend’s. Do I need a prenup?” Dave Ramsey: “Okay, what does ‘different net worth’ actually mean?” Caller: “$50K from my grandparents for a house, $50K in my truck, $165K across my 401K and accounts, $150K left in a college fund… She’s finishing PA school with about $120K in debt.” Dave Ramsey: “And what are you making a year?” Caller: “About $120k/yr.” Dave Ramsey: “You’ve got around $600K to your name at 26… honestly? That’s not enough net worth to warrant a prenup. If you’re comfortable, skip it.” $600K net worth at 26. Fiancée in PA school with debt. Dave says skip the prenup

Caller: “I’m 26, about to get engaged, but my net worth is way higher than my girlfriend’s. Do I need a prenup?” Dave Ramsey: “Okay, what does ‘different net worth’ actually mean?” Caller: “$50K from my grandparents for a house, $50K in my truck, $165K across my 401K and accounts, $150K left in a college fund… She’s finishing PA school with about $120K in debt.” Dave Ramsey: “And what are you making a year?” Caller: “About $120k/yr.” Dave Ramsey: “You’ve got around $600K to your name at 26… honestly? That’s not enough net worth to warrant a prenup. If you’re comfortable, skip it.” $600K net worth at 26. Fiancée in PA school with debt. Dave says skip the prenup

7,338,966 просмотров • 26 дней назад

Caller: “My husband and I make $80,000/year and we bought an $800,000 house”. “My in-laws covered $300,000 of the down payment, but here’s the catch”: “When the house sells, my in-laws get their $300,000 back PLUS a cut of the profits”. Dave Ramsey: “What an abusive mess.” “You bought a house you can’t afford.” “You shouldn’t have done that.” Caller: “i want to know how much financial input my in-laws should have…” Dave Ramsey: “That ship has sailed, they own part of your life now. SELL THE HOUSE”

Caller: “My husband and I make $80,000/year and we bought an $800,000 house”. “My in-laws covered $300,000 of the down payment, but here’s the catch”: “When the house sells, my in-laws get their $300,000 back PLUS a cut of the profits”. Dave Ramsey: “What an abusive mess.” “You bought a house you can’t afford.” “You shouldn’t have done that.” Caller: “i want to know how much financial input my in-laws should have…” Dave Ramsey: “That ship has sailed, they own part of your life now. SELL THE HOUSE”

2,473,801 просмотров • 22 дней назад

Norman Powell describes guarding LeBron James in the playoffs as a completely different kind of nightmare. It wasn’t just his physical dominance. LeBron could call out the Raptors’ plays as they were running them, anticipating cuts and exactly where the ball was going before it got there. Even crazier, he’d direct his own teammates on the floor in real time, adjusting their defense mid possession to counter Toronto’s offense. Powell’s takeaway: LeBron wasn’t just playing the game. He was coaching it live while playing it at an elite level. A different species, by his own admission

Norman Powell describes guarding LeBron James in the playoffs as a completely different kind of nightmare. It wasn’t just his physical dominance. LeBron could call out the Raptors’ plays as they were running them, anticipating cuts and exactly where the ball was going before it got there. Even crazier, he’d direct his own teammates on the floor in real time, adjusting their defense mid possession to counter Toronto’s offense. Powell’s takeaway: LeBron wasn’t just playing the game. He was coaching it live while playing it at an elite level. A different species, by his own admission

75,942 просмотров • 1 день назад

Caleb Hammer says “Dave Ramsey’s $1,000 emergency fund is leaving people WORSE off than before they started saving”. Most real emergencies cost more than $1k . Car breaks down. Medical bill. Lose your job. $1,000 is gone in one shot, and now you’re back in debt. Here’s what actually works: → Save 1 month of your full budget (not $1,000) → Have kids? Make it 2 months. The risk is higher. → The goal is simple: survive 30 days while you find new income A $1,000 “safety net” isn’t safety. It’s a false sense of security. How much is in YOUR emergency fund right now?

Caleb Hammer says “Dave Ramsey’s $1,000 emergency fund is leaving people WORSE off than before they started saving”. Most real emergencies cost more than $1k . Car breaks down. Medical bill. Lose your job. $1,000 is gone in one shot, and now you’re back in debt. Here’s what actually works: → Save 1 month of your full budget (not $1,000) → Have kids? Make it 2 months. The risk is higher. → The goal is simple: survive 30 days while you find new income A $1,000 “safety net” isn’t safety. It’s a false sense of security. How much is in YOUR emergency fund right now?

