Cosmos Tokenization Suite is built around problems banks know... well. Payments that can't clear on weekends, and settlement risk sitting on the books until markets reopen. It lets banks and financial institutions offer instant settlement and programmable money via infrastructure that integrates with existing systems and connects to major payment rails.show more

🚨 CRYPTO: IMF DECLARES TOKENIZATION A "STRUCTURAL SHIFT" IN... FINANCIAL ARCHITECTURE The International Monetary Fund has published a formal note stating that tokenization is reshaping regulated finance and constitutes a structural shift rather than a marginal efficiency improvement. The note, authored by Tobias Adrian, the IMF's Financial Counsellor and head of its Monetary and Capital Markets Department, describes how permissioned shared ledgers, programmable financial assets, and smart contract-based risk management are fundamentally altering how settlement, liquidity, and systemic risk operate. The IMF says the most consequential transformation is happening within the regulated financial system itself, including banks, asset managers, and market infrastructure providers, where tokenization enables atomic settlement, continuous liquidity management, and embedded compliance. Tokenized real-world assets have already reached approximately $27.5 billion as of early April, with US Treasury products accounting for over $12 billion of that total. However, the IMF also warned that the same features making tokenized markets efficient could amplify instability. Automated margin calls, real-time settlement, and programmable financial flows could accelerate liquidity stress during volatility. Traditional systems have built-in delays that act as shock absorbers. Tokenized systems may transmit stress instantly across participants. The note calls for clear policy frameworks, robust code governance, legal certainty, and international coordination.show more

Swift Blockchain Ledger Clears First Live Cross Border Bank... Payment Standard Chartered and HSBC have completed the first live cross-border transaction on Swift’s blockchain ledger. The transaction connected their separate tokenized deposit systems through Swift’s infrastructure. Swift’s ledger matched and netted the obligations before final settlement through existing payment rails. The transaction demonstrates that tokenized deposits can operate across different bank infrastructures. Swift launched the ledger with 17 banks preparing to test live transactions. The system aims to support 24/7 cross-border payments while retaining existing controls.show more

A traveler taps her card at a market thousands... of miles from home. The payment feels instant, simple, straightforward. It’s not. Behind that tap, money may need to move across currencies, banks, payment providers, and borders. Traditional systems often require companies to park funds in local accounts before they are needed, leaving capital stagnant for long periods of time where it’s not able to earn a return or be put to work. Members of the Avalanche Payments Collective are building a more efficient global payments model, one that keeps capital productive up until the moment it needs to move. Here are five members working across different parts of cross-border payments and treasury infrastructure: Axiym provides payment and treasury infrastructure that helps institutions route liquidity and settle transactions without pre-funding every market. Its technology supported Hyundai Motor America’s stablecoin payment to its Mexico affiliate, completed on Avalanche in minutes instead of days. Nonco helps institutions exchange currencies and stablecoins by requesting prices directly from a network of professional liquidity providers. That gives them access to more competitive rates while allowing both sides of the transaction to settle together onchain. SMBC, Japan’s second-largest bank, is exploring stablecoin infrastructure for wholesale institutional payments. It is also working alongside MUFG and Mizuho on a potential yen-pegged stablecoin initiative built on Avalanche. StraitsX is working with KBank through Project BLOOM to develop payment infrastructure that can improve settlement across Southeast Asian corridors where moving money remains particularly slow and expensive. AeraTech helps multinational companies manage cash across subsidiaries, offset internal obligations, and settle inter-company payments without unnecessarily routing every transaction through external banks. These different companies all represent or engage with different parts of the payment and treasury stack. But they all have a shared goal: keep capital working longer, move it when it is needed, and make cross-border payments faster and more efficient. That is what the Avalanche Payments Collective is bringing together. Frictionless, borderless payments that really are instant, simple, and straightforward.show more

1/ Today, we’re launching real-time payments (RTP): instant, always-on... money movement, 24/7, weekends and holidays too. Pay someone at 9pm on a Friday, it lands by 9:01. Many banks don’t even know US RTP are possible (lots of banks don’t offer it). Its now live on Mercury.show more

AI tokenization is evolving from experimental infrastructure to production... systems. The shift is toward bringing real, production AI into on-chain coordination and settlement layers. THEA is tokenizing behavioral AI that has been operational for 10+ years across 30+ jurisdictions. Through Solana settlement, we're enabling broader access across enterprise clients and global on-chain participants.show more

