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🚀 Buckle up! While Tesla's rolling out robotaxis and robovans, we're not just along for the ride. Introducing Kaspa's - Mobility Insurance Framework - A cosmic safety net for the autonomous future! Timing? Perfect, because we're already thinking of Kaspa and its use in insuring this and you, one... ride at a time. Imagine this: Your autonomous vehicle decides it's a bird now and flies off a cliff, or maybe it just fancies itself as a submarine. Fear not! With Kaspa based Parametric Insurance, you're covered for those 'only in sci-fi' moments. We're working with our insurance partners to ensure that when your car drives itself into a tree (because it wanted to be one with nature), you're laughing all the way to your next autonomous ride, like 🛴e-scooters that zip through cityscapes like caffeinated bees! 🚀🌪️Kaspa's Parametric Insurance Platform: Parametric Insurance, the insurance equivalent of "If this, then that," but instead of your coffeemaker turning on when you say "I need coffee now," your insurance payout automatically triggers when a hurricane hits with a wind speed higher than your policy's "I'm not dealing with this" threshold. It's like setting a bet with the universe. Did it rain too much? Here's your cash! No quibbles, just quick payouts based on pure, measurable chaos. Not just for when your car decides it's a submarine or your house plays hide and seek during a hurricane. Imagine it's 2020 again, but this time, your business gets a cash injection the moment someone sneezes too loudly. That's parametric insurance for pandemics! #kaspa $kas #ParametricInsurance #InsuranceWithAttitude #FutureIsParametric #InsuranceInnovation #KaspaMobility #InsuranceForTheUnpredictable #RoboRideSafe #InsuranceForTheJourney Elon Musk #AutonomousVehiclesshow more

Kaspa Kii

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14,549 views • 1 year ago •via X (Twitter)

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4 Comments

Shadow Paw1 year ago

This is an exciting area! Payout time reduced from 30 days to almost instantaneous will be the game changer along with reduction in middle men activity, paper work! @KaspaKii truly planning to use the KASPA capabilities of handling high transaction volume !

Truslav1 year ago

How will it be proven in case of insurance ? Who will judge it, and how will falsification of data be prevented ? Can it be done quickly at all ?

💎 𐤊1 year ago

$KAS 👀💎🔥

Cold_As_Ice1 year ago

Wow 🎉🚀

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American has been paying cash price for her medication, it’s $45 She just got “Great insurance — I just went to pick it up, and it's $300 with insurance” She now has to pay $300 “So I looked at the guy, I said, excuse me, what? He said, yeah, now that we ran your insurance, it's $300 for a generic. So I'm like, so without insurance, I was paying 45, but with insurance, I'm paying $300.” “Make it make sense, please.” “This country is so ass backwards.” This is a scam.

American has been paying cash price for her medication, it’s $45 She just got “Great insurance — I just went to pick it up, and it's $300 with insurance” She now has to pay $300 “So I looked at the guy, I said, excuse me, what? He said, yeah, now that we ran your insurance, it's $300 for a generic. So I'm like, so without insurance, I was paying 45, but with insurance, I'm paying $300.” “Make it make sense, please.” “This country is so ass backwards.” This is a scam.

Wall Street Apes

2,121,314 views • 1 year ago

American has a health insurance plan with UnitedHealthcare His wife needed surgery to remove her gallbladder - Surgery cost was $15,000 - Overnight stay was $12,000 - Insurance paid $900, he must pay the rest His son needed an ear surgery, the cost of the surgery was going to be $11,000 with insurance. The cash price for the surgery was $6,000 “The cash price is like half of what it is if you run it through insurance” So he tried to not use his insurance and pay the cash price, this is what happened “I was going to do for my wife's surgery. I was gonna say, we're just not even using insurance. We'll just cancel it. And I'll just pay the self-pay price. Turns out you can't do that because the hospital will sue you if they find out you have health insurance because they make more money if they charge your health insurance.” This is a scam He says he’s not paying the bill because it’s a scam, “We're wanting to try to soon, try to save up money for that so we can have another kid. People wonder why the birth rate is so low, which honestly, I'm not going to pay any of this bill either. Like, what do got to do? Take me to jail?” “Number one cause for bankruptcy is medical debt. Why is it that it is just okay if in this country to extract wealth from people that don't have any? But if you're a billionaire, you don't even have to pay taxes.Because that's all any of this is. It's all a scam. It's all designed to screw you over and take your money. The people that have no money, they want to take more of your money and give it to the millionaires and the billionaires. Well, you get screwed. You get stuck with bankruptcy and your kids have no future.”

