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Ramit Sethi

@ramit • 301,253 subscribers

Author, host of @netflix "How to Get Rich" & the Money For Couples podcast

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In Morocco, our hotel sent someone to escort us through airport immigration and help with bags. A nice touch I've always loved these Bentley Bentaygas. I imagined that one day I'd get one, so it was shocking that THIS was the hotel car they sent (~$300k car) The interior was beautiful. But after sitting in it for a few minutes...I realized it's just a car. Very nice and I'm glad I had the chance to ride in one, but I'm fine never owning one of these in my life

In Morocco, our hotel sent someone to escort us through airport immigration and help with bags. A nice touch I've always loved these Bentley Bentaygas. I imagined that one day I'd get one, so it was shocking that THIS was the hotel car they sent (~$300k car) The interior was beautiful. But after sitting in it for a few minutes...I realized it's just a car. Very nice and I'm glad I had the chance to ride in one, but I'm fine never owning one of these in my life

293,213 görüntüleme

In this video of LA, you can see the exact reason why housing is so expensive in America

In this video of LA, you can see the exact reason why housing is so expensive in America

2,073,828 görüntüleme

Dave Ramsey: "It's not really hard to beat the S&P 500" Please reply with one word describing your reaction

Dave Ramsey: "It's not really hard to beat the S&P 500" Please reply with one word describing your reaction

1,201,230 görüntüleme

HOW WE MAKE OUR TRIPS MAGICAL - Cooking classes. In Mexico City, our guide took us to the market, then we all made extra-spicy salsa together. This is a beautiful way to visit places you wouldn't know about and get involved in a tactile activity. Perfect for families and older parents and very inexpensive. - The $325 underwear. We'd been traveling for weeks and needed to do our laundry. Our hotel, Aman Kyoto, would have charged $325 for a small bag of laundry (standard price for all ultra-luxury hotels). I said "NO WAY!!!" and we decided to go into town and find a laundromat. It turned into an adventure (as we stumbled into place after place that wasn't quite right -- one lady translated for us and said, "Are you trying to wash your clothes? This isn't the right place. This place restores kimonos"). We finally found a local laundromat, took our best guess if it would work, and went to lunch. Now this is a fun ritual for us every time we travel. Sometimes cheaper is way more fun - We hire a local photographer. We love our memories of our trips and local photographers know the best spots/time to take photos. Find the best ones on Instagram. In Tokyo, we use the same photographer every year - On complex trips, I work with a travel advisor. I used a larger firm for a 6-week trip across multiple continents, which was invaluable: They helped us navigate different transportation, recommended which safari lodges to visit (and in what order), and even suggested where to economize & where to splurge. Sometimes I know exactly where I want to go so I call a more surgical travel advisor. In the video, he got our NYC hotel triple-upgraded. Or sometimes I just do it myself. TAs are especially helpful for Disney trips, honeymoons, and multi-generational trips. (They also cost you nothing, but you should look into how they work. I find them very valuable) - 1 major activity every two days. The ultimate luxury is time, so we have a rule: 4+ days in any location. We also book 1 major thing (food tour, museum, etc). The rest of the time, we've pinned a bunch of stuff and we wander where we feel like that day - We know exactly what we DON'T want to see. When I'm attending a private tour, I tell them what I want to experience and what I'm not interested in. Most tour guides will take you to the usual hotspots because it's safe and people can say they saw X or ate Y. I know exactly what I want to see. For example, on a coffee tour, I told them the exact kind of beans I wanted to try and what I was not into. People in hospitality love someone who knows what they want!! This level of intentionality means you get to experience magic (it's not rude) I travel several months per year and I want my travel to be incredibly meaningful for my loved ones and me. These are some of the ways I do it If you want to know more, let me know in the comments More details on the next post

