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Caleb Hammer reveals INTENSE application process to be a guest on Financial Audit🤯 “We get 100 applications a day… When you guys first filmed with me, it was 40 per day, now it's 100s”

The Iced Coffee Hour

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245,749 Aufrufe • vor 3 Monaten •via X (Twitter)

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Caleb Hammer freaked out when he found out a pregnant guest was vaping. Caleb Hammer: What are you blowing? What are you blowing at me? What did you just blow at me? I didn't see. Guest: It’s just a vape. Caleb Hammer: It smells. Guest: It smells like raspberry lemonade, pussy. Caleb Hammer: Wait, you're pregnant? Guest: Yeah. Guest: Nicotine is probably harder than to quit. Caleb Hammer: You're pregnant? You just...

Caleb Hammer freaked out when he found out a pregnant guest was vaping. Caleb Hammer: What are you blowing? What are you blowing at me? What did you just blow at me? I didn't see. Guest: It’s just a vape. Caleb Hammer: It smells. Guest: It smells like raspberry lemonade, pussy. Caleb Hammer: Wait, you're pregnant? Guest: Yeah. Guest: Nicotine is probably harder than to quit. Caleb Hammer: You're pregnant? You just...

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Caleb Hammer financial audit guest thinks George Floyd died from fentanyl

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Caleb Hammer invites iDubbbz and Anisa on to his Financial Audit “I’ll be nice to you”

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yeet

81,672 Aufrufe • vor 7 Monaten

Caleb Hammer was shocked when a guest got freaked out when he was going through her phone. Guest: I really don’t like the going through my phone thing. Caleb Hammer: Oh, do you not? That's a shame. Guest: Can I have it back, please? Caleb Hammer: No, absolutely. Certainly not. Yeah, you're sending lots of messages to guys. Caleb Hammer: What do you think? What are you scared of me finding out? Guest: I'm not scared of anything you find

Caleb Hammer was shocked when a guest got freaked out when he was going through her phone. Guest: I really don’t like the going through my phone thing. Caleb Hammer: Oh, do you not? That's a shame. Guest: Can I have it back, please? Caleb Hammer: No, absolutely. Certainly not. Yeah, you're sending lots of messages to guys. Caleb Hammer: What do you think? What are you scared of me finding out? Guest: I'm not scared of anything you find

Ruzy.hl

609,171 Aufrufe • vor 1 Monat

Caleb Hammer schooled a socialist guest who works a corporate job about socialism. Guest: I work in finance. Caleb Hammer: Doing what? Guest: I do corporate finance for stadiums and arenas. Caleb Hammer: Like Ticketmaster? Guest: Not Ticketmaster. But we do work with Ticketmaster. Caleb Hammer: Yeah, okay. So you're one of the actual evil capitalists. Guest: By day a villain, by night a hero. Caleb Hammer: Trying to prevent modern infrastructure, that's weird. That's being a hero? That's weird. Guest: No, going to concentration camps. Yeah, I actually just got back from New Jersey... Caleb Hammer: You went to Auschwitz? Guest: I just got back from Delaney Hall. Caleb Hammer: Where's that? Guest: That's in New Jersey. Caleb Hammer: It's just... we're talking about concentration camps. You're a socialist? Guest: Yes. Caleb Hammer: Okay, you know socialism has never worked. What socialism are you in favor for? Here we go, get ready.

Caleb Hammer schooled a socialist guest who works a corporate job about socialism. Guest: I work in finance. Caleb Hammer: Doing what? Guest: I do corporate finance for stadiums and arenas. Caleb Hammer: Like Ticketmaster? Guest: Not Ticketmaster. But we do work with Ticketmaster. Caleb Hammer: Yeah, okay. So you're one of the actual evil capitalists. Guest: By day a villain, by night a hero. Caleb Hammer: Trying to prevent modern infrastructure, that's weird. That's being a hero? That's weird. Guest: No, going to concentration camps. Yeah, I actually just got back from New Jersey... Caleb Hammer: You went to Auschwitz? Guest: I just got back from Delaney Hall. Caleb Hammer: Where's that? Guest: That's in New Jersey. Caleb Hammer: It's just... we're talking about concentration camps. You're a socialist? Guest: Yes. Caleb Hammer: Okay, you know socialism has never worked. What socialism are you in favor for? Here we go, get ready.

