
Alex Johnson
@AlexH_Johnson • 29,108 subscribers
I have no idea what's going on, but I'm trying to figure it out @FintechTakes.
Videos

Horizontal fintech never gave landscapers or restauranteurs an "aha" moment. Pipe CEO Luke Voiles nails why vertical SaaS is winning. When software actually understands the daily grind (inventory, scheduling, routing techs, ordering parts), it stops being a tool and starts feeling like a friend who has your back. This clip’s from the finale of our Vertical SaaS: Fintech Disruption by a Thousand Cuts miniseries, cohosted with Pipe. Increase Founder & CEO Darragh Buckley joins Luke and me for Episode 6, “Scaling Up,” where we unpack how specialized workflows, embedded finance, and smart infrastructure are rebuilding financial services, layer by layer. Watch the clip and catch the full episode here:
Alex Johnson17,016 просмотров • 10 месяцев назад

What happens when AI doesn’t just predict your behavior; it sets your price on the spot? FairPlay's Kareem Saleh paints a vivid (and slightly unsettling) picture: Your $5 latte becomes $20 because the AI knows you’re tired enough to buy it. In financial services, risk-based pricing already exists, but what happens when AI takes it to the extreme? In this clip from Model Citizens, we dig into the potential for a “surveillance capitalism” pricing regime. But that's just one slice! Check out the clip + catch our full discussion with Alana Levine (CRO, Fintel Connect) on Episode 4 of the Fintech Takes x FairPlay AI miniseries, Model Citizens here👇
Alex Johnson19,183 просмотров • 1 год назад

Vertical SaaS is rewriting the small business playbook. Nail salons, plumbers, and pizza shops can now manage bookings, payroll, and borrowing from a single platform, without ceding control. The scale may surprise you. These platforms are growing fast because they solve the real, daily challenges of SMB owners. That’s why it’s the topic of our new miniseries, Vertical SaaS: Fintech Disruption by a Thousand Cuts (sponsored by our friends at Pipe). In Episode 1, I sit down with Luke Voiles, CEO of Pipe, to unpack why vSaaS is the perfect channel for embedded finance. And how platforms like SpotOn and Housecall Pro have become operating systems for entire industries. Check out the clip of Luke defining vSaaS in the simplest terms👇 and catch the full episode here:
Alex Johnson16,197 просмотров • 11 месяцев назад

Every time Simon Taylor meets a stablecoin founder, he asks them one question. This clip comes from a recent episode of Not Fintech Investment Advice (recorded around the time Kontigo.com was "hacked," and promised to reimburse affected users). Global by default isn't only about distribution; it's about exposure, too. The U.S. Treasury’s Office of Foreign Assets Control (OFAC), correspondent banks, and law enforcement don't wait for scale. They start watching the moment the rails work. Watch the clip, and catch the full episode for the deeper Kontigo post-mortem, plus our takes on Givefront, beycome.com, and Cash App's slew of new features:
Alex Johnson10,620 просмотров • 6 месяцев назад

Most employers still treat housing costs as someone else’s problem. But if you want employees to live near HQ you’re going to have to get involved. That doesn’t mean buying real estate. It may mean making mortgages more accessible. Because in a world where salaries can't keep pace with housing costs, “mortgage-as-a-benefit” becomes a no brainer. It’s why some fintechs (like Multiply Mortgage) are making it easier for employers to offer mortgage benefits as a low-risk way to retain or attract talent where you want them to live). I talked through the pros and cons on the Fintech Takes podcast with Simon Taylor. Catch the full episode here: And share: what do you think? ↓
Alex Johnson15,898 просмотров • 1 год назад

Parents aren’t supposed to have favorites. Businesses don’t get that luxury. That’s Bryan Solar’s lesson as CPO of SpotOn, a vertical SaaS operating system for independent restaurants. Choosing independent restaurants as SpotOn's primary customer segment means going deep instead of broad; obsessing over details like the wrong button in a bartender’s workflow (which can make or break a night) and knowing when to build vs. partner in embedded finance. Vertical SaaS wins because no one knows the customer better. Every product decision flows from that insight. In Episode 2 of Vertical SaaS: Fintech Disruption by a Thousand Cuts — a new miniseries sponsored by our friends at Pipe! — Luke Voiles and I sit down with Bryan to unpack what true customer centricity looks like in vSaaS, and how (when done well) it becomes a right to win. Watch the clip and catch the full episode here:
Alex Johnson11,908 просмотров • 11 месяцев назад
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