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Caller: โ I have a net worth of about $3 million and my Dad has asked for $55,000 to pay his debt. What should i do?โ Caller: My 80 year old father is asking my husband and me for $55,000 to pay off his credit card and car loan debt. Dave: Whatโs your financial situation? Carla: Weโre retired, debt free, net worth between $2 and $3 million but weโre on a fixed income and would have to dip into retirement accounts to do it. Dave: And your husbandโs position? Carla: Heโs firmly against it. But my dad is very persuasive and I feel guilty saying no. Dave: Carla, the answer is no. You have no moral, ethical, or biblical obligation to fund your fatherโs bad financial habits especially when manipulation is part of how heโs asking. Carla: But heโs 80 and heโs my dad. Dave: Being your dad doesnโt give him the right to your retirement. And โnoโ is a complete sentence. Donโt give him an encyclopedia of reasons, heโll debate every one. Be brief, be gentle, and be firm. Carla: What can I offer instead? Dave: Gift him Financial Peace University. Give him the tools to help himself. Thatโs generous without enabling the pattern.
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Caller: โIโm 26, about to get engaged, but my net worth is way higher than my girlfriendโs. Do I need a prenup?โ Dave Ramsey: โOkay, what does โdifferent net worthโ actually mean?โ Caller: โ$50K from my grandparents for a house, $50K in my truck, $165K across my 401K and accounts, $150K left in a college fundโฆ Sheโs finishing PA school with about $120K in debt.โ Dave Ramsey: โAnd what are you making a year?โ Caller: โAbout $120k/yr.โ Dave Ramsey: โYouโve got around $600K to your name at 26โฆ honestly? Thatโs not enough net worth to warrant a prenup. If youโre comfortable, skip it.โ $600K net worth at 26. Fiancรฉe in PA school with debt. Dave says skip the prenup
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Jon Bernthal says his sex scene with Laurie Holden in The Walking Dead was so graphic that most of it was cut โWe filmed a sex scene in a green Hyundai with Laurie Holden.โ โWhat we did in that scene was so graphic.โ โThey ended up using only a wide shot of the car.โ โI worked with the camera operator to make the scene feel as real and gritty as possible.โ โYou couldnโt actually see anything in the final scene, but I wanted it to feel authentic.โ
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Tom Holland says he doesnโt want SpiderMan to simply disappear and be rebooted with a new actor (Miles Morales) โI also think we have an opportunity to not do like the Bond thing, where itโs like, โThere is a Spider-Man, and then there just isnโt a Spider-Man, and then you start again.โโ โWeโve had such a beautiful journey with the MCU.โ โThereโs no reason to tell a story where my Spider-Man, for whatever reason, has to retire and pass the baton onto the next young kid. I think that could be a really cool movie.โ
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Tom Holland reveals that the three Spider-Men have a WhatsApp group chat โWe actually do have a WhatsApp group.โ Tom explained that he bumped into Tobey Maguire at a Japanese restaurant, got his number, and eventually created a group chat with Tobey and Andrew Garfield. Zendaya teased him: โHeโs like, โI donโt know how it got set upโโฆ but I set it up.โ She then revealed that sheโs apparently the only one who ever speaks in the chat and they never respond. Tom joked that he messages them: โWhatโs up, other Spider-Mans? This is baby Spider-Man here! Howโs it going?โ
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Caller: โI have my daughter $20k for her wedding and she used only $10k now i want my $10k backโ Karen: We offered our daughter $20,000 for her wedding, matching what we gave our other daughter. But she and her fiancรฉ only want to spend $6,000-$8,000 and use the rest for a house down payment. Iโm embarrassed, 150 guests and a minimal budget feels cheap. Dave: Is the $20,000 a gift? Karen: Yes. Dave: Then itโs her money. She can spend it or save it however she wants. You donโt get to dictate that. Ken: And Karen, hereโs the thing, be proud of her. Do you know how rare it is to see a young couple prioritize their financial future over a fancy party? Karen: But what will people think? Dave: Honestly? Half the guests, especially the men, are only there because they have to be. They donโt care about what to eat.
