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Arc Public Testnet is live. Arc is an open Layer-1 blockchain designed to serve as the Economic OS for the internet, uniting programmable money and onchain innovation with real-world economic activity. Arc is uniquely suited to be a new trusted foundation for: → Lending and financial services → Capital...

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Arc Public Testnet is now live. Open to developers and enterprises globally, Arc is the Economic OS for the internet that unites programmable money and onchain innovation with real-world economic activity. Start building: Learn more:
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Arc Public Testnet is now live. Open to developers and enterprises globally, Arc is the Economic OS for the internet that unites programmable money and onchain innovation with real-world economic activity. Start building: Learn more:

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Introducing Arc, the home for stablecoin finance. Arc is an open Layer-1 blockchain purpose-built to drive the next chapter of financial innovation powered by stablecoins. Designed to provide an enterprise-grade foundation for payments, FX, and capital markets, Arc delivers the performance, reliability, and liquidity builders need to meet global financial demands. Arc features: ✅ USDC as native gas ✅ Built-in FX engine ✅ Deterministic sub-second finality ✅ Opt-in privacy ✅ Full Circle platform integration Open, composable, and EVM-compatible, Arc is designed to interoperate seamlessly with the broader multichain ecosystem. As part of our mission to advance blockchain infrastructure, we're excited to welcome the Malachite team and IP from Informal Systems to Circle. Arc is built on Malachite’s high-performance consensus engine. In line with our commitment to open-source development, the core software for Arc will be released under a permissive license, enabling the broader developer community to contribute, extend, and build on top. Serving as foundational infrastructure for the internet, Arc will enable 24/7 global settlement that’s as seamless and native as messaging on the web. Arc will enter private testnet in the coming weeks, with public testnet expected this fall. Read the litepaper: Let’s build the new internet financial system together:
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Introducing Arc, the home for stablecoin finance. Arc is an open Layer-1 blockchain purpose-built to drive the next chapter of financial innovation powered by stablecoins. Designed to provide an enterprise-grade foundation for payments, FX, and capital markets, Arc delivers the performance, reliability, and liquidity builders need to meet global financial demands. Arc features: ✅ USDC as native gas ✅ Built-in FX engine ✅ Deterministic sub-second finality ✅ Opt-in privacy ✅ Full Circle platform integration Open, composable, and EVM-compatible, Arc is designed to interoperate seamlessly with the broader multichain ecosystem. As part of our mission to advance blockchain infrastructure, we're excited to welcome the Malachite team and IP from Informal Systems to Circle. Arc is built on Malachite’s high-performance consensus engine. In line with our commitment to open-source development, the core software for Arc will be released under a permissive license, enabling the broader developer community to contribute, extend, and build on top. Serving as foundational infrastructure for the internet, Arc will enable 24/7 global settlement that’s as seamless and native as messaging on the web. Arc will enter private testnet in the coming weeks, with public testnet expected this fall. Read the litepaper: Let’s build the new internet financial system together:

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Introducing Arc, an open Layer-1 blockchain purpose-built for stablecoin finance. From payments to FX to capital markets, Arc is the home for builders innovating with digital money and tokenized value on the internet. Stablecoins have shown us what’s possible. They’ve powered trillions in onchain transactions and unlocked a faster, more open financial system. Arc is designed to provide an enterprise-grade foundation with the performance, reliability, and liquidity needed to scale stablecoin use cases worldwide. Featuring: ✅ USDC as native gas ✅ Built-in FX engine ✅ Deterministic sub-second finality ✅ Opt-in privacy ✅ Full Circle platform integration At its core is Malachite, a high-performance consensus engine developed by Informal Systems that powers Arc with safety, liveness, and resilience at scale. Arc expands the design space for stablecoins by uniting speed with certainty and delivering the native tooling needed to meet real-world business obligations. Open and composable, Arc is designed to interoperate seamlessly with the broader multichain ecosystem. Fully EVM-compatible, developers will be able to build on Arc using the same frameworks and tooling they know and trust. Together, we’re laying the foundation to move stablecoin finance from early adoption to globally trusted infrastructure. Arc will enter private testnet in the coming weeks, with public testnet expected this fall. Read the litepaper → Join us in building the new internet financial system →
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Introducing Arc, an open Layer-1 blockchain purpose-built for stablecoin finance. From payments to FX to capital markets, Arc is the home for builders innovating with digital money and tokenized value on the internet. Stablecoins have shown us what’s possible. They’ve powered trillions in onchain transactions and unlocked a faster, more open financial system. Arc is designed to provide an enterprise-grade foundation with the performance, reliability, and liquidity needed to scale stablecoin use cases worldwide. Featuring: ✅ USDC as native gas ✅ Built-in FX engine ✅ Deterministic sub-second finality ✅ Opt-in privacy ✅ Full Circle platform integration At its core is Malachite, a high-performance consensus engine developed by Informal Systems that powers Arc with safety, liveness, and resilience at scale. Arc expands the design space for stablecoins by uniting speed with certainty and delivering the native tooling needed to meet real-world business obligations. Open and composable, Arc is designed to interoperate seamlessly with the broader multichain ecosystem. Fully EVM-compatible, developers will be able to build on Arc using the same frameworks and tooling they know and trust. Together, we’re laying the foundation to move stablecoin finance from early adoption to globally trusted infrastructure. Arc will enter private testnet in the coming weeks, with public testnet expected this fall. Read the litepaper → Join us in building the new internet financial system →