Ruzy.hl

118,913 Aufrufe • vor 10 Tagen

.Caleb Hammer (Financial Audit) completely schooled two Illegal Immigrants on their financial choices, and it's glorious.

.Caleb Hammer (Financial Audit) completely schooled two Illegal Immigrants on their financial choices, and it's glorious.

Steven Crowder

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Caleb Hammer poured peppered powder on his guest and threatened to assault him, saying he had a gun if the phone he stole wasn’t returned 😳💀 Caleb Hammer: Give it back! Give it back! Caleb Hammer: I will have my phone back or I will assault you. Guest: Dude, I’m bigger than you. You’ll assault me? Caleb Hammer: Yeah… I’ve got a gun coming. Guest: You’re talking about guns now? Guest: Bro, I’ll go back to jail right now, you think I’m playing? Caleb Hammer: Don’t make me do this. Guest: Yo, security!

Caleb Hammer poured peppered powder on his guest and threatened to assault him, saying he had a gun if the phone he stole wasn’t returned 😳💀 Caleb Hammer: Give it back! Give it back! Caleb Hammer: I will have my phone back or I will assault you. Guest: Dude, I’m bigger than you. You’ll assault me? Caleb Hammer: Yeah… I’ve got a gun coming. Guest: You’re talking about guns now? Guest: Bro, I’ll go back to jail right now, you think I’m playing? Caleb Hammer: Don’t make me do this. Guest: Yo, security!

Ridwan

1,063,281 Aufrufe • vor 23 Tagen

.Caleb Hammer is bringing out the best of the best on Financial Audit. A new #YMH is out now!

.Caleb Hammer is bringing out the best of the best on Financial Audit. A new #YMH is out now!

YMH Studios

42,071 Aufrufe • vor 11 Tagen

Caleb Hammer tells a guest to leave her husband after reading his cheating messages on discord “for the first time in financial audit history I am fully advocating to leave him I am sorry I’m ruining your life right now but she should leave you”

Caleb Hammer tells a guest to leave her husband after reading his cheating messages on discord “for the first time in financial audit history I am fully advocating to leave him I am sorry I’m ruining your life right now but she should leave you”

Third

1,867,243 Aufrufe • vor 2 Monaten

Caleb Hammer says his dream guest on Financial Audit is the President “I want to audit the president..I don’t care who the president is..Biden, Trump I want to talk to you” (Via Dexerto)

Caleb Hammer says his dream guest on Financial Audit is the President “I want to audit the president..I don’t care who the president is..Biden, Trump I want to talk to you” (Via Dexerto)

yeet

66,194 Aufrufe • vor 1 Monat

Togi calls Caleb Hammer a dick “I was on that Caleb Hammer podcast, the financial audit. He did an audit on my finances. First of all, he was being a huge dick the whole time, f-ck that guy” “At a certain point… he was kind of starting to make a little bit of sense. He was making some good points that you gotta save money in case like there’s a rainy day” “What if my mom got sick… oh sorry mom can’t help, thought the Patriots was a lock”

Togi calls Caleb Hammer a dick “I was on that Caleb Hammer podcast, the financial audit. He did an audit on my finances. First of all, he was being a huge dick the whole time, f-ck that guy” “At a certain point… he was kind of starting to make a little bit of sense. He was making some good points that you gotta save money in case like there’s a rainy day” “What if my mom got sick… oh sorry mom can’t help, thought the Patriots was a lock”

Jack

2,867,250 Aufrufe • vor 2 Monaten

Caleb Hammer has officially seen it all. This guest took out a $60,000 loan and blew it all on blackjack and stock trading. Even agrees that it is addictive. Caleb Hammer: "You borrowed against your savings?" Guest: "No, I lost it all. Gambling." Caleb Hammer: "Oh for f***'s sake." Guest: "Stock markets, trading. Remember when GameStop happens and people got crazy?" Caleb Hammer: "How much over how long?" Guest: "I probably lost $60,000 in gambling total." Caleb Hammer: "Oh! Sixty?! Sixty over how long?!" Guest: "I quit two years ago, I think, so." Caleb Hammer: "So in two years you lost $60,000?!" Guest: "It's addicting. You ever play blackjack on your phone? Caleb Hammer: "No! Guest: "Do it during weddings. Yeah." Caleb Hammer: "You're doing it during weddings? Why specifically?! Guest: "That's just what I remember, sir." Caleb Hammer: "The only one you remember is you're at a wedding and you lost $60,000 and you took out personal loans for it?!"

