Video wird geladen...

Video konnte nicht geladen werden

Beim Laden dieses Videos ist ein Problem aufgetreten. Dies könnte an einem vorübergehenden Netzwerkproblem liegen oder das Video ist möglicherweise nicht verfügbar.

🗣️ Caller 1: Why is it that when Adeboye defended the administration, The presidency did not release statement 🗣️ Caller 2: If I come to your house and have a conversation with you, then you tell the public everything we discussed, how would you feel? On Morning Crossfire, callers... show more

Nigeria Info FM 99.3

1,192,994 subscribers

24,170 Aufrufe • vor 17 Tagen •via X (Twitter)

Anya Rossi• Live Now

Private livecam show

0 Kommentare

Keine Kommentare verfügbar

Kommentare vom Original-Post werden hier angezeigt

Ähnliche Videos

🗣️Caller One: I'll drop ₦10 million if President Tinubu agrees to a live debate with Peter Obi. 🗣️Caller One️: Obi will give you facts and figures. The countries he has visited, the model he's going to look at 🗣️Caller Two️: Was President Bola Tinubu not at the African Summit this year in Kigali? answering questions for hours! 🗣️Caller Two️: Obi is Absolutely nothing compared to President Bola Tinubu Callers offer opposing views on whether President Bola Tinubu should publicly debate Peter Obi. Should President Tinubu debate Peter Obi, or is that unnecessary for a sitting president? Tell us where you stand. 👇 Watch more here: #NigeriaInfoMCF

🗣️Caller One: I'll drop ₦10 million if President Tinubu agrees to a live debate with Peter Obi. 🗣️Caller One️: Obi will give you facts and figures. The countries he has visited, the model he's going to look at 🗣️Caller Two️: Was President Bola Tinubu not at the African Summit this year in Kigali? answering questions for hours! 🗣️Caller Two️: Obi is Absolutely nothing compared to President Bola Tinubu Callers offer opposing views on whether President Bola Tinubu should publicly debate Peter Obi. Should President Tinubu debate Peter Obi, or is that unnecessary for a sitting president? Tell us where you stand. 👇 Watch more here: #NigeriaInfoMCF

Nigeria Info FM 99.3

38,188 Aufrufe • vor 24 Tagen

Caller: “My 20-year-old son is dating a 37-year-old woman… and she’s one of my husband’s employees.” Dr. John: Hold on… you’re 39? Caller: Yes. Dr. John: So your son is dating a woman your age? Caller: Exactly. Dr. John: How did this even happen? Caller: They met through work. She works with my husband. Dr. John: Have you talked to your son? Caller: I keep asking what he wants for his future, but all I get are one-word answers. He isn’t ending the relationship. Dr. John: He’s 20. Lecturing him isn’t going to work. Caller: So what do I do? Dr. John: Does he still live with you? Caller: Yes. Dr. John: Then you have leverage. Dr. John: If you want to make adult decisions, you need to live an adult life. Dr. John: I’m not paying your bills while you drive straight toward a brick wall. Caller: I never thought about it like that. Dr. John: Let me ask you this… Dr. John: If you had a 20-year-old daughter dating a 37-year-old man, would you feel the same way? Caller: No… it would be completely different. Dr. John: Why? Dr. John: Your son deserves the same protection. Caller: She even had a pregnancy scare last month. Dr. John: He’s in way over his head. Caller: Should I call her? Dr. John: No. Dr. John: She isn’t your problem. Dr. John: Your son is. Dr. John: Tell him exactly how you feel. Tell him you love him. Dr. John: And remind him that if this all falls apart… Dr. John: He can always come home.

Sensitive content

Caller: “My 20-year-old son is dating a 37-year-old woman… and she’s one of my husband’s employees.” Dr. John: Hold on… you’re 39? Caller: Yes. Dr. John: So your son is dating a woman your age? Caller: Exactly. Dr. John: How did this even happen? Caller: They met through work. She works with my husband. Dr. John: Have you talked to your son? Caller: I keep asking what he wants for his future, but all I get are one-word answers. He isn’t ending the relationship. Dr. John: He’s 20. Lecturing him isn’t going to work. Caller: So what do I do? Dr. John: Does he still live with you? Caller: Yes. Dr. John: Then you have leverage. Dr. John: If you want to make adult decisions, you need to live an adult life. Dr. John: I’m not paying your bills while you drive straight toward a brick wall. Caller: I never thought about it like that. Dr. John: Let me ask you this… Dr. John: If you had a 20-year-old daughter dating a 37-year-old man, would you feel the same way? Caller: No… it would be completely different. Dr. John: Why? Dr. John: Your son deserves the same protection. Caller: She even had a pregnancy scare last month. Dr. John: He’s in way over his head. Caller: Should I call her? Dr. John: No. Dr. John: She isn’t your problem. Dr. John: Your son is. Dr. John: Tell him exactly how you feel. Tell him you love him. Dr. John: And remind him that if this all falls apart… Dr. John: He can always come home.

hi (𝜏)

