Stabledash
@stabledash • 2,701 subscribers
new media for new money 💸. Live show every Tues and Thurs at 9am PST / 12pm EST
Videos
.Mario Baxter Cabrera is the founder of Stable, a consumer savings app built on DeFi that Aave labs acquired and is now scaling as Aave App. Mario was a machine learning engineer at Meta before leaving to build in crypto. Stable let everyday users earn DeFi yields without needing to understand the technology underneath, and he grew it to 10,000 users through the Alliance DAO accelerator before joining Aave as VP of Product. The Aave App is a consumer savings and spending product designed for the 4 billion people worldwide who use fintech products but have never used DeFi. It offers stable savings rates, balance protection insured up to $1 million per customer. Behind it sits Aave V4 with a hub and spoke lending model, Aave Horizon for real world assets, and Aave Pro for regulated deposits and withdrawals. Mario's conversation with Drew Rogers: 3:30 - From machine learning at Meta to building on stablecoins 6:05 - Alliance DAO and his first introduction to Aave 8:05 - How he's building for users who've never made an onchain transaction 9:49 - 10,000 users, $2,500 average balances, and what Stable learned 12:27 - The fintech test for crypto products 14:35 - Aave's evolution from ETH Lend to V4 17:20 - How the hub and spoke model changes onchain lending 18:57 - Why DeFi hasn't added net new users since the last bull cycle 22:01 - What Aave App offers everyday users worldwide 23:55 - The card strategy: earning yield until the moment you spend 26:52 - Why variable rates confused everyday users and the fix 29:18 - Multi-chain vaults and abstracting gas fees 31:10 - Why more education won't fix user trust 32:38 - Aave Horizon: real world assets as lending collateral 36:19 - Founder mentality inside a large protocol 38:46 - Rewriting Stable's codebase while running out of money 41:53 - 12 month vision for Aave App and V4 Episode 0051. Presented to you by Altitude
Stabledash27,328 просмотров • 10 дней назад
Stableminded, a financial podcast covering founders on the frontier. Long form, founder-focused. All about modern money. New episode drops next week. Ep. 45 - Charles Yoo-Naut (🌧️,🌧️), CTO at Rain Ep. 46 - Louis Amira, building ATXP Ep. 47 - Nikhil Srinivasan. CEO at Infinite Presented by Altitude Hosted by Drew Rogers EP: 0045-47 SF, USA
Stabledash97,431 просмотров • 3 месяцев назад
Helius acquired Light Protocol, the team building privacy infrastructure on Solana "We have been working with them for a while on figuring out what is the right design for Altitude, and potentially broader for Squads Multisig. So I guess privacy is coming." says Stepan | squads.xyz. "The standard is gonna be on Solana and we're gonna pioneer it for B2B payments and B2B management." Co-Founder & CEO of Squads and Altitude on the show yesterday
Stabledash23,489 просмотров • 23 дней назад
"Polygon as a blockchain, gets the same value if you move $1 or a billion. It's a fraction of a cent. No one cares." Wallets, ramps, and every other layer in the payments stack were compressing toward the same thing. Polygon | POL bundles all of it. "You can transact on a couple of chains that work extremely well. You can use a couple of wallets that give you the level of service or product that you need. You can use different ramps, and they will be quite similar. But when you put all of that together on the same infrastructure, the same product, that's where we see the value." mechanove.eth (※,※) on the show today.
Stabledash11,912 просмотров • 16 дней назад
"To us, Solana $SOL is the payments chain. It has the right balance of scalability, decentralization, and the rich DeFi ecosystem you can tap into to build better experiences for your customers." Stepan | squads.xyz, CEO at Squads / Altitude on what it's been like building in the Solana ecosystem for the past four years, leading up to their $18M round led by SolanaVentures.
Stabledash31,984 просмотров • 2 месяцев назад
.Offchain Labs started in 2018 as an L2 scaling solution when high gas fees made NFTs unusable. Now, Robinhood is building on Arbitrum's tech stack to bring tokenized equities onchain. A.J. Warner, Chief Strategy Officer at Offchain on how the "programmable economy" is actually getting built on Arbitrum: 0:30 - The Arbitrum origin story and replacing 1970s financial plumbing 1:16 - Why block space isn't the bottleneck anymore 3:16 - Tokenized money market funds cutting OPEX by 17% 4:20 - CLARITY Act and what enabling regulation actually looks like 6:35 - The era of consolidation (Coinbase, Payward, Magna) 7:29 - USD.AI $USDAI and why the model gets replicated across every vertical Watch the full interview ↓
Stabledash18,049 просмотров • 1 месяц назад
NOW STREAMING: Stableminded S6 E3 ft Chris Maurice⚜️, CEO/Co-founder of Yellow Card Companies that wouldn't take Chris's calls 2.5 years ago are now the ones reaching out post-election asking how to access stablecoin payment rails. Yellow Card launched in Nigeria in 2019 as a Bitcoin exchange. Within 4 months of listing USDT, 99% of their volume shifted to stablecoins. That's when they realized: people don't want crypto. They want dollars that actually work. What Chris learned building payment rails across 16 countries in Africa, Southeast Asia, and South America: 0:07 - "If you can make it in Lagos, Nigeria, you can make it anywhere" 6:01 - The Taco Bell origin: selling Bitcoin at 7 college campuses 11:11 - COVID pivot: $1M/month to $1M/day overnight 19:54 - The stablecoin shift: 99% of volume moved to USDT in 4 months 21:27 - The realization: customers want payments, not crypto investment 31:19 - Why companies are finally reaching out post-election 31:41 - "Stablecoins are easy. Fiat, you have to get permission" 33:31 - Why they need 6+ banks in some countries for one payment 35:15 - "Nigeria and Botswana have as much in common as Italy and China" 44:39 - Why most corporates are buying the wrong infrastructure The land grab is on. Most providers are selling crypto infrastructure. What enterprises actually need are payment rails that work in markets where traditional banking fails.
