TD | personal finance + things
@tdtalksagain • 6,358 subscribers
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these are the ways i try to stay below my means. i have a lot of goals this year and i can’t let my spending habits get in the way of that. and also LIFESTYLE CREEP IS REAL AND BAD don’t make the mistake of having to increase your expenses to match your income — quickest way to dig yourself into debt and have no savings #livebelowyourmeans #lifestylecreep #corporatelife #chicago #blackgirltiktok #personalfinance #budgeting #underconsumption #carloan #shoppingspree #overspending #lowbuy
TD | personal finance + things240,000 Aufrufe • vor 1 Jahr
part 02 of how i live below my means. if you know me, you know i love to have (or attempt at) a no spend week or month. since moving, i’ve found having a no spend period helps to offset some of my larger, but irregular purchases, like furniture and (poorly) planned travel. it’s also super fun to find ways to enjoy yourself without spending money. i went on a ton of walks and also used up almost all the ingredients in my fridge to avoid grocery shopping. i might make this a series as i find other ways to lower my consumption and be much more intentional with my spending. #livebelowyourmeans #lifestylecreep #corporatelife #chicago #blackgirltiktok #PersonalFinance #budgeting #underconsumption #carloan #ShoppingSpree #overspending #lowbuy #nospendweek #nospendmonth
TD | personal finance + things13,700 Aufrufe • vor 1 Jahr
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