112,605 Aufrufe • vor 1 Monat

Caller: I have a gambling addiction. I haven’t filed taxes in five years. About five years ago, I had $200,000 in gambling winnings. After that, I haven’t filed anything. Dave Ramsey: Do you still have a career? Caller: I'm retired. Dave Ramsey: Okay. Do you have any money? Anything? Caller: I've got almost $10,000 in my savings account. Dave Ramsey: But you don't have a nest egg other than your pension. Caller: No. Dave Ramsey: Do you own a home? Caller: Yes. About $13,000 is remaining on the mortgage. Dave Ramsey: What is it worth? Caller: About $300,000. Dave Ramsey: And how much is your pension income? Caller: $95,000 a year. Dave Ramsey: That's good. Are you married? Caller: No. Dave Ramsey: Have you done something about the gambling addiction itself? Have you quit gambling? Caller: I have not. Dave Ramsey: Okay. So whatever we do is going to be a temporary fix because that is going to cause further problems. Agreed? Caller: Yes, absolutely. Dave Ramsey: What kind of gambling are you doing? Caller: Slot machines. Dave Ramsey: Are you lonely? Caller: Yeah. I've been single for quite a while. Dave Ramsey: How old are you? Caller: 61. Dave Ramsey: From working with people addicted to anything, I know that 100% of addicts eventually have financial problems. The addiction consumes every department of your life, including your financials. I can help you with the money parts of it, but it is a temporary fix until you deal with this. It's not bringing you joy. If you were my buddy sitting down over a cup of coffee, here is what I would tell you to do: Step 1: Get in touch with the Gamblers Anonymous folks in your area. Step 2: Find a good local church and start developing a personal relationship with a pastor who can walk with you. Step 3: Find a one-on-one professional counselor to help dig into what is really going on so you can get to the other side of this.

Caller: I have a gambling addiction. I haven’t filed taxes in five years. About five years ago, I had $200,000 in gambling winnings. After that, I haven’t filed anything. Dave Ramsey: Do you still have a career? Caller: I'm retired. Dave Ramsey: Okay. Do you have any money? Anything? Caller: I've got almost $10,000 in my savings account. Dave Ramsey: But you don't have a nest egg other than your pension. Caller: No. Dave Ramsey: Do you own a home? Caller: Yes. About $13,000 is remaining on the mortgage. Dave Ramsey: What is it worth? Caller: About $300,000. Dave Ramsey: And how much is your pension income? Caller: $95,000 a year. Dave Ramsey: That's good. Are you married? Caller: No. Dave Ramsey: Have you done something about the gambling addiction itself? Have you quit gambling? Caller: I have not. Dave Ramsey: Okay. So whatever we do is going to be a temporary fix because that is going to cause further problems. Agreed? Caller: Yes, absolutely. Dave Ramsey: What kind of gambling are you doing? Caller: Slot machines. Dave Ramsey: Are you lonely? Caller: Yeah. I've been single for quite a while. Dave Ramsey: How old are you? Caller: 61. Dave Ramsey: From working with people addicted to anything, I know that 100% of addicts eventually have financial problems. The addiction consumes every department of your life, including your financials. I can help you with the money parts of it, but it is a temporary fix until you deal with this. It's not bringing you joy. If you were my buddy sitting down over a cup of coffee, here is what I would tell you to do: Step 1: Get in touch with the Gamblers Anonymous folks in your area. Step 2: Find a good local church and start developing a personal relationship with a pastor who can walk with you. Step 3: Find a one-on-one professional counselor to help dig into what is really going on so you can get to the other side of this.

Traeyz ♠️

1,051,347 Aufrufe • vor 1 Monat

Cardinal Onaiyekan's Criticism of the Tinubu Administration Born Out of Partisanship - Wike While I do not oppose comments from religious leaders and elder statesmen who criticise the government, when a particular section consistently voices such criticisms, the government must proceed with caution. If you are a religious leader and it is perceived that you are taking a side— as is very clear in the case of Cardinal John Onaiyekan— it becomes difficult for people to regard those comments as constructive. I am aware of Cardinal Onaiyekan's position; it is not hidden. You cannot make only criticism of an administration the centerpiece of your contribution to governance. Nyesom Wike, FCT Minister

Cardinal Onaiyekan's Criticism of the Tinubu Administration Born Out of Partisanship - Wike While I do not oppose comments from religious leaders and elder statesmen who criticise the government, when a particular section consistently voices such criticisms, the government must proceed with caution. If you are a religious leader and it is perceived that you are taking a side— as is very clear in the case of Cardinal John Onaiyekan— it becomes difficult for people to regard those comments as constructive. I am aware of Cardinal Onaiyekan's position; it is not hidden. You cannot make only criticism of an administration the centerpiece of your contribution to governance. Nyesom Wike, FCT Minister

ARISE NEWS

17,294 Aufrufe • vor 16 Tagen

Age has nothing to do with intelligence, President Jonathan appoint the INEC Chairman when he lost the election. President Tinubu did not appoint the INEC Chairman when he won Presidency in 2023. If you don't want President Tinubu to continue, you can return home and have your independence.

Age has nothing to do with intelligence, President Jonathan appoint the INEC Chairman when he lost the election. President Tinubu did not appoint the INEC Chairman when he won Presidency in 2023. If you don't want President Tinubu to continue, you can return home and have your independence.

