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Monica Jasuja

@jasuja • 23,554 subscribers

Observations on fintech, payments, leadership, and how systems really work | Top 5 Global Fintech Leader | Views personal, not employers

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A toy bullet train goes off an incomplete track. Slides across the floor. Hits a wall at the exact right angle. Lands back on the rails like nothing happened. That's every bank you've ever used. Core banking software older than the people maintaining it. Patched, not rebuilt, because nobody wants to touch the one accidental thing holding it up. Now we're stacking real-time payments, AI-grade compliance, and stablecoin rails on top of that same wall. Nobody asked if it can take the weight. We just keep adding train cars. At some point, the wall isn't at the right angle anymore. What happens then? Brian Ahier Alex Johnson Arjun Vir Singh @amitTwitr Antonio Grasso Amitav Bhattacharjee Brett King #TheFuturists #OptimalHumanity ✈️ Chris Gledhill Chidambara .ML. Chris Skinner Growth CFO 🌍 🕊️🇺🇦 David M. Brear Devie Mohan Sharat Chandra Dr Efi Pylarinou Elitsa Krumova Enrico Molinari #VivaTech2025 Francesco Burelli Fabrizio Bustamante Escudero Florian Graillot Nick Bilodeau Musheer Hana Helene Li ✨🍀💜 Jame DiBiasio Jim Marous 💯 Joanne Moretti. Dr. Khulood Almani | د.خلود المانع Dr Leda Glyptis Linas Beliūnas Marcel van Oost Mike Flache Mike Quindazzi Jason Mikula Nafis Alam Norbert Gehrke Panagiotis Kriaris Theodora (Theo) Lau - 劉䂀曼 🌻 Richard Turrin Ron Shevlin Sabine VanderLinden Sam Boboev DCCVII Spiros Margaris Simon Taylor Tanvi Ratna Urs Bolt 🇨🇭🇵🇭 🆑 Christophe Langlois | AI | B2B SaaS Marketing Xavier Gomez Helen Yu

A toy bullet train goes off an incomplete track. Slides across the floor. Hits a wall at the exact right angle. Lands back on the rails like nothing happened. That's every bank you've ever used. Core banking software older than the people maintaining it. Patched, not rebuilt, because nobody wants to touch the one accidental thing holding it up. Now we're stacking real-time payments, AI-grade compliance, and stablecoin rails on top of that same wall. Nobody asked if it can take the weight. We just keep adding train cars. At some point, the wall isn't at the right angle anymore. What happens then? Brian Ahier Alex Johnson Arjun Vir Singh @amitTwitr Antonio Grasso Amitav Bhattacharjee Brett King #TheFuturists #OptimalHumanity ✈️ Chris Gledhill Chidambara .ML. Chris Skinner Growth CFO 🌍 🕊️🇺🇦 David M. Brear Devie Mohan Sharat Chandra Dr Efi Pylarinou Elitsa Krumova Enrico Molinari #VivaTech2025 Francesco Burelli Fabrizio Bustamante Escudero Florian Graillot Nick Bilodeau Musheer Hana Helene Li ✨🍀💜 Jame DiBiasio Jim Marous 💯 Joanne Moretti. Dr. Khulood Almani | د.خلود المانع Dr Leda Glyptis Linas Beliūnas Marcel van Oost Mike Flache Mike Quindazzi Jason Mikula Nafis Alam Norbert Gehrke Panagiotis Kriaris Theodora (Theo) Lau - 劉䂀曼 🌻 Richard Turrin Ron Shevlin Sabine VanderLinden Sam Boboev DCCVII Spiros Margaris Simon Taylor Tanvi Ratna Urs Bolt 🇨🇭🇵🇭 🆑 Christophe Langlois | AI | B2B SaaS Marketing Xavier Gomez Helen Yu

16,271 görüntüleme

Uber's COO said this week that 70% of their code is AI-generated and he still cannot link any of it to a single consumer improvement. They burned their entire 2026 AI budget in four months. Microsoft cancelled AI tool licenses for the Windows division. Nvidia's own VP said compute now costs more than employees. Meta logged 60 trillion tokens in 30 days and shut the dashboard down. $740B committed to AI in 2026. MIT says it only works in 23% of roles. The last time tech spent this fast with this little proof, it was 2021. The AI bubble won't pop with a headline. It'll deflate one budget review at a time.

Uber's COO said this week that 70% of their code is AI-generated and he still cannot link any of it to a single consumer improvement. They burned their entire 2026 AI budget in four months. Microsoft cancelled AI tool licenses for the Windows division. Nvidia's own VP said compute now costs more than employees. Meta logged 60 trillion tokens in 30 days and shut the dashboard down. $740B committed to AI in 2026. MIT says it only works in 23% of roles. The last time tech spent this fast with this little proof, it was 2021. The AI bubble won't pop with a headline. It'll deflate one budget review at a time.

29,886 görüntüleme

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The RBI Governor just drew the clearest line yet between innovation and monetary sovereignty. At the World Bank meetings, Sanjay Malhotra made a statement every central banker and fintech builder needs to hear. CBDCs over stablecoins. Not as suggestion. As imperative. Here's why it matters 🧵👇

The RBI Governor just drew the clearest line yet between innovation and monetary sovereignty. At the World Bank meetings, Sanjay Malhotra made a statement every central banker and fintech builder needs to hear. CBDCs over stablecoins. Not as suggestion. As imperative. Here's why it matters 🧵👇

52,871 görüntüleme • 8 ay önce

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