Financially Incorrect
@FinanciallyInc • 9,234 subscribers
A fun and informative way to learn about personal finance. We debunk money myths and reveals the truth behind common misconceptions. Sponsor: @FXPesa_Official
Videos
Most people think cars are depreciating liabilities. Earl Karanja built a global business around the opposite idea. From flipping Toyota Prados in Kenya to brokering Bugattis and rare Ferraris for ultra-wealthy collectors, he explains how rarity, heritage, and culture drive long-term value in the collector car market and why some vehicles quietly outperform traditional assets over time. He also opens up about losing €200,000 in a scam, spending five years before the business stabilized, and navigating global business barriers as an African entrepreneur.
Financially Incorrect115,583 次观看 • 2 个月前
At 23, Valentine Njoroge had already helped connect $1.5 million to African businesses. It all started with a call from a former client in New York looking for investment opportunities in Africa. She introduced him to an SME, the deal closed at $200,000, and when he asked, "What's your fee?" she realised she had no idea what to charge. A quick search introduced her to the concept of a 7% finder's fee. She invoiced it. He paid. What began as one introduction soon caught the attention of the CMA, forcing her to rethink how the business would operate. 🎧 Full episode now on YouTube and all streaming platforms.
Financially Incorrect21,482 次观看 • 17 天前
Many Kenyans think property is wealth, but Edward Kirathe sees a hidden trap. Land and apartments can tie you down with slow sales, tenant headaches and inheritance headaches. That’s why he champions moving money into financial assets like professionally managed REITs through Vuka where your wealth grows without the hassle of physical property. Get in touch with Vuka; Email: [email protected] Call: 0800 730 333 (Toll Free) Website: Full Episode Out on all streaming Platforms 🎧
Financially Incorrect137,878 次观看 • 4 个月前
The hardest part of social media marketing? Explaining to your CEO why a "slow Wednesday" resulted in zero sales, despite your best content. As Tracey Gachie says, sometimes there just isn't a simple explanation for why people "like your products today and not tomorrow."
Financially Incorrect94,610 次观看 • 6 个月前
Marriage isn’t just about romance. Carol Musyoka unpacks the business side - how marriage was built to manage property, protect assets, and secure legacy. Forget “happily ever after,” think “equity ever after.” Ready for a new lens on love? Watch the full episode now.
Financially Incorrect187,923 次观看 • 1 年前
If you were offered KES 17,000 or KES 24,000, which would you choose? For Major Boke, that wasn't a hypothetical question. After university, he had a clear path into teaching. But the military presented a different opportunity, one with higher starting pay and a structured path for advancement. The real difference wasn't the starting salary. It was what came next. In the military, promotions are built into the system. Every new rank brings greater responsibility, greater leadership, and significantly higher earnings. Within just nine years, Boke Kitangita had risen from Second Lieutenant to Major. 🎧 Full episode now on YouTube and all streaming platforms.
Financially Incorrect18,964 次观看 • 1 个月前
45 million vanished from his company and the fraud came from within. A trusted insider, a cartel of managers, and a system rigged from the inside. Bobby Gadhia exposed it all, laid a trap, and got them arrested. But justice? Still out of reach. Watch the episode now
Financially Incorrect110,848 次观看 • 1 年前
Most people think you need millions sitting in the bank before you can build something ambitious.Ian Henderson didn't. After buying a 165-acre piece of land, he took just 20 acres, subdivided them into 70 self-build plots and sold them within three months. Instead of treating those sales as profit, he used every shilling to finance the first phase of construction. Then came the part most people never see. While dozens of houses were under construction and the business demanded more capital every month, Ian wasn't paying himself. No salary. No wages. Nothing. He understood that in the early days, the business needed the money more than he did. Superior Homes Kenya 🎧 Full episode now on YouTube and all streaming platforms.
Financially Incorrect15,811 次观看 • 1 个月前
Imagine attending every major conference in the country. Government events. Corporate summits. Industry forums. International gatherings. Now imagine you're not there to learn. You're there to steal. While leading security at KICC, Major Boke encountered one of the most fascinating criminals of his career. A man who somehow appeared as an accredited delegate at virtually every conference hosted at the venue. Heads of State events, ministerial meetings, corporate conferences, industry forums. He was always there, always legitimate on paper, and always impossible to flag. 🎧 Full episode now on YouTube and all streaming platforms.