Teejay 2🌽🌽🌽

89,474 Aufrufe • vor 19 Tagen

PRESIDENCY: TINUBU HALE AND HEARTY The Presidency has allayed fears over the health condition of President Bola Tinubu, who is on a state visit to Turkey. Speaking on the incident in Ankara whereby the president stumbled during a welcome reception, the presidency said the incident was caused by the not well-laid blue carpet. President Tinubu has since resumed his official assignment, and he is currently in a bilateral meeting with Turkish authorities after which they will address a press conference.

PRESIDENCY: TINUBU HALE AND HEARTY The Presidency has allayed fears over the health condition of President Bola Tinubu, who is on a state visit to Turkey. Speaking on the incident in Ankara whereby the president stumbled during a welcome reception, the presidency said the incident was caused by the not well-laid blue carpet. President Tinubu has since resumed his official assignment, and he is currently in a bilateral meeting with Turkish authorities after which they will address a press conference.

ARISE NEWS

63,278 Aufrufe • vor 6 Monaten

A caller says he has been in a sexless relationship for 24 years now with a woman he's deeply in love woman Jone: Okay, you married? Caller: Yes. Uh, married 20 years. John: Okay. Caller: And always have been. Um... my and the crux of the question that I'm dealing with is whether she can't address this issue or she won't. John: That's not a question I can answer, brother. Caller: I understand. John: When you've asked her when you've asked her that question, what has she said? Caller: Well, that's the problem, it's not that we have not discussed this. We discuss this on average about once a year. I will not let it go, as in just not have it just sit quietly. But she continually asks for space and she needs time. And for years I've given it. John: Yeah, you gave her a quarter century. Caller: Yeah. Yes. But it's more complicated than just we're not... well, its originally starts with her childhood traumas. John: Mhm. Caller: And uh... which, shortly after we started dating, which in which time there was no sexual issues, uh her vaginismus developed. John: Sure. Caller: Which she has never been able to address. And we went about 12 years during which time we got married and had a child, because we were intermittently able to, a handful of times... John: Okay. Caller: ...uh, be together. But... Host: When you say she wasn't able to deal with it, did she go meet with physicians and doctors and psychiatrists to work through it, or when you say we weren't able to, she just said, "Hey, this is painful. I don't want to do this," and that was the end of the story? Caller: Closer to the latter. It's not that she would not, but everything she did was with extreme reluctance and with me pulling her along to move forward. John: Yeah, that's not a way to deal with vaginismus. Okay. All right. Caller: No, it is not. (laughs) But it was greatly, greatly complicated halfway through our relationship by her uh being diagnosed with bone marrow cancer. John: Good God almighty. This poor woman.

Sensitive content

A caller says he has been in a sexless relationship for 24 years now with a woman he's deeply in love woman Jone: Okay, you married? Caller: Yes. Uh, married 20 years. John: Okay. Caller: And always have been. Um... my and the crux of the question that I'm dealing with is whether she can't address this issue or she won't. John: That's not a question I can answer, brother. Caller: I understand. John: When you've asked her when you've asked her that question, what has she said? Caller: Well, that's the problem, it's not that we have not discussed this. We discuss this on average about once a year. I will not let it go, as in just not have it just sit quietly. But she continually asks for space and she needs time. And for years I've given it. John: Yeah, you gave her a quarter century. Caller: Yeah. Yes. But it's more complicated than just we're not... well, its originally starts with her childhood traumas. John: Mhm. Caller: And uh... which, shortly after we started dating, which in which time there was no sexual issues, uh her vaginismus developed. John: Sure. Caller: Which she has never been able to address. And we went about 12 years during which time we got married and had a child, because we were intermittently able to, a handful of times... John: Okay. Caller: ...uh, be together. But... Host: When you say she wasn't able to deal with it, did she go meet with physicians and doctors and psychiatrists to work through it, or when you say we weren't able to, she just said, "Hey, this is painful. I don't want to do this," and that was the end of the story? Caller: Closer to the latter. It's not that she would not, but everything she did was with extreme reluctance and with me pulling her along to move forward. John: Yeah, that's not a way to deal with vaginismus. Okay. All right. Caller: No, it is not. (laughs) But it was greatly, greatly complicated halfway through our relationship by her uh being diagnosed with bone marrow cancer. John: Good God almighty. This poor woman.

Hecto Crypto | NetLink ⛓

55,212 Aufrufe • vor 1 Monat

John Delony says the first conversation can determine whether you lose your child. Caller: I recently found out my daughter… she’s 15… and I found out she and her friend are dating. My husband and I are Christians, and I’m trying to figure out how to talk to her… what boundaries to set. John Delony: How did you find out they were dating? Caller: She was texting her girlfriend on my phone… she forgot to delete the messages. John Delony: Good for you for being a parent that checks your kid’s phone. You’re a parent. John Delony: Here’s the first thing. If your 15-year-old had a boyfriend, you wouldn’t let him spend the night. Caller: Right. John Delony: So that world ends immediately. Caller: We put a stop to the sleepovers immediately. John Delony: But I want her to know the sleepovers are not ending because you’re gay. John Delony: They’re ending because you’re dating somebody. I wouldn’t let you have any partner over here. John Delony: Then we get to the faith part of this. John Delony: I cannot count the number of parents who’ve come to me and said, “I would do anything to have that first conversation back…” John Delony: “I didn’t just give them my opinion on their sexuality… I lost my kid.” Caller: We haven’t talked to her yet. I was waiting until I talked to you. John Delony: The first and most important thing I’d tell any parent is this… John Delony: “You are my daughter, and I will love you till the end of time.”

