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SpendWisely

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💳 An ardent credit card user & traveller | Sharing tips, hacks & recommendations | Helping you unlock maximum value from your credit cards

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Entered the era of Premier Banking 🥰💸 👉 Opened a joint account with spouse at HSBC Premier — so got 2 debit cards 😊 💳 The much-awaited HSBC Premier Credit Card is coming soon… 🚀 👉 Will share my full journey on how I got there + meeting eligibility criteria. Stay tuned 👀 ✅ With every bank chasing high-value customers these days, there’s clearly no dearth of good options 👉 Anyone maintaining a 6-digit average balance in a savings account deserves better service Also, I’m not someone who worships any credit card like a god or calls it a “king card” 🙅‍♂️ 👉 As long as a card suits me, I’ll use it 👉 Else, I’ll move to the next one Loyalty is meant for family, friends & country — not for a credit card. I still hope rationality prevails and HDFC Bank brings reasonable criteria for the great Infinia 🤞 I have a 17-year banking relationship with HDFC Bank and will continue — as long as it remains mutually rewarding and Infinia is continued. Else, I will move my entire banking relationship to HSBC as my primary account 💼 Customer loyalty should be valued — not taken for granted. Hope customer feedback is taken positively.

Entered the era of Premier Banking 🥰💸 👉 Opened a joint account with spouse at HSBC Premier — so got 2 debit cards 😊 💳 The much-awaited HSBC Premier Credit Card is coming soon… 🚀 👉 Will share my full journey on how I got there + meeting eligibility criteria. Stay tuned 👀 ✅ With every bank chasing high-value customers these days, there’s clearly no dearth of good options 👉 Anyone maintaining a 6-digit average balance in a savings account deserves better service Also, I’m not someone who worships any credit card like a god or calls it a “king card” 🙅‍♂️ 👉 As long as a card suits me, I’ll use it 👉 Else, I’ll move to the next one Loyalty is meant for family, friends & country — not for a credit card. I still hope rationality prevails and HDFC Bank brings reasonable criteria for the great Infinia 🤞 I have a 17-year banking relationship with HDFC Bank and will continue — as long as it remains mutually rewarding and Infinia is continued. Else, I will move my entire banking relationship to HSBC as my primary account 💼 Customer loyalty should be valued — not taken for granted. Hope customer feedback is taken positively.

76,922 Aufrufe

🔥Received Taj Epicure Membership also with Amex Reserve Credit Card valid for 1-year. 👉Earlier, had received Accor ALL membership for 1-year 👉Both Accor ALL and Taj Epicure Memberships are auto-renewed every year till the time your Amex Reserve Credit Card is active. 🔥Amex Reserve Credit Card is the cheapest way to get Accor Explorer Membership. 👉Amex Reserve Credit Card Fee: Rs.11,800 including GST 👉Joining Benefits: 15000 Amex points worth Rs.7,500 or more (11,000 points only if you don’t apply using a referral link.) 👉Plus you get Accor Explorer, Taj Epicure abd Eazydiner Prime memberships every year ✳️ In case, you want to Apply Amex Reserve Credit Card, here is my Referral Link to Apply: 👉 Accor Explorer is a must-have membership if you stay in Accor properties for 5 or more nights in a year. Checkout the benefits you get with Accor Explorer membership 👇👇👇 🏨 Accor Explorer Membership Benefits (FREE with Amex Reserve) Valid across ibis, Novotel, Swissotel, Sofitel and 39+ Accor brands worldwide 🌍 🍽️ Dining Benefits ✅ Flat 30% OFF on Food ✅ 15% OFF on Beverages • Valid across ALL Accor hotels in Asia Pacific • One of the most value-for-money hotel dining memberships 😊 🛏️ Stay Benefits ✅ 15% Discount on Room Rates – Worldwide ✅ Bonus Accor Reward Points on hotel spends ✅ Complimentary Alcoholic or Non-Alcoholic Drinks 🍷🥤for every person once per stay ✅ Late Checkout (subject to availability) ⭐ Accor Loyalty Status ✅ Instant Accor Silver Status • Comes with 20 Status Nights • May get additional 7 bonus nights under ongoing offer • With ~30 status nights, upgrade to Gold Status ✨ Gold Status Benefits: • Higher chances of room upgrades • Priority services • Better overall stay experience (Silver members may also receive upgrades subject to availability.)

