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Breaking free from debt is life-changing. Here’s how to get started and make 2025 count. #NikkiHaleyLive Dave Ramsey

Nikki Haley

1,094,325 subscribers

89,054 просмотров • 1 год назад •via X (Twitter)

Здоровье и велнес Финансы #NikkiHaleyLive

Anya Rossi• Live Now

Private livecam show

Комментарии: 11

Фото профиля Asteri 🇪🇸 🇺🇲

Asteri 🇪🇸 🇺🇲1 год назад

@DaveRamsey would've been nice if you broke South Carolina free

Фото профиля Daniel Di Martino 🇺🇸🇻🇪

Daniel Di Martino 🇺🇸🇻🇪1 год назад

@DaveRamsey I love that you guys partnered for a show. I'm a big fan of both.

Фото профиля SEG Abroad

SEG Abroad1 год назад

Prepare now to study in the USA tuition free. New financial aid program announced.

Фото профиля wanderer

wanderer1 год назад

@DaveRamsey Wishing everyone who reads this the financial freedom they need this 2025 🙏✨🌹

Фото профиля Puzzled World

Puzzled World1 год назад

@DaveRamsey Another way to get free of debt is to get money off AIPAC to further Israel's interests

Фото профиля Tennessee 🇺🇸

Tennessee 🇺🇸1 год назад

@DaveRamsey Nikki either completely ignorant that her career in Washington ran our children/grandchildren/great grandchildren into the ground with debt or she’s just taking a dump on us with preaching “freedom” to Dave Ramsey—either way she’s a hypocrite.

Фото профиля BarbP 🇺🇦 🌻

BarbP 🇺🇦 🌻1 год назад

@DaveRamsey Hey we can’t all jump on the Trump Gravy Train financed by us poor working slobs’ tax dollars.

Фото профиля Mavjones.com

Mavjones.com1 год назад

@DaveRamsey Thanks for this advice, I will try to follow it in 2025. #Zelena

Фото профиля BrooklynP8triot

BrooklynP8triot1 год назад

@DaveRamsey Nobody voted for you, warmonger

Фото профиля Elizabeth🇺🇸#maga2024🇺🇸🌴🐊

Elizabeth🇺🇸#maga2024🇺🇸🌴🐊1 год назад

@DaveRamsey Don't worry! DJT is leading us to achieve this

Фото профиля Mike M-erica

Mike M-erica1 год назад

@DaveRamsey Please go away!

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You won’t believe how much Congress is set to spend this year. Republicans and Democrats have spent like drunken sailors for too long. Here’s the first thing that needs to happen to stop the spending. #NikkiHaleyLive Dave Ramsey

You won’t believe how much Congress is set to spend this year. Republicans and Democrats have spent like drunken sailors for too long. Here’s the first thing that needs to happen to stop the spending. #NikkiHaleyLive Dave Ramsey

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Dave Ramsey couldn’t believe this couple was drowning in over $800,000 of debt and loans. Caller: “my husband and I have just under $1 Million in debt and we want to know how to get debt free without filing bankruptcy” Caller: Mortgage = $210,000 Student Loans = $335,000 Credit card loans= $136,000 Car Loans = $35,000 Personal loans = $44,000 Dave Ramsey: “What in the world!”

Dave Ramsey couldn’t believe this couple was drowning in over $800,000 of debt and loans. Caller: “my husband and I have just under $1 Million in debt and we want to know how to get debt free without filing bankruptcy” Caller: Mortgage = $210,000 Student Loans = $335,000 Credit card loans= $136,000 Car Loans = $35,000 Personal loans = $44,000 Dave Ramsey: “What in the world!”

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175,160 просмотров • 1 месяц назад

$26,000 in debt… from Pokémon cards. 😳 On The Dave Ramsey Show, a caller revealed his pregnant wife is filing for divorce after he racked up $26,000 in credit card debt. 🎥: Dave Ramsey

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Caller: “My daughters just graduated college. We used student loans to get them through. We’ve got about $180K left on our mortgage, and I’ve got a brokerage account with about $200K in it. My wife and I are thinking… should we just cash it out, clear the $125K student loans, and put the rest toward the mortgage?” Dave Ramsey: “How much student loan debt are we talking?” Caller: “About $125K total, between two kids.” Dave Ramsey: “And you’ve got $200K sitting in the brokerage account?” Caller: “Yes.” Dave Ramsey: “Yeah… I’d liquidate that today.” Dave Ramsey: “You don’t have $200K invested while carrying $125K in debt. That doesn’t make sense.” Caller: “So you’d pay it all off?” Dave Ramsey: “Absolutely. You’d be debt-free except the house.” Dave Ramsey: “Then you rebuild properly. Emergency fund first, then attack the mortgage. But you don’t keep borrowing money at one rate while trying to invest at another. That spread you think you’re making… it’s not worth the risk.”