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Tom Holland and Zendaya reveal they never want to do Lip Sync Battle again after breaking their โchillโ agreement Tom calls the experience โso stressful,โ while Zendaya reminds him they had agreed to keep their performances low key. Instead, Tom went all out with rain, costume changes, sparklers and backflips. Zendaya fired back, pointing out that she arrived in a private jet, used a confetti cannon and showered the audience with dollar bills during her Bruno Mars performance. She also accused Tom of breaking the rules by performing two songs. Tomโs response? โEveryone knows that rules are there to be broken.โ
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Zendaya says Tom Holland was recognized as Spider-Man after they were stopped by the police while rushing to spin class โTom and I were rushing to a spin class with my mother.โ โI wasnโt going to do the spin class, he was going to do it, because I donโt do that.โ โWe were going a little fast because we were running late.โ โThey recognized that he was Spider-Man.โ โWe were fine, we got a warning, and everything was okay.โ
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Caller: โHow do I take back $400,000 from my kids?โ Caller: After my wife passed, I was in a vulnerable state and signed a quitclaim deed giving each of my two adult children a 25% ownership stake in my home, itโs worth $750,000 to $800,000. Now Iโm preparing to remarry and sell, and I regret the decision. Dave: Do your children know? Caller: Yes, and they view it as their late motherโs dying wish. They wonโt sign it back over to me. Dave: Jeff, legally the situation is set. You signed the deed, they own 25% each, you cannot force them to reverse that, and trying to do so legally would likely destroy your relationship with them and paint you as the villain in this story. Caller: So I just accept it? Dave: What you can do is have an honest, loving conversation. Acknowledge that you understand why they see it as honoring their mother. Then explain, gently, why youโre concerned, a large sudden windfall at a young age can be a burden rather than a blessing. Caller: And if they still want to keep their share? Dave: Offer to act as a steward and advisor for their portion. Help them invest it wisely rather than spend it. You may not get the outcome you wanted legally, but you can still influence what happens to that money and protect your relationship in the process. Caller: Thatโs hard to accept, but it makes sense. Dave: The legal battle isnโt worth what it would cost your family. The conversation is
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Anne Hathaway says Matt Damon and Matthew McConaughey taught her football while they were stranded during Interstellar filming โWe were weather delayed in Iceland because of a windstorm.โ โIt was me, Matt Damon, and Matthew McConaughey sitting together watching football scores on a phone.โ โThey explained football to me while we waited.โ โChristopher Nolan used the delay to shoot close ups in a parking lot.โ Matt Damon: โThatโs a very Chris thing, he never takes his foot off the
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Caller:โI inherited $10M from my father, now my sisters want me to pay their $300,000 student loans,what should i do?โ Caller:My father passed away and left me an eight figure inheritance, over $10 million. My two sisters, who Iโm estranged from, got nothing because they sided with my mom during the divorce. Now theyโre asking me to pay off their student loans, about $300,000 total. George: How are you feeling about that request? Caller: Conflicted. Part of me wants to help, but another part feels like it would be enabling them after they abandoned me. Dave: This isnโt really a money question. This is a relational and emotional question. And right now, youโre not ready to answer it. George: You just lost your father and youโre processing this windfall. Your sisters are asking you to fix their problems. Thatโs a lot of pressure. Dave: Your father chose to leave his money to you, not to them. That was his decision, probably rooted in his own pain from the divorce. You need to honor that for now. Caller: So I should just say no? Dave: For now, yes. Not because youโre being cruel, but because youโre not in a place to make that decision from a place of healing and grace. Youโre still in grief. George: Down the road, if youโve reconciled with your sisters and you feel called to help them, thatโs a different conversation. But right now, itโs too fresh. Dave: Your $10 million is yours. You donโt owe it to anyone, not your sisters, not your estranged family. Take time to heal first.
