CA. Roshan Agarwal

Purchased Skoda Kylaq Signature AT (2025) — got a crazy deal 🤯 Read on 👇 Ex-showroom was ₹10,09,000 (set to jump to ₹10,43,000 from 01-02-2026 with sunroof + rear wiper). Picked the Nov-2025 make instead and saved big. Discounts nailed: • Cash discount: ₹45,000 • Credit card MDR waiver: ₹21,500 ➡️ Straight saving: ₹66,500 Final breakup: • Ex-showroom: ₹10,09,900 • Insurance (1Y OD + 3Y TP, Zero Dep, Engine Protect, RTI): ₹29,681 • Registration: ₹1,06,793 • HSRP: ₹1,500 • Bigger Skoda-supported DHC infotainment + rear camera: ₹26,500 • Less: Cash discount ₹45,000 ➡️ Net payable: ₹11,29,374 Already own a Creta 1.5 SX(O) AT, wanted a second car. Shortlisted Honda Amaze VX CVT vs Kylaq Signature AT after watching a lot of videos and reading tweets of our own Sunderdeep paji Sunderdeep - Volklub. After test-driving the Kylaq, decision was instant — driving feel sealed it. Skipped the 2026 Signature variant and saved ₹99,500, only trade-off being sunroof + rear wiper. Didn’t matter because Creta already covers all feature cravings. This one was meant to be a pure driver’s car and it delivers. Payment hack 🧠💳 Paid ₹10,00,000 using 2 Axis Atlas cards, balance ₹1,29,374 cash. Rewards unlocked: • 20,000 base EMs • 10,000 bonus EMs (₹15L spend milestone on both the cards) 30000 EMs ➡️ 60,000 airmiles / ~₹1.3L value in Accor hotel stays Car bought. Miles earned. Hotels sorted. This is how you buy a car 😌🚗✈️ Thanks Sunderdeep paji Sunderdeep - Volklub for the superb recommendations and the detailed reels, videos and tweets which helped me choosing the Kylaq 🙌

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