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Ramit Sethi

@ramit • 303,435 subscribers

@Netflix’s How To Get Rich | Money For Couples Podcast | NYT Bestselling Author

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This is why your housing is so expensive

This is why your housing is so expensive

38,337 görüntüleme

In this video of LA, you can see the exact reason why housing is so expensive in America

In this video of LA, you can see the exact reason why housing is so expensive in America

2,073,903 görüntüleme

In Morocco, our hotel sent someone to escort us through airport immigration and help with bags. A nice touch I've always loved these Bentley Bentaygas. I imagined that one day I'd get one, so it was shocking that THIS was the hotel car they sent (~$300k car) The interior was beautiful. But after sitting in it for a few minutes...I realized it's just a car. Very nice and I'm glad I had the chance to ride in one, but I'm fine never owning one of these in my life

In Morocco, our hotel sent someone to escort us through airport immigration and help with bags. A nice touch I've always loved these Bentley Bentaygas. I imagined that one day I'd get one, so it was shocking that THIS was the hotel car they sent (~$300k car) The interior was beautiful. But after sitting in it for a few minutes...I realized it's just a car. Very nice and I'm glad I had the chance to ride in one, but I'm fine never owning one of these in my life

294,031 görüntüleme

I followed Dave’s advice to invest in “some mutual funds that get 12% or 13%” and now I live here

I followed Dave’s advice to invest in “some mutual funds that get 12% or 13%” and now I live here

165,426 görüntüleme

HOW WE MAKE OUR TRIPS MAGICAL - Cooking classes. In Mexico City, our guide took us to the market, then we all made extra-spicy salsa together. This is a beautiful way to visit places you wouldn't know about and get involved in a tactile activity. Perfect for families and older parents and very inexpensive. - The $325 underwear. We'd been traveling for weeks and needed to do our laundry. Our hotel, Aman Kyoto, would have charged $325 for a small bag of laundry (standard price for all ultra-luxury hotels). I said "NO WAY!!!" and we decided to go into town and find a laundromat. It turned into an adventure (as we stumbled into place after place that wasn't quite right -- one lady translated for us and said, "Are you trying to wash your clothes? This isn't the right place. This place restores kimonos"). We finally found a local laundromat, took our best guess if it would work, and went to lunch. Now this is a fun ritual for us every time we travel. Sometimes cheaper is way more fun - We hire a local photographer. We love our memories of our trips and local photographers know the best spots/time to take photos. Find the best ones on Instagram. In Tokyo, we use the same photographer every year - On complex trips, I work with a travel advisor. I used a larger firm for a 6-week trip across multiple continents, which was invaluable: They helped us navigate different transportation, recommended which safari lodges to visit (and in what order), and even suggested where to economize & where to splurge. Sometimes I know exactly where I want to go so I call a more surgical travel advisor. In the video, he got our NYC hotel triple-upgraded. Or sometimes I just do it myself. TAs are especially helpful for Disney trips, honeymoons, and multi-generational trips. (They also cost you nothing, but you should look into how they work. I find them very valuable) - 1 major activity every two days. The ultimate luxury is time, so we have a rule: 4+ days in any location. We also book 1 major thing (food tour, museum, etc). The rest of the time, we've pinned a bunch of stuff and we wander where we feel like that day - We know exactly what we DON'T want to see. When I'm attending a private tour, I tell them what I want to experience and what I'm not interested in. Most tour guides will take you to the usual hotspots because it's safe and people can say they saw X or ate Y. I know exactly what I want to see. For example, on a coffee tour, I told them the exact kind of beans I wanted to try and what I was not into. People in hospitality love someone who knows what they want!! This level of intentionality means you get to experience magic (it's not rude) I travel several months per year and I want my travel to be incredibly meaningful for my loved ones and me. These are some of the ways I do it If you want to know more, let me know in the comments More details on the next post