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Andrew Garfield says he struggled with fame after becoming Spider-Man โPlaying Spider-Man made me famous on a level I wasnโt prepared for.โ โI was 25 or 26, and I kind of resisted it.โ โThe work was fine, it was the attention that I struggled with.โ โNot being able to walk down the street or have a meal without being recognized felt really intrusive.โ โI found that level of visibility difficult to handle.โ
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Caller: โI inherited $14M from my father I didnโt know, how do i handle this money?โ Caller: I just found out a deceased family friend was actually my biological father. He left me and my mother an inheritance from an estate worth $10 to $14 million. Dr. Delony: Thatโs a bomb. How are you doing emotionally? Caller: Iโm all over the place, angry, confused, sad, shocked. Dave: Thatโs completely normal. But before you do anything with this money, you need to process those emotions. Donโt make big decisions in this state. Caller: The money is held in a trust. My mother and I split about $500,000 annually. Dave: Okay. Hereโs what you do immediately. Build a professional team, a personal attorney to review the trust documents independently, a CPA to handle the tax implications, an insurance broker for liability coverage, and a therapist to help you work through the emotional side. Dr. Delony: The emotional part is just as important as the financial part. This is complicated grief mixed with anger and betrayal. Caller: Everyone keeps saying what a good man he was for leaving us this money. Dave: Michael, a good man would have been present in your life. He would have known you, not just sent birthday cards from down the street. The inheritance is a blessing, but donโt mistake money for character. Dr. Delony: Take your time. Let yourself feel everything. Then, with your team in place, figure out what this inheritance actually means for your life
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Caller: Iโm 38 and I want to retire by 40. I have $44,000 in debt, $20,000 car loan, $16,000 credit cards, $4,000 personal loans, and $2,000 in private school tuition. Dave: You filed Chapter 7 bankruptcy two years ago? Caller: Yes. Failed business ventures and lost government contracts. It was rough. Dave: So youโve been through bankruptcy and youโre still looking at retiring in two years? Caller: I know itโs aggressive. I was thinking about using creative financing to flip a property and make quick money. Dave: Stop. Thatโs high risk gambling disguised as a strategy. Trina, you just went through bankruptcy. You need to derisk your life, not add more risk. Caller: So I canโt retire at 40? Dave: Not with $44,000 in debt and two years. But hereโs what you can do, become completely debt free in two and a half years. Thatโs achievable. Then you can think about early retirement. Caller: That means staying in the rat race longer. Dave: Yes. And thatโs okay. The long game beats the short game every time. You need stability, not shortcuts. Caller: Whatโs the actual plan? Dave: Attack the debt with gazelle intensity. Sell the car if youโre upside down on it. Cut up the credit cards. Live on beans and rice. Throw everything at that $44,000. Caller: Two and a half years of that sounds brutal. Dave: It will be. But youโll be free. And freedom is better than the illusion of early retirement built on debt.
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Caller: โI think iโm my 41 year old boyfriendโs retirement, should i run?โ Caller: Iโm 32, an attorney, and Iโve been dating a 41 year old for three years. Weโre talking marriage, but I just discovered he has no retirement or investment accounts. Nothing. George: At 41? Caller: Zero. And itโs making me nervous about our future together. Dave: Youโre right to be nervous. This isnโt about being superficial or greedy. How someone handles money tells you a lot about their character and maturity. Caller: Thatโs what Iโm worried about. Iโve been responsible with my finances and I donโt want to subsidize someone who lacks ambition. Dave: Thatโs a legitimate concern. You two need to understand each otherโs financial values before marriage. George: Hereโs the key question, does he have legitimate reasons for not saving, like caring for sick family members? Or is it just a lack of planning and discipline? Caller: I donโt think he has legitimate excuses. Dave: Then you have a bigger problem. This isnโt just about money, itโs about whether you two are aligned on life goals and whether youโll respect each other long term. George: If heโs not planning for retirement at 41, that tells you something about how he approaches adulthood and responsibility. That doesnโt disappear after marriage. Caller: Can people change? Dave: They can, but they have to want to. Before you marry him, have a direct conversation. Find out if heโs willing to get serious about retirement and financial planning. If not, you need to ask yourself if you can be happy with someone who isnโt taking care of his future. Caller: Thatโs hard to hear. George: It is. But being miserable in a marriage because youโre subsidizing someoneโs lack of planning is worse. Dave: Donโt marry someone hoping theyโll change. Marry someone whoโs already aligned with you.
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Tom Holland says Zendaya uses Robert Downey Jr.โs โYou screwed the poochโ quote all the time at home โZendaya says, โYou screwed the pooch,โ all the time.โ โWhen Robert Downey Jr. first said it in Spider-Man: Homecoming, I had no idea what he was talking about.โ โItโs such an old white guy thing to say.โ โIt was a brilliant ad-lib.โ โNow we both say it.โ
Lin124,538 ๆฌก่ง็ โข 3 ไธชๆๅ
Caller: โWeโre retired and we donโt have enough for groceriesโ Caller: Weโre both retired, 65 and 70. We have a paid off home and vehicles, but weโre struggling to buy groceries because weโre carrying $35,000 to $40,000 in credit card debt. Dave: What income do you have? Caller: Social Security and small pensions. Weโre also working part time, but itโs not much. Dave: How much are you making combined? Caller: Maybe $3,000 a month total. Dave: On $3,000 a month with $35,000-$40,000 in debt, you need to get serious. First rule, the Four Walls. Food, shelter, utilities, transportation come before credit cards. Caller: So we donโt pay the credit cards first? Dave: No. You feed yourselves first. Only pay the credit cards with whatโs left over. Caller: But the credit card companies call constantly. Dave: Tell them youโre paying what you can. Your survival comes first. Caller: What else can we do? Dave: Youโre both just 65 and 75, get a job. Caller: Weโre pretty tired from working all our lives. Dave: I understand. But youโre in a crisis. Working full time for 2-3 years would let you attack this debt aggressively and build a safety net. Caller: Thatโs a lot to ask at our age. Dave: It is. But the alternative is struggling for decades. Download EveryDollar and budget every dollar. Make sure youโre actually living on $3,000. Caller: And after we pay off the debt? Dave: Build a 3-6 month emergency fund so unexpected expenses donโt put you back into debt. Caller: This feels overwhelming. Dave: I know. But you own your home. You own your vehicles. You have income. You can do this, it just requires intensity for a season.