709,648 просмотров • 16 дней назад

Caller: I’m 56 and honestly, I’m scared. I’m living paycheck to paycheck and I feel like retirement is right around the corner and I have nothing. Rachel: Okay, let’s get a clear picture. Walk me through your numbers. Caller: I have about $27,000 in my 401(k), my mortgage balance is $155,000, and I took out a $15,000 loan for a new roof. Rachel: Alright. And what are you bringing in each year? Caller: Around $66,000. Rachel: Okay, Beth, here’s where we start. First, you need a $1,000 emergency fund set aside, that’s your cushion so you’re not going back into debt every time something unexpected happens. Once that’s done, every extra dollar goes toward that $15,000 roof loan. That’s Baby Step 2, and that’s your entire focus right now.

Caller: I’m 56 and honestly, I’m scared. I’m living paycheck to paycheck and I feel like retirement is right around the corner and I have nothing. Rachel: Okay, let’s get a clear picture. Walk me through your numbers. Caller: I have about $27,000 in my 401(k), my mortgage balance is $155,000, and I took out a $15,000 loan for a new roof. Rachel: Alright. And what are you bringing in each year? Caller: Around $66,000. Rachel: Okay, Beth, here’s where we start. First, you need a $1,000 emergency fund set aside, that’s your cushion so you’re not going back into debt every time something unexpected happens. Once that’s done, every extra dollar goes toward that $15,000 roof loan. That’s Baby Step 2, and that’s your entire focus right now.

657,147 просмотров • 19 дней назад

Iman Shumpert just said what nobody wanted to admit He HATED LeBron James. Not naturally, he was trained to. Loyalty to Melo meant LeBron was the enemy. No questions asked. Then he became his teammate. And everything changed. “He just made everything easier.” The man he was built to hate turned out to be the greatest teammate he ever had. Funny how that works.

Iman Shumpert just said what nobody wanted to admit He HATED LeBron James. Not naturally, he was trained to. Loyalty to Melo meant LeBron was the enemy. No questions asked. Then he became his teammate. And everything changed. “He just made everything easier.” The man he was built to hate turned out to be the greatest teammate he ever had. Funny how that works.

354,588 просмотров • 12 дней назад

J.R. Smith says he spent over three decades not understanding why his brain worked the way it did. He describes seeing numbers backwards reading 63 as 36 and never having a name for it until he was 36 years old. The hosts point out what that really means: the school system had every chance to catch this and didn’t. He went years without support simply because no one identified it. “I didn’t understand why until I was 36”

J.R. Smith says he spent over three decades not understanding why his brain worked the way it did. He describes seeing numbers backwards reading 63 as 36 and never having a name for it until he was 36 years old. The hosts point out what that really means: the school system had every chance to catch this and didn’t. He went years without support simply because no one identified it. “I didn’t understand why until I was 36”

210,566 просмотров • 8 дней назад

Kyrie Irving didn't leave Cleveland just because of "leadership issues", Iman Shumpert just gave the REAL reason and it changes everything 🔥 He wanted to prove he could win WITHOUT LeBron. Not be his sidekick. Not share the throne. BEAT him. This clip is going crazy for a reason 👇

Kyrie Irving didn't leave Cleveland just because of "leadership issues", Iman Shumpert just gave the REAL reason and it changes everything 🔥 He wanted to prove he could win WITHOUT LeBron. Not be his sidekick. Not share the throne. BEAT him. This clip is going crazy for a reason 👇

225,565 просмотров • 15 дней назад

Conor McGregor went from fixing pipes as a plumber to making $500 million selling whiskey. And according to DC on Club Shay Shay, that’s exactly why he’ll never be the same fighter. DC revealed on Club Shay Shay that Khabib GENUINELY hated Conor. Not fight weak beef. Real hate, after Conor disrespected his family and religion. That’s why the 2018 fight wasn’t even close. The money took the hunger. Khabib took the legacy. What’s left to fight for?