Stabledash64,762 просмотров • 7 месяцев назад
.Sam Broner spent years at a16z crypto studying hundreds of stablecoin-focused startups. Mature fintechs, banks weighing their stablecoin strategy, early teams pitching infrastructure plays. The one pattern that kept surfacing: stablecoins were built for trading, not payments. Before a16z, Broner was an engineer at Microsoft, where he built the Fluid Framework that helped re-platform Word from desktop to browser. He demoed for Bill Gates two weeks into the project. Spent time at the Boston Fed's stablecoin initiative during MIT Sloan, angel invested in Cursor before most people had heard of it, and kept circling back to the same problem: moving from one stablecoin to another still works like a trade, not a payment. That's when he founded The Better Money Company - a stablecoin clearinghouse. Any stablecoin in, any stablecoin out, at a fixed price, with a guaranteed time of delivery. Its member issuers include Bridge, Paxos Labs, Agora, M0, MoonPay 🟣, brale, and Frax Finance ¤⛓️¤. Clients include Ramp, Privy, Turnkey 🔑, and Modern Treasury. The Better Money Company raised $10 million from a16z crypto, BoxGroup, and Sunflower Capital, and came out of stealth last week. Broner's point is simple. You don't sell Wells Fargo dollars at a variable price to get Bank of America dollars. Stablecoins shouldn't work that way either. Sam Broner sat down with Drew Rogers in Brooklyn. 00:00 - "I was living in Beijing in 2017" 02:24 - Paperwork in payments, and why engineers find it ridiculous 06:49 - MIT Sloan, the Boston Fed, and the stablecoin research scene 09:07 - The Fluid Framework: coding under a podium while Satya watched 13:10 - Why making payments a little bit better matters at massive scale 15:08 - Stablecoins are optimized for trading pairs, not payment flows 17:20 - What a clearinghouse is: from London taverns to hub-and-spoke 21:46 - Guaranteed pricing, guaranteed settlement, compliant clearing 25:41 - "Better money needs to be one to one" 31:52 - Instant payouts for gig workers: a weekend build on stablecoin rails 33:49 - Tourists in the Bazaar: how agents will transact 39:58 - Atomic payments and why faster settlement changes everything 44:01 - Why enterprise agent payments dwarf consumer agent payments 47:38 - Selling shovels vs. going for gold 53:24 - What's next for The Better Money Company Episode 0048, Presented by Altitude
Stabledash16,388 просмотров • 1 месяц назад
Arthur Hayes backed Ethena Labs's USDe when TradFi experts called it "another crypto experiment destined for failure." $USDe just hit $9.5B market cap. That makes it the 3rd largest stablecoin globally behind USDT ($164B) and USDC ($64B). Synthetic dollar design that everyone said wouldn't work is now eating market share from the majors. The algorithmic stablecoin that survived while others imploded. Hayes saw what traditional finance missed: demand for yield-bearing dollar alternatives that don't rely on tradfi banking infrastructure. USDe proves there's room for more than just fully-reserved stablecoins in this market. Different risk profile, different use case, same growing market demand.
