Financially Incorrect
@FinanciallyInc • 11,015 subscribers
A fun and informative way to learn about personal finance. We debunk money myths and reveals the truth behind common misconceptions. Sponsor: @FXPesa_Official
Videos
Betty Wamaitha had KSh 5–10 million invested in a 10-acre farm in Narok. She had the spreadsheets, the projections and people on the ground managing it while she worked from Nairobi. Then she went to the farm just before harvest. The crops were gone. So were the irrigation pipes. Everything on 10 acres had disappeared. A painful reminder that a good investment model can still fail when you cannot see what is happening on the ground. Full episode now on YouTube and all streaming platforms.
Financially Incorrect336,871 Aufrufe • vor 1 Monat
Marikiti kuna wenyewe. Kevin Kamau learned this the hard way when he arrived at Nairobi's Marikiti Market with a truckload of potatoes, ready to sell. After queuing from 3 a.m. to secure a spot, he discovered that getting into the market was only half the challenge. Traders could tell he was an outsider, buyers kept passing his truck, and hours went by without a sale. His experience reveals a side of agricultural trade that rarely gets discussed: beyond producing quality crops, farmers still have to navigate market access, established relationships and the unwritten rules of doing business.
Financially Incorrect26,079 Aufrufe • vor 18 Tagen
Most people think cars are depreciating liabilities. Earl Karanja built a global business around the opposite idea. From flipping Toyota Prados in Kenya to brokering Bugattis and rare Ferraris for ultra-wealthy collectors, he explains how rarity, heritage, and culture drive long-term value in the collector car market and why some vehicles quietly outperform traditional assets over time. He also opens up about losing €200,000 in a scam, spending five years before the business stabilized, and navigating global business barriers as an African entrepreneur.
Financially Incorrect115,936 Aufrufe • vor 5 Monaten
Many Kenyans think property is wealth, but Edward Kirathe sees a hidden trap. Land and apartments can tie you down with slow sales, tenant headaches and inheritance headaches. That’s why he champions moving money into financial assets like professionally managed REITs through Vuka where your wealth grows without the hassle of physical property. Get in touch with Vuka; Email: [email protected] Call: 0800 730 333 (Toll Free) Website: Full Episode Out on all streaming Platforms 🎧
Financially Incorrect138,332 Aufrufe • vor 8 Monaten
A wedding can cost you long after the guests have gone home. Namelessmusic™ looks back at his wedding and admits that, years later, the money spent on that one day feels different. The goal was to celebrate without going overboard, so instead of relying entirely on grand gestures, they created a moment he still remembers: his wife arriving at church by boat. The cost? About KSh 3,000 to 4,000. It raises a question worth asking before the wedding budget gets out of hand: are you paying for a memorable experience or an expensive performance? Watch Full Ep:
Financially Incorrect12,035 Aufrufe • vor 14 Tagen
From radio to Tusker Project Fame host , from a $90,000 continental show - Deal or No deal, to building an agency, Dr. Ronnie Mich Egwang has spent over two decades turning opportunities into income. Now, he looks back at the deals, decisions and financial lessons that came with the journey. 🎧 Full episode premiere's now on YouTube and all audio streaming platforms.
Financially Incorrect42,527 Aufrufe • vor 2 Monaten
The hardest part of social media marketing? Explaining to your CEO why a "slow Wednesday" resulted in zero sales, despite your best content. As Tracey Gachie says, sometimes there just isn't a simple explanation for why people "like your products today and not tomorrow."
Financially Incorrect120,798 Aufrufe • vor 9 Monaten
Marriage isn’t just about romance. Carol Musyoka unpacks the business side - how marriage was built to manage property, protect assets, and secure legacy. Forget “happily ever after,” think “equity ever after.” Ready for a new lens on love? Watch the full episode now.
Financially Incorrect188,032 Aufrufe • vor 1 Jahr
250 emails in one day. Hundreds of DMs. Mostly silence. Ashok Sunny was trying to break into Kenya’s high-net-worth market, and he realised something important: these clients often move in the same circles. Instead of trying to reach everyone, he looked for the person others in the room respected. Google, Instagram, cold emails and DMs became his route in. The first breakthrough came when Darshan Chandaria replied and invited him over. They barely talked about suits. He wanted to hear Ashok’s story. Four years after Ashok first DM’d Joshua Oigara, that message finally came full circle too. Sometimes the work you put in today only makes sense years later. Full episode now on YouTube and all audio streaming platforms.