American has a health insurance plan with UnitedHealthcare His wife needed surgery to remove her gallbladder - Surgery cost was $15,000 - Overnight stay was $12,000 - Insurance paid $900, he must pay the rest His son needed an ear surgery, the cost of the surgery was going to be $11,000 with insurance. The cash price for the surgery was $6,000 “The cash price is like half of what it is if you run it through insurance” So he tried to not use his insurance and pay the cash price, this is what happened “I was going to do for my wife's surgery. I was gonna say, we're just not even using insurance. We'll just cancel it. And I'll just pay the self-pay price. Turns out you can't do that because the hospital will sue you if they find out you have health insurance because they make more money if they charge your health insurance.” This is a scam He says he’s not paying the bill because it’s a scam, “We're wanting to try to soon, try to save up money for that so we can have another kid. People wonder why the birth rate is so low, which honestly, I'm not going to pay any of this bill either. Like, what do got to do? Take me to jail?” “Number one cause for bankruptcy is medical debt. Why is it that it is just okay if in this country to extract wealth from people that don't have any? But if you're a billionaire, you don't even have to pay taxes.Because that's all any of this is. It's all a scam. It's all designed to screw you over and take your money. The people that have no money, they want to take more of your money and give it to the millionaires and the billionaires. Well, you get screwed. You get stuck with bankruptcy and your kids have no future.”

Wall Street Apes

325,933 views • 1 year ago

An angry caller confronts Dave Ramsey for calling “Infinite Banking” a scam only to walk directly into a brutal financial reality check. Caller: “I am calling in response to a video I saw recently that you claimed infinite banking concept was a scam and actually got quite pissed off about it. I do not agree with that, and certain points that you made in that video. And I have set up a policy for my son when he was 1 years old, he's 5 now. Has a 500 thousand dollar face value. We pay 5,373 dollars a year for 13 years, and it's paid up at that point. There's a few points that I wanted to discuss that I just didn't agree with. One of the main things was that... so you claim that the cash value dies with you, and you only get the face value paid out.” Dave: “That's true. That is.” Caller: “Well, it's not true if you reinvest the dividends back into the policy.” Dave: “Dividend reinvestment is not cash value. Dividend reinvestment is because you have a mutual company, and the policyholders are the owners of the company. And so the profits from the company come to the policyholder, and they use that to buy paid up additions. That is not the same as keeping your cash value. That's buying extra insurance with your overpayment.” Caller: “But it still works out to be having a cash value much greater than the $69,849 we put into it.” Dave: “But the actual cash value, not the paid up additions... the actual cash value dies with you.” Caller: “No, because—” Dave: “Yes it does. I think... oh, OK.” Caller: “But your death benefit is larger than your cash value, so for me, I looked at it—” Dave: “Because you bought more insurance! You know what a paid up addition is? A paid up addition is buying additional insurance. I understand that's why you're getting more at death. Not because you got your cash value, but because you used your policy dividends to buy additional insurance. Right? But that's different than getting your cash value. If you took those policy dividends and went and bought a term insurance policy for 100,000, well, you'd get 100,000. But that's not your cash value.” Caller: “Well, I have a term policy.” Dave: “I know, but you missed my point. You're talking about... you use the policy dividends. You use the money they send to you because you're in a mutual company to buy additional insurance.” Caller: “Yes, paid up additions, yeah.” Dave: “Yeah, if you'd buy a term policy on the side for $100,000 instead, with that same money, you would get $100,000 more than your face value. But that's not your cash value, that's additional insurance. They're different.” Caller: “But right... they are different. In term, you don't have cash value to borrow again.” Dave: “I'm aware of that. But your point was that you don't lose the cash value, and my point is 100% of the time, by definition, you lose the cash value.”