Conor McGregor went from fixing pipes as a plumber to making $500 million selling whiskey. And according to DC on Club Shay Shay, that’s exactly why he’ll never be the same fighter. DC revealed on Club Shay Shay that Khabib GENUINELY hated Conor. Not fight weak beef. Real hate, after Conor disrespected his family and religion. That’s why the 2018 fight wasn’t even close. The money took the hunger. Khabib took the legacy. What’s left to fight for?

198,441 просмотров • 14 дней назад

Caller: “My wife and I are $43,000 upside down on our RV and we’re spending close to $1000 a month on it. How do we get out of this”? Caller:: “I’m in bad shape with an RV, Dave. I owe $63,000 on it, but it’s only worth about $18,000. I’m paying $1000 a month for storage, insurance and the loan and I’m not even using it. Dave: What’s your income? Michael: $130,000 household, but we just took on a mortgage and have almost no savings. Dave: Okay. Sell the RV, take whatever you can get, then go to the credit union and ask them to convert the remaining balance into an unsecured personal loan. You need to stop paying storage and insurance on something you don’t use

Caller: “My wife and I are $43,000 upside down on our RV and we’re spending close to $1000 a month on it. How do we get out of this”? Caller:: “I’m in bad shape with an RV, Dave. I owe $63,000 on it, but it’s only worth about $18,000. I’m paying $1000 a month for storage, insurance and the loan and I’m not even using it. Dave: What’s your income? Michael: $130,000 household, but we just took on a mortgage and have almost no savings. Dave: Okay. Sell the RV, take whatever you can get, then go to the credit union and ask them to convert the remaining balance into an unsecured personal loan. You need to stop paying storage and insurance on something you don’t use

274,381 просмотров • 20 дней назад

“Tom Brady says he never felt like the GOAT, just someone who refused to waste an opportunity.” Shaq: Tom, everybody calls you the GOAT. Seven rings, 23 years, still looked like you could play tomorrow. But when you look in the mirror, do you feel like the GOAT? Tom: Honestly? No. I never felt chosen. I just never wasted a moment. Every practice, every film session, every offseason, I treated it like it was the last one I’d ever get. Shaq: See, that’s what separates you. Because most guys get the opportunity. You actually did something with it. Tom: And I didn’t do it alone. Alex kept my body right for over two decades. Coach Belichick didn’t let me be comfortable ever. When you have people around you who refuse to let you settle, settling stops feeling like an option. Shaq: So it’s not just talent. It’s the room you build around yourself. Tom: Exactly. The right room changes everything. Most people underestimate that.

“Tom Brady says he never felt like the GOAT, just someone who refused to waste an opportunity.” Shaq: Tom, everybody calls you the GOAT. Seven rings, 23 years, still looked like you could play tomorrow. But when you look in the mirror, do you feel like the GOAT? Tom: Honestly? No. I never felt chosen. I just never wasted a moment. Every practice, every film session, every offseason, I treated it like it was the last one I’d ever get. Shaq: See, that’s what separates you. Because most guys get the opportunity. You actually did something with it. Tom: And I didn’t do it alone. Alex kept my body right for over two decades. Coach Belichick didn’t let me be comfortable ever. When you have people around you who refuse to let you settle, settling stops feeling like an option. Shaq: So it’s not just talent. It’s the room you build around yourself. Tom: Exactly. The right room changes everything. Most people underestimate that.

151,304 просмотров • 15 дней назад

Michael Jordan walked into the NBA 75th Anniversary room. The entire room went silent. These are the 75 greatest players to ever live and they still stopped what they were doing. Still sizing MJ up. Still nervous. Then Jordan and Magic got caught on camera going at it. Not joking. Dead serious. The obsession never turns off. Not even at a celebration. That’s why he’s different. Is he the Greatest Ever? MJ?!

Michael Jordan walked into the NBA 75th Anniversary room. The entire room went silent. These are the 75 greatest players to ever live and they still stopped what they were doing. Still sizing MJ up. Still nervous. Then Jordan and Magic got caught on camera going at it. Not joking. Dead serious. The obsession never turns off. Not even at a celebration. That’s why he’s different. Is he the Greatest Ever? MJ?!

