#sinkingfunds
DAY 25 | It's payday so come and budget my pay for August with me! 💰💳💰💳💰 #improvingmyself #payday #paydayroutine #salary #salarytransparency #debt #healthjourney #budget #wellness #budgeting #savingmoney #savings #managingmyfinances #sinkingfunds #finance #financetiktok #budgetmum #moneytips #moneychallenge #money #mumlife #budgetwithme #CapCut
Melissa🌷| Money & Family Life896,100 Aufrufe • vor 1 Jahr
Where you keep your savings matters just as much as what you're saving for. The amount you save, how often you access it, and how soon you plan to spend it—those are the things that should guide where your money lives. For my major sinking funds—things like holidays, insurance, or travel—I use most of that money within a year, and the amounts aren’t huge. So I keep each one in its own separate savings account at my bank. No fees, no minimums. Just clarity. My emergency fund? That stays in a high-yield savings account with Ally so it can grow a little while it sits. And cash? I rarely save in cash anymore. The goal is to make your money easy to manage and easy to use when you need it—without digging through one big pile and hoping for the best. Every dollar you save should have a label and a purpose. That’s what turns saving into a plan. #thebudgetmom #sinkingfunds #budgetingtips #savingmoney #financialwellness #personalfinance #highyieldsavings #moneysystem #intentionalspending #debtfreejourney #savemoneylivebetter #smartmoneychoices #budgetingcommunity #moneymanagement
thebudgetmom23,300 Aufrufe • vor 1 Jahr
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