An angry caller confronts Dave Ramsey for calling “Infinite Banking” a scam only to walk directly into a brutal financial reality check. Caller: “I am calling in response to a video I saw recently that you claimed infinite banking concept was a scam and actually got quite pissed off about it. I do not agree with that, and certain points that you made in that video. And I have set up a policy for my son when he was 1 years old, he's 5 now. Has a 500 thousand dollar face value. We pay 5,373 dollars a year for 13 years, and it's paid up at that point. There's a few points that I wanted to discuss that I just didn't agree with. One of the main things was that... so you claim that the cash value dies with you, and you only get the face value paid out.” Dave: “That's true. That is.” Caller: “Well, it's not true if you reinvest the dividends back into the policy.” Dave: “Dividend reinvestment is not cash value. Dividend reinvestment is because you have a mutual company, and the policyholders are the owners of the company. And so the profits from the company come to the policyholder, and they use that to buy paid up additions. That is not the same as keeping your cash value. That's buying extra insurance with your overpayment.” Caller: “But it still works out to be having a cash value much greater than the $69,849 we put into it.” Dave: “But the actual cash value, not the paid up additions... the actual cash value dies with you.” Caller: “No, because—” Dave: “Yes it does. I think... oh, OK.” Caller: “But your death benefit is larger than your cash value, so for me, I looked at it—” Dave: “Because you bought more insurance! You know what a paid up addition is? A paid up addition is buying additional insurance. I understand that's why you're getting more at death. Not because you got your cash value, but because you used your policy dividends to buy additional insurance. Right? But that's different than getting your cash value. If you took those policy dividends and went and bought a term insurance policy for 100,000, well, you'd get 100,000. But that's not your cash value.” Caller: “Well, I have a term policy.” Dave: “I know, but you missed my point. You're talking about... you use the policy dividends. You use the money they send to you because you're in a mutual company to buy additional insurance.” Caller: “Yes, paid up additions, yeah.” Dave: “Yeah, if you'd buy a term policy on the side for $100,000 instead, with that same money, you would get $100,000 more than your face value. But that's not your cash value, that's additional insurance. They're different.” Caller: “But right... they are different. In term, you don't have cash value to borrow again.” Dave: “I'm aware of that. But your point was that you don't lose the cash value, and my point is 100% of the time, by definition, you lose the cash value.”

Mide

65,566 views • 2 months ago

American needed medical imaging. She was told the cost with her insurance is $1,200. She told them unfortunately she would have to cancel the appointment because she can’t afford that She was put on hold. Another woman came in the phone and she said, "Girl, opt out of your insurance. You don't have to use it." She was told if you don’t want to use your insurance the cash pay price would only be $480 It’s $780 cheaper to not have insurance and be paying a monthly premium US health insurance is out of control and it’s such a scam. There is no reason for a cash pay price to ever be cheaper than someone paying a monthly deductible for insurance

American needed medical imaging. She was told the cost with her insurance is $1,200. She told them unfortunately she would have to cancel the appointment because she can’t afford that She was put on hold. Another woman came in the phone and she said, "Girl, opt out of your insurance. You don't have to use it." She was told if you don’t want to use your insurance the cash pay price would only be $480 It’s $780 cheaper to not have insurance and be paying a monthly premium US health insurance is out of control and it’s such a scam. There is no reason for a cash pay price to ever be cheaper than someone paying a monthly deductible for insurance

Wall Street Apes

1,031,593 views • 5 days ago

This man’s daughter needed an ambulance ride, when he received the bill for $600 from the ambulance service, being a hectic situation they didn’t have his insurance card at the time so after he got the bill in the mail he resubmitted with his insurance information thinking that would cover the $600 however instead of getting a receipt in the mail he got a bill for more than double the original amount $1300, the bill was actually even higher it was $2342.17 and his insurance only paid $1000😳 When paying $10 K and insurance premium over the course of the year gets you less than half of your bill paid and someone without insurance only gets a bill for $600… Make it make sense🙄

This man’s daughter needed an ambulance ride, when he received the bill for $600 from the ambulance service, being a hectic situation they didn’t have his insurance card at the time so after he got the bill in the mail he resubmitted with his insurance information thinking that would cover the $600 however instead of getting a receipt in the mail he got a bill for more than double the original amount $1300, the bill was actually even higher it was $2342.17 and his insurance only paid $1000😳 When paying $10 K and insurance premium over the course of the year gets you less than half of your bill paid and someone without insurance only gets a bill for $600… Make it make sense🙄