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Why did Circle build Arc? At Arc Studio, the product team shared the vision for Arc as the Economic OS for onchain finance and what that means for builders. From interoperability to stablecoin-native infrastructure, Arc is designed to support real use cases across FX, lending, capital markets, and payments. If you’re building onchain, this is worth a watch.
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Why did Circle build Arc? At Arc Studio, the product team shared the vision for Arc as the Economic OS for onchain finance and what that means for builders. From interoperability to stablecoin-native infrastructure, Arc is designed to support real use cases across FX, lending, capital markets, and payments. If you’re building onchain, this is worth a watch.

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We're excited to announce that OpenVPP is a Day 1 Architect, building our Core Product on Arc, an open Layer-1 blockchain developed by Circle, purpose-built to unite programmable money and onchain innovation with real-world economic activity. Arc provides sub-second finality, USDC-denominated gas, and built-in privacy, delivering deterministic performance and financial certainty required for mission-critical electric grid operations tied to power market economics. Revenue-grade is native to Arc’s L1 design, making it the most trusted settlement layer for a resilient electric grid to power communities globally. OpenVPP x Arc, the economic OS powering the internet of energy.
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We're excited to announce that OpenVPP is a Day 1 Architect, building our Core Product on Arc, an open Layer-1 blockchain developed by Circle, purpose-built to unite programmable money and onchain innovation with real-world economic activity. Arc provides sub-second finality, USDC-denominated gas, and built-in privacy, delivering deterministic performance and financial certainty required for mission-critical electric grid operations tied to power market economics. Revenue-grade is native to Arc’s L1 design, making it the most trusted settlement layer for a resilient electric grid to power communities globally. OpenVPP x Arc, the economic OS powering the internet of energy.

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With Hibachi, a member of the Arc Builders Fund, cofounder Chip Dempsey joins our own Sam | Circle and Arc Community to share why Hibachi chose Arc to build a blockchain-native FX exchange. From atomic settlement and reduced counterparty risk to sub-second finality and stablecoin-native gas, this is what institutional-grade markets look like onchain. We’re building Arc to give developers the infrastructure to modernize global finance. Watch the full conversation.

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For users and institutions, the promise is simple: faster, cheaper, always-on finance. But regulated stablecoins are just the beginning. A new system is taking shape. → Arc, a new blockchain network designed as the Economic OS for the internet → Regulated digital assets like USDC, EURC, and USYC as units of value → Applications such as the Circle Payments Network (CPN) that deliver real-world economic utility Together, these layers connect onchain innovation to everyday financial use cases. This is how the Internet Financial System works.
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For users and institutions, the promise is simple: faster, cheaper, always-on finance. But regulated stablecoins are just the beginning. A new system is taking shape. → Arc, a new blockchain network designed as the Economic OS for the internet → Regulated digital assets like USDC, EURC, and USYC as units of value → Applications such as the Circle Payments Network (CPN) that deliver real-world economic utility Together, these layers connect onchain innovation to everyday financial use cases. This is how the Internet Financial System works.

