Cosmos Tokenization Suite is built around problems banks know... well. Payments that can't clear on weekends, and settlement risk sitting on the books until markets reopen. It lets banks and financial institutions offer instant settlement and programmable money via infrastructure that integrates with existing systems and connects to major payment rails.show more

🚨 CRYPTO: IMF DECLARES TOKENIZATION A "STRUCTURAL SHIFT" IN... FINANCIAL ARCHITECTURE The International Monetary Fund has published a formal note stating that tokenization is reshaping regulated finance and constitutes a structural shift rather than a marginal efficiency improvement. The note, authored by Tobias Adrian, the IMF's Financial Counsellor and head of its Monetary and Capital Markets Department, describes how permissioned shared ledgers, programmable financial assets, and smart contract-based risk management are fundamentally altering how settlement, liquidity, and systemic risk operate. The IMF says the most consequential transformation is happening within the regulated financial system itself, including banks, asset managers, and market infrastructure providers, where tokenization enables atomic settlement, continuous liquidity management, and embedded compliance. Tokenized real-world assets have already reached approximately $27.5 billion as of early April, with US Treasury products accounting for over $12 billion of that total. However, the IMF also warned that the same features making tokenized markets efficient could amplify instability. Automated margin calls, real-time settlement, and programmable financial flows could accelerate liquidity stress during volatility. Traditional systems have built-in delays that act as shock absorbers. Tokenized systems may transmit stress instantly across participants. The note calls for clear policy frameworks, robust code governance, legal certainty, and international coordination.show more

Swift Blockchain Ledger Clears First Live Cross Border Bank... Payment Standard Chartered and HSBC have completed the first live cross-border transaction on Swift’s blockchain ledger. The transaction connected their separate tokenized deposit systems through Swift’s infrastructure. Swift’s ledger matched and netted the obligations before final settlement through existing payment rails. The transaction demonstrates that tokenized deposits can operate across different bank infrastructures. Swift launched the ledger with 17 banks preparing to test live transactions. The system aims to support 24/7 cross-border payments while retaining existing controls.show more

A traveler taps her card at a market thousands... of miles from home. The payment feels instant, simple, straightforward. It’s not. Behind that tap, money may need to move across currencies, banks, payment providers, and borders. Traditional systems often require companies to park funds in local accounts before they are needed, leaving capital stagnant for long periods of time where it’s not able to earn a return or be put to work. Members of the Avalanche Payments Collective are building a more efficient global payments model, one that keeps capital productive up until the moment it needs to move. Here are five members working across different parts of cross-border payments and treasury infrastructure: Axiym provides payment and treasury infrastructure that helps institutions route liquidity and settle transactions without pre-funding every market. Its technology supported Hyundai Motor America’s stablecoin payment to its Mexico affiliate, completed on Avalanche in minutes instead of days. Nonco helps institutions exchange currencies and stablecoins by requesting prices directly from a network of professional liquidity providers. That gives them access to more competitive rates while allowing both sides of the transaction to settle together onchain. SMBC, Japan’s second-largest bank, is exploring stablecoin infrastructure for wholesale institutional payments. It is also working alongside MUFG and Mizuho on a potential yen-pegged stablecoin initiative built on Avalanche. StraitsX is working with KBank through Project BLOOM to develop payment infrastructure that can improve settlement across Southeast Asian corridors where moving money remains particularly slow and expensive. AeraTech helps multinational companies manage cash across subsidiaries, offset internal obligations, and settle inter-company payments without unnecessarily routing every transaction through external banks. These different companies all represent or engage with different parts of the payment and treasury stack. But they all have a shared goal: keep capital working longer, move it when it is needed, and make cross-border payments faster and more efficient. That is what the Avalanche Payments Collective is bringing together. Frictionless, borderless payments that really are instant, simple, and straightforward.show more

1/ Today, we’re launching real-time payments (RTP): instant, always-on... money movement, 24/7, weekends and holidays too. Pay someone at 9pm on a Friday, it lands by 9:01. Many banks don’t even know US RTP are possible (lots of banks don’t offer it). Its now live on Mercury.show more

SWIFT Unveils Blockchain Ledger For Global Banks SWIFT has... launched its blockchain based ledger for initial use after nine months of development. Seventeen major banks, including HSBC, Citi and UBS, will pilot cross border payments using tokenized bank deposits. The platform supports round the clock payments while preserving existing compliance, risk and settlement standards. SWIFT plans to expand the ledger after the initial controlled rollout.show more

The future of stablecoin settlement demands infrastructure built for... volume, certainty, and real-world adoption. Stable delivers that foundation with USDT-native infrastructure. Rails for the Real World.show more

Solana And JP Morgan Take Aim at Faster Institutional... Settlement The Solana (Solana) Foundation has launched an open source settlement tool designed for institutional financial markets. Solana DvP uses standardized APIs to let institutions exchange assets and payments simultaneously. J.P. Morgan provided input on institutional settlement practices during the tool’s design. The foundation says transactions can reach finality in seconds rather than traditional settlement periods. The launch comes as BlackRock and Kraken expand tokenized financial products on Solana.show more

AI tokenization is evolving from experimental infrastructure to production... systems. The shift is toward bringing real, production AI into on-chain coordination and settlement layers. THEA is tokenizing behavioral AI that has been operational for 10+ years across 30+ jurisdictions. Through Solana settlement, we're enabling broader access across enterprise clients and global on-chain participants.show more

Polygon is building the rails for global payments. One... of the world’s largest independent payment processors, Shift4, has launched stablecoin settlement on Polygon. Hundreds of thousands of merchants worldwide can now get paid faster and move funds 24/7 on rails built for speed, reliability, and scale.show more