ℳ𝒜𝒢𝒜_𝒳_𝒯𝒾𝓂𝑒𝓈 𝒟𝒶𝒾𝓁𝓎 𝒩𝑒𝓌𝓈🇺🇸

143,094 views • 3 months ago

So, OPay just got the NDIC insurance upgrade not too long ago, meaning your cash is now covered up to a whopping 5 million Naira! Your money on OPay is now as safe as it is in those fancy bank accounts! Yes, you heard right. This is not small change. It’s a big deal. OPay is officially playing in the same league as the big banks when it comes to protecting your funds. This is a major win for all of us. Why the sudden upgrade? NDIC decided to show some love and bumped up the insurance cover for mobile money users. We’re talking about a serious boost in protection. So, Relax. Your money is safe with OPay. It’s like having a personal bodyguard for your cash and I’m glad there’s a game-changing move in the fintech space!

So, OPay just got the NDIC insurance upgrade not too long ago, meaning your cash is now covered up to a whopping 5 million Naira! Your money on OPay is now as safe as it is in those fancy bank accounts! Yes, you heard right. This is not small change. It’s a big deal. OPay is officially playing in the same league as the big banks when it comes to protecting your funds. This is a major win for all of us. Why the sudden upgrade? NDIC decided to show some love and bumped up the insurance cover for mobile money users. We’re talking about a serious boost in protection. So, Relax. Your money is safe with OPay. It’s like having a personal bodyguard for your cash and I’m glad there’s a game-changing move in the fintech space!

Thanos Papa

127,490 views • 2 years ago

$Obama’s “Affordable” Care Act made healthcare anything but affordable. It lined the pockets of insurance companies while driving costs through the roof for everyone else. Health insurance has become one of the biggest scams in America. A family medicine doctor just blew the lid off medical pricing—proving that paying cash for basic procedures like an MRI costs only a fraction of what insurance companies charge. The proof is right here: • With insurance: $1,900 → Self-pay: $374 • With insurance: $1,250 → Self-pay: $433 • With insurance: $1,800 → Self-pay: $209 The difference between using insurance and paying out of pocket? In many cases, you actually save money by skipping insurance altogether. And your doctor doesn’t have to waste time battling red tape or begging for approval—only for you to be hit with a massive bill anyway. Take a simple MRI of the spine. Insurance companies usually force patients to go through weeks of physical therapy, try medications, and make doctors jump through endless hoops with prior authorizations, precertifications, or even “peer-to-peer” calls—just to get approval. And when you finally get the green light, they’ll charge you $1,900 for a test that would’ve cost around $200 cash.$

Obama’s “Affordable” Care Act made healthcare anything but affordable. It lined the pockets of insurance companies while driving costs through the roof for everyone else. Health insurance has become one of the biggest scams in America. A family medicine doctor just blew the lid off medical pricing—proving that paying cash for basic procedures like an MRI costs only a fraction of what insurance companies charge. The proof is right here: • With insurance: $1,900 → Self-pay: $374 • With insurance: $1,250 → Self-pay: $433 • With insurance: $1,800 → Self-pay: $209 The difference between using insurance and paying out of pocket? In many cases, you actually save money by skipping insurance altogether. And your doctor doesn’t have to waste time battling red tape or begging for approval—only for you to be hit with a massive bill anyway. Take a simple MRI of the spine. Insurance companies usually force patients to go through weeks of physical therapy, try medications, and make doctors jump through endless hoops with prior authorizations, precertifications, or even “peer-to-peer” calls—just to get approval. And when you finally get the green light, they’ll charge you $1,900 for a test that would’ve cost around $200 cash.

I Meme Therefore I Am 🇺🇸

424,960 views • 9 months ago

American was at a clinic, he witnessed a patient forced to pay a higher price because they had health insurance “This is why people are frustrated and quite frankly pissed off about insurance. I'm at the urgent care today to get a sports physical for my son to play football this season. And there's a mother checking out from her sick visit with her child and they charge her $200. And she says, wait a minute, I was told it was $150. She said, oh, that's the cash price, but you have insurance and we've got to charge you the insurance price. And the mom said, well, just ring it up, I'll just pay out of pocket with cash. And I said, no, we can't because Blue Cross requires us. If you've got insurance, we've got to through that through Blue Cross. And the mom said, well, that's not fair and I have insurance, I should be getting a better price, right? And she said, no, if we charge you a cash price, Blue Cross will take us out of, out of their network.” “That just seems asinine to me. And that's why people are frustrated with insurance. It doesn't work the way that it should” Make it make sense