HOW WE MAKE OUR TRIPS MAGICAL - Cooking classes. In Mexico City, our guide took us to the market, then we all made extra-spicy salsa together. This is a beautiful way to visit places you wouldn't know about and get involved in a tactile activity. Perfect for families and older parents and very inexpensive. - The $325 underwear. We'd been traveling for weeks and needed to do our laundry. Our hotel, Aman Kyoto, would have charged $325 for a small bag of laundry (standard price for all ultra-luxury hotels). I said "NO WAY!!!" and we decided to go into town and find a laundromat. It turned into an adventure (as we stumbled into place after place that wasn't quite right -- one lady translated for us and said, "Are you trying to wash your clothes? This isn't the right place. This place restores kimonos"). We finally found a local laundromat, took our best guess if it would work, and went to lunch. Now this is a fun ritual for us every time we travel. Sometimes cheaper is way more fun - We hire a local photographer. We love our memories of our trips and local photographers know the best spots/time to take photos. Find the best ones on Instagram. In Tokyo, we use the same photographer every year - On complex trips, I work with a travel advisor. I used a larger firm for a 6-week trip across multiple continents, which was invaluable: They helped us navigate different transportation, recommended which safari lodges to visit (and in what order), and even suggested where to economize & where to splurge. Sometimes I know exactly where I want to go so I call a more surgical travel advisor. In the video, he got our NYC hotel triple-upgraded. Or sometimes I just do it myself. TAs are especially helpful for Disney trips, honeymoons, and multi-generational trips. (They also cost you nothing, but you should look into how they work. I find them very valuable) - 1 major activity every two days. The ultimate luxury is time, so we have a rule: 4+ days in any location. We also book 1 major thing (food tour, museum, etc). The rest of the time, we've pinned a bunch of stuff and we wander where we feel like that day - We know exactly what we DON'T want to see. When I'm attending a private tour, I tell them what I want to experience and what I'm not interested in. Most tour guides will take you to the usual hotspots because it's safe and people can say they saw X or ate Y. I know exactly what I want to see. For example, on a coffee tour, I told them the exact kind of beans I wanted to try and what I was not into. People in hospitality love someone who knows what they want!! This level of intentionality means you get to experience magic (it's not rude) I travel several months per year and I want my travel to be incredibly meaningful for my loved ones and me. These are some of the ways I do it If you want to know more, let me know in the comments More details on the next post

31,445 görüntüleme

There's a very peculiar thing that happens when I ask people what their Rich Life is: They start minimizing what they actually want "I guess one day I'd like a beach house...it doesn't have to be big. It doesn't even have to be that close to the beach!" "I'd like to travel. Nothing fancy. Doesn't even have to be for that long. Maybe just a chance to spend a couple days in Italy" Look at this clip from today's podcast episode. A multi-millionaire to-be is telling me how her massage "doesn't even have to be"... I stopped her right there. WHY DO WE SHRINK OUR DREAMS? Even in our description of a Rich Life, we apologize and play small. Most people who do this aren't even aware of it. It's unconscious. Sometimes they grew up in the Midwest, sometimes religious, sometimes they're simply afraid to say they want something big, because if they don't get it...then they failed themselves But if you want to live a Rich Life, you're much more likely to get there by setting a big, audacious vision. Playing small feels safe but very few people get motivated by a vision like "I just want to be debt free" Dream bigger, be specific, and use your money to get there

There's a very peculiar thing that happens when I ask people what their Rich Life is: They start minimizing what they actually want "I guess one day I'd like a beach house...it doesn't have to be big. It doesn't even have to be that close to the beach!" "I'd like to travel. Nothing fancy. Doesn't even have to be for that long. Maybe just a chance to spend a couple days in Italy" Look at this clip from today's podcast episode. A multi-millionaire to-be is telling me how her massage "doesn't even have to be"... I stopped her right there. WHY DO WE SHRINK OUR DREAMS? Even in our description of a Rich Life, we apologize and play small. Most people who do this aren't even aware of it. It's unconscious. Sometimes they grew up in the Midwest, sometimes religious, sometimes they're simply afraid to say they want something big, because if they don't get it...then they failed themselves But if you want to live a Rich Life, you're much more likely to get there by setting a big, audacious vision. Playing small feels safe but very few people get motivated by a vision like "I just want to be debt free" Dream bigger, be specific, and use your money to get there

26,368 görüntüleme

New profile in the New York Times

22,486 görüntüleme

Take pics of ICE agents. Will be useful for prosecution later

Take pics of ICE agents. Will be useful for prosecution later

29,417 görüntüleme

NYC subway is looking good today. Traffic on a Friday afternoon near Union Square is unbelievably smooth. Thank you congestion pricing!