Caller: “My daughters just graduated college. We used student loans to get them through. We’ve got about $180K left on our mortgage, and I’ve got a brokerage account with about $200K in it. My wife and I are thinking… should we just cash it out, clear the $125K student loans, and put the rest toward the mortgage?” Dave Ramsey: “How much student loan debt are we talking?” Caller: “About $125K total, between two kids.” Dave Ramsey: “And you’ve got $200K sitting in the brokerage account?” Caller: “Yes.” Dave Ramsey: “Yeah… I’d liquidate that today.” Dave Ramsey: “You don’t have $200K invested while carrying $125K in debt. That doesn’t make sense.” Caller: “So you’d pay it all off?” Dave Ramsey: “Absolutely. You’d be debt-free except the house.” Dave Ramsey: “Then you rebuild properly. Emergency fund first, then attack the mortgage. But you don’t keep borrowing money at one rate while trying to invest at another. That spread you think you’re making… it’s not worth the risk.”

KΞRL_✂️

559,178 просмотров • 1 месяц назад

Dave Ramsey describes a pivotal moment in his life when he went bankrupt and was ultimately led to God. Dave Ramsey

Dave Ramsey describes a pivotal moment in his life when he went bankrupt and was ultimately led to God. Dave Ramsey

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My husband won $1 MILLION over a random scratch off ticket. Caller: My husband stopped at a gas station, bought a random scratch-off ticket, and won $1 million. Dave Ramsey: You're kidding. Caller: We're still in shock. He came home and couldn't even get the words out. Dave Ramsey: So what happens now? Caller: We took the lump sum. After everything, we expect to receive a little over $400,000. Dave Ramsey: The first thing I'd do is stop taking financial advice from Google. Caller: Really? Dave Ramsey: Absolutely. When you're dealing with life-changing money, internet research isn't a financial plan. Before you make a single move, sit down with a qualified tax professional. Learn exactly what you owe. Learn exactly what you have. Then make decisions from facts, not guesses. Caller: So don't rush? Dave Ramsey: Exactly. The lottery changed your bank account overnight. That doesn't mean you need to change your life overnight.

My husband won $1 MILLION over a random scratch off ticket. Caller: My husband stopped at a gas station, bought a random scratch-off ticket, and won $1 million. Dave Ramsey: You're kidding. Caller: We're still in shock. He came home and couldn't even get the words out. Dave Ramsey: So what happens now? Caller: We took the lump sum. After everything, we expect to receive a little over $400,000. Dave Ramsey: The first thing I'd do is stop taking financial advice from Google. Caller: Really? Dave Ramsey: Absolutely. When you're dealing with life-changing money, internet research isn't a financial plan. Before you make a single move, sit down with a qualified tax professional. Learn exactly what you owe. Learn exactly what you have. Then make decisions from facts, not guesses. Caller: So don't rush? Dave Ramsey: Exactly. The lottery changed your bank account overnight. That doesn't mean you need to change your life overnight.

RealGold⚜️

53,635 просмотров • 1 месяц назад

🔊 ... Dave Ramsey vs Millennials ... This guy commenting on Dave Ramsey's "advice" is hilarious. Boomer advice from Dave Ramsey does not seem at all welcome by the Millennial crowd. Is Dave Ramsey just obsolete at this point? His generation just doesn't understand the differences between then and now? Or is Dave Ramsey still relevant?

🔊 ... Dave Ramsey vs Millennials ... This guy commenting on Dave Ramsey's "advice" is hilarious. Boomer advice from Dave Ramsey does not seem at all welcome by the Millennial crowd. Is Dave Ramsey just obsolete at this point? His generation just doesn't understand the differences between then and now? Or is Dave Ramsey still relevant?

Wall Street Mav

10,751,927 просмотров • 2 лет назад

Dave Ramsey tells a couple with $30k debt they’re too broke to eat out Caller: "We make $112,000 a year, and we have $30,000 in debt" Dave: "You make too much money to be this freaking broke" "I'm going to pay all of this off in just a year, but you have no life during that year, no eating out, no vacations, nothing"

Dave Ramsey tells a couple with $30k debt they’re too broke to eat out Caller: "We make $112,000 a year, and we have $30,000 in debt" Dave: "You make too much money to be this freaking broke" "I'm going to pay all of this off in just a year, but you have no life during that year, no eating out, no vacations, nothing"