HOW WE MAKE OUR TRIPS MAGICAL - Cooking classes. In Mexico City, our guide took us to the market, then we all made extra-spicy salsa together. This is a beautiful way to visit places you wouldn't know about and get involved in a tactile activity. Perfect for families and older parents and very inexpensive. - The $325 underwear. We'd been traveling for weeks and needed to do our laundry. Our hotel, Aman Kyoto, would have charged $325 for a small bag of laundry (standard price for all ultra-luxury hotels). I said "NO WAY!!!" and we decided to go into town and find a laundromat. It turned into an adventure (as we stumbled into place after place that wasn't quite right -- one lady translated for us and said, "Are you trying to wash your clothes? This isn't the right place. This place restores kimonos"). We finally found a local laundromat, took our best guess if it would work, and went to lunch. Now this is a fun ritual for us every time we travel. Sometimes cheaper is way more fun - We hire a local photographer. We love our memories of our trips and local photographers know the best spots/time to take photos. Find the best ones on Instagram. In Tokyo, we use the same photographer every year - On complex trips, I work with a travel advisor. I used a larger firm for a 6-week trip across multiple continents, which was invaluable: They helped us navigate different transportation, recommended which safari lodges to visit (and in what order), and even suggested where to economize & where to splurge. Sometimes I know exactly where I want to go so I call a more surgical travel advisor. In the video, he got our NYC hotel triple-upgraded. Or sometimes I just do it myself. TAs are especially helpful for Disney trips, honeymoons, and multi-generational trips. (They also cost you nothing, but you should look into how they work. I find them very valuable) - 1 major activity every two days. The ultimate luxury is time, so we have a rule: 4+ days in any location. We also book 1 major thing (food tour, museum, etc). The rest of the time, we've pinned a bunch of stuff and we wander where we feel like that day - We know exactly what we DON'T want to see. When I'm attending a private tour, I tell them what I want to experience and what I'm not interested in. Most tour guides will take you to the usual hotspots because it's safe and people can say they saw X or ate Y. I know exactly what I want to see. For example, on a coffee tour, I told them the exact kind of beans I wanted to try and what I was not into. People in hospitality love someone who knows what they want!! This level of intentionality means you get to experience magic (it's not rude) I travel several months per year and I want my travel to be incredibly meaningful for my loved ones and me. These are some of the ways I do it If you want to know more, let me know in the comments More details on the next post

31,445 görüntüleme

One of the most beautiful stores in the USA Sabyasachi, NYC

One of the most beautiful stores in the USA Sabyasachi, NYC

15,459 görüntüleme

There's a very peculiar thing that happens when I ask people what their Rich Life is: They start minimizing what they actually want "I guess one day I'd like a beach house...it doesn't have to be big. It doesn't even have to be that close to the beach!" "I'd like to travel. Nothing fancy. Doesn't even have to be for that long. Maybe just a chance to spend a couple days in Italy" Look at this clip from today's podcast episode. A multi-millionaire to-be is telling me how her massage "doesn't even have to be"... I stopped her right there. WHY DO WE SHRINK OUR DREAMS? Even in our description of a Rich Life, we apologize and play small. Most people who do this aren't even aware of it. It's unconscious. Sometimes they grew up in the Midwest, sometimes religious, sometimes they're simply afraid to say they want something big, because if they don't get it...then they failed themselves But if you want to live a Rich Life, you're much more likely to get there by setting a big, audacious vision. Playing small feels safe but very few people get motivated by a vision like "I just want to be debt free" Dream bigger, be specific, and use your money to get there

There's a very peculiar thing that happens when I ask people what their Rich Life is: They start minimizing what they actually want "I guess one day I'd like a beach house...it doesn't have to be big. It doesn't even have to be that close to the beach!" "I'd like to travel. Nothing fancy. Doesn't even have to be for that long. Maybe just a chance to spend a couple days in Italy" Look at this clip from today's podcast episode. A multi-millionaire to-be is telling me how her massage "doesn't even have to be"... I stopped her right there. WHY DO WE SHRINK OUR DREAMS? Even in our description of a Rich Life, we apologize and play small. Most people who do this aren't even aware of it. It's unconscious. Sometimes they grew up in the Midwest, sometimes religious, sometimes they're simply afraid to say they want something big, because if they don't get it...then they failed themselves But if you want to live a Rich Life, you're much more likely to get there by setting a big, audacious vision. Playing small feels safe but very few people get motivated by a vision like "I just want to be debt free" Dream bigger, be specific, and use your money to get there

26,480 görüntüleme

Take pics of ICE agents. Will be useful for prosecution later

Take pics of ICE agents. Will be useful for prosecution later

30,302 görüntüleme

New profile in the New York Times

22,582 görüntüleme

With my amazing wife the first time I saw my new book, Money For Couples, on a billboard in Times Square ❤️

With my amazing wife the first time I saw my new book, Money For Couples, on a billboard in Times Square ❤️

42,762 görüntüleme

Omg Jeremy Burn 🔥 I just took your advice and went to a “completely unsafe” part of NYC — a public park! It was terrifying! People were playing chess! Can you protect me??

Omg Jeremy Burn 🔥 I just took your advice and went to a “completely unsafe” part of NYC — a public park! It was terrifying! People were playing chess! Can you protect me??