NYC subway is looking good today. Traffic on a Friday afternoon near Union Square is unbelievably smooth. Thank you congestion pricing!

109,043 görüntüleme

Dear Trump voters: Thanks to the Republican bill, your costs will go up & the deficit will explode by $3 trillion+, all so guys like me get huge tax cuts, which I will spend on luxury vacations Do you think that's fair? Signed, A Wealthy Guy Who Doesn't Need Tax Cuts

Dear Trump voters: Thanks to the Republican bill, your costs will go up & the deficit will explode by $3 trillion+, all so guys like me get huge tax cuts, which I will spend on luxury vacations Do you think that's fair? Signed, A Wealthy Guy Who Doesn't Need Tax Cuts

80,015 görüntüleme

With my amazing wife the first time I saw my new book, Money For Couples, on a billboard in Times Square ❤️

With my amazing wife the first time I saw my new book, Money For Couples, on a billboard in Times Square ❤️

42,731 görüntüleme

Scenes from a peaceful No Kings protest

Scenes from a peaceful No Kings protest

21,473 görüntüleme

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Some unconventional ways I travel: DO: - I use an SOP (standard operating procedure) document, which includes my airline/seat preferences, what time I prefer to fly/land, when to economize and when to splurge, and more - I add 50% to any hotel sticker price — that's the real cost. $500/night = $750 after taxes, tips, meals, treatment. If that number is too high, shorten the trip or stay somewhere cheaper - Every ~10 days of travel, we have one completely unscheduled day - I send a pre-arrival letter to hotels. My wife and I don't really drink so we'd prefer berries instead of a welcome gift of wine DON'T: - We don't book many high-end food reservations. It's just not for us - Eat food on plane (even business class). True luxury is bringing your own food and walking off a plane feeling great - We never book a trip and show up to "see the sights." Each trip has a theme, how we want to feel, and we focus the travel around that. We pin items ahead of time, then we can be spontaneous while we're there, knowing we'll see a few magical things we've already set an intention for - Treat trips as "once in a lifetime." We know if we love it, we can come back I have more specific ways I travel (next tweet)

Some unconventional ways I travel: DO: - I use an SOP (standard operating procedure) document, which includes my airline/seat preferences, what time I prefer to fly/land, when to economize and when to splurge, and more - I add 50% to any hotel sticker price — that's the real cost. $500/night = $750 after taxes, tips, meals, treatment. If that number is too high, shorten the trip or stay somewhere cheaper - Every ~10 days of travel, we have one completely unscheduled day - I send a pre-arrival letter to hotels. My wife and I don't really drink so we'd prefer berries instead of a welcome gift of wine DON'T: - We don't book many high-end food reservations. It's just not for us - Eat food on plane (even business class). True luxury is bringing your own food and walking off a plane feeling great - We never book a trip and show up to "see the sights." Each trip has a theme, how we want to feel, and we focus the travel around that. We pin items ahead of time, then we can be spontaneous while we're there, knowing we'll see a few magical things we've already set an intention for - Treat trips as "once in a lifetime." We know if we love it, we can come back I have more specific ways I travel (next tweet)