102,944 просмотров • 13 дней назад

J.R. Smith opens up about what it really meant when LeBron James vouched for him to join the Cavs. Not just as a player, as a person. He talks about how media narratives and past coaches had painted him a certain way, leaving him feeling misunderstood for years. LeBron, arguably the greatest player ever, choosing to stand behind his character meant more to him than any basketball endorsement ever could. “It wasn’t even about the basketball… it was him vouching for me as a person”

J.R. Smith opens up about what it really meant when LeBron James vouched for him to join the Cavs. Not just as a player, as a person. He talks about how media narratives and past coaches had painted him a certain way, leaving him feeling misunderstood for years. LeBron, arguably the greatest player ever, choosing to stand behind his character meant more to him than any basketball endorsement ever could. “It wasn’t even about the basketball… it was him vouching for me as a person”

54,678 просмотров • 8 дней назад

“LeBron James is a 41-year-old kid with money… and that’s why he’s unstoppable.” Iman Shumpert said Cleveland changed everything for him. Not the city, LeBron. Watching him see the game in slow motion while everyone else was just winging it with zero recovery plans, no real training systems… LeBron was playing chess before most guys even learned the board.

“LeBron James is a 41-year-old kid with money… and that’s why he’s unstoppable.” Iman Shumpert said Cleveland changed everything for him. Not the city, LeBron. Watching him see the game in slow motion while everyone else was just winging it with zero recovery plans, no real training systems… LeBron was playing chess before most guys even learned the board.

67,871 просмотров • 13 дней назад

Shumpert said LeBron doesn’t watch film on players. He watches film on COACHES. He already knows your play before your team even breaks the huddle. 23 years in the league and he’s still doing this. “He older than some people’s kids” Longevity The man is a cheat code

Shumpert said LeBron doesn’t watch film on players. He watches film on COACHES. He already knows your play before your team even breaks the huddle. 23 years in the league and he’s still doing this. “He older than some people’s kids” Longevity The man is a cheat code

52,715 просмотров • 11 дней назад

Magic Johnson just broke down the Draymond/Poole situation and it hit different. Draymond and Poole had the EXACT same story. Both doubted. Both late picks. Both had to earn everything. They should’ve been each other’s biggest weapon. Do you think the Warriors ever recovered?

Magic Johnson just broke down the Draymond/Poole situation and it hit different. Draymond and Poole had the EXACT same story. Both doubted. Both late picks. Both had to earn everything. They should’ve been each other’s biggest weapon. Do you think the Warriors ever recovered?

62,287 просмотров • 15 дней назад

Magic Johnson said something that should stop everyone in their tracks; LeBron James passing Kareem may be the last time we EVER see that record broken. 20 seasons. Still dominant. Still the most unguardable body in NBA history. But Magic said the real secret isn’t the size or the speed. It’s the IQ. LeBron sees the game on a level nobody else does. Is LeBron the most complete player we’ve ever seen?

Magic Johnson said something that should stop everyone in their tracks; LeBron James passing Kareem may be the last time we EVER see that record broken. 20 seasons. Still dominant. Still the most unguardable body in NBA history. But Magic said the real secret isn’t the size or the speed. It’s the IQ. LeBron sees the game on a level nobody else does. Is LeBron the most complete player we’ve ever seen?

54,675 просмотров • 15 дней назад

“LeBron is the ChatGPT of the NBA” Iman Shumpert just said LeBron memorized EVERY coaching system he’s ever played in and would override play calls mid-game because he already knew what the defense was doing This is actually insane

“LeBron is the ChatGPT of the NBA” Iman Shumpert just said LeBron memorized EVERY coaching system he’s ever played in and would override play calls mid-game because he already knew what the defense was doing This is actually insane

21,012 просмотров • 11 дней назад

Chad "Ochocinco" Johnson made $36M in the NFL. He saved 83% of it. Here's how he did it while his teammates were going broke • Lived INSIDE Paul Brown Stadium for his first 2 years. No rent. No distractions. Just locked in. • Wore FAKE jewelry. Said his brand (Ocho Cinco) was worth more than any chain. Why spend real money to impress people who don't pay your bills? • Let his kids wear designer, but made sure they understood: we don't live beyond our means. The man was one of the most entertaining players in NFL history AND one of the smartest with his money. Flamboyant on the field. Frugal off it. That's the cheat code most athletes never figure out.

14,599 просмотров • 16 дней назад

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