John Delony says the first conversation can determine whether you lose your child. Caller: I recently found out my daughter… she’s 15… and I found out she and her friend are dating. My husband and I are Christians, and I’m trying to figure out how to talk to her… what boundaries to set. John Delony: How did you find out they were dating? Caller: She was texting her girlfriend on my phone… she forgot to delete the messages. John Delony: Good for you for being a parent that checks your kid’s phone. You’re a parent. John Delony: Here’s the first thing. If your 15-year-old had a boyfriend, you wouldn’t let him spend the night. Caller: Right. John Delony: So that world ends immediately. Caller: We put a stop to the sleepovers immediately. John Delony: But I want her to know the sleepovers are not ending because you’re gay. John Delony: They’re ending because you’re dating somebody. I wouldn’t let you have any partner over here. John Delony: Then we get to the faith part of this. John Delony: I cannot count the number of parents who’ve come to me and said, “I would do anything to have that first conversation back…” John Delony: “I didn’t just give them my opinion on their sexuality… I lost my kid.” Caller: We haven’t talked to her yet. I was waiting until I talked to you. John Delony: The first and most important thing I’d tell any parent is this… John Delony: “You are my daughter, and I will love you till the end of time.”

‏ً

27,698 Aufrufe • vor 1 Monat

Caller: My husband and I are in way over our heads. We are about $1.3 million in debt with two businesses, a house loan, a car loan, credit cards, and back taxes. Dave Ramsey: How old are you guys? How long have you been married? Caller: We're both 28, married six years. Dave Ramsey: How much do you owe on your home and what's it worth? Caller: We owe about $48,000, and it's worth about $250,000. Dave Ramsey: What do you owe on your cars and in taxes? Caller: Cars is $17,000, taxes is $30,000. Dave Ramsey: That means we have a whole bunch of business debt, like $1.2 million worth? On what? Caller: My husband was fired four years ago and couldn't find stable work. We started a summer camp in 2022 built with credit card debt. To make that stable, we bought another business's assets for the $1.2m. Dave Ramsey: The credit card debt totals how much? Caller: About $19,000, and $15,000 of that is from the summer camp. Dave Ramsey: You don't own the land on the camp, do you? What kind of income do you make on that? Caller: No, sir, we rent the ground. It makes about $200,000 a year. Dave Ramsey: And the business that you purchased, what was the assets? Who loaned you $1.2 million for that? Caller: It’s event rentals like staging, lights, audiovisual, and inflatables. The SBA loaned it to us. Jade Warshaw: Is the camp still operational? Is there a way you can add things for other seasons to earn more? Caller: Yes, we still do it every year. We've been trying to, but we've hit a point in the economy where people are trying not to spend as much on fun stuff or childcare. Dave Ramsey: Not really true, but being so overwhelmed, I can see how you could start to think that. Lots of people are still renting kid stuff all over the place. The economics at your house suck, and I'm so sorry, honey.

Caller: My husband and I are in way over our heads. We are about $1.3 million in debt with two businesses, a house loan, a car loan, credit cards, and back taxes. Dave Ramsey: How old are you guys? How long have you been married? Caller: We're both 28, married six years. Dave Ramsey: How much do you owe on your home and what's it worth? Caller: We owe about $48,000, and it's worth about $250,000. Dave Ramsey: What do you owe on your cars and in taxes? Caller: Cars is $17,000, taxes is $30,000. Dave Ramsey: That means we have a whole bunch of business debt, like $1.2 million worth? On what? Caller: My husband was fired four years ago and couldn't find stable work. We started a summer camp in 2022 built with credit card debt. To make that stable, we bought another business's assets for the $1.2m. Dave Ramsey: The credit card debt totals how much? Caller: About $19,000, and $15,000 of that is from the summer camp. Dave Ramsey: You don't own the land on the camp, do you? What kind of income do you make on that? Caller: No, sir, we rent the ground. It makes about $200,000 a year. Dave Ramsey: And the business that you purchased, what was the assets? Who loaned you $1.2 million for that? Caller: It’s event rentals like staging, lights, audiovisual, and inflatables. The SBA loaned it to us. Jade Warshaw: Is the camp still operational? Is there a way you can add things for other seasons to earn more? Caller: Yes, we still do it every year. We've been trying to, but we've hit a point in the economy where people are trying not to spend as much on fun stuff or childcare. Dave Ramsey: Not really true, but being so overwhelmed, I can see how you could start to think that. Lots of people are still renting kid stuff all over the place. The economics at your house suck, and I'm so sorry, honey.

