55k on a car is absolutely insane

There is a solution and this is what will happen. 1) she will declare bankruptcy soon. 2) her car will be repossessed 3) she will have no CC's anymore. 3) she will start from zero and in 3-5 yrs she will be ok. Expensive education.

we need to teach kids basic fiscal responsibility in schools

tbh I kinda wanna know what car she has. And her thought process when she was buying it.

55k is like a normal brand new suv

This is insane

Guy finds phone, actively looks for owner

This is where we were headed when Obama's ludicrous "cash for clunkers" travesty devastated the entry-level car market.

Why would you spend so much on a car with hat much other debt already

How's she planning to pay off this debt??