Caleb Hammer has officially seen it all. This guest took out a $60,000 loan and blew it all on blackjack and stock trading. Even agrees that it is addictive. Caleb Hammer: "You borrowed against your savings?" Guest: "No, I lost it all. Gambling." Caleb Hammer: "Oh for f***'s sake." Guest: "Stock markets, trading. Remember when GameStop happens and people got crazy?" Caleb Hammer: "How much over how long?" Guest: "I probably lost $60,000 in gambling total." Caleb Hammer: "Oh! Sixty?! Sixty over how long?!" Guest: "I quit two years ago, I think, so." Caleb Hammer: "So in two years you lost $60,000?!" Guest: "It's addicting. You ever play blackjack on your phone? Caleb Hammer: "No! Guest: "Do it during weddings. Yeah." Caleb Hammer: "You're doing it during weddings? Why specifically?! Guest: "That's just what I remember, sir." Caleb Hammer: "The only one you remember is you're at a wedding and you lost $60,000 and you took out personal loans for it?!"

Traeyz ♠️

86,409 Aufrufe • vor 11 Tagen

She left her previous marriage to have a relationship with another man just to find out the new man is also married and not planning to leave his wife for her💀. Guest: Right after I got divorced, I got into a situation with someone I knew from work. Caleb: How quickly after the divorce? Guest: Well, like immediately. It's like a rebound, right? I guess that's what they would call it. Maybe... maybe sort of, yes. Caleb: Okay. Guest: So I knew him, right? We worked together. That's how we met. Caleb: Wait, how long were you married? Guest: Almost five years. Caleb: Did you guys ever have any kids? Guest: Yes. Caleb: And you got with this person a day after? Guest: Yes, but see what... I thought he was like the love of my life. Caleb: A day after a divorce? Okay. Guest: Yes. Caleb: Sure. And you thought he'd be living with you? Guest: Yes. Like, I thought we were going to be together, we were going to be in love. But then... that wasn't the case, because he was married. Which I know, it sounds terrible, right? Caleb: That sounds terrible.

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She left her previous marriage to have a relationship with another man just to find out the new man is also married and not planning to leave his wife for her💀. Guest: Right after I got divorced, I got into a situation with someone I knew from work. Caleb: How quickly after the divorce? Guest: Well, like immediately. It's like a rebound, right? I guess that's what they would call it. Maybe... maybe sort of, yes. Caleb: Okay. Guest: So I knew him, right? We worked together. That's how we met. Caleb: Wait, how long were you married? Guest: Almost five years. Caleb: Did you guys ever have any kids? Guest: Yes. Caleb: And you got with this person a day after? Guest: Yes, but see what... I thought he was like the love of my life. Caleb: A day after a divorce? Okay. Guest: Yes. Caleb: Sure. And you thought he'd be living with you? Guest: Yes. Like, I thought we were going to be together, we were going to be in love. But then... that wasn't the case, because he was married. Which I know, it sounds terrible, right? Caleb: That sounds terrible.

Nuga

548,781 Aufrufe • vor 2 Tagen

Caleb Hammer asked her to define fascism. It only got more heated from there. Caleb Hammer: “Please describe fascism.” “What is the economic and political structure of fascism?” Guest: “Fascism is when you suppress dissent.” Caleb Hammer: “That’s it?” “The entire economic and political structure of fascism… and that’s your definition?” Guest: “There’s many facets of it…” Caleb Hammer: “Please describe the economic structure of fascism.” Guest: “Fascism is when you silence dissent.” Caleb Hammer: “Okay… let’s try to get a second one in there.” Guest: “Fascism is also when you oppress minorities.” Caleb Hammer: “You’re basically using the same talking point.” “Do you actually have anything that can describe what fascism really is?” Guest: “Fascism is… private prisons.” Caleb Hammer: “That’s not what defines fascism.” “You use buzzwords, and you know no actual reality.” Guest: “I know that we are suffering, and there’s got to be an alternative.” Caleb Hammer: “Suffering has gone down substantially under capitalism.” Guest: “Capitalism allows people to die.” Caleb Hammer: “Did anyone ever die under communism?” Guest: “People aren’t prioritized as much as profits are.” Caleb Hammer: “If you don’t know about bankruptcy, then don’t comment on medical debt.”