💳 Traditional card payments: Settlement in 2–3 days. 2–3%... fee split between card network, issuing bank, acquiring bank, and PG — none of whom are the merchant. Merchant sees the money on Tuesday. ⚡ KONET stablecoin payments: Settlement at the moment of transaction. Near-zero network cost. On-chain receipt issued instantly. The technology isn't the hard part. The hard part is building compliant infrastructure that connects to existing merchant networks. That's what KONET is. Not a product. Infrastructure. 🏗️ #KONET #Web3 #PaymentInfrastructureshow more

🚨 AUGUST 1ST – REAL TOKEN EXCHANGE LISTING (XRPL)... RealFi is proud to announce another major centralized exchange listing for the REAL Token, scheduled for August 1st. Built on the XRP Ledger, REAL Token powers the entire RealFi ecosystem, supporting transactions, rewards, and instant settlement. RealFi is focused on expanding within the Payment Rewards and Asset industries, representing a market opportunity of approximately $4.1 trillion. The RealFi payment infrastructure utilizes REAL Token as its underlying blockchain technology, enabling instant settlement and innovative payment and rewards solutions. Through this infrastructure, businesses can deliver seamless customer incentives, faster transactions, and enhanced engagement on a global scale. Learn more about RealFi & Real Token atshow more

One thing that’s very crucial for Canton Foundation: our... General Members. These are the institutions and entities participating in governance who bring the “missing pieces” that make an institutional network usable in practice. Including Data and risk infrastructure, custody and tokenization rails, developer tooling, validator operations, and core financial workflows (funds, lending, securities finance, accounting). They bring the expertise, services, and infrastructure that support neutral governance and institution-grade rails on Canton Network.show more

I’m delighted to announce that Quant and Murex are... partnering to bring tokenised deposits and digital bond settlement into MX.3. Institutions have been asking the same question. How do we move forward with tokenisation without disrupting the trading, risk and post-trade operations we depend on? The answer is now inside the platform they already use. Tokenised RWAs just crossed $100 billion. DTCC has SEC approval to tokenise real-world assets from mid-2026 and major UK banks are already working with Quant through the Great Britain Tokenised Deposit initiative - all of which signals that the market is moving. Users in banks, asset managers, insurance companies, pension funds, hedge funds, corporations and energy utilities in over 65 countries now have a production-ready path into tokenisation through the systems they already run. The future of capital markets infrastructure is programmable: #Tokenisation #DigitalAssets #CapitalMarkets #Programmabilityshow more

🚨 CRYPTO: BITGO PARTNERS WITH ZKSYNC TO BUILD TOKENIZED... DEPOSIT INFRASTRUCTURE FOR BANKS Digital asset custody firm BitGo is integrating with ZKsync's permissioned blockchain to help banks issue and settle tokenized deposits within existing regulatory frameworks. The infrastructure, now in testing, aims to enable programmable payments and simplify blockchain adoption for traditional financial institutions. It combines BitGo's institutional custody with ZKsync's privacy-preserving layer-2 technology anchored to Ethereum. The partnership adds to ZKsync's growing push into banking infrastructure. Last week, five US regional banks (Huntington, First Horizon, M&T Bank, KeyCorp, Old National) selected ZKsync's Prividium stack for the Cari Network tokenized deposit platform, targeting a 2026 rollout.show more

Rhuna has powered more than 165 live events, served... over 2M users, and processed $90M+ in volume across its existing infrastructure. At this scale, latency, fragmentation, and settlement uncertainty can have a massive impact on hundreds of thousands of live users. By integrating OmniSet, Rhuna taps into a unified liquidity and settlement layer that can coordinate payments and digital assets across ecosystems. Built on FastSet, OmniSet delivers fast, verifiable settlement that holds up under real-world demand, making it suitable for high-throughput environments like live events. This partnership reflects Pi²’s focus on deploying infrastructure where performance and reliability are essential.show more

Korea's NHN KCP runs a 2-second stablecoin payment pilot... on Avalanche NHN KCP confirmed today that it is running a commercial-feasibility pilot for stablecoin-based payments linked to its Payco easy-payment service. The test covers online gift certificate purchases inside the Payco app and offline payments at the cafe and cafeteria in the company's Seoul headquarters, with about 700 employees participating. The system runs on a payments-focused mainnet built in cooperation with Avalanche (Avalanche🔺). NHN KCP says it logged a 2-second processing time from QR scan to approval, and built what it calls the industry's first stablecoin payment admin page so merchants can track blockchain settlement data in real time without crypto expertise. NHN KCP plans to share the pilot data with financial-sector partners and large merchants to push toward commercialization. Another Korean payment major is moving stablecoins from product to infrastructure.show more