Traeyz ♠️

144,239 Aufrufe • vor 1 Monat

A husband asks John Delony if his marriage can survive after his wife had a year-long affair with his best friend. Caller: “How do I forgive and move forward after my wife and one of my best friends had a year-long affair behind my back? Is it even possible for me to move forward?” John Delony: “Tell me what happened.” Caller: “I got on her laptop and found she’d been on a maternity test website.” Caller: “I questioned her… and found out it was one of my best friends.” Caller: “He was also my boss.” John Delony: “Whoa.” Caller: “He was in our wedding.” Caller: “A few months before we got married, we found out she was pregnant.” Caller: “She wanted an abortion.” John Delony: “Was that because she thought it was somebody else’s baby?” Caller: “Yeah… which I didn’t know.” John Delony: “This girl broke your heart, man.” John Delony: “The only way this marriage survives… is if you completely delete everything you knew about your marriage and start completely over.”

A husband asks John Delony if his marriage can survive after his wife had a year-long affair with his best friend. Caller: “How do I forgive and move forward after my wife and one of my best friends had a year-long affair behind my back? Is it even possible for me to move forward?” John Delony: “Tell me what happened.” Caller: “I got on her laptop and found she’d been on a maternity test website.” Caller: “I questioned her… and found out it was one of my best friends.” Caller: “He was also my boss.” John Delony: “Whoa.” Caller: “He was in our wedding.” Caller: “A few months before we got married, we found out she was pregnant.” Caller: “She wanted an abortion.” John Delony: “Was that because she thought it was somebody else’s baby?” Caller: “Yeah… which I didn’t know.” John Delony: “This girl broke your heart, man.” John Delony: “The only way this marriage survives… is if you completely delete everything you knew about your marriage and start completely over.”

‏ً

23,788 Aufrufe • vor 1 Monat

Caller: I'm $451,000 in total debt. $252,000 of that is student loans, and I have 185 in a home loan. I only bring in $70,000 a year. After pension and all that stuff taken out, it's more like $40,000. I just don't know where to start. Dave Ramsey: What do you do for a living? Caller: Law enforcement. Dave Ramsey: How do you get $252,000 in student loan debt to be a policeman? Caller: I went to a private institution because my mother wanted me to go there. I went there originally for finance, didn't do good, so I switched my major to criminal justice, and then eventually went on for a master's as well, which didn't really help my employment eligibility as much as I thought it would. Dave Ramsey: Is your mother wealthy? Caller: No, neither my mother nor my father. I'm the first in my family to go to college. Dave Ramsey: Mathematically, we always look at the ratio of shovel to hole. The amount of hole you're in versus the shovel you have, your debt to your income. Are you married? Caller: No, I have a girlfriend who lives with me, and her daughter as well. Dave Ramsey: What is this house worth? Caller: I actually just purchased it off of a whim. My father passed away and it was the last conversation we had. It was across the street from his house, and he really wanted me to get it, so I jumped in with both feet to honor him. Dave Ramsey: So you didn't put anything down, so the house is worth $185,000? Caller: Yeah. Dave Ramsey: How old are you? Caller: I'm 31. Dave Ramsey: When are you planning on marrying this girl? Caller: She's currently in school to finish up for nurse practitioner. Sometime after that, hopefully after January. Dave Ramsey: Does she have student loan debt? Caller: She does. Dave Ramsey: How much? Caller: I'm not sure because she's not really on board with all this. I've tried to bring this up to her when listening to your show recently, and her thing is, "I'm too busy with school and don't want to worry about that right now." Dave Ramsey: I think you're the voice of experience that says it's a good idea to worry about it, otherwise you end up up a creek, which is where you are right now, and your paddle is real small. You told me in a five-minute conversation of two really stupid financial decisions you made from the influence of your mother and your father. You bought things you couldn't afford with money you didn't have, because of their influence. At 31 years old, you're going to have to decide to love your parents but no longer be influenced to do financial decisions based on their opinion, or even your perceived opinion of what your father would have thought. You cannot please these people anymore. They are breaking you. You make $70,000 a year and you're so far in debt you can't breathe. Buying a house you can't afford, going to a school you shouldn't have gone to and paying twice or three times as much for an education that you didn't even need to do the job you do. Am I wrong? Caller: Right. No, not at all. Dave Ramsey: Number one, that influence has to stop. Number two, you can't afford this house as a single guy making $70,000 a year.