346,689 görüntüleme • 1 ay önce

HOW WE MAKE OUR TRIPS MAGICAL - Cooking classes. In Mexico City, our guide took us to the market, then we all made extra-spicy salsa together. This is a beautiful way to visit places you wouldn't know about and get involved in a tactile activity. Perfect for families and older parents and very inexpensive. - The $325 underwear. We'd been traveling for weeks and needed to do our laundry. Our hotel, Aman Kyoto, would have charged $325 for a small bag of laundry (standard price for all ultra-luxury hotels). I said "NO WAY!!!" and we decided to go into town and find a laundromat. It turned into an adventure (as we stumbled into place after place that wasn't quite right -- one lady translated for us and said, "Are you trying to wash your clothes? This isn't the right place. This place restores kimonos"). We finally found a local laundromat, took our best guess if it would work, and went to lunch. Now this is a fun ritual for us every time we travel. Sometimes cheaper is way more fun - We hire a local photographer. We love our memories of our trips and local photographers know the best spots/time to take photos. Find the best ones on Instagram. In Tokyo, we use the same photographer every year - On complex trips, I work with a travel advisor. I used a larger firm for a 6-week trip across multiple continents, which was invaluable: They helped us navigate different transportation, recommended which safari lodges to visit (and in what order), and even suggested where to economize & where to splurge. Sometimes I know exactly where I want to go so I call a more surgical travel advisor. In the video, he got our NYC hotel triple-upgraded. Or sometimes I just do it myself. TAs are especially helpful for Disney trips, honeymoons, and multi-generational trips. (They also cost you nothing, but you should look into how they work. I find them very valuable) - 1 major activity every two days. The ultimate luxury is time, so we have a rule: 4+ days in any location. We also book 1 major thing (food tour, museum, etc). The rest of the time, we've pinned a bunch of stuff and we wander where we feel like that day - We know exactly what we DON'T want to see. When I'm attending a private tour, I tell them what I want to experience and what I'm not interested in. Most tour guides will take you to the usual hotspots because it's safe and people can say they saw X or ate Y. I know exactly what I want to see. For example, on a coffee tour, I told them the exact kind of beans I wanted to try and what I was not into. People in hospitality love someone who knows what they want!! This level of intentionality means you get to experience magic (it's not rude) I travel several months per year and I want my travel to be incredibly meaningful for my loved ones and me. These are some of the ways I do it If you want to know more, let me know in the comments More details on the next post

HOW WE MAKE OUR TRIPS MAGICAL - Cooking classes. In Mexico City, our guide took us to the market, then we all made extra-spicy salsa together. This is a beautiful way to visit places you wouldn't know about and get involved in a tactile activity. Perfect for families and older parents and very inexpensive. - The $325 underwear. We'd been traveling for weeks and needed to do our laundry. Our hotel, Aman Kyoto, would have charged $325 for a small bag of laundry (standard price for all ultra-luxury hotels). I said "NO WAY!!!" and we decided to go into town and find a laundromat. It turned into an adventure (as we stumbled into place after place that wasn't quite right -- one lady translated for us and said, "Are you trying to wash your clothes? This isn't the right place. This place restores kimonos"). We finally found a local laundromat, took our best guess if it would work, and went to lunch. Now this is a fun ritual for us every time we travel. Sometimes cheaper is way more fun - We hire a local photographer. We love our memories of our trips and local photographers know the best spots/time to take photos. Find the best ones on Instagram. In Tokyo, we use the same photographer every year - On complex trips, I work with a travel advisor. I used a larger firm for a 6-week trip across multiple continents, which was invaluable: They helped us navigate different transportation, recommended which safari lodges to visit (and in what order), and even suggested where to economize & where to splurge. Sometimes I know exactly where I want to go so I call a more surgical travel advisor. In the video, he got our NYC hotel triple-upgraded. Or sometimes I just do it myself. TAs are especially helpful for Disney trips, honeymoons, and multi-generational trips. (They also cost you nothing, but you should look into how they work. I find them very valuable) - 1 major activity every two days. The ultimate luxury is time, so we have a rule: 4+ days in any location. We also book 1 major thing (food tour, museum, etc). The rest of the time, we've pinned a bunch of stuff and we wander where we feel like that day - We know exactly what we DON'T want to see. When I'm attending a private tour, I tell them what I want to experience and what I'm not interested in. Most tour guides will take you to the usual hotspots because it's safe and people can say they saw X or ate Y. I know exactly what I want to see. For example, on a coffee tour, I told them the exact kind of beans I wanted to try and what I was not into. People in hospitality love someone who knows what they want!! This level of intentionality means you get to experience magic (it's not rude) I travel several months per year and I want my travel to be incredibly meaningful for my loved ones and me. These are some of the ways I do it If you want to know more, let me know in the comments More details on the next post