Near real-time collateral mobility could help financial institutions reduce... liquidity buffers and lower capital requirements, but only with infrastructure built to support it. Our new white paper, Collateral Infrastructure for Tokenized Capital Markets, developed in collaboration with Finadium, makes the case that tokenized collateral could help unlock significant capital efficiencies, transform liquidity management and potentially benefit early movers as settlement cycles shorten and digital assets adoption accelerates. Read the announcement:show more

The Visa CEO admits stablecoins have "product market fit"... in US capital markets. He's right. Digital dollars are inevitable in finance. And so are capital markets coming to Sei. Capital market financial innovation comes next when financial markets meet performance infrastructure: high-frequency trading with instant settlement, real-time cross-market arbitrage globally, and 24/7 markets. Capital markets move faster on Sei.show more

There are many cryptocurrencies, each designed to serve a... unique purpose. XRP is designed to help move money quickly and efficiently. It’s often discussed in the context of payments that settle faster and with lower fees than traditional systems. XRP can also act as a bridge between different currencies, helping value move from one place to another without relying on multiple intermediaries. Faster settlement and lower costs can make payments more accessible for businesses, institutions, and everyday users around the world.show more

Ripple Backs ZILO And Licuido To Scale XRPL Tokenization... Ripple (Ripple) has made strategic investments in ZILO and Licuido to expand institutional capital markets on the $XRP Ledger. The deals reportedly strengthen regulated transfer agency, asset issuance, and collateral mobility on XRPL. Ripple said the infrastructure will support faster settlement and greater liquidity. RLUSD will serve as the regulated cash leg for delivery versus payment transactions. The company said tokenization is only the first step toward modernizing capital markets.show more

Chainlink pulls 50 banks into a plan to settle... currency trades instantly Chainlink has launched Project Pangea, a task force aiming to bring real-time settlement to the cross-border currency market. It teams Chainlink with Korea's FairSquareLab and two banking consortia: Europe's Qivalis, backed by 37 banks, and Korea's UniKA alliance, anchored by Shinhan, Kbank and others. The target is the Europe-Korea corridor. The plan is to let banks swap regulated euro and Korean won stablecoins directly and atomically, settling the same day instead of waiting two days. By using Chainlink's interoperability standards alongside ISO 20022 and existing SWIFT rails.show more

RIPPLE CLAIMS 13000 BANK CONNECTION AND $12.5T PAYMENT SCALE... Ripple says its treasury platform now connects 13,000 banks and supports $12.5 trillion in payment volume. The company describes it as a fully adaptable system with complete cash visibility. This follows its $1 billion acquisition of GTreasury in 2025. Ripple chose to integrate existing infrastructure instead of rebuilding from scratch. The update was shared via Ripple’s official account on X.show more

📣 $XRP: Lets stack all of the Ripple and... DTCC connections together: DTCC's patent work establishes a multi‑ledger tokenization and liquidity framework where $XRP/XRPL are explicitly supported as bridge and settlement infrastructure. Documented. Ripple's acquisition of Hidden Road then provides a prime brokerage that can actually plug into DTCC's design. We saw confirmation of that with the NSCC listing into DTCC's live clearing ecosystem on March 2nd.m 2026. In the language Nadine Chakar of DTCC uses during this interview at Sibos: "partnering with existing institutions, breaking down walled gardens, and creating interoperable digital asset rails" — It is clear that Ripple is no longer just an external blockchain provider but is now embedded at both the patents/architecture and operational layer of DTCC's evolving digital landscape.show more

USDC is now live on the XRP Ledger (RippleX)!... With the launch of native USDC on the XRPL, developers, institutions, and users gain the support of the world’s largest regulated stablecoin. ✅ Enterprise B2B payments: Use USDC for global money movement and improve capital efficiency across borders. ✅ DeFi liquidity provisioning: USDC can be used by market makers to bootstrap liquidity for token pairs and FX flows. ✅ Financial infrastructure apps: Custodians, wallets, and fintech platforms can integrate USDC to offer faster, more transparent settlement options. USDC is a trusted digital dollar powering innovation in payments, DeFi, and global finance. With the addition of the XRPL, USDC is now supported natively on 22 blockchains. Get started today:show more