Financially Incorrect34,041 Aufrufe • vor 2 Monaten
He left a senior banking job to return to school, with a family depending on him. At one point, renting out his car helped cover the bills. Kevin Rudahinduka shares the financial trade offs behind that decision, the lessons he carried from banking into healthcare insurance, and how Eden Care grew from approximately RWF 700 million to RWF 6 billion in three years. His Rwanda Edition conversation explores what it really takes to make a career change, manage family responsibilities and build a business around an underserved market. 🎧 Full episode Live now on YouTube and all audio streaming platforms.
Financially Incorrect13,318 Aufrufe • vor 25 Tagen
How does a meal plan make UGX50M? During COVID, Manuela P. Mulondo turned her personal meal-planning system into a product that made roughly KES1.7M. It changed how she thought about the value she was already creating, and how deliberately she managed the money that came from it. She started investing with UGX10K every two weeks, eventually reaching UGX1M. Today, she says: “I lend to Uganda.” 🎧 Full episode Live now on YouTube and all audio streaming platforms.
Financially Incorrect13,963 Aufrufe • vor 1 Monat
45 million vanished from his company and the fraud came from within. A trusted insider, a cartel of managers, and a system rigged from the inside. Bobby Gadhia exposed it all, laid a trap, and got them arrested. But justice? Still out of reach. Watch the episode now
Financially Incorrect110,848 Aufrufe • vor 1 Jahr
The auctioneers pulled down the curtains first… then everything else followed. In 2004, Peter Nduati lost his home and eventually, his marriage after leaving his job to build a business. This is the brutal, rarely told side of entrepreneurship. Watch the full episode now.
Financially Incorrect102,255 Aufrufe • vor 1 Jahr
He put roughly KES 9–10M into the car. He sold it for KES 5M. lookie63 AMG became one of the most recognisable cars in Kenya, but behind Mona Lisa was a painful financial reality: the insurance payout, the rebuild and additional spending left him with a much bigger investment than he eventually recovered. So what makes an expensive car a liability? Lookie breaks down what happened. 🎧 Full episode now on YouTube and all streaming platforms.
Financially Incorrect14,943 Aufrufe • vor 1 Monat
Integrity is easy to put in a company pitch. It becomes much harder when there is KES 80 million a year on the table. Chief Entrepreneur and his team had spent almost nine months developing a proof of concept for a government agency. As they got closer to signing, he says they were asked to structure the deal through a special purpose vehicle involving an offshore company. Joram says he later understood that the offshore company may have been connected to an executive within the agency. They walked away. What made the decision difficult wasn’t only the size of the opportunity. It was the nine months already spent building towards it. And it wasn’t an isolated experience. Joram says there have been other occasions where, after successfully pre-qualifying for work, his team was asked to attend meetings to discuss what would “go back” to people involved in the process. His response to his team is now straightforward: if that conversation is a condition of getting the business, they don’t take the meeting.
Financially Incorrect20,336 Aufrufe • vor 2 Monaten
From 0 to KES 500M in property sales. In today's episode , Allan Mutuma breaks down how he built Brown Cap Developers from a family solution into a fast-growing real estate business.We talk real estate, money habits, partnership, faith, and why most property investors are women.
Financially Incorrect50,456 Aufrufe • vor 10 Monaten
At 23, Valentine Njoroge had already helped connect $1.5 million to African businesses. It all started with a call from a former client in New York looking for investment opportunities in Africa. She introduced him to an SME, the deal closed at $200,000, and when he asked, "What's your fee?" she realised she had no idea what to charge. A quick search introduced her to the concept of a 7% finder's fee. She invoiced it. He paid. What began as one introduction soon caught the attention of the CMA, forcing her to rethink how the business would operate. 🎧 Full episode now on YouTube and all streaming platforms.
Financially Incorrect21,482 Aufrufe • vor 3 Monaten