31,445 görüntüleme • 20 gün önce

Robert "Rich Dad, Poor Dad" Kiyosaki: “I killed a lot of your people” (speaking to an Asian woman) "I love pretty women...hot outfit" “School fucks us…you want to be a Marxist? Send your kids to fucking school.They’ll learn how to be boys turned into girls”

Robert "Rich Dad, Poor Dad" Kiyosaki: “I killed a lot of your people” (speaking to an Asian woman) "I love pretty women...hot outfit" “School fucks us…you want to be a Marxist? Send your kids to fucking school.They’ll learn how to be boys turned into girls”

812,047 görüntüleme • 2 yıl önce

Rich people actually don't move when taxes go up You were just fed that propaganda by the ultra wealthy and you actually believed it

Rich people actually don't move when taxes go up You were just fed that propaganda by the ultra wealthy and you actually believed it

228,322 görüntüleme • 7 ay önce

When a wealthy man asks his fiancée to sign a prenup, one common response is for her to call it "unromantic" and label him an "asshole" But when a wealthy *woman* asks her fiancé to sign a prenup, HE OFTEN SAYS THE SAME THING! Many gender issues are actually power issues

When a wealthy man asks his fiancée to sign a prenup, one common response is for her to call it "unromantic" and label him an "asshole" But when a wealthy woman asks her fiancé to sign a prenup, HE OFTEN SAYS THE SAME THING! Many gender issues are actually power issues

32,536 görüntüleme • 25 gün önce

THIS WAS THE FASTEST TRIP I'VE EVER TAKEN TO AN AIRPORT FROM NYC!!! Thank you congestion pricing!!! Lots more stories like this in the thread below

THIS WAS THE FASTEST TRIP I'VE EVER TAKEN TO AN AIRPORT FROM NYC!!! Thank you congestion pricing!!! Lots more stories like this in the thread below

349,823 görüntüleme • 1 yıl önce

One is a sense of awe. I stay at places like this to be inspired. When I stay here, I realize: 1. Beautiful places make me think bigger 2. There are lots of people here spending $. Money is not scarce! People love spending on things they value (Oberoi Marrakech, Aman Kyoto)

One is a sense of awe. I stay at places like this to be inspired. When I stay here, I realize: 1. Beautiful places make me think bigger 2. There are lots of people here spending $. Money is not scarce! People love spending on things they value (Oberoi Marrakech, Aman Kyoto)

49,541 görüntüleme • 2 ay önce

LIE: “You can’t raise taxes on the wealthy! They’ll just move away!”

LIE: “You can’t raise taxes on the wealthy! They’ll just move away!”

115,224 görüntüleme • 9 ay önce

How homeowners react when Ramit Sethi tells them that yes, house prices can go down

How homeowners react when Ramit Sethi tells them that yes, house prices can go down

294,277 görüntüleme • 3 yıl önce

Imagine you cut back on lattes for your entire life to create “generational wealth” and then these are your heirs

Imagine you cut back on lattes for your entire life to create “generational wealth” and then these are your heirs

128,790 görüntüleme • 1 yıl önce

One of the best things I ever did was RECORD MYSELF AND CRITIQUE IT I applied for 65+ college scholarships. I kept landing interviews but getting rejected When I watched the tape, I realized why This is the level of preparation to land top-tier jobs

One of the best things I ever did was RECORD MYSELF AND CRITIQUE IT I applied for 65+ college scholarships. I kept landing interviews but getting rejected When I watched the tape, I realized why This is the level of preparation to land top-tier jobs

57,347 görüntüleme • 6 ay önce

MYTH: "Grandma bought a house in Austin, Texas in 1970 for $100,000. She just sold it for $1,000,000. Grandma made $900,000!" REALITY: That's not true Watch the video I did with Steven Bartlett to see the surprising numbers to factor in

MYTH: "Grandma bought a house in Austin, Texas in 1970 for $100,000. She just sold it for $1,000,000. Grandma made $900,000!" REALITY: That's not true Watch the video I did with Steven Bartlett to see the surprising numbers to factor in