Caller: I'm $451,000 in total debt. $252,000 of that is student loans, and I have 185 in a home loan. I only bring in $70,000 a year. After pension and all that stuff taken out, it's more like $40,000. I just don't know where to start. Dave Ramsey: What do you do for a living? Caller: Law enforcement. Dave Ramsey: How do you get $252,000 in student loan debt to be a policeman? Caller: I went to a private institution because my mother wanted me to go there. I went there originally for finance, didn't do good, so I switched my major to criminal justice, and then eventually went on for a master's as well, which didn't really help my employment eligibility as much as I thought it would. Dave Ramsey: Is your mother wealthy? Caller: No, neither my mother nor my father. I'm the first in my family to go to college. Dave Ramsey: Mathematically, we always look at the ratio of shovel to hole. The amount of hole you're in versus the shovel you have, your debt to your income. Are you married? Caller: No, I have a girlfriend who lives with me, and her daughter as well. Dave Ramsey: What is this house worth? Caller: I actually just purchased it off of a whim. My father passed away and it was the last conversation we had. It was across the street from his house, and he really wanted me to get it, so I jumped in with both feet to honor him. Dave Ramsey: So you didn't put anything down, so the house is worth $185,000? Caller: Yeah. Dave Ramsey: How old are you? Caller: I'm 31. Dave Ramsey: When are you planning on marrying this girl? Caller: She's currently in school to finish up for nurse practitioner. Sometime after that, hopefully after January. Dave Ramsey: Does she have student loan debt? Caller: She does. Dave Ramsey: How much? Caller: I'm not sure because she's not really on board with all this. I've tried to bring this up to her when listening to your show recently, and her thing is, "I'm too busy with school and don't want to worry about that right now." Dave Ramsey: I think you're the voice of experience that says it's a good idea to worry about it, otherwise you end up up a creek, which is where you are right now, and your paddle is real small. You told me in a five-minute conversation of two really stupid financial decisions you made from the influence of your mother and your father. You bought things you couldn't afford with money you didn't have, because of their influence. At 31 years old, you're going to have to decide to love your parents but no longer be influenced to do financial decisions based on their opinion, or even your perceived opinion of what your father would have thought. You cannot please these people anymore. They are breaking you. You make $70,000 a year and you're so far in debt you can't breathe. Buying a house you can't afford, going to a school you shouldn't have gone to and paying twice or three times as much for an education that you didn't even need to do the job you do. Am I wrong? Caller: Right. No, not at all. Dave Ramsey: Number one, that influence has to stop. Number two, you can't afford this house as a single guy making $70,000 a year.

Traeyz ♠️

31,663 Aufrufe • vor 1 Monat

Seun: On the 2027 election, you say Atiku is not the right man and Tinubu is not the right man. Who could be the ‘saint’ for Nigerians to run to? Babachir Lawal: I said it: that if it must be, therefore, a choice between Atiku and Bola Tinubu, I believe that Bola Tinubu's presidency, as bad as it is now on a comparative level, Bola would be an excellent President compared to what this man [Atiku] would plunge us into. #PoliticsToday

Seun: On the 2027 election, you say Atiku is not the right man and Tinubu is not the right man. Who could be the ‘saint’ for Nigerians to run to? Babachir Lawal: I said it: that if it must be, therefore, a choice between Atiku and Bola Tinubu, I believe that Bola Tinubu's presidency, as bad as it is now on a comparative level, Bola would be an excellent President compared to what this man [Atiku] would plunge us into. #PoliticsToday

Channels Television

62,734 Aufrufe • vor 2 Monaten

Caller: My situation is one where you would suggest that I sell my house to pay down debt, and if not, what should I do? Dave Ramsey: How much debt do you have, not counting your house? Caller: Around $500,000 or $600,000. My husband's school loans are $80,000, mine are $45,000, we have a debt consolidation loan for $45,000, and two cars that are ridiculously expensive. Dave Ramsey: Just give me the total. Caller: The total owed is $67,000 on my car and $62,000 on my husband's car. The main reason I'm calling is we owe the IRS $56,000, and they want to put a lien on our house because we owe over $50,000. Dave Ramsey: What's your household income? Caller: I'm about to go back full-time making $111,000, and my husband usually makes around $120,000, but he was just laid off at the beginning of the month. We have no emergency fund. Dave Ramsey: So if you get everything going again, you'd be at like $230,000. And the house is worth what? Caller: Between $770,000 and $800,000. Dave Ramsey: What do you owe on it? Caller: $628,000. My worry is after agent fees and closing costs. Dave Ramsey: You're not going to get enough to clean up the mess. The mess is too big and the house won't fix it. How'd you end up owing the IRS $56,000? Caller: When my husband graduated college and I landed in my career, we started making money and didn't realize we weren't getting enough taken out of our checks year after year. I finally met with an accountant who told me that, and I also have a side business where I design websites and haven't been pre-paying those taxes either. Dave Ramsey: What do you make on the side business? Caller: This year it was like $30,000. Dave Ramsey: What's your husband's career? Caller: He's a software quality engineer. He was in an 18-month contract and they didn't renew it. Dave Ramsey: The good news is he's very employable and can probably get a job pretty quick. You have a series of crises and need to work on three of them at once. Number one crisis: re-employment. Number two crisis: the IRS. You need to talk to a tax professional to negotiate an installment payment plan with no lien. Even if they put a lien on the house, they aren't going to do anything with it because they don't want to pay off a $628,000 mortgage. What you actually need to prevent is the IRS leaning your checking accounts and cleaning out your bank accounts.

