3 steps to finally stop stressing about money

The Ramsey way works. It changed our lives. We started with a $40k hole in 2009 and now have a net worth with two commas in it.

As Dave would say, I have a Phd in D.U.M.B

I got a paid off house, truck, and have an 1 year emergency fund because of you Dave. Now I’m going all in on investing.

I believe in these baby steps as a base for getting started when it is time to get serious about your money.

Pure wisdom - get started now!

Love Dave’s principles…but curious who else flips the script a bit? 1️⃣ First, contribute enough to your 401(k) to get the full match —> That’s a guaranteed 100% return 2️⃣ Then attack high-interest debt like your life depends on it Smart money moves aren’t always either/or

His snowball method is stupid. Mathematically it’s better to pay as much as you can on the highest interest debts first, even or especially if they’re the biggest.

I have a situation I don't know what to do I'm a story that is very unique. I'm living with a friend right now to get through until I get on my feet and there a blessing coming that is hard to prepare for.