Dr. Philip Deibel

I canceled my traditional health insurance. 😳 No, I didn’t “go uninsured.” And no, this isn’t reckless. Here’s the strategy 👇 • Short-term health insurance for a few months (catastrophic coverage) • Then transitioning to a medical cost-sharing plan with Sedera Why? Because for many healthy, informed adults, traditional insurance has become: ❌ insanely expensive ❌ high-deductible ❌ rarely used ❌ misaligned with how we actually take care of our health Instead, I’m choosing: ✔️ lower monthly costs ✔️ flexibility ✔️ transparency ✔️ and a model that supports personal responsibility + community This is NOT for everyone. But it is worth understanding your options — especially if you’re paying $$$ every month and still avoiding care because of the deductible. #healthinsurance #brokensystem