Caller: My situation is one where you would suggest that I sell my house to pay down debt, and if not, what should I do? Dave Ramsey: How much debt do you have, not counting your house? Caller: Around $500,000 or $600,000. My husband's school loans are $80,000, mine are $45,000, we have a debt consolidation loan for $45,000, and two cars that are ridiculously expensive. Dave Ramsey: Just give me the total. Caller: The total owed is $67,000 on my car and $62,000 on my husband's car. The main reason I'm calling is we owe the IRS $56,000, and they want to put a lien on our house because we owe over $50,000. Dave Ramsey: What's your household income? Caller: I'm about to go back full-time making $111,000, and my husband usually makes around $120,000, but he was just laid off at the beginning of the month. We have no emergency fund. Dave Ramsey: So if you get everything going again, you'd be at like $230,000. And the house is worth what? Caller: Between $770,000 and $800,000. Dave Ramsey: What do you owe on it? Caller: $628,000. My worry is after agent fees and closing costs. Dave Ramsey: You're not going to get enough to clean up the mess. The mess is too big and the house won't fix it. How'd you end up owing the IRS $56,000? Caller: When my husband graduated college and I landed in my career, we started making money and didn't realize we weren't getting enough taken out of our checks year after year. I finally met with an accountant who told me that, and I also have a side business where I design websites and haven't been pre-paying those taxes either. Dave Ramsey: What do you make on the side business? Caller: This year it was like $30,000. Dave Ramsey: What's your husband's career? Caller: He's a software quality engineer. He was in an 18-month contract and they didn't renew it. Dave Ramsey: The good news is he's very employable and can probably get a job pretty quick. You have a series of crises and need to work on three of them at once. Number one crisis: re-employment. Number two crisis: the IRS. You need to talk to a tax professional to negotiate an installment payment plan with no lien. Even if they put a lien on the house, they aren't going to do anything with it because they don't want to pay off a $628,000 mortgage. What you actually need to prevent is the IRS leaning your checking accounts and cleaning out your bank accounts.

Traeyz ♠️

57,148 Aufrufe • vor 1 Monat

Caller: So I have made a horrible mistake and about two months ago, I found myself in an unhealthy relationship with someone at the gym. Um, I... John: What does that mean? What does it mean? Caller: I... John: Wait, back up. Are you married? Are you married? Caller: Yes, I am married. That’s the key. That’s the key problem. John: How long? Caller: Um, we have been married for about five years. About five years. John: Any kids? Caller: Two children, two and four. John: Okay. Caller: Um, so I wanted to do a fitness competition and I found myself at the gym a lot, and there was a guy there, a trainer. And basically started, you know, helping me out with some workouts. We started talking, and it went too far. Um, my husband knows... John: What does that mean? Caller: Um, well, he started talking to me, we met for coffee, and then the part... John: Did you sleep with him? Caller: We actually ended up sleeping together, yes. Which is the part that my husband doesn't know. He knows everything except for that because, immediately, I just feared risking... like, I was scared of losing everyone and I was so stupid, and I was like, just scared, so I immediately lied. And blocked him from everything. I have not communicated with him since then. It's been over two months, but now I’m like, well great, when it was all horrible, I lied. And now I’m like, to move forward, I need to know whether or not I should tell him. John: The fact that you're calling tells me that you know the answer to this.

Sensitive content

Caller: So I have made a horrible mistake and about two months ago, I found myself in an unhealthy relationship with someone at the gym. Um, I... John: What does that mean? What does it mean? Caller: I... John: Wait, back up. Are you married? Are you married? Caller: Yes, I am married. That’s the key. That’s the key problem. John: How long? Caller: Um, we have been married for about five years. About five years. John: Any kids? Caller: Two children, two and four. John: Okay. Caller: Um, so I wanted to do a fitness competition and I found myself at the gym a lot, and there was a guy there, a trainer. And basically started, you know, helping me out with some workouts. We started talking, and it went too far. Um, my husband knows... John: What does that mean? Caller: Um, well, he started talking to me, we met for coffee, and then the part... John: Did you sleep with him? Caller: We actually ended up sleeping together, yes. Which is the part that my husband doesn't know. He knows everything except for that because, immediately, I just feared risking... like, I was scared of losing everyone and I was so stupid, and I was like, just scared, so I immediately lied. And blocked him from everything. I have not communicated with him since then. It's been over two months, but now I’m like, well great, when it was all horrible, I lied. And now I’m like, to move forward, I need to know whether or not I should tell him. John: The fact that you're calling tells me that you know the answer to this.

Brown Legacy

303,700 Aufrufe • vor 1 Monat

🗣️: "You're an olodo, you came this far just to prove how much of an olodo you are." 🗣️: "Our job is to report the news. We do not owe you that, your government owes you that." 🗣️: "If you were kidnapped, I would put my money on it that you wouldn't talk like this." Joyce Onyemuwa replies to a caller who argues media houses could do more in fighting kidnapping by employing his self-acclaimed "Psycho Conscience Therapy (PCT)" solution. #NigeriaInfoSS

🗣️: "You're an olodo, you came this far just to prove how much of an olodo you are." 🗣️: "Our job is to report the news. We do not owe you that, your government owes you that." 🗣️: "If you were kidnapped, I would put my money on it that you wouldn't talk like this." Joyce Onyemuwa replies to a caller who argues media houses could do more in fighting kidnapping by employing his self-acclaimed "Psycho Conscience Therapy (PCT)" solution. #NigeriaInfoSS

Nigeria Info FM 99.3

61,557 Aufrufe • vor 5 Monaten

🚨NEW: Stephen A. Smith WARNS Russiagate allegations against Obama Admin could be *long-term* issue for Dems🚨 "If you're talking about Trump winning the election in 2016 and you then turn around and show proof that there was a concerted effort by the Obama administration to derail his presidency, that creates problems." "You can't ignore scandals like this — because if it involves the CIA, if it involves the FBI, if it involves the weaponization of law enforcement in this country — then we got a problem." "If you are Trump and there is truth to this — and you have the ability with facts to point out what transpired on behalf of the Democratic Party in pursuit of derailing Trump's presidency during his first term — that's a problem." "This is not going away." Daily Caller