Yonan

1,622,103 просмотров • 2 месяцев назад

Caller: My husband and I are in way over our heads. We are about $1.3 million in debt with two businesses, a house loan, a car loan, credit cards, and back taxes. Dave Ramsey: How old are you guys? How long have you been married? Caller: We're both 28, married six years. Dave Ramsey: How much do you owe on your home and what's it worth? Caller: We owe about $48,000, and it's worth about $250,000. Dave Ramsey: What do you owe on your cars and in taxes? Caller: Cars is $17,000, taxes is $30,000. Dave Ramsey: That means we have a whole bunch of business debt, like $1.2 million worth? On what? Caller: My husband was fired four years ago and couldn't find stable work. We started a summer camp in 2022 built with credit card debt. To make that stable, we bought another business's assets for the $1.2m. Dave Ramsey: The credit card debt totals how much? Caller: About $19,000, and $15,000 of that is from the summer camp. Dave Ramsey: You don't own the land on the camp, do you? What kind of income do you make on that? Caller: No, sir, we rent the ground. It makes about $200,000 a year. Dave Ramsey: And the business that you purchased, what was the assets? Who loaned you $1.2 million for that? Caller: It’s event rentals like staging, lights, audiovisual, and inflatables. The SBA loaned it to us. Jade Warshaw: Is the camp still operational? Is there a way you can add things for other seasons to earn more? Caller: Yes, we still do it every year. We've been trying to, but we've hit a point in the economy where people are trying not to spend as much on fun stuff or childcare. Dave Ramsey: Not really true, but being so overwhelmed, I can see how you could start to think that. Lots of people are still renting kid stuff all over the place. The economics at your house suck, and I'm so sorry, honey.

Caller: My husband and I are in way over our heads. We are about $1.3 million in debt with two businesses, a house loan, a car loan, credit cards, and back taxes. Dave Ramsey: How old are you guys? How long have you been married? Caller: We're both 28, married six years. Dave Ramsey: How much do you owe on your home and what's it worth? Caller: We owe about $48,000, and it's worth about $250,000. Dave Ramsey: What do you owe on your cars and in taxes? Caller: Cars is $17,000, taxes is $30,000. Dave Ramsey: That means we have a whole bunch of business debt, like $1.2 million worth? On what? Caller: My husband was fired four years ago and couldn't find stable work. We started a summer camp in 2022 built with credit card debt. To make that stable, we bought another business's assets for the $1.2m. Dave Ramsey: The credit card debt totals how much? Caller: About $19,000, and $15,000 of that is from the summer camp. Dave Ramsey: You don't own the land on the camp, do you? What kind of income do you make on that? Caller: No, sir, we rent the ground. It makes about $200,000 a year. Dave Ramsey: And the business that you purchased, what was the assets? Who loaned you $1.2 million for that? Caller: It’s event rentals like staging, lights, audiovisual, and inflatables. The SBA loaned it to us. Jade Warshaw: Is the camp still operational? Is there a way you can add things for other seasons to earn more? Caller: Yes, we still do it every year. We've been trying to, but we've hit a point in the economy where people are trying not to spend as much on fun stuff or childcare. Dave Ramsey: Not really true, but being so overwhelmed, I can see how you could start to think that. Lots of people are still renting kid stuff all over the place. The economics at your house suck, and I'm so sorry, honey.

Traeyz ♠️

143,905 просмотров • 15 дней назад

Caller: “I’m a 38-year-old single mother with two children. I have about $90,000 in student loans, $9,000 in credit card debt, and I feel completely stuck financially.” “I’m considering taking a hardship withdrawal from my retirement account to buy a multifamily property and create extra income.” Dave Ramsey: “That’s not going to bring stability. It’s going to do the opposite.” “What do you make?” Caller: “Around $160,000 a year.” Dave Ramsey: “You make $160,000 and only have about $100,000 of non-mortgage debt. Why can’t you reduce it?” Caller: “There’s always an emergency. Last year I had a medical procedure that cost thousands.” Dave Ramsey: “How much is your rent?” Caller: “$1,800 a month.” Dave Ramsey: “And your car?” Caller: “A $600 lease and about $340 a month for insurance.” Dave Ramsey: “I’m not hearing numbers that explain why someone making $160,000 can’t make progress.” “I think what’s really going on is that divorce turned your world upside down and left you feeling stuck.” “You’ve been carrying that emotional weight for four years, and it’s affecting the way you manage money.” “Don’t raid your retirement account. Don’t buy a multifamily property.” “Get on a written budget, track where every dollar is going, and start attacking the debt.” “You make enough income to make substantial progress within a year.”