25,444 görüntüleme

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A couple that worries about money discovers they'll have $18 million at retirement

A couple that worries about money discovers they'll have $18 million at retirement

94,170 görüntüleme • 9 gün önce

The phrase "we can't afford it" should be banned in households if you want to create a healthy money culture

The phrase "we can't afford it" should be banned in households if you want to create a healthy money culture

30,287 görüntüleme • 7 gün önce

People on twitter: Hey this economy is crazy, I spent 3 weeks at Passalacqua and maxed out my 401(k) and HSA and put $145K in a taxable account but there's nothing left! I'm living paycheck to paycheck like so many Americans

People on twitter: Hey this economy is crazy, I spent 3 weeks at Passalacqua and maxed out my 401(k) and HSA and put $145K in a taxable account but there's nothing left! I'm living paycheck to paycheck like so many Americans

332,892 görüntüleme • 3 ay önce

The #1 financial red flag in a partner It's NOT... - Credit card debt - Student loans - A whole life insurance policy Can you guess what it is?

The #1 financial red flag in a partner It's NOT... - Credit card debt - Student loans - A whole life insurance policy Can you guess what it is?

24,500 görüntüleme • 6 gün önce

Some unconventional ways I travel: DO: - I use an SOP (standard operating procedure) document, which includes my airline/seat preferences, what time I prefer to fly/land, when to economize and when to splurge, and more - I add 50% to any hotel sticker price — that's the real cost. $500/night = $750 after taxes, tips, meals, treatment. If that number is too high, shorten the trip or stay somewhere cheaper - Every ~10 days of travel, we have one completely unscheduled day - I send a pre-arrival letter to hotels. My wife and I don't really drink so we'd prefer berries instead of a welcome gift of wine DON'T: - We don't book many high-end food reservations. It's just not for us - Eat food on plane (even business class). True luxury is bringing your own food and walking off a plane feeling great - We never book a trip and show up to "see the sights." Each trip has a theme, how we want to feel, and we focus the travel around that. We pin items ahead of time, then we can be spontaneous while we're there, knowing we'll see a few magical things we've already set an intention for - Treat trips as "once in a lifetime." We know if we love it, we can come back I have more specific ways I travel (next tweet)

Some unconventional ways I travel: DO: - I use an SOP (standard operating procedure) document, which includes my airline/seat preferences, what time I prefer to fly/land, when to economize and when to splurge, and more - I add 50% to any hotel sticker price — that's the real cost. $500/night = $750 after taxes, tips, meals, treatment. If that number is too high, shorten the trip or stay somewhere cheaper - Every ~10 days of travel, we have one completely unscheduled day - I send a pre-arrival letter to hotels. My wife and I don't really drink so we'd prefer berries instead of a welcome gift of wine DON'T: - We don't book many high-end food reservations. It's just not for us - Eat food on plane (even business class). True luxury is bringing your own food and walking off a plane feeling great - We never book a trip and show up to "see the sights." Each trip has a theme, how we want to feel, and we focus the travel around that. We pin items ahead of time, then we can be spontaneous while we're there, knowing we'll see a few magical things we've already set an intention for - Treat trips as "once in a lifetime." We know if we love it, we can come back I have more specific ways I travel (next tweet)

347,102 görüntüleme • 6 ay önce

Rich people actually don't move when taxes go up You were just fed that propaganda by the ultra wealthy and you actually believed it

Rich people actually don't move when taxes go up You were just fed that propaganda by the ultra wealthy and you actually believed it

548,042 görüntüleme • 11 ay önce

This wedding photographer talks about how brides want candid, effortless photos and they spend tons of time seeking out the “perfect photographer” when they really need to work on being MORE PHOTOGRAPHABLE I see the same thing in self development. People spend years finding the perfect coach or book or program without asking the more important question: “Am I coachable?” Via alexagphotos on TikTok

This wedding photographer talks about how brides want candid, effortless photos and they spend tons of time seeking out the “perfect photographer” when they really need to work on being MORE PHOTOGRAPHABLE I see the same thing in self development. People spend years finding the perfect coach or book or program without asking the more important question: “Am I coachable?” Via alexagphotos on TikTok

227,278 görüntüleme • 4 ay önce

Robert "Rich Dad, Poor Dad" Kiyosaki: “I killed a lot of your people” (speaking to an Asian woman) "I love pretty women...hot outfit" “School fucks us…you want to be a Marxist? Send your kids to fucking school.They’ll learn how to be boys turned into girls”

Robert "Rich Dad, Poor Dad" Kiyosaki: “I killed a lot of your people” (speaking to an Asian woman) "I love pretty women...hot outfit" “School fucks us…you want to be a Marxist? Send your kids to fucking school.They’ll learn how to be boys turned into girls”

