thebudgetmom
@thebudgetmom • 128,800 subscribers
Videos
For cash spending, I will use three cash envelopes. I will use the cashless envelope method for debit card spending, which uses spending trackers instead of cash envelopes. When you use spending trackers in your wallet for different budget categories, you know exactly how much you have to spend in each one. Essentially, the same benefits as using cash, except without handling money physically. I will be documenting what this looks like in upcoming videos and posts throughout the month of March! Do you use a mix of cash and debit card spending, or do you use one or the other? #cashenvelopes #cashenvelopesystem #budgetbypaycheckmethod #budgetbypaycheckworkbook #budgetbypaycheck #tbmfamily #thebudgetmom #budgetmom #budgetwithme #budgetgoals #budgetqueen #budgetplanning #budgetplanning #personalfinanceforwomen
thebudgetmom488,900 views • 3 years ago
Some of the most common questions I get: 👉 I get paid once a month 👉 I’m self-employed 👉 I use a zero-based budget + the Budget by Paycheck® Method 👉 And yes—I use the Budget by Paycheck Workbook every single month to make it all work. Here’s something I get asked a lot: What if you’re paid multiple times a month? If you don’t want to create 4–6 separate budgets every month, combine your paychecks. Pick two dedicated budgeting days (like the 1st and the 15th). Hold your paychecks aside until those days, then budget all of that money at once. This way you stay in control, keep things simple, and still follow a zero-based budget. #budgetbypaycheck #thebudgetmom #zerobasedbudget #budgettips #budgetwithme
thebudgetmom36,300 views • 7 months ago
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