Caller: “I’m a 38-year-old single mother with two children. I have about $90,000 in student loans, $9,000 in credit card debt, and I feel completely stuck financially.” “I’m considering taking a hardship withdrawal from my retirement account to buy a multifamily property and create extra income.” Dave Ramsey: “That’s not going to bring stability. It’s going to do the opposite.” “What do you make?” Caller: “Around $160,000 a year.” Dave Ramsey: “You make $160,000 and only have about $100,000 of non-mortgage debt. Why can’t you reduce it?” Caller: “There’s always an emergency. Last year I had a medical procedure that cost thousands.” Dave Ramsey: “How much is your rent?” Caller: “$1,800 a month.” Dave Ramsey: “And your car?” Caller: “A $600 lease and about $340 a month for insurance.” Dave Ramsey: “I’m not hearing numbers that explain why someone making $160,000 can’t make progress.” “I think what’s really going on is that divorce turned your world upside down and left you feeling stuck.” “You’ve been carrying that emotional weight for four years, and it’s affecting the way you manage money.” “Don’t raid your retirement account. Don’t buy a multifamily property.” “Get on a written budget, track where every dollar is going, and start attacking the debt.” “You make enough income to make substantial progress within a year.”

KΞRL_✂️

66,073 просмотров • 1 месяц назад

Dave Ramsey recently claimed that an 8% withdrawal rate from an investment portfolio is safe for retirees. Unfortunately, his logic is flawed, and he does not seem to understand retirement spending math. Dave Ramsey 👀

Dave Ramsey recently claimed that an 8% withdrawal rate from an investment portfolio is safe for retirees. Unfortunately, his logic is flawed, and he does not seem to understand retirement spending math. Dave Ramsey 👀

Benjamin Felix

68,354 просмотров • 2 лет назад

Caller: “I’ve got about $1.8M in debt tied to a real estate portfolio worth roughly $4.4M . The properties generate anywhere from $5K to $19K a month, depending on occupancy.” Dave Ramsey: “How did you build the portfolio?” Caller: “I hit a big win early. I bought a building for $426K, sold it for $1.6M, and rolled the proceeds into other properties through a 1031 exchange.” Dave Ramsey: “Do you want to get out of debt?” Caller: “I do, but I also want to grow this portfolio and eventually 10x it.” Dave Ramsey: “The problem is your returns are terrible.” “You hit one home run and have been chasing that feeling ever since.” “If your portfolio is only generating a 3.8% return, the math isn’t working.” “Some of these properties are being dragged down by too much debt and not enough income.” “Not all real estate is good real estate. Some of it is hurting you.” “You need to sell the underperformers, build a portfolio with stronger cash flow, and work toward becoming completely debt-free.”

Caller: “I’ve got about $1.8M in debt tied to a real estate portfolio worth roughly $4.4M . The properties generate anywhere from $5K to $19K a month, depending on occupancy.” Dave Ramsey: “How did you build the portfolio?” Caller: “I hit a big win early. I bought a building for $426K, sold it for $1.6M, and rolled the proceeds into other properties through a 1031 exchange.” Dave Ramsey: “Do you want to get out of debt?” Caller: “I do, but I also want to grow this portfolio and eventually 10x it.” Dave Ramsey: “The problem is your returns are terrible.” “You hit one home run and have been chasing that feeling ever since.” “If your portfolio is only generating a 3.8% return, the math isn’t working.” “Some of these properties are being dragged down by too much debt and not enough income.” “Not all real estate is good real estate. Some of it is hurting you.” “You need to sell the underperformers, build a portfolio with stronger cash flow, and work toward becoming completely debt-free.”

KΞRL_✂️

131,601 просмотров • 1 месяц назад

Dave Ramsey gives tough advice to a 32-year-old with $451,000 in debt after he admits he made financial decisions just to please his parents. Dave Ramsey: “What do you do for a living” Caller: “Law enforcement” Dave Ramsey: “How do you get $252,000 in student loan debt to be a policeman”. Caller: “I went to private institution to study finance because my mother wanted me to go there and I didn’t do good at finance so I switched” “I also got a $185,000 house after my father passed because it’s the last thing we talked about and I wanted to do it to honor him”

Dave Ramsey gives tough advice to a 32-year-old with $451,000 in debt after he admits he made financial decisions just to please his parents. Dave Ramsey: “What do you do for a living” Caller: “Law enforcement” Dave Ramsey: “How do you get $252,000 in student loan debt to be a policeman”. Caller: “I went to private institution to study finance because my mother wanted me to go there and I didn’t do good at finance so I switched” “I also got a $185,000 house after my father passed because it’s the last thing we talked about and I wanted to do it to honor him”

Percy

1,051,125 просмотров • 1 месяц назад

The moment Dave Ramsey realized this young mother was scared, the conversation stopped being about debt. It became about getting her and her baby to safety. Caller: “I’m actually standing outside and he’s standing next to me.” Dave Ramsey: “Do I need to call the police for you?”

The moment Dave Ramsey realized this young mother was scared, the conversation stopped being about debt. It became about getting her and her baby to safety. Caller: “I’m actually standing outside and he’s standing next to me.” Dave Ramsey: “Do I need to call the police for you?”

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308,172 просмотров • 1 месяц назад

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427,647 просмотров • 1 год назад