Financially Incorrect17,182 次观看 • 1 个月前
The auctioneers pulled down the curtains first… then everything else followed. In 2004, Peter Nduati lost his home and eventually, his marriage after leaving his job to build a business. This is the brutal, rarely told side of entrepreneurship. Watch the full episode now.
Financially Incorrect102,213 次观看 • 1 年前
Losing 70% of your revenue overnight would break most businesses. For Haco Industries, it became the turning point. At the Africa CEO Forum in Kigali, Mary-AnnMusangi MD Haco Industries shared how losing the Bic manufacturing license forced the company to rethink survival, scale, and growth. Instead of mass layoffs, they chose reinvention. During COVID, Haco Industries became the first company to manufacture sanitizer in Kenya. But the real shift came from expanding beyond one market. Today, Haco operates across nine African countries and that scale became the difference between surviving and becoming profitable again. In Africa, where manufacturing costs remain high, scale is no longer ambition. It is survival. Despite cheaper production markets elsewhere, Haco chose to stay and protect the livelihoods behind its factories. “It’s not just about the money; it’s about our people.” #ACF2026 #OurACF2026 #OurACF26
Financially Incorrect22,379 次观看 • 2 个月前
Riara Group of School was not built from comfort. Suzanne W Gachukia shares how currency collapse, bankruptcy and financial pressure forced her family to rethink everything. Her mother convinced her father to take over a struggling kindergarten and slowly grow it class by class. What started as survival eventually became one of Kenya’s most recognized education institutions The Riara Schools
Financially Incorrect20,674 次观看 • 2 个月前
The plan was 400 wedding guests. 700 showed up. The bill followed. But the honeymoon to the Maldives was already paid for first. When the extra cost hit, Esther Waititu and her husband negotiated a payment plan and cleared it in three months. Not everything goes to plan, but priorities and negotiation change the outcome. 🎧 Episode out now on YouTube and all streaming platforms
Financially Incorrect24,684 次观看 • 3 个月前
From 0 to KES 500M in property sales. In today's episode , Allan Mutuma breaks down how he built Brown Cap Developers from a family solution into a fast-growing real estate business.We talk real estate, money habits, partnership, faith, and why most property investors are women.
Financially Incorrect50,192 次观看 • 7 个月前
Do you know how Royco cubes reached Mama Mbogas? @kelvinkuria shares how, as a Royco Brand Manager, he redesigned the route to market by bringing the product closer to everyday shoppers through Mama Mboga vendors.The result? Around a 10% natural bump just by improving access.
Financially Incorrect26,781 次观看 • 5 个月前
Leonard Mcharo started as a university lecturer earning 15K a month, navigating financial pressure, early marriage and uncertainty about the future. Years later, that journey became TSAVO , a real estate model built on a simple principle: money moves where trust exists. No aggressive debt. No rushed expansion. Just demand-driven growth, disciplined cash flow and long-term thinking. This episode unpacks the real mechanics behind building wealth through real estate.
Financially Incorrect20,669 次观看 • 4 个月前
A packed dancefloor hides a very expensive reality. Before Mass House became one of Nairobi’s most talked-about venue, it was years of risk, small DJ payments, and a bold decision to invest nearly 50M KES into building something new. On this episode of Financially Incorrect, Big Nyagz shares how he moved from early entrepreneurship into venue ownership, why security is the biggest cost nobody talks about and how one incident nearly shut everything down. This isn’t just a music story. It’s a business story about cash flow, risk, and building experiences people trust.
Financially Incorrect20,931 次观看 • 4 个月前
Most professionals don’t undercharge because the market forces them. They do it because they hesitate. Waithera Mugo was ready to drop her fee by 40% until one line changed everything: you’re not selling cabbages. She held the price. The client agreed in 10 minutes. Ithera Africa 🎧 Full episode now live on YouTube and all streaming platforms.
Financially Incorrect14,273 次观看 • 3 个月前