American was at a clinic, he witnessed a patient forced to pay a higher price because they had health insurance “This is why people are frustrated and quite frankly pissed off about insurance. I'm at the urgent care today to get a sports physical for my son to play football this season. And there's a mother checking out from her sick visit with her child and they charge her $200. And she says, wait a minute, I was told it was $150. She said, oh, that's the cash price, but you have insurance and we've got to charge you the insurance price. And the mom said, well, just ring it up, I'll just pay out of pocket with cash. And I said, no, we can't because Blue Cross requires us. If you've got insurance, we've got to through that through Blue Cross. And the mom said, well, that's not fair and I have insurance, I should be getting a better price, right? And she said, no, if we charge you a cash price, Blue Cross will take us out of, out of their network.” “That just seems asinine to me. And that's why people are frustrated with insurance. It doesn't work the way that it should” Make it make sense

Wall Street Apes

189,269 views • 1 year ago

Insurance is the biggest aspect of personal finance that the vast majority of Indians struggle with. One big reason is a lack of awareness about insurance, rampant misselling complexity, spam, etc. Health insurance and life insurance (term insurance) are the only two products most people need. But the products that are sold the most are ULIPs and other traditional products that promise both insurance and investments but offer the worst of both worlds, not to mention the ridiculous commissions. To make insurance simple for you, we recently hosted an AMA with Shrehith Karkera, co-founder of Ditto Insurance. As he beautifully put it: "Buying life insurance is the kindest gesture you can offer to your dependents and family because when you ask most people what's the most important thing in life, they say family yet most of them won't have term insurance. " "Insurance helps you deal with black swan events—things you don't see coming." The AMA has answers to even the most basic questions, like: Will smokers get insurance?, is corporate insurance sufficient?, and more. Check the link in the comments.

Insurance is the biggest aspect of personal finance that the vast majority of Indians struggle with. One big reason is a lack of awareness about insurance, rampant misselling complexity, spam, etc. Health insurance and life insurance (term insurance) are the only two products most people need. But the products that are sold the most are ULIPs and other traditional products that promise both insurance and investments but offer the worst of both worlds, not to mention the ridiculous commissions. To make insurance simple for you, we recently hosted an AMA with Shrehith Karkera, co-founder of Ditto Insurance. As he beautifully put it: "Buying life insurance is the kindest gesture you can offer to your dependents and family because when you ask most people what's the most important thing in life, they say family yet most of them won't have term insurance. " "Insurance helps you deal with black swan events—things you don't see coming." The AMA has answers to even the most basic questions, like: Will smokers get insurance?, is corporate insurance sufficient?, and more. Check the link in the comments.

Nithin Kamath

167,548 views • 2 years ago

Trump: "It's going to be all or none. And that's the way it is. You saw what we did with Venezuela. It'll be something very similar to that, but at a higher level." "It's called 'all in and all out.' There'll be a time when we'll have them all come in and all come out, but it won't be a percentage. It won't be a friend of yours, like a country that's your ally or a country that's your friend is all or nothing." "We're just bringing the ships up. We got a lot of ships that we're bringing them up. We think that numerous countries are going to be helping us with this also, but we're putting on a complete blockade." "We're not going to let Iran make money on selling oil to people that they like and not people that they don't like or whatever it is."

Trump: "It's going to be all or none. And that's the way it is. You saw what we did with Venezuela. It'll be something very similar to that, but at a higher level." "It's called 'all in and all out.' There'll be a time when we'll have them all come in and all come out, but it won't be a percentage. It won't be a friend of yours, like a country that's your ally or a country that's your friend is all or nothing." "We're just bringing the ships up. We got a lot of ships that we're bringing them up. We think that numerous countries are going to be helping us with this also, but we're putting on a complete blockade." "We're not going to let Iran make money on selling oil to people that they like and not people that they don't like or whatever it is."