833,362 görüntüleme • 2 yıl önce

Thankful that my wife and I could take a 3.5-month sabbatical to Barcelona, Paris, Marrakech, and Japan because we rent & don't "throw money away on interest"

Thankful that my wife and I could take a 3.5-month sabbatical to Barcelona, Paris, Marrakech, and Japan because we rent & don't "throw money away on interest"

36,623 görüntüleme • 1 ay önce

THIS WAS THE FASTEST TRIP I'VE EVER TAKEN TO AN AIRPORT FROM NYC!!! Thank you congestion pricing!!! Lots more stories like this in the thread below

THIS WAS THE FASTEST TRIP I'VE EVER TAKEN TO AN AIRPORT FROM NYC!!! Thank you congestion pricing!!! Lots more stories like this in the thread below

349,886 görüntüleme • 1 yıl önce

Amazing how many wealthy people pretend they are middle class. Get real

Amazing how many wealthy people pretend they are middle class. Get real

34,443 görüntüleme • 2 ay önce

How homeowners react when Ramit Sethi tells them that yes, house prices can go down

How homeowners react when Ramit Sethi tells them that yes, house prices can go down

294,318 görüntüleme • 3 yıl önce

One is a sense of awe. I stay at places like this to be inspired. When I stay here, I realize: 1. Beautiful places make me think bigger 2. There are lots of people here spending $. Money is not scarce! People love spending on things they value (Oberoi Marrakech, Aman Kyoto)

One is a sense of awe. I stay at places like this to be inspired. When I stay here, I realize: 1. Beautiful places make me think bigger 2. There are lots of people here spending $. Money is not scarce! People love spending on things they value (Oberoi Marrakech, Aman Kyoto)

68,926 görüntüleme • 7 ay önce

LIE: “You can’t raise taxes on the wealthy! They’ll just move away!”

LIE: “You can’t raise taxes on the wealthy! They’ll just move away!”

115,250 görüntüleme • 1 yıl önce

The Passive Income Nobody Talks About A great job can do more than pay your bills. It can help you build serious wealth. I recorded a video walking you through my entire process for how to find one at

The Passive Income Nobody Talks About A great job can do more than pay your bills. It can help you build serious wealth. I recorded a video walking you through my entire process for how to find one at

10,604 görüntüleme • 26 gün önce

MYTH: "Grandma bought a house in Austin, Texas in 1970 for $100,000. She just sold it for $1,000,000. Grandma made $900,000!" REALITY: That's not true Watch the video I did with Steven Bartlett to see the surprising numbers to factor in

MYTH: "Grandma bought a house in Austin, Texas in 1970 for $100,000. She just sold it for $1,000,000. Grandma made $900,000!" REALITY: That's not true Watch the video I did with Steven Bartlett to see the surprising numbers to factor in

215,860 görüntüleme • 3 yıl önce

In relationships, the lower earner is almost always obsessed with the C word

In relationships, the lower earner is almost always obsessed with the C word

113,141 görüntüleme • 1 yıl önce

I have a secret to share with you... For the last 3 years, I've spoken to thousands of couples around the country for my Netflix show, my podcast, and my live in-person shows. But behind the scenes, I've been working on the definitive book to help couples get on the same page with money. And finally, I'm ready to share it with you. Introducing my new book, Money for Couples In this book, I’ll show you and your partner… → How to talk about money The exact words to use, when to talk about money, how to teach your kids about money, even the very agenda and account setup that my wife and I use in our finances. → The tactics to make instant improvements How to set up your accounts to automatically work together, how to assess your financial health, and how to make changes along the way. → How to have a deeper understanding of money psychology in your relationship Discover why you see money differently and how to meet your partner where they are today. Pre-order your copy at the link below

I have a secret to share with you... For the last 3 years, I've spoken to thousands of couples around the country for my Netflix show, my podcast, and my live in-person shows. But behind the scenes, I've been working on the definitive book to help couples get on the same page with money. And finally, I'm ready to share it with you. Introducing my new book, Money for Couples In this book, I’ll show you and your partner… → How to talk about money The exact words to use, when to talk about money, how to teach your kids about money, even the very agenda and account setup that my wife and I use in our finances. → The tactics to make instant improvements How to set up your accounts to automatically work together, how to assess your financial health, and how to make changes along the way. → How to have a deeper understanding of money psychology in your relationship Discover why you see money differently and how to meet your partner where they are today. Pre-order your copy at the link below

152,753 görüntüleme • 2 yıl önce

Wisdom on not withdrawing from your 401k from simplycurlyac on tt

Wisdom on not withdrawing from your 401k from simplycurlyac on tt

26,966 görüntüleme • 3 ay önce