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The Arc Ecosystem is Taking Shape With today’s public testnet launch, we’re proud to share that leading companies across major sectors of the global financial system and onchain economy are already engaging in the early Arc ecosystem. Collectively, these organizations manage hundreds of trillions in assets, facilitate vast global payment flows, and power billions of transactions every day. Spanning the Americas, Asia, Europe, Africa, and the Middle East, the geographic diversity of testnet participants highlights a defining strength of Arc: it’s purpose-built to connect every local market to the global economy. As the Economic OS for the internet, Arc presents the opportunity for every type of company to build on enterprise-grade network infrastructure — advancing a shared vision that a more open, inclusive, and efficient global economic system can be built natively on the internet. Stablecoins and asset issuers: Arc is designed as a foundation for issuers of fiat stablecoins, along with tokenized equities, credit, money market funds, and more. Central to this is Arc’s roadmap for stablecoins as tokens for gas payments, as well as native infrastructure that will be deployed on Arc for core stablecoin swaps and FX liquidity. Currency issuers from key geographies — Australia, Brazil, Canada, Mexico, and the Philippines — who are joining for Arc Testnet include: AUDF issued by Forte Securities BRLA issued by Avenia JPYC issued by JPYC Inc. KRW1 issued by BDACS MXNB issued by Juno (a Bitso company) PHPC issued by CoinsPH QCAD issued by Stablecorp In addition to these global currency issuers, Circle is engaging with a wide range of stablecoin issuers and stakeholders — including issuers of dollar-, euro-, and other fiat-backed stablecoins — to bring their assets to Arc. Stay tuned for more details on upcoming Arc platform enhancements designed for stablecoin-based gas fees, FX, and cross-stablecoin liquidity and interoperability, which are key themes and focuses for the emerging internet financial system. Enabling developers The day-one experience for developers is essential, and we are pleased to have many leading ecosystem players that provide developer tools and blockchain infrastructure to help bring applications and solutions to Arc. Testnet participants include: AI: Anthropic enriching the developer experience on Arc with Claude Code-powered builder tools. Digital Wallets: Bron, Exodus, Fireblocks, Hecto Innovation, Ledger, MetaMask, Privy, Rainbow, Turnkey, and Vultisig connect Arc into desktop and mobile app experiences. Developer Tools: Alchemy, Chainlink, Crossmint, Dynamic, FunXyz, LayerZero, Pimlico, thirdweb, and ZeroDev support builders with frameworks and kits. Crosschain: Across, Stargate, and Wormhole connect Arc to other blockchain networks. Infrastructure: Blockdaemon, Blockscout, Bridge, Elliptic, Quicknode, Ramp Network, Tenderly, Transak, and TRM help keep Arc accessible, performant, compliant, and reliable. Digital asset markets and liquidity DEXs: Curve, Dromos Labs (Aerodrome, Velodrome), Euler Finance, Fluid, and Uniswap Labs provide decentralized trading and liquidity pools. CEXs: Bitvavo, ByBit, Coinbase, Coincheck, Hashkey, Kraken, and Robinhood expand access points into the Arc ecosystem. Market Makers and OTCs: Auros, B2C2, Cumberland, Galaxy Digital, GSR, IMC, Forte Securities, Keyrock, NONCO, Wintermute, and Zodia Markets provide efficient access to liquidity globally. Borrow/Lend: Aave, Maple, and Morpho enable credit and capital efficiency with stablecoins and tokenized assets. Yield: Centrifuge, Superform, and Securitize power stablecoin-native yield opportunities. Tokenized Fund Issuers: WTGXX and CRDT by WisdomTree provide access to yield-bearing tokenized investment funds. Custodians: BitGo, Copper, Taurus, and Zodia Custody provide digital asset storage for institutions. Global payments, technology, and fintechs: Amazon Web Services, Brex, Catena Labs, Careem, Cloudflare, Corpay, Dmall, Ebanx, FIS, Hecto Financial, LianLian Global, Mastercard, Mercoin, Nuvei, Noah, Pairpoint by Vodafone, Paysafe, PhotonPay, Ramp, Sasai Fintech — a business of Cassava Technologies, Sumitomo Corporation, Visa, WorldPay, and Yellow Card. Capital markets: Apollo, BNY, NYSE / ICE, and State Street. Banks, asset managers, and insurers: Absa, Bank Frick, BlackRock Inc, BTG Pactual, Clearbank, Commerzbank, Deutsche Bank, Emirates NBD, First Abu Dhabi Bank, FirstRand, Fiserv, Goldman Sachs, HSBC, Invesco, Kyobo Life, SBI Group, Standard Chartered, Société Générale, and WisdomTree.
1:30

