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Ron Butler

@ronmortgageguy • 118,287 subscribers

The big, old, overly opinionated mortgage broker is worried about the future of housing for average Canadians

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🎙️ Pierre Poilievre Angry Mortgage. Tomorrow, September 15. This is one for the books!
0:22
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🎙️ Pierre Poilievre Angry Mortgage. Tomorrow, September 15. This is one for the books!

Ron Butler

71,872 views • 22 hours ago

Boomers Die Off At Once? Why Is This Even A Thing? The Boomers Houses Will Get SOLD I don't know why we keep getting so many posts about: Boomers dying off & all those Single Family Detached Homes become available at once As a Boomer let me tell you that's NOT how it works
2:41
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Boomers Die Off At Once? Why Is This Even A Thing? The Boomers Houses Will Get SOLD I don't know why we keep getting so many posts about: Boomers dying off & all those Single Family Detached Homes become available at once As a Boomer let me tell you that's NOT how it works

Ron Butler

70,438 views • 5 days ago

Fixed Mortgage Rates Soar On Canada Bond Yield Surge: What Happens Next? Most Fixed Mortgage Rates move into the Mid 4% range in April this year they were all Mid 3% range 2 Big Questions - Will Rates Continue to rise? - Is a Variable Rate Mortgage now the right approach?
2:56
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Fixed Mortgage Rates Soar On Canada Bond Yield Surge: What Happens Next? Most Fixed Mortgage Rates move into the Mid 4% range in April this year they were all Mid 3% range 2 Big Questions - Will Rates Continue to rise? - Is a Variable Rate Mortgage now the right approach?

Ron Butler

31,803 views • 2 days ago

Property Tax In Canada Has Turned Into A Grift New Mayor elected HUGE Property Tax increase, they get closer to Reelection Tas increase goes to Zero Total scam Why are there never any CUTS in Property Tax? Companies can find ways to cut Budgets why are Property Taxes just up?
3:02
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Property Tax In Canada Has Turned Into A Grift New Mayor elected HUGE Property Tax increase, they get closer to Reelection Tas increase goes to Zero Total scam Why are there never any CUTS in Property Tax? Companies can find ways to cut Budgets why are Property Taxes just up?

Ron Butler

72,526 views • 9 days ago

Boomers Are Entering Their 80's And As Someone Who Is 68 I Will Tell You 80 Is OLD AF There's a handful of 80 year olds running Marathons but mostly they're just Damn Old In Canada lot's of them have big paid-off houses What's going to happen to all those big houses?
2:55
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Boomers Are Entering Their 80's And As Someone Who Is 68 I Will Tell You 80 Is OLD AF There's a handful of 80 year olds running Marathons but mostly they're just Damn Old In Canada lot's of them have big paid-off houses What's going to happen to all those big houses?

Ron Butler

253,918 views • 3 months ago

BanK Of Canada: NO CHANGE And I recorded this a couple of days ago This isn't a stunt though, some things are just obvious BTW very likely no change in October when we reach the 1 - Year milestone of 2.25% as a BoC Rate But 2027 is coming & a whole new rate cycle begins
2:54
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BanK Of Canada: NO CHANGE And I recorded this a couple of days ago This isn't a stunt though, some things are just obvious BTW very likely no change in October when we reach the 1 - Year milestone of 2.25% as a BoC Rate But 2027 is coming & a whole new rate cycle begins

Ron Butler

32,826 views • 13 days ago

😬🏠 The REALITY of today’s real estate market… John Pasalis, President and Broker of Record at Realosophy Realty, tells us what’s actually going on🫨 🎙️ Full podcast out now on YouTube - Angry Mortgage Podcast!
1:11
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😬🏠 The REALITY of today’s real estate market… John Pasalis, President and Broker of Record at Realosophy Realty, tells us what’s actually going on🫨 🎙️ Full podcast out now on YouTube - Angry Mortgage Podcast!

Ron Butler

16,632 views • 6 days ago

I Am Being Told To Stop Saying Dog Crate Condo: Some People Are Mad About It I am being told it's demeaning to the people who live in them I'm told it hurts sales, it hurts feelings, it casts tiny Condos in a bad light Many people telling me to stop So I decided: Fuck That
2:54
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I Am Being Told To Stop Saying Dog Crate Condo: Some People Are Mad About It I am being told it's demeaning to the people who live in them I'm told it hurts sales, it hurts feelings, it casts tiny Condos in a bad light Many people telling me to stop So I decided: Fuck That

Ron Butler

83,976 views • 1 month ago

The Carney Condo Bailout Fucktastrophe! I Won't Leave This One Alone: It's Just Too WRONG To quote the Prime Minister: "Builders dont want to sell at a loss" Doesn't mean the Canadian Taxpayer needs to make sure Developers get full price for their Garbage Units at crazy prices
3:01
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The Carney Condo Bailout Fucktastrophe! I Won't Leave This One Alone: It's Just Too WRONG To quote the Prime Minister: "Builders dont want to sell at a loss" Doesn't mean the Canadian Taxpayer needs to make sure Developers get full price for their Garbage Units at crazy prices

Ron Butler

169,279 views • 2 months ago

Fixed Mortgage Rates Headed UP! How Much? How Soon? JEEZ Does This Fat Bastard Ever Have Good News? Hey, sometimes the news is just bad Canada Bond Yields have risen nearly 5% in one week So Fixed Rates must rise Soon every 3 - Yr & 5 - Yr Fixed is 4.19% to 4.59% and up 2/
2:50
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Fixed Mortgage Rates Headed UP! How Much? How Soon? JEEZ Does This Fat Bastard Ever Have Good News? Hey, sometimes the news is just bad Canada Bond Yields have risen nearly 5% in one week So Fixed Rates must rise Soon every 3 - Yr & 5 - Yr Fixed is 4.19% to 4.59% and up 2/