Caleb Hammer asked her to define fascism. It only got more heated from there. Caleb Hammer: “Please describe fascism.” “What is the economic and political structure of fascism?” Guest: “Fascism is when you suppress dissent.” Caleb Hammer: “That’s it?” “The entire economic and political structure of fascism… and that’s your definition?” Guest: “There’s many facets of it…” Caleb Hammer: “Please describe the economic structure of fascism.” Guest: “Fascism is when you silence dissent.” Caleb Hammer: “Okay… let’s try to get a second one in there.” Guest: “Fascism is also when you oppress minorities.” Caleb Hammer: “You’re basically using the same talking point.” “Do you actually have anything that can describe what fascism really is?” Guest: “Fascism is… private prisons.” Caleb Hammer: “That’s not what defines fascism.” “You use buzzwords, and you know no actual reality.” Guest: “I know that we are suffering, and there’s got to be an alternative.” Caleb Hammer: “Suffering has gone down substantially under capitalism.” Guest: “Capitalism allows people to die.” Caleb Hammer: “Did anyone ever die under communism?” Guest: “People aren’t prioritized as much as profits are.” Caleb Hammer: “If you don’t know about bankruptcy, then don’t comment on medical debt.”

‏ً

299,780 Aufrufe • vor 6 Tagen

Caleb Hammer responds to criticism that he is too harsh on Financial Audit guests. “Yes, absolutely, of course we are. One, it's a show. Two, they come on and they literally ask for it and beg for it… Don't come on the show if you don't want it”

Caleb Hammer responds to criticism that he is too harsh on Financial Audit guests. “Yes, absolutely, of course we are. One, it's a show. Two, they come on and they literally ask for it and beg for it… Don't come on the show if you don't want it”

The Iced Coffee Hour

322,539 Aufrufe • vor 3 Monaten

Caleb Hammer debates a self-described socialist. Caleb Hammer: “You’re a socialist?” Guest: “Yes.” Caleb Hammer: “You know socialism has never worked. What socialism are you in favor of? Take a system that you’re in favor of.” Guest: “I just don’t want it to be capitalism.” Caleb Hammer: “Take a system that has been proven to work anywhere.” Guest: “I’m choosing socialism.” Caleb Hammer: “No… pick another country where it’s worked.” Guest: “New York.” Caleb Hammer: “That’s not socialist. That’s the most capitalist place in the world.” Guest: “They have more social programs.” Caleb Hammer: “All funded by the success of capitalism.”

Caleb Hammer debates a self-described socialist. Caleb Hammer: “You’re a socialist?” Guest: “Yes.” Caleb Hammer: “You know socialism has never worked. What socialism are you in favor of? Take a system that you’re in favor of.” Guest: “I just don’t want it to be capitalism.” Caleb Hammer: “Take a system that has been proven to work anywhere.” Guest: “I’m choosing socialism.” Caleb Hammer: “No… pick another country where it’s worked.” Guest: “New York.” Caleb Hammer: “That’s not socialist. That’s the most capitalist place in the world.” Guest: “They have more social programs.” Caleb Hammer: “All funded by the success of capitalism.”

Denji

11,908 Aufrufe • vor 10 Tagen

Caleb Hammer said America spend more on social programs number wise than most other countries. Guest(Female): With blue hair, you think I'm patriotic? Caleb Hammer: You can still be patriotic and be wrong about economics. Guest(Female): Why would I be patriotic when we're spending more money on bombs than we are for like social justice, or... social programs? Caleb Hammer: We spend 50% of the federal spending on social programs. Guest(Female): Like what? Caleb Hammer: Social programs, Medicare, Medicaid, mandatory spending, SNAP benefits, veteran benefits. Guest(Female): I think it needs to be more on the social programs. Caleb Hammer: And then you're just not patriotic. What do you mean? We spend more than like anyone. Well, number-wise, absolutely.