The Arc Ecosystem is Taking Shape With today’s public testnet launch, we’re proud to share that leading companies across major sectors of the global financial system and onchain economy are already engaging in the early Arc ecosystem. Collectively, these organizations manage hundreds of trillions in assets, facilitate vast global payment flows, and power billions of transactions every day. Spanning the Americas, Asia, Europe, Africa, and the Middle East, the geographic diversity of testnet participants highlights a defining strength of Arc: it’s purpose-built to connect every local market to the global economy. As the Economic OS for the internet, Arc presents the opportunity for every type of company to build on enterprise-grade network infrastructure — advancing a shared vision that a more open, inclusive, and efficient global economic system can be built natively on the internet. Stablecoins and asset issuers: Arc is designed as a foundation for issuers of fiat stablecoins, along with tokenized equities, credit, money market funds, and more. Central to this is Arc’s roadmap for stablecoins as tokens for gas payments, as well as native infrastructure that will be deployed on Arc for core stablecoin swaps and FX liquidity. Currency issuers from key geographies — Australia, Brazil, Canada, Mexico, and the Philippines — who are joining for Arc Testnet include: AUDF issued by Forte Securities BRLA issued by Avenia JPYC issued by JPYC Inc. KRW1 issued by BDACS MXNB issued by Juno (a Bitso company) PHPC issued by CoinsPH QCAD issued by Stablecorp In addition to these global currency issuers, Circle is engaging with a wide range of stablecoin issuers and stakeholders — including issuers of dollar-, euro-, and other fiat-backed stablecoins — to bring their assets to Arc. Stay tuned for more details on upcoming Arc platform enhancements designed for stablecoin-based gas fees, FX, and cross-stablecoin liquidity and interoperability, which are key themes and focuses for the emerging internet financial system. Enabling developers The day-one experience for developers is essential, and we are pleased to have many leading ecosystem players that provide developer tools and blockchain infrastructure to help bring applications and solutions to Arc. Testnet participants include: AI: Anthropic enriching the developer experience on Arc with Claude Code-powered builder tools. Digital Wallets: Bron, Exodus, Fireblocks, Hecto Innovation, Ledger, MetaMask, Privy, Rainbow, Turnkey, and Vultisig connect Arc into desktop and mobile app experiences. Developer Tools: Alchemy, Chainlink, Crossmint, Dynamic, FunXyz, LayerZero, Pimlico, thirdweb, and ZeroDev support builders with frameworks and kits. Crosschain: Across, Stargate, and Wormhole connect Arc to other blockchain networks. Infrastructure: Blockdaemon, Blockscout, Bridge, Elliptic, Quicknode, Ramp Network, Tenderly, Transak, and TRM help keep Arc accessible, performant, compliant, and reliable. Digital asset markets and liquidity DEXs: Curve, Dromos Labs (Aerodrome, Velodrome), Euler Finance, Fluid, and Uniswap Labs provide decentralized trading and liquidity pools. CEXs: Bitvavo, ByBit, Coinbase, Coincheck, Hashkey, Kraken, and Robinhood expand access points into the Arc ecosystem. Market Makers and OTCs: Auros, B2C2, Cumberland, Galaxy Digital, GSR, IMC, Forte Securities, Keyrock, NONCO, Wintermute, and Zodia Markets provide efficient access to liquidity globally. Borrow/Lend: Aave, Maple, and Morpho enable credit and capital efficiency with stablecoins and tokenized assets. Yield: Centrifuge, Superform, and Securitize power stablecoin-native yield opportunities. Tokenized Fund Issuers: WTGXX and CRDT by WisdomTree provide access to yield-bearing tokenized investment funds. Custodians: BitGo, Copper, Taurus, and Zodia Custody provide digital asset storage for institutions. Global payments, technology, and fintechs: Amazon Web Services, Brex, Catena Labs, Careem, Cloudflare, Corpay, Dmall, Ebanx, FIS, Hecto Financial, LianLian Global, Mastercard, Mercoin, Nuvei, Noah, Pairpoint by Vodafone, Paysafe, PhotonPay, Ramp, Sasai Fintech — a business of Cassava Technologies, Sumitomo Corporation, Visa, WorldPay, and Yellow Card. Capital markets: Apollo, BNY, NYSE / ICE, and State Street. Banks, asset managers, and insurers: Absa, Bank Frick, BlackRock Inc, BTG Pactual, Clearbank, Commerzbank, Deutsche Bank, Emirates NBD, First Abu Dhabi Bank, FirstRand, Fiserv, Goldman Sachs, HSBC, Invesco, Kyobo Life, SBI Group, Standard Chartered, Société Générale, and WisdomTree.