Open Source Intel

62,448 views • 4 months ago

Medical Doctor in New York sharing her experience with her personal health insurance coverage She estimates she’s pays about $5,000 per year for coverage and hasn’t used it in at least 3 years So after paying $15k, she went to the doctor one time, was charged $300 out of pocket for a regular visit and then the insurance company denied her medication “I had a singular office visit for one complaint. My insurance didn't cover the entirety of that visit. It cost me an additional $300 to include some lab work. But not only that, so now I'm out, we'll say $5,000 (for the year) plus $300 out of pocket. That wasn't covered for this office visit because I haven't used health insurance the rest of the year. My insurance denied the medication that was prescribed to me” “So I paid all that money to health insurance. I can't actually get what I need and I as a physician see these stories a million times a day” “It's just absolutely absurd that we are allowing the insurance companies and the healthcare system to function this way.”

Medical Doctor in New York sharing her experience with her personal health insurance coverage She estimates she’s pays about $5,000 per year for coverage and hasn’t used it in at least 3 years So after paying $15k, she went to the doctor one time, was charged $300 out of pocket for a regular visit and then the insurance company denied her medication “I had a singular office visit for one complaint. My insurance didn't cover the entirety of that visit. It cost me an additional $300 to include some lab work. But not only that, so now I'm out, we'll say $5,000 (for the year) plus $300 out of pocket. That wasn't covered for this office visit because I haven't used health insurance the rest of the year. My insurance denied the medication that was prescribed to me” “So I paid all that money to health insurance. I can't actually get what I need and I as a physician see these stories a million times a day” “It's just absolutely absurd that we are allowing the insurance companies and the healthcare system to function this way.”

Wall Street Apes

1,702,066 views • 1 year ago

Togi says your window of opportunity is a pinhole by the time you're 30 and it's impossible to argue with "The real risk in this life is not taking the quote unquote risk right because your window of opportunity is closing. And when you're on your deathbed you're not going to be thinking oh thank goodness that no one ever saw me fail. You're going to be thinking holy sh*t, I never got to see myself shine..." "Because then the bills pile up and you're more and more every month locked into this job because the system it hardens. The pressure once you're in the job, you get a slight bonus at the end of the year and now rent is going up and you now have whatever" "You turn 25, you got to pay for your own health insurance. It hardens, hardens, hardens and now you have a kid, at 30 years old you're locked in"

Togi says your window of opportunity is a pinhole by the time you're 30 and it's impossible to argue with "The real risk in this life is not taking the quote unquote risk right because your window of opportunity is closing. And when you're on your deathbed you're not going to be thinking oh thank goodness that no one ever saw me fail. You're going to be thinking holy sh*t, I never got to see myself shine..." "Because then the bills pile up and you're more and more every month locked into this job because the system it hardens. The pressure once you're in the job, you get a slight bonus at the end of the year and now rent is going up and you now have whatever" "You turn 25, you got to pay for your own health insurance. It hardens, hardens, hardens and now you have a kid, at 30 years old you're locked in"

katsu

107,342 views • 4 months ago

🚨 HOME INSURANCE NOW COSTS MORE THAN THE MORTGAGE - AND SHE’S NEVER FILED A CLAIM A South Florida homeowner just laid out the actual math behind owning a home in Florida - and it’s ugly. She owns a basic, non-luxury home, bought in 2018. She has never filed a single insurance claim. Then her hurricane insurance company left the state, forcing her onto Citizens - the only insurer willing to cover her. No alternatives. No shopping around. Her hurricane insurance jumped from $5,267 last year to $6,394 this year - with zero damage, zero storms, and zero claims. On top of that, Florida requires: – Interior/home insurance – Mandatory flood insurance – Property taxes in Broward County When she adds everything together, she realizes: “All of this combined monthly costs more than my mortgage payment.” That means she’s paying more to insure the house than to own the house. Not beachfront. Not luxury. Not upgraded. Just a normal homeowner getting squeezed at renewal time while insurers quietly exit the state. So be honest: would you sell and leave… or keep paying and hope it gets better?

🚨 HOME INSURANCE NOW COSTS MORE THAN THE MORTGAGE - AND SHE’S NEVER FILED A CLAIM A South Florida homeowner just laid out the actual math behind owning a home in Florida - and it’s ugly. She owns a basic, non-luxury home, bought in 2018. She has never filed a single insurance claim. Then her hurricane insurance company left the state, forcing her onto Citizens - the only insurer willing to cover her. No alternatives. No shopping around. Her hurricane insurance jumped from $5,267 last year to $6,394 this year - with zero damage, zero storms, and zero claims. On top of that, Florida requires: – Interior/home insurance – Mandatory flood insurance – Property taxes in Broward County When she adds everything together, she realizes: “All of this combined monthly costs more than my mortgage payment.” That means she’s paying more to insure the house than to own the house. Not beachfront. Not luxury. Not upgraded. Just a normal homeowner getting squeezed at renewal time while insurers quietly exit the state. So be honest: would you sell and leave… or keep paying and hope it gets better?