Ron Butler

25,891 views • 11 days ago

Lake Ontario To Lake America? Total Fuckery Every time you think President Trump couldn't anything dumber BOOM even more dumb shit appears Lake renaming is utterly idiotic but Premier Ford had to take some blame with the Kiss My Ass stuff Play Stupid Games Win Stupid Prizes
3:00
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Lake Ontario To Lake America? Total Fuckery Every time you think President Trump couldn't anything dumber BOOM even more dumb shit appears Lake renaming is utterly idiotic but Premier Ford had to take some blame with the Kiss My Ass stuff Play Stupid Games Win Stupid Prizes

Ron Butler

29,999 views • 16 days ago

The 416 Condo Crash Never Stops CRASHING A Pre-Construction Buyer thought he got away with just losing his $50K deposit 2 years ago when he told the Builder that he refused to close on a Condo that had experienced a massive loss of value He heard nothing for 2 years Then BOOM
2:47
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The 416 Condo Crash Never Stops CRASHING A Pre-Construction Buyer thought he got away with just losing his $50K deposit 2 years ago when he told the Builder that he refused to close on a Condo that had experienced a massive loss of value He heard nothing for 2 years Then BOOM

Ron Butler

92,455 views • 1 month ago

On CTV News breaking down how rising fixed rates and the stress test are pushing more Canadians toward variable-rate mortgages 🏠
1:33
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On CTV News breaking down how rising fixed rates and the stress test are pushing more Canadians toward variable-rate mortgages 🏠

Ron Butler

23,346 views • 12 days ago

How Can A New Subway Line Go From $10.9 BILLION To $35 BILLION & It's Not Even Halfway Finished? Ontario Taxpayers are treated like we're idiots At $2 BILLION a KM welcome to the most expensive subway ever Taxpayers are used to being abused here but now it record breaking
3:14
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How Can A New Subway Line Go From $10.9 BILLION To $35 BILLION & It's Not Even Halfway Finished? Ontario Taxpayers are treated like we're idiots At $2 BILLION a KM welcome to the most expensive subway ever Taxpayers are used to being abused here but now it record breaking

Ron Butler

51,197 views • 1 month ago

Bank Of Canada Announcement Wednesday: What's Going To Happen? Absolutely NOTHING No change at all In October we will reach a full year of exactly the same BoC Rate 2.25% Should we expect ANY change this year? Here are my thoughts:
2:52
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Bank Of Canada Announcement Wednesday: What's Going To Happen? Absolutely NOTHING No change at all In October we will reach a full year of exactly the same BoC Rate 2.25% Should we expect ANY change this year? Here are my thoughts:

Ron Butler

26,051 views • 14 days ago

First Home Savings Accounts: This Is Damn Interesting A Savings Plan that works very much like a RRSP but creates a down payment to buy a new home It doesn't even need to be your first home And even some people who DON'T want to buy are using it Yeah, I know WTF with that!
3:12
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First Home Savings Accounts: This Is Damn Interesting A Savings Plan that works very much like a RRSP but creates a down payment to buy a new home It doesn't even need to be your first home And even some people who DON'T want to buy are using it Yeah, I know WTF with that!

Ron Butler

53,185 views • 1 month ago

Constant Question: Pay Off Mortgage Or Invest This question is coming at us endlessly right now - Uncertain World! Better to have No Mortgage - Don't miss out on Investment, it makes so much sense to have them & grow them Yep, 2 proven positives Here the Truth: DO BOTH
2:34
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Constant Question: Pay Off Mortgage Or Invest This question is coming at us endlessly right now - Uncertain World! Better to have No Mortgage - Don't miss out on Investment, it makes so much sense to have them & grow them Yep, 2 proven positives Here the Truth: DO BOTH

Ron Butler

28,433 views • 17 days ago

$314 MILLION On A Finished Bridge That Won't Be Allowed To Open For 3 Years The Ontario Government are a gang of MORONS Finished bridge over a busy Highway (QEW) would DOUBLE capacity & improve traffic STOPPED Aboriginal Artifacts. No one will even say what they are WTF?
2:57
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$314 MILLION On A Finished Bridge That Won't Be Allowed To Open For 3 Years The Ontario Government are a gang of MORONS Finished bridge over a busy Highway (QEW) would DOUBLE capacity & improve traffic STOPPED Aboriginal Artifacts. No one will even say what they are WTF?

Ron Butler

88,382 views • 2 months ago

Insolvencies Way UP In Canada: What's Going On? Bankruptcies, Consumer Proposals, Receiverships are all surging across Canada All provinces, some worse than others Simple reasons: Affordability Real Estate value decline Job Loss The Financialization of everything
2:49
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Insolvencies Way UP In Canada: What's Going On? Bankruptcies, Consumer Proposals, Receiverships are all surging across Canada All provinces, some worse than others Simple reasons: Affordability Real Estate value decline Job Loss The Financialization of everything

Ron Butler

40,005 views • 29 days ago

Is The Bottom In For The RICH In Toronto? Let's be VERY clear: the Bottom is NOT now for the whole Real Estate Market. Not even close But the very Rich are different than you & me And the Rich are getting RICHER So much Richer they are buying some very expensive Real Estate
2:54
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Is The Bottom In For The RICH In Toronto? Let's be VERY clear: the Bottom is NOT now for the whole Real Estate Market. Not even close But the very Rich are different than you & me And the Rich are getting RICHER So much Richer they are buying some very expensive Real Estate

Ron Butler

65,959 views • 1 month ago