🔥Received Taj Epicure Membership also with Amex Reserve Credit Card valid for 1-year. 👉Earlier, had received Accor ALL membership for 1-year 👉Both Accor ALL and Taj Epicure Memberships are auto-renewed every year till the time your Amex Reserve Credit Card is active. 🔥Amex Reserve Credit Card is the cheapest way to get Accor Explorer Membership. 👉Amex Reserve Credit Card Fee: Rs.11,800 including GST 👉Joining Benefits: 15000 Amex points worth Rs.7,500 or more (11,000 points only if you don’t apply using a referral link.) 👉Plus you get Accor Explorer, Taj Epicure abd Eazydiner Prime memberships every year ✳️ In case, you want to Apply Amex Reserve Credit Card, here is my Referral Link to Apply: 👉 Accor Explorer is a must-have membership if you stay in Accor properties for 5 or more nights in a year. Checkout the benefits you get with Accor Explorer membership 👇👇👇 🏨 Accor Explorer Membership Benefits (FREE with Amex Reserve) Valid across ibis, Novotel, Swissotel, Sofitel and 39+ Accor brands worldwide 🌍 🍽️ Dining Benefits ✅ Flat 30% OFF on Food ✅ 15% OFF on Beverages • Valid across ALL Accor hotels in Asia Pacific • One of the most value-for-money hotel dining memberships 😊 🛏️ Stay Benefits ✅ 15% Discount on Room Rates – Worldwide ✅ Bonus Accor Reward Points on hotel spends ✅ Complimentary Alcoholic or Non-Alcoholic Drinks 🍷🥤for every person once per stay ✅ Late Checkout (subject to availability) ⭐ Accor Loyalty Status ✅ Instant Accor Silver Status • Comes with 20 Status Nights • May get additional 7 bonus nights under ongoing offer • With ~30 status nights, upgrade to Gold Status ✨ Gold Status Benefits: • Higher chances of room upgrades • Priority services • Better overall stay experience (Silver members may also receive upgrades subject to availability.)