Stabledash67,156 просмотров • 11 месяцев назад
.Charles Yoo-Naut (🌧️,🌧️) is one of the most quietly consequential founders in not just onchain finance, but fintech as a whole. He and farooq 🌧 started building Rain in 2021, before the GENIUS Act, before stablecoin legislation was even a conversation, when the industry was still debating whether crypto had real use cases at all. Rain was built on a belief that every financial product will eventually run on stablecoin rails, and that cards are the bridge to get there. Charles rebuilt the modern money stack from the ground up, powered by stablecoins. Today Rain processes over $3 billion a year in card volume, having raised over $300 million in three rounds across 12 months, hitting a $1.95 billion valuation. Charles sat down with Drew Rogers in San Francisco to discuss: - What it actually looks like when stablecoins settle end to end on Visa rails - Why Rain's biggest customers are companies that didn't exist two years ago - The moment cross-border payments stop needing banks in the middle - What happens when agents start making purchases, and who is liable - How a 95-person company avoids the Block trap of hiring 8,000 - Why the line between a card payment and a stablecoin payment is about to disappear - What it feels like to become a dad while scaling a company at this pace Timestamps: 02:29 - $250M Series C, $1.95B valuation 03:40 - The conviction that started four years early 06:08 - $3B annualized card volume 08:33 - USDC settlement with Visa 12:33 - From "Ramp for DAOs" to the full TAM 14:36 - Western Union and the stablecoin sandwich 21:36 - 17 days to go live 26:15 - "I don't know if I could be an AI founder right now" 33:50 - Stablecoins passing cardholder to merchant 44:01 - Microtransactions and content paywalls 46:33 - Becoming a dad Presented by Altitude
Stabledash23,379 просмотров • 3 месяцев назад
We sat down with Matt Hougan at Breakpoint to talk about what happens when Wall Street finally starts to pay attention to stablecoins. Almost no one in traditional finance cared until the GENIUS Act. Now the Treasury Secretary is projecting a market repricing to $3.7 trillion. The question institutions are asking: how do I actually invest in this? That's what Bitwise has filed to build. As CIO managing over $15 billion in assets, Matt breaks down the stablecoin ETF filing — half crypto protocols like Solana and Ethereum, half companies like Circle and Coinbase 🛡️ — designed for investors who know stablecoins are going to be big but don't know where the value will accrue. Key Moments: 04:18 - "Almost no one cared until the GENIUS Act" 06:55 - "Robbed of the interest income for the last hundred years" 08:30 - Why the GENIUS Act timeline matters 10:38 - The stablecoin ETF thesis and filing 14:26 - Tokenization: $68 trillion in US equities 18:14 - Why stablecoin economics mirror Charles Schwab's profit model 21:55 - Solana's role in internet capital markets 23:48 - The Solana thesis: two bets at once Recorded at Solana Breakpoint 2025
Stabledash28,855 просмотров • 5 месяцев назад
.Megapot just raised $5M in a pre-seed led by Dragonfly ＞|＜, Coinbase Ventures 🛡️, and BanklessVC to build an onchain lottery. Founder Patrick | Megapot on how people can earn as the house by joining their liquidity pool: "The only way to make money in a casino is to be the house. We're trying to say, you can earn as the house. You deposit money into the liquidity pool. It basically serves as insurance for the prize pool." "Before I started Megapot, I worked at a company called Uniswap. They're very well known for a liquidity pool way of market making. I took that and said, why don't we do the same thing here?" "This 1.1 million dollar prize pool, we actually had this on day one when we launched last week. We didn't sell 1.1 million dollars of tickets."
Stabledash17,541 просмотров • 3 месяцев назад
Nikhil Srinivasan sold his first company to Coinbase 🛡️ in 2018. A few years later, he went on to lead product on Sardine's AI risk platform. Last year he left to start Infinite. At Coinbase, his team added every new blockchain and asset to the platform beyond Bitcoin and Ethereum, including USDC. At Sardine, he led compliance while co-founder Raj led payments, and together they shipped one of the first real virtual account programs in stablecoins. Those two seats are where the thesis behind Infinite took shape. Infinite is a global B2B stablecoin processor backed by Y Combinator and Coinbase 🛡️, settling same-day payments to 170+ countries. His bet is simple. Stablecoins are rewriting the rails of global payments, and compliance is what decides who actually wins. Nikhil Srinivasan sat down with Drew Rogers in San Francisco. 00:00 - "There's a whole story as to how we got to this problem" 02:35 - Infinite, and the team that shipped at Sardine 06:25 - Virtual accounts: the light-bulb moment 13:10 - The visibility gap on the international leg 16:57 - First-party vs third-party, and why nesting is the quiet risk 22:32 - Inside the stablecoin sandwich 28:52 - "People think compliance is deterministic and static" 35:14 - The end of emailing passport scans 40:41 - Bitso, Trace, Conduit, Yellow Card - allies, not competition 46:08 - "Go bare metal" - Tom Blomfield's YC advice 52:42 - Agentic commerce and machine-to-machine money 56:51 - Do foundation model companies become payment companies? Episode 0047, Presented by Altitude
Stabledash15,056 просмотров • 2 месяцев назад
The Daily Yield, Stablecoin & Industry News — August 8th, 2025 1:10 – Corpay partners with Circle to embed USDC: Corpay (NYSE: CPAY), a global payment giant processing $50B+/year, integrates Circle's USDC, bringing 24/7 settlements and real-time liquidity to 800,000 enterprise clients in over 80 countries. 4:12 – Ripple deepens stablecoin push: Ripple to acquire Rail for $200m. Rail is a global B2B payments platform projected to process over 10% of the $36B stablecoin payments market. This move positions Ripples $RLUSD's ecosystem as a full-stack, enterprise-grade stablecoin platform. 6:29 – Paxos resolves NYDFS settlement: $48.5M settlement ($26.5M penalty + $22M compliance investment) closes legacy AML/compliance issues tied to former BUSD partnership with Binance. Successfully redeemed $16B without incidents, reinforcing regulatory leadership in digital assets. Stay informed. Stay stable.
Stabledash24,043 просмотров • 11 месяцев назад
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