Jeremy Allaire - jerallaire.arc

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“The velocity of money is about to increase by orders of magnitude.” - Jeremy Allaire - jda.eth / jdallaire.sol As AI agents transact autonomously, we need new economic infrastructure. We’re building the Internet financial system at the intersection of AI, stablecoins, and blockchains.
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“The velocity of money is about to increase by orders of magnitude.” - Jeremy Allaire - jda.eth / jdallaire.sol As AI agents transact autonomously, we need new economic infrastructure. We’re building the Internet financial system at the intersection of AI, stablecoins, and blockchains.

Circle

21,415 Aufrufe • vor 4 Monaten

Cognitive work is becoming more programmable. Jeremy Allaire - jerallaire.arc discussed how specialized AI agents may transact, contract, and coordinate with each other as they perform work across the internet. That requires money built for machine-scale activity.
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Cognitive work is becoming more programmable. Jeremy Allaire - jerallaire.arc discussed how specialized AI agents may transact, contract, and coordinate with each other as they perform work across the internet. That requires money built for machine-scale activity.

Circle

18,846 Aufrufe • vor 15 Tagen

USDC is built as open financial infrastructure. It is designed to scale from AI-driven workflows to trading firms moving millions of dollars in capital markets. That’s what internet-native money enables.
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USDC is built as open financial infrastructure. It is designed to scale from AI-driven workflows to trading firms moving millions of dollars in capital markets. That’s what internet-native money enables.

Circle

14,817 Aufrufe • vor 4 Monaten

“We’re setting the foundation for a new, open, programmable global financial system.” Sunil Sharma on USDC and what it enables as money and settlement move onto internet-native infrastructure at New York Fed’s 2025 FX Market Structure Conference.
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“We’re setting the foundation for a new, open, programmable global financial system.” Sunil Sharma on USDC and what it enables as money and settlement move onto internet-native infrastructure at New York Fed’s 2025 FX Market Structure Conference.

Circle

14,424 Aufrufe • vor 5 Monaten

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As billions of AI agents enter the global economy, the financial system must operate at internet speed and scale. At World Economic Forum, Jeremy Allaire - jerallaire.arc on why stablecoins are the only infrastructure built for that future.

Circle

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Beyond stablecoins, a new financial system is taking shape. What began as an innovation in digital dollars has evolved into core financial infrastructure. In just a few years, regulatory clarity, institutional adoption, and onchain technology have converged. This report captures that inflection point. → Nearly $10T in USDC onchain transaction volume in Q3 2025 alone → 3x YoY growth in USDC share of spot trading volume as of Sep 30th, 2025 → Stablecoins regulated and operating globally → Used across payments, treasury, FX, and capital markets What was once theoretical is now operating at scale. Read Beyond Stablecoins: The Rise of the Internet Financial System:
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Beyond stablecoins, a new financial system is taking shape. What began as an innovation in digital dollars has evolved into core financial infrastructure. In just a few years, regulatory clarity, institutional adoption, and onchain technology have converged. This report captures that inflection point. → Nearly $10T in USDC onchain transaction volume in Q3 2025 alone → 3x YoY growth in USDC share of spot trading volume as of Sep 30th, 2025 → Stablecoins regulated and operating globally → Used across payments, treasury, FX, and capital markets What was once theoretical is now operating at scale. Read Beyond Stablecoins: The Rise of the Internet Financial System:

Circle

42,303 Aufrufe • vor 6 Monaten

We’re happy to announce that Blockradar is a Day 1 partner on Arc. Now, any Blockradar customer can begin using Arc on testnet. We’re excited to give our customers the ability to pay for gas fees directly with stablecoins. Gas fees on Arc are low, predictable, and paid in stablecoins, starting with USDC. With fiat-based transaction costs, Arc enables simplified accounting and seamless user experiences that make stablecoin payments feel truly mainstream. Arc’s architecture aligns perfectly with our mission to simplify stablecoin infrastructure for fintechs. On Arc, our customers can issue wallets, automate payouts, and unify USDC balances across chains, now with gas abstraction built in. This collaboration brings us one step closer to a future where stablecoin payments are instant, transparent, and embedded into every financial product.
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We’re happy to announce that Blockradar is a Day 1 partner on Arc. Now, any Blockradar customer can begin using Arc on testnet. We’re excited to give our customers the ability to pay for gas fees directly with stablecoins. Gas fees on Arc are low, predictable, and paid in stablecoins, starting with USDC. With fiat-based transaction costs, Arc enables simplified accounting and seamless user experiences that make stablecoin payments feel truly mainstream. Arc’s architecture aligns perfectly with our mission to simplify stablecoin infrastructure for fintechs. On Arc, our customers can issue wallets, automate payouts, and unify USDC balances across chains, now with gas abstraction built in. This collaboration brings us one step closer to a future where stablecoin payments are instant, transparent, and embedded into every financial product.

Blockradar

41,594 Aufrufe • vor 8 Monaten

Nigeria is the largest stablecoin users in the world yet sending dollars across borders, paying suppliers, settling payroll for remote workers and moving money for diaspora families is still slower and costlier than it should be because the underlying infrastructure were never built for any of this. Here's a video brief on how Arc infrastructure fixed that missing layer Also check out the full article in Arc House: Link to Nigerian Arc group:
3:26

Nigeria is the largest stablecoin users in the world yet sending dollars across borders, paying suppliers, settling payroll for remote workers and moving money for diaspora families is still slower and costlier than it should be because the underlying infrastructure were never built for any of this. Here's a video brief on how Arc infrastructure fixed that missing layer Also check out the full article in Arc House: Link to Nigerian Arc group:

CARBZ

10,656 Aufrufe • vor 1 Monat

Building the infrastructure behind internet-native financial systems requires trust, scale, and time. Jeremy Allaire - jda.eth / jdallaire.sol joined David M. Rubenstein at The Economic Club to discuss Circle’s work on stablecoin rails and the foundations of global money movement.
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Building the infrastructure behind internet-native financial systems requires trust, scale, and time. Jeremy Allaire - jda.eth / jdallaire.sol joined David M. Rubenstein at The Economic Club to discuss Circle’s work on stablecoin rails and the foundations of global money movement.

Circle

524,339 Aufrufe • vor 5 Monaten

At our investor AMA, Jeremy Allaire - jerallaire.arc was asked how Arc grows beyond USDC into a settlement layer for AI agents and machine-to-machine payments. His answer: it’s already happening. Developers are using AI to build agent applications on Arc, and much of that momentum is emerging organically.
0:31

At our investor AMA, Jeremy Allaire - jerallaire.arc was asked how Arc grows beyond USDC into a settlement layer for AI agents and machine-to-machine payments. His answer: it’s already happening. Developers are using AI to build agent applications on Arc, and much of that momentum is emerging organically.

Circle

17,005 Aufrufe • vor 24 Tagen

Economic activity needs three things: a regulated stablecoin like USDC, a performant blockchain, and developer services on top. That's Arc.
1:33

Economic activity needs three things: a regulated stablecoin like USDC, a performant blockchain, and developer services on top. That's Arc.

Circle

12,168 Aufrufe • vor 1 Monat

Circle is building for the agentic economy, where AI agents need trusted wallets, programmable payments, and safe ways to transact with USDC.
1:41

Circle is building for the agentic economy, where AI agents need trusted wallets, programmable payments, and safe ways to transact with USDC.

Circle

16,434 Aufrufe • vor 2 Monaten