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Caller: โMy parents want me to pay off their house because I have a good jobโ Caller: I just landed a job as a machine learning consultant making $285,000 a year. As soon as my parents found out, they started pressuring me to pay off their three car loans, their mortgage, and my sisterโs college tuition. Dave: And youโre still living with them? Caller: Yes, which makes it really hard to say no. Dave: Thatโs the first thing that has to change. Move out immediately. Living there means youโre in a guilt ridden environment every single day, you canโt hold boundaries when youโre surrounded by the pressure 24 hours a day. Co host: And donโt pay a single penny toward their debts. Not the cars, not the mortgage, not your sisterโs tuition. None of it is your responsibility. Caller: But they act like because Iโm making good money now, I owe it to them. Dave: You donโt. A high income doesnโt transfer your parentsโ financial obligations onto you. Thatโs not how this works. Caller: Iโm scared of damaging the relationship permanently. Co host: Setting a boundary isnโt burning the bridge, itโs building a healthier one. If you give in now, youโll resent them for it long-term, and thatโs what actually damages relationships. Dave: Call their bluff. Move out, hold firm, and let them deal with their own debts. Your $285,000 is yours, protect it.
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Caller: โBecause i have two kids for two different men, my now boyfriend wouldnโt marry me until we get a prenupโ Caller: My boyfriend wants to get married but heโs insisting on a prenup. He has about $2 million and I feel like heโs planning for divorce, not marriage. It makes me feel unsafe. George: How did he present it? Caller: He called me ungrateful for hesitating, saying heโs doing me a favor by marrying me and my two kids. Rachel: Thatโs a red flag right there. The tone matters more than the prenup itself. George: A prenup is a tool. But the way heโs using it, as a weapon to keep his money separate and call you ungrateful, thatโs about control, not protection. Rachel: Hereโs what I want you to understand. After marriage, does he plan to share life with you, or does he plan to keep โhisโ money separate from โyoursโ? Caller: I donโt know. He hasnโt been clear about that. Rachel: Thatโs the real conversation. Ask him directly, after weโre married, is it โourโ money or โhisโ money? Because if heโs keeping it separate in his mind, a prenup is just the beginning of a very divided marriage. George: And Beth, you should not feel pressured to sign anything youโre uncomfortable with. If he breaks up with you over this, that might actually be a bullet dodged. Dave: Donโt let guilt or fear push you into a decision. Get clarity on how he actually views marriage and partnership. If his answer doesnโt align with yours, walk away.
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Caller: Iโm 43, Iโve been with my boyfriend 20 years, living together for 18. We have completely separate finances, but heโs financially irresponsible and now he wants me to help bail out his mother. John: Whatโs his financial situation? Caller: Minimal retirement savings, not much planning. His mom took out a reverse mortgage and itโs underwater. George: And he wants you to fix it? Caller: Yes. But Iโve been carrying this relationship emotionally and financially for years. We havenโt been intimate in almost a decade and heโs never been ambitious. John: Sarah, youโre essentially acting as a sugar mama in a relationship thatโs profoundly unhealthy. And I think you know that. Caller: I do know it. But weโve been together so long. George: Time invested isnโt a reason to stay. Sometimes the kindest thing you can do for both of you, is leave. John: Stop looking for permission. You donโt need our permission to leave. This is your life and your future. Caller: But I feel guilty. John: Choose guilt over resentment. Because if you stay, resentment will poison you from the inside out. George: His motherโs reverse mortgage isnโt your responsibility. His lack of retirement savings isnโt your responsibility. His choices are his to make. John: Youโre a grown woman. Start leaning on friends, get into counseling, and make a plan to build a life that serves you, not one where youโre carrying everyone elseโs burdens. Caller: What if I regret leaving? John: Then you deal with that. But Sarah, regret is better than decades of resentment and emptiness.
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