💳 Traditional card payments: Settlement in 2–3 days. 2–3%... fee split between card network, issuing bank, acquiring bank, and PG — none of whom are the merchant. Merchant sees the money on Tuesday. ⚡ KONET stablecoin payments: Settlement at the moment of transaction. Near-zero network cost. On-chain receipt issued instantly. The technology isn't the hard part. The hard part is building compliant infrastructure that connects to existing merchant networks. That's what KONET is. Not a product. Infrastructure. 🏗️ #KONET #Web3 #PaymentInfrastructureshow more

🚨 AUGUST 1ST – REAL TOKEN EXCHANGE LISTING (XRPL)... RealFi is proud to announce another major centralized exchange listing for the REAL Token, scheduled for August 1st. Built on the XRP Ledger, REAL Token powers the entire RealFi ecosystem, supporting transactions, rewards, and instant settlement. RealFi is focused on expanding within the Payment Rewards and Asset industries, representing a market opportunity of approximately $4.1 trillion. The RealFi payment infrastructure utilizes REAL Token as its underlying blockchain technology, enabling instant settlement and innovative payment and rewards solutions. Through this infrastructure, businesses can deliver seamless customer incentives, faster transactions, and enhanced engagement on a global scale. Learn more about RealFi & Real Token atshow more

Quant secures a key role in US bank payments... The Clearing House (The Clearing House) has selected Quant to power its On-Chain Money Initiative, a network where banks will clear and settle tokenized deposits. Quant's tech will also connect it to the RTP and CHIPS systems that banks use today. Tokenized deposits work like normal bank deposits, with the same protections, but move on a blockchain. It is expected to open to participating banks in the first half of 2027.show more

I’m delighted to announce that Quant and Murex are... partnering to bring tokenised deposits and digital bond settlement into MX.3. Institutions have been asking the same question. How do we move forward with tokenisation without disrupting the trading, risk and post-trade operations we depend on? The answer is now inside the platform they already use. Tokenised RWAs just crossed $100 billion. DTCC has SEC approval to tokenise real-world assets from mid-2026 and major UK banks are already working with Quant through the Great Britain Tokenised Deposit initiative - all of which signals that the market is moving. Users in banks, asset managers, insurance companies, pension funds, hedge funds, corporations and energy utilities in over 65 countries now have a production-ready path into tokenisation through the systems they already run. The future of capital markets infrastructure is programmable: #Tokenisation #DigitalAssets #CapitalMarkets #Programmabilityshow more

One thing that’s very crucial for Canton Foundation: our... General Members. These are the institutions and entities participating in governance who bring the “missing pieces” that make an institutional network usable in practice. Including Data and risk infrastructure, custody and tokenization rails, developer tooling, validator operations, and core financial workflows (funds, lending, securities finance, accounting). They bring the expertise, services, and infrastructure that support neutral governance and institution-grade rails on Canton Network.show more

Canada’s Big Six Banks Take Tokenized Deposits to the... Next Stage Canada’s six largest banks are jointly exploring a Canadian dollar tokenized deposit system. The project aims to move tokenized deposits efficiently across participating financial institutions. The banks say it could enable faster, more efficient, and programmable payments. This initiative follows Canadian regulators' recent clarification that tokenized deposits remain traditional deposits legally. The participating banks include RBC, TD, BMO, CIBC, Scotiabank, and National Bank.show more

TOKENIZATION IS A $225T SLEEPING GIANT Key asset classes:... Equities, Bonds, Private Markets, Real Estate. Constrained by limited hours, intermediaries, geographic barriers, costs, and illiquidity. Tokenization enables 24/7 access, instant settlement, and fractional ownership. If even 5% moves on-chain, that’s trillions flowing through decentralized rails. This isn’t hype. It’s the long-term modernization of capital markets.show more

🚨 CRYPTO: BITGO PARTNERS WITH ZKSYNC TO BUILD TOKENIZED... DEPOSIT INFRASTRUCTURE FOR BANKS Digital asset custody firm BitGo is integrating with ZKsync's permissioned blockchain to help banks issue and settle tokenized deposits within existing regulatory frameworks. The infrastructure, now in testing, aims to enable programmable payments and simplify blockchain adoption for traditional financial institutions. It combines BitGo's institutional custody with ZKsync's privacy-preserving layer-2 technology anchored to Ethereum. The partnership adds to ZKsync's growing push into banking infrastructure. Last week, five US regional banks (Huntington, First Horizon, M&T Bank, KeyCorp, Old National) selected ZKsync's Prividium stack for the Cari Network tokenized deposit platform, targeting a 2026 rollout.show more

Banks have wanted onchain settlement for years. 💵 Cheaper... clearing 💳 Programmable treasury operations 🕰️ Liquidity that doesn’t stop at 5pm So why hasn’t bank money moved fully onchain? Blockworks Research' research highlights a deeper challenge for banks: Infrastructure. 🧵show more

Rhuna has powered more than 165 live events, served... over 2M users, and processed $90M+ in volume across its existing infrastructure. At this scale, latency, fragmentation, and settlement uncertainty can have a massive impact on hundreds of thousands of live users. By integrating OmniSet, Rhuna taps into a unified liquidity and settlement layer that can coordinate payments and digital assets across ecosystems. Built on FastSet, OmniSet delivers fast, verifiable settlement that holds up under real-world demand, making it suitable for high-throughput environments like live events. This partnership reflects Pi²’s focus on deploying infrastructure where performance and reliability are essential.show more

📰Hot off the press The real competition isn’t Banks... vs Crypto. It’s legacy rails vs programmable settlement. The latest Reflexivity Research report examines why Tokenized Deposits and Prividiums are the banking system’s path onchain.show more