29,787 Aufrufe

Real Benefits of Staying Overnight at Accor’s Mercure Ba Na Hills 🏰☁️ Save Time • Save Money • Experience the REAL Ba Na Hills If Ba Na Hills, Vietnam 🇻🇳 is on your itinerary, do NOT do it as a day trip. An overnight stay at Mercure Ba Na Hills French Village completely changes the experience — and most people miss this 👇 ⸻ 🚡 World’s most unique hotel access — arrive by cable car with luggage This is the ONLY hotel where you reach your hotel room via cable car — with your luggage 🎒🧳 Your stay literally starts with a scenic cable car journey over the lush green forest, waterfalls and through the clouds ☁️ No roads. No buses. Just views and vibes. ⸻ ✨ Ba Na Hills at night = pure magic After sunset 🌄, it feels like you’re staying above the clouds ☁️ Silent streets, misty castles, and unreal vibes — something day visitors never see. 🚶‍♂️ Post 4:30 PM = Ba Na Hills becomes yours Once the day crowd leaves: • Empty streets • Quiet castles • Peaceful photo spots 📸 • Zero chaos ⸻ 🚡 VIP Cable Car access (Huge hidden benefit!) ✔️ Mercure guests get VIP / priority entry into cable cars ✔️ Private cable cars for your family only ✔️ No queues at all ⏳ Day visitors wait 60–90 minutes EACH side, and 10–15 people are packed into one cable car. This benefit alone saves hours. ⸻ 🎢 Fantasy Park with ZERO crowds 🗓️ Friday–Sunday: Open till 7 PM in the evening while day visitors leave by 4:30 PM. Unlimited FREE Rides, games, and 4D/5D shows — repeated multiple times 🎮🎠 No queues. No rush. Full fun mode 😍 ⸻ 🎿 Alpine Coaster Happy Hours = Double Win at this Gravity Based Roller Coasters 🎢, Most Popular at Ba Na 💰 Pay just VND 50k (instead of VND 80k) ⏰ 4:30–5:30 PM | 8:30–9:30 AM 🚫 Almost no waiting 🌫️ Evening mist rides on mountains = unforgettable ⸻ 🌉 Golden Hand Bridge — crowd-free access The iconic Golden Bridge is accessible ONLY to Mercure guests from 6 AM–8 AM Till ~9 AM, there are very few people — perfect for photos & serenity 📸 ⸻ 🚡 30% discount on Cable Car + ALL attractions if purchased at Mercure check-in, The two-way Cable Car tickets includes 👇following on all days on your Stay ✔️ All cable cars (up, down & internal) ✔️ All funiculars 🚆 ✔️ Unlimited Fantasy Park & Moon Castle games ✔️ 4D / 5D / 7D & 360° movies ✔️ Flying Eye Theatre ✔️ Indoor & outdoor bumper cars ✔️ All rides ✔️ Sun Castle & Moon/Lunar Castle ✔️ Le Jardin D’Amour, Pagoda & Love Garden 🌸 ✔️ Thác Thần Mặt Trời waterfall & Golden Horse Statue ✔️Except Alpine Coasters & 10D Show, everything is Free, unlimited times 🤩 Most day visitors don’t even realise what they miss. ⸻ 💡 Bottom Line: Ba Na Hills is NOT meant to be rushed. You need time to feel the vibe and explore peacefully. After staying there, I honestly wished I had booked 2 nights instead of 1. 🏰 A night stay at Mercure Ba Na Hills isn’t just about the hotel — it unlocks the best version of Ba Na Hills. 🔖 Save this post 🇻🇳 Stay tuned for more Vietnam travel & credit-card-optimised travel tips. 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcards

Real Benefits of Staying Overnight at Accor’s Mercure Ba Na Hills 🏰☁️ Save Time • Save Money • Experience the REAL Ba Na Hills If Ba Na Hills, Vietnam 🇻🇳 is on your itinerary, do NOT do it as a day trip. An overnight stay at Mercure Ba Na Hills French Village completely changes the experience — and most people miss this 👇 ⸻ 🚡 World’s most unique hotel access — arrive by cable car with luggage This is the ONLY hotel where you reach your hotel room via cable car — with your luggage 🎒🧳 Your stay literally starts with a scenic cable car journey over the lush green forest, waterfalls and through the clouds ☁️ No roads. No buses. Just views and vibes. ⸻ ✨ Ba Na Hills at night = pure magic After sunset 🌄, it feels like you’re staying above the clouds ☁️ Silent streets, misty castles, and unreal vibes — something day visitors never see. 🚶‍♂️ Post 4:30 PM = Ba Na Hills becomes yours Once the day crowd leaves: • Empty streets • Quiet castles • Peaceful photo spots 📸 • Zero chaos ⸻ 🚡 VIP Cable Car access (Huge hidden benefit!) ✔️ Mercure guests get VIP / priority entry into cable cars ✔️ Private cable cars for your family only ✔️ No queues at all ⏳ Day visitors wait 60–90 minutes EACH side, and 10–15 people are packed into one cable car. This benefit alone saves hours. ⸻ 🎢 Fantasy Park with ZERO crowds 🗓️ Friday–Sunday: Open till 7 PM in the evening while day visitors leave by 4:30 PM. Unlimited FREE Rides, games, and 4D/5D shows — repeated multiple times 🎮🎠 No queues. No rush. Full fun mode 😍 ⸻ 🎿 Alpine Coaster Happy Hours = Double Win at this Gravity Based Roller Coasters 🎢, Most Popular at Ba Na 💰 Pay just VND 50k (instead of VND 80k) ⏰ 4:30–5:30 PM | 8:30–9:30 AM 🚫 Almost no waiting 🌫️ Evening mist rides on mountains = unforgettable ⸻ 🌉 Golden Hand Bridge — crowd-free access The iconic Golden Bridge is accessible ONLY to Mercure guests from 6 AM–8 AM Till ~9 AM, there are very few people — perfect for photos & serenity 📸 ⸻ 🚡 30% discount on Cable Car + ALL attractions if purchased at Mercure check-in, The two-way Cable Car tickets includes 👇following on all days on your Stay ✔️ All cable cars (up, down & internal) ✔️ All funiculars 🚆 ✔️ Unlimited Fantasy Park & Moon Castle games ✔️ 4D / 5D / 7D & 360° movies ✔️ Flying Eye Theatre ✔️ Indoor & outdoor bumper cars ✔️ All rides ✔️ Sun Castle & Moon/Lunar Castle ✔️ Le Jardin D’Amour, Pagoda & Love Garden 🌸 ✔️ Thác Thần Mặt Trời waterfall & Golden Horse Statue ✔️Except Alpine Coasters & 10D Show, everything is Free, unlimited times 🤩 Most day visitors don’t even realise what they miss. ⸻ 💡 Bottom Line: Ba Na Hills is NOT meant to be rushed. You need time to feel the vibe and explore peacefully. After staying there, I honestly wished I had booked 2 nights instead of 1. 🏰 A night stay at Mercure Ba Na Hills isn’t just about the hotel — it unlocks the best version of Ba Na Hills. 🔖 Save this post 🇻🇳 Stay tuned for more Vietnam travel & credit-card-optimised travel tips. 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcards

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Real Benefits of Staying Overnight at Accor’s Mercure Ba Na Hills 🏰☁️ Save Time • Save Money • Experience the REAL Ba Na Hills If Ba Na Hills, Vietnam 🇻🇳 is on your itinerary, do NOT do it as a day trip. An overnight stay at Mercure Ba Na Hills French Village completely changes the experience — and most people miss this 👇 ⸻ 🚡 World’s most unique hotel access — arrive by cable car with luggage This is the ONLY hotel where you reach your hotel room via cable car — with your luggage 🎒🧳 Your stay literally starts with a scenic cable car journey over the lush green forest, waterfalls and through the clouds ☁️ No roads. No buses. Just views and vibes. ⸻ ✨ Ba Na Hills at night = pure magic After sunset 🌄, it feels like you’re staying above the clouds ☁️ Silent streets, misty castles, and unreal vibes — something day visitors never see. 🚶‍♂️ Post 4:30 PM = Ba Na Hills becomes yours Once the day crowd leaves: • Empty streets • Quiet castles • Peaceful photo spots 📸 • Zero chaos ⸻ 🚡 VIP Cable Car access (Huge hidden benefit!) ✔️ Mercure guests get VIP / priority entry into cable cars ✔️ Private cable cars for your family only ✔️ No queues at all ⏳ Day visitors wait 60–90 minutes EACH side, and 10–15 people are packed into one cable car. This benefit alone saves hours. ⸻ 🎢 Fantasy Park with ZERO crowds 🗓️ Friday–Sunday: Open till 7 PM in the evening while day visitors leave by 4:30 PM. Unlimited FREE Rides, games, and 4D/5D shows — repeated multiple times 🎮🎠 No queues. No rush. Full fun mode 😍 ⸻ 🎿 Alpine Coaster Happy Hours = Double Win at this Gravity Based Roller Coasters 🎢, Most Popular at Ba Na 💰 Pay just VND 50k (instead of VND 80k) ⏰ 4:30–5:30 PM | 8:30–9:30 AM 🚫 Almost no waiting 🌫️ Evening mist rides on mountains = unforgettable ⸻ 🌉 Golden Hand Bridge — crowd-free access The iconic Golden Bridge is accessible ONLY to Mercure guests from 6 AM–8 AM Till ~9 AM, there are very few people — perfect for photos & serenity 📸 ⸻ 🚡 30% discount on Cable Car + ALL attractions if purchased at Mercure check-in, The two-way Cable Car tickets includes 👇following on all days on your Stay ✔️ All cable cars (up, down & internal) ✔️ All funiculars 🚆 ✔️ Unlimited Fantasy Park & Moon Castle games ✔️ 4D / 5D / 7D & 360° movies ✔️ Flying Eye Theatre ✔️ Indoor & outdoor bumper cars ✔️ All rides ✔️ Sun Castle & Moon/Lunar Castle ✔️ Le Jardin D’Amour, Pagoda & Love Garden 🌸 ✔️ Thác Thần Mặt Trời waterfall & Golden Horse Statue ✔️Except Alpine Coasters & 10D Show, everything is Free, unlimited times 🤩 Most day visitors don’t even realise what they miss. ⸻ 💡 Bottom Line: Ba Na Hills is NOT meant to be rushed. You need time to feel the vibe and explore peacefully. After staying there, I honestly wished I had booked 2 nights instead of 1. 🏰 A night stay at Mercure Ba Na Hills isn’t just about the hotel — it unlocks the best version of Ba Na Hills. 🔖 Save this post 🇻🇳 Stay tuned for more Vietnam travel & credit-card-optimised travel tips. 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcards

SpendWisely

28,860 Aufrufe • vor 5 Monaten

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Another pleasant surprise by Axis Bank’s Atlas Credit Card 🥰🥳🤩 : With Axis Bank’s Atlas Credits Card, you get access to the Business Class Lounge at Abu Dhabi Airport in UAE. To my surprise, even Priority Pass of HDFC’s Infinia Credit Card, HDFC Bank’s Marriott Diners Black Credit Card and may other premium credit cards were not eligible for this Business Class lounge 😱😱😱. 👉Primary card holder of Axis Bank’s Atlas Credit Card and accompanying guests get access to the Business Class Lounge instead of a cramped, very small and crowded economy class lounge of Abu Dhabi Airport. 👉At Business Class Lounge, you are presented an A la Carte menu by waitress like a high-end restaurant. You can order food and drinks from that menu. There are limited veg options but you can request them to make veg version of dishes. 👉Additionally, you get access to full buffet of Economy Class Lounge which has many veg options. You can bring it to Business Class Lounge. 👉Priority Pass of even super-premium credit cards like HDFC Infinia and premium credit cards on Diners Club network are NOT ELIGIBLE for this Lounge. ✅✅✅And bigger surprise is, you also get access to 6 Restaurants with free food and nob-alcoholic beverages using Axis Atlas Credit Card at Abu Dhabi Airport. However, Priority Pass of Infinia Credit Card and other premium credit cards give access to just one economy class lounge and no restaurants access at Abu Dhabi Airport. I visited this lounge during my recent visit to Dubai and Abu Dhabi and experienced this. Atlas Card’s Lounge program is with DreamFolks network. Not sure if other Dreamfolks cards get similar access. 👉 Just in case you want to Apply Axis Bank’s Atlas Credit Card, here is the link to Apply👉: Press Like button and Repost if you found it informative 😊. Follow “SpendWisely” for updates, info and tips about credit cards and online shopping. ————————————— For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely. Here is the Link 👉 ————————————— Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral benefits. [credit card, spendwisely, spend wisely, credit cards]