Caleb Hammer said America spend more on social programs number wise than most other countries. Guest(Female): With blue hair, you think I'm patriotic? Caleb Hammer: You can still be patriotic and be wrong about economics. Guest(Female): Why would I be patriotic when we're spending more money on bombs than we are for like social justice, or... social programs? Caleb Hammer: We spend 50% of the federal spending on social programs. Guest(Female): Like what? Caleb Hammer: Social programs, Medicare, Medicaid, mandatory spending, SNAP benefits, veteran benefits. Guest(Female): I think it needs to be more on the social programs. Caleb Hammer: And then you're just not patriotic. What do you mean? We spend more than like anyone. Well, number-wise, absolutely.

Mue Deborah

1,229,677 Aufrufe • vor 27 Tagen

Guest to his wife: What do you like about him? Caleb Hammer: His haircut's insane. He dresses so weird. Until you open your mouth, you are above his league. Guest: I literally cannot help the way I sound. Caleb Hammer: It's not how you sound, it's also your braces and stuff. It's just like... and then your chin disappears. But when you close your mouth, you're very attractive. Caleb Hammer: Why are you into him?! Guest: Okay, I... He's just... Now I feel like I'm put on the spot. Caleb Hammer: You are! That's because I asked you a question. Guest: I like his personality. He does have a good personality. Caleb Hammer: Jews, Jews, Jews, Jews, Jews, Jews! That's his personality. That's worth noting, to be fair.

Guest to his wife: What do you like about him? Caleb Hammer: His haircut's insane. He dresses so weird. Until you open your mouth, you are above his league. Guest: I literally cannot help the way I sound. Caleb Hammer: It's not how you sound, it's also your braces and stuff. It's just like... and then your chin disappears. But when you close your mouth, you're very attractive. Caleb Hammer: Why are you into him?! Guest: Okay, I... He's just... Now I feel like I'm put on the spot. Caleb Hammer: You are! That's because I asked you a question. Guest: I like his personality. He does have a good personality. Caleb Hammer: Jews, Jews, Jews, Jews, Jews, Jews! That's his personality. That's worth noting, to be fair.

Ruzy.hl

133,147 Aufrufe • vor 1 Monat

Caleb Hammer couldn't believe his ears on this one. This 29-year-old is actually defending a camping timeshare with a 22% interest rate that locks her in until she's 65 💀 Guest: "This is a loan to the membership." Caleb Hammer: "You have a loan on a membership?!" Guest: "Hold on! If you would wait and listen!" Caleb Hammer: "I’m reacting, girl! People can react! I wasn’t even asking a question." Guest: "Once that membership is paid off, I only have to pay the annual dues, which is like $400 a year." Caleb Hammer: "This is a camping timeshare! 🤣 This is a camping timeshare!" Guest: "Yes, this is..." Caleb Hammer: "This is a camping timeshare! And you know what it does? It gives you free electricity, free water." Caleb Hammer: "It’s 22% interest." Guest: "That sounds bad." Caleb Hammer: "It’s very bad. It’s beyond bad!" Guest: "I needed a place to live!" Caleb Hammer: "A 23% interest for a cup of water and electricity is not a deal. An ongoing membership that you have to sell to get out of until you’re 65 is not considered a good deal."

Caleb Hammer couldn't believe his ears on this one. This 29-year-old is actually defending a camping timeshare with a 22% interest rate that locks her in until she's 65 💀 Guest: "This is a loan to the membership." Caleb Hammer: "You have a loan on a membership?!" Guest: "Hold on! If you would wait and listen!" Caleb Hammer: "I’m reacting, girl! People can react! I wasn’t even asking a question." Guest: "Once that membership is paid off, I only have to pay the annual dues, which is like $400 a year." Caleb Hammer: "This is a camping timeshare! 🤣 This is a camping timeshare!" Guest: "Yes, this is..." Caleb Hammer: "This is a camping timeshare! And you know what it does? It gives you free electricity, free water." Caleb Hammer: "It’s 22% interest." Guest: "That sounds bad." Caleb Hammer: "It’s very bad. It’s beyond bad!" Guest: "I needed a place to live!" Caleb Hammer: "A 23% interest for a cup of water and electricity is not a deal. An ongoing membership that you have to sell to get out of until you’re 65 is not considered a good deal."

Traeyz ♠️

304,504 Aufrufe • vor 13 Tagen