HustleBitch

15,937 views • 7 months ago

Brand new mother confirms the cost to have a baby in America, she even shows her bills “This is how much it costs to give birth in America, $44,318.41” “I had my little guy three weeks ago, so they definitely wasted no time sending me that bill” “Birth with epidural, no complications, and I was in the hospital for about two days. So I'm gonna break everything down for you guys” - A private one bed room and board was $10,100 - Pharmacy was $89.40 - Laboratory was $859 - My epidural was $1,845 - Labor room and delivery was $10,275 - Specialty services was $585 - ‘Other services’ was a $1,347. And that's just one bill. We have multiple bills to go through, guys. - I also still have to pay my doctor who delivered my baby. So that was $4,395.85, and that's with insurance already. I'm not sure exactly how much it would have been without insurance. Then I did get another, like, epidural bill, and this is just for the doctor, not the epidural itself. And that is $2,060.86. And then lastly, baby boy also gets a bill too, and his bill is $12,761.30 And this is without insurance, we're still waiting for him to process on our insurance. So for now, this is the cost without it. And if you're curious on how much we pay for insurance for our family of five now, it's $2,500 a month. We originally were paying $2,138.48 for just the 4 of us. But other than that, that is how much it costs to give birth in America. Crazy.”

Wall Street Apes

2,218,482 views • 1 year ago

American healthcare worker explaining their Anthem health insurance plan - Pays $1,500 per month for health insurance - It’s $6,800 before insurance covers anything - I have not one time in my near 60 year career hit my deductible “I have had two back surgeries, 4 MRIs, and I've paid cash for every single one of them. When I had my back surgery, they told me to bring a check for $3,200 to the operating room. If you say you want to pay cash, you'll save money. — I had a MRI that was like $350 that I paid cash for. With my s*itty Anthem insurance it was $680 That was my cost share So if you want to pay more money, use your damn insurance.” They says it’s ALWAYS cheaper to use cash. US health insurance is now a scam

American healthcare worker explaining their Anthem health insurance plan - Pays $1,500 per month for health insurance - It’s $6,800 before insurance covers anything - I have not one time in my near 60 year career hit my deductible “I have had two back surgeries, 4 MRIs, and I've paid cash for every single one of them. When I had my back surgery, they told me to bring a check for $3,200 to the operating room. If you say you want to pay cash, you'll save money. — I had a MRI that was like $350 that I paid cash for. With my s*itty Anthem insurance it was $680 That was my cost share So if you want to pay more money, use your damn insurance.” They says it’s ALWAYS cheaper to use cash. US health insurance is now a scam

Wall Street Apes

2,302,069 views • 1 year ago

Stop planning a future with a woman in your head simply because you're in love. Enjoy the moment, don't put her on a pedestal and don't expect too much from her in order not to be heartbroken when she eventually cheats or dump you for another guy. With a woman, always remember that it's just your turn.

Stop planning a future with a woman in your head simply because you're in love. Enjoy the moment, don't put her on a pedestal and don't expect too much from her in order not to be heartbroken when she eventually cheats or dump you for another guy. With a woman, always remember that it's just your turn.