SpendWisely

42,240 Aufrufe • vor 1 Jahr

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Most Underrated Benefit of the HDFC Marriott Bonvoy Card….. Free Silver Elite Status of Marriott Bonvoy Program 🥳🥳🥳 ✅✅✅ WIth HDFC Marriott Bonvoy Card, you get Silver Elite Status of Marriott Bonvoy Program every year. I recently experienced the benefits of this Silver Elite Status during my stay at Lapita Resort Dubai which is a 5-Star resort of Marriott in Dubai. 👉During Check-in, they upgraded my basic room to a grand Suite due to Silver Elite Status which included a big living room, huge balcony facing the pool, two bathrooms and a bedroom. See the video clip 👇👇👇 👉Early Check-in: They preponed our Check-in to 10 AM from standard Check-in time of 3 PM 👉Late Check-out: We had evening flight. So, they increased our Checkout time to 4 PM instead of standard checkout time of 12 PM. 👉👉For Elite members, they have a special Marriott Bonvoy Lounge near reception wherein you are served coconut water, welcome drinks and fast check-in by a dedicated team for members. At the time of departure, they served cookies packs and soft drinks in Marriott Bonvoy Lounge. ✅✅✅Interestingly, all Add-on credit card holders of HDFC Marriott Credit Card also get Silver Elite Status. 👌👌👌With this paisa vasool credit card, for an annual fee of just Rs.3,540 including GST, every year you get 1 night Marriott hotel stay (worth 15000 Marriott Points), Marriott Silver Elite Status, 12 Domestic Lounge and 12 International Lounge access for Primary + 3 Add-on card holders, Free Golf ⛳️ games. Its too sweet deal for just Rs.3540 per year 💎My Grand Deal at Lapita Dubai💎 👉To book this property for 1 night, I needed 24000 Marriott points. So, I used Free Marriott Night which came with HDFC Marriott Credit Card (=15000 points) + my existing 9000 Marriott Points. Against this, due to the Silver Status, I got stay in 5-star Marriott resort for myself, my wife and my 11 years old son + 2 Free Legoland tickets worth ~Rs.16000 ✅✅✅At Marriott Lapita Resort Dubai, for every night of stay, you get free tickets of Legoland or Motiongate or Real Madrid Amusement Park for two persons. This itself has a value of Rs.12k-16k ✳️ Just in case you want to Apply HDFC Marriott Bonvoy Credit Card, here is the link to Apply👉: Press Like button and Repost if you found it informative 😊. Follow “SpendWisely” for updates, info and tips about credit cards and online shopping. ————————————— For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely. Here is the Link 👉 ————————————— Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral benefits. [credit card, spendwisely, spend wisely, credit cards]

SpendWisely

21,518 Aufrufe • vor 1 Jahr

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Courtyard Club - The 080 VIP Business Class Lounge at Terminal 2 of Bengaluru Airport (Watch the video 👇👇👇) 👉This is accessible for Free with ICICI Bank’s Emeralde Private Metal and Times Black Credit Cards 👉Not accessible using Priority Pass or HDFC Bank’s Infinia Credit Card 👉This Lounge is within the 080 Lounge. 👉While regular 080 Lounge was almost full with no sitting space, this was completely empty in morning hours (around 7:30 AM). 👉There was a dedicated attender who serves you tea, coffees, juices etc on table. Alcoholic drinks also, but alcoholic drinks are chargeable. 👉There was buffet of desserts, coookies and fruits which you can take on your own. 👉No separate food buffet. You need to take your food from the regular Lounge buffet (although it was very close to it). Have you visited this ? How was your experience? Mention in comments 👇👇👇 Press Like button and Repost if you found it informative 😊. Follow “SpendWisely” for updates, info and tips about credit cards and online shopping. ————————————— For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely. Here is the Link 👉 ————————————— Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral benefits. [credit card, spendwisely, spend wisely, credit cards]

SpendWisely

15,522 Aufrufe • vor 1 Jahr

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