215,715 görüntüleme • 2 yıl önce

I have a secret to share with you... For the last 3 years, I've spoken to thousands of couples around the country for my Netflix show, my podcast, and my live in-person shows. But behind the scenes, I've been working on the definitive book to help couples get on the same page with money. And finally, I'm ready to share it with you. Introducing my new book, Money for Couples In this book, I’ll show you and your partner… → How to talk about money The exact words to use, when to talk about money, how to teach your kids about money, even the very agenda and account setup that my wife and I use in our finances. → The tactics to make instant improvements How to set up your accounts to automatically work together, how to assess your financial health, and how to make changes along the way. → How to have a deeper understanding of money psychology in your relationship Discover why you see money differently and how to meet your partner where they are today. Pre-order your copy at the link below

I have a secret to share with you... For the last 3 years, I've spoken to thousands of couples around the country for my Netflix show, my podcast, and my live in-person shows. But behind the scenes, I've been working on the definitive book to help couples get on the same page with money. And finally, I'm ready to share it with you. Introducing my new book, Money for Couples In this book, I’ll show you and your partner… → How to talk about money The exact words to use, when to talk about money, how to teach your kids about money, even the very agenda and account setup that my wife and I use in our finances. → The tactics to make instant improvements How to set up your accounts to automatically work together, how to assess your financial health, and how to make changes along the way. → How to have a deeper understanding of money psychology in your relationship Discover why you see money differently and how to meet your partner where they are today. Pre-order your copy at the link below

152,691 görüntüleme • 1 yıl önce

NYC subway is looking good today. Traffic on a Friday afternoon near Union Square is unbelievably smooth. Thank you congestion pricing!

NYC subway is looking good today. Traffic on a Friday afternoon near Union Square is unbelievably smooth. Thank you congestion pricing!

109,043 görüntüleme • 1 yıl önce

73-year-old man shares what happens when you don’t save for retirement There is so much wisdom to learn from our elders if we listen

73-year-old man shares what happens when you don’t save for retirement There is so much wisdom to learn from our elders if we listen

71,366 görüntüleme • 10 ay önce

I asked how he splits the bill with friends I love street interviews

I asked how he splits the bill with friends I love street interviews

68,196 görüntüleme • 10 ay önce

Stunning to watch cognitive dissonance in front of your eyes. These farmers refuse to blame the Trump tariffs ruining their lives. They blame “acts of God,” they blame his cabinet, they ramble about how difficult they have it… …but they will not blame the 1 person responsible

Stunning to watch cognitive dissonance in front of your eyes. These farmers refuse to blame the Trump tariffs ruining their lives. They blame “acts of God,” they blame his cabinet, they ramble about how difficult they have it… …but they will not blame the 1 person responsible

76,434 görüntüleme • 1 yıl önce

I took my two 16-year-old nephews on a tour of Stanford Day 1 - Official Stanford tour + Hoover Tower + I took them to some of my favorite spots Day 2 - Breakfast (they missed this -- I talked to them about respecting time) - Airplane flying lesson - SF for the day

I took my two 16-year-old nephews on a tour of Stanford Day 1 - Official Stanford tour + Hoover Tower + I took them to some of my favorite spots Day 2 - Breakfast (they missed this -- I talked to them about respecting time) - Airplane flying lesson - SF for the day

44,369 görüntüleme • 7 ay önce

What’s in the new Republican bill?

What’s in the new Republican bill?

58,552 görüntüleme • 11 ay önce

Here's the scenario: You burned through $200K of crypto and now live with your mom in a 2BR apartment Income: $118K Debt: $34K Savings: $4K Investments: $761 Housing: $0 (you don't pay) Kid: You want to send 5yo to private school What would you do? See my conversation below

Here's the scenario: You burned through $200K of crypto and now live with your mom in a 2BR apartment Income: $118K Debt: $34K Savings: $4K Investments: $761 Housing: $0 (you don't pay) Kid: You want to send 5yo to private school What would you do? See my conversation below

39,106 görüntüleme • 7 ay önce