KING CHIDI

26,575 views • 1 month ago

American Surgeon shows the actual letter from UnitedHealthcare DENYING a patient in emergency condition from receiving care “This is a woman who was in the emergency room with pulmonary embolisms” “I think we all knew this would happen. I had another patient come in and share with me that UnitedHealthcare denied her inpatient's day. So this is a patient who had shortness of breath and some chest pain, and she just knew that something wasn't right in her body. She had a family history of blood clots and she'd had a deep flap surgery a couple of weeks ago. She went to the hospital and they saw her and they found that she had a life threatening condition known as pulmonary embolisms. So she was admitted to the hospital and taken care of really well by the doctors there. And they ordered all the right things. After a couple of days, she was discharged. She got a letter from UnitedHealthcare explaining that they didn't agree with the level of her care and that they would not cover it. So I'm gonna share some of the language of that letter with you, and I want you to know that my patient that we talked about previously who had her surgery denied had almost exactly the same letter shared. So there's some troubling things in this letter. I think this term is really interesting. United is saying they reviewed the request for inpatient admission. So let's all just pause and consider that. This is a woman who was in the emergency room with pulmonary embolisms, and the doctor wasn't really requesting anything. They were saying this patient needs to be in the hospital. But an insurance company sees this as a request, and that's part of this prior auth environment that we're living in. So I think it's important as patients and as physicians to just acknowledge that this is our reality now. Someone can think that there's a good medical decision for you and can write orders and wanna do the right thing for you, but your insurance company is seeing that as a request and deciding whether or not they wanna do it. One of the criteria that this insurance company used to decide whether or not to accept or deny this request was whether it's medically necessary. And it's so interesting that we're letting insurance companies and the doctors who work for insurance companies determine what's medically necessary and not just the doctor in front of the patient in the emergency room. So this is a really bold statement from UnitedHealthcare for my patient. They say you did not have to be admitted as an inpatient to the hospital for this care. I think we all need to just reflect on that. An insurance company is telling a patient and her doctor that they disagree with the plan of care to keep that patient safe. I know that this is boiling down to whether it's an inpatient admission or an observation admission, and that's really about money. But what I wanna point out to you is they're making medical decisions. This insurance company is actually weighing in and disagreeing with a doctor who made a medical decision to admit this patient for her safety. So this specific sentence, when a doctor or facility treats a patient above the recommended level of care, we cannot cover it. What the heck? That's what we do. We go above and beyond as physicians. It's clear that insurance companies don't, and they're actually saying it here.”

American Surgeon shows the actual letter from UnitedHealthcare DENYING a patient in emergency condition from receiving care “This is a woman who was in the emergency room with pulmonary embolisms” “I think we all knew this would happen. I had another patient come in and share with me that UnitedHealthcare denied her inpatient's day. So this is a patient who had shortness of breath and some chest pain, and she just knew that something wasn't right in her body. She had a family history of blood clots and she'd had a deep flap surgery a couple of weeks ago. She went to the hospital and they saw her and they found that she had a life threatening condition known as pulmonary embolisms. So she was admitted to the hospital and taken care of really well by the doctors there. And they ordered all the right things. After a couple of days, she was discharged. She got a letter from UnitedHealthcare explaining that they didn't agree with the level of her care and that they would not cover it. So I'm gonna share some of the language of that letter with you, and I want you to know that my patient that we talked about previously who had her surgery denied had almost exactly the same letter shared. So there's some troubling things in this letter. I think this term is really interesting. United is saying they reviewed the request for inpatient admission. So let's all just pause and consider that. This is a woman who was in the emergency room with pulmonary embolisms, and the doctor wasn't really requesting anything. They were saying this patient needs to be in the hospital. But an insurance company sees this as a request, and that's part of this prior auth environment that we're living in. So I think it's important as patients and as physicians to just acknowledge that this is our reality now. Someone can think that there's a good medical decision for you and can write orders and wanna do the right thing for you, but your insurance company is seeing that as a request and deciding whether or not they wanna do it. One of the criteria that this insurance company used to decide whether or not to accept or deny this request was whether it's medically necessary. And it's so interesting that we're letting insurance companies and the doctors who work for insurance companies determine what's medically necessary and not just the doctor in front of the patient in the emergency room. So this is a really bold statement from UnitedHealthcare for my patient. They say you did not have to be admitted as an inpatient to the hospital for this care. I think we all need to just reflect on that. An insurance company is telling a patient and her doctor that they disagree with the plan of care to keep that patient safe. I know that this is boiling down to whether it's an inpatient admission or an observation admission, and that's really about money. But what I wanna point out to you is they're making medical decisions. This insurance company is actually weighing in and disagreeing with a doctor who made a medical decision to admit this patient for her safety. So this specific sentence, when a doctor or facility treats a patient above the recommended level of care, we cannot cover it. What the heck? That's what we do. We go above and beyond as physicians. It's clear that insurance companies don't, and they're actually saying it here.”

Wall Street Apes

115,712 views • 1 year ago