🚨NEW: Stephen A. Smith WARNS Russiagate allegations against Obama Admin could be long-term issue for Dems🚨 "If you're talking about Trump winning the election in 2016 and you then turn around and show proof that there was a concerted effort by the Obama administration to derail his presidency, that creates problems." "You can't ignore scandals like this — because if it involves the CIA, if it involves the FBI, if it involves the weaponization of law enforcement in this country — then we got a problem." "If you are Trump and there is truth to this — and you have the ability with facts to point out what transpired on behalf of the Democratic Party in pursuit of derailing Trump's presidency during his first term — that's a problem." "This is not going away." Daily Caller

Jason Cohen 🇺🇸

593,254 Aufrufe • vor 1 Jahr

A woman asked Dave Ramsey if she should split her inheritance with the sister their mother left out of the will Caller: I have an inheritance, and my sister was left out of the will. Dave Ramsey: Whoa… why? Caller: I think there’s been conflict along the years that never got resolved. My mom was very strong-willed, and she just had enough. Dave Ramsey: So your mom was not in a relationship with your sister, and chose not to leave her anything as a result? Caller: Exactly. Dave Ramsey: Well, that sounds reasonable. Caller: Oh wow, okay. Dave Ramsey: Why would your mom leave something to somebody that doesn’t speak to her? Caller: She said, “Are you going to split this with me? I just want to know. Because if you’re not, that means you agree with Mom.” George Kamel: We’re not taking that guilt trip. No, thank you. That’s on her. Dave Ramsey: You not giving her money is not cutting the relationship off. She is choosing to cut the relationship off. Caller: Oh, that makes sense. Dave Ramsey: You didn’t choose. She chose. I’m sorry, it hurts, though. Dave Ramsey: She’s not really interested in a relationship with you. She’s just interested in money. Am I wrong? Caller: You’re spot on. Dave Ramsey: It still hurts because it’s your sister. But you didn’t cause any of it.

A woman asked Dave Ramsey if she should split her inheritance with the sister their mother left out of the will Caller: I have an inheritance, and my sister was left out of the will. Dave Ramsey: Whoa… why? Caller: I think there’s been conflict along the years that never got resolved. My mom was very strong-willed, and she just had enough. Dave Ramsey: So your mom was not in a relationship with your sister, and chose not to leave her anything as a result? Caller: Exactly. Dave Ramsey: Well, that sounds reasonable. Caller: Oh wow, okay. Dave Ramsey: Why would your mom leave something to somebody that doesn’t speak to her? Caller: She said, “Are you going to split this with me? I just want to know. Because if you’re not, that means you agree with Mom.” George Kamel: We’re not taking that guilt trip. No, thank you. That’s on her. Dave Ramsey: You not giving her money is not cutting the relationship off. She is choosing to cut the relationship off. Caller: Oh, that makes sense. Dave Ramsey: You didn’t choose. She chose. I’m sorry, it hurts, though. Dave Ramsey: She’s not really interested in a relationship with you. She’s just interested in money. Am I wrong? Caller: You’re spot on. Dave Ramsey: It still hurts because it’s your sister. But you didn’t cause any of it.

‏ً

77,643 Aufrufe • vor 24 Tagen

A man asked John Delony if he should stay friends with the man who slept with his wife. Caller: “Is it worth trying to preserve my friendship with the man who slept with my wife?” John Delony: “God, no. No. Tell me what you’re thinking through.” Caller: “This is someone that I’ve known since high school.” John Delony: “Yeah… but he slept with your wife.” Caller: “She initiated.” John Delony: “Yeah… but he slept with your wife.” Caller: “I got home early from work. His car was in my driveway. I walked into my bedroom… they were both in their underwear. My wife is not wanting to patch things up. We’re in the middle of the divorce.” John Delony: “Don’t sacrifice your integrity and your character for grief. Your wife has abandoned you and left you.” John Delony: “She embarrassed you in your own home, in your own bed. Your best friend humiliated you.” John Delony: “He revealed himself as somebody you didn’t know him to be. And you trusted him with everything.”

A man asked John Delony if he should stay friends with the man who slept with his wife. Caller: “Is it worth trying to preserve my friendship with the man who slept with my wife?” John Delony: “God, no. No. Tell me what you’re thinking through.” Caller: “This is someone that I’ve known since high school.” John Delony: “Yeah… but he slept with your wife.” Caller: “She initiated.” John Delony: “Yeah… but he slept with your wife.” Caller: “I got home early from work. His car was in my driveway. I walked into my bedroom… they were both in their underwear. My wife is not wanting to patch things up. We’re in the middle of the divorce.” John Delony: “Don’t sacrifice your integrity and your character for grief. Your wife has abandoned you and left you.” John Delony: “She embarrassed you in your own home, in your own bed. Your best friend humiliated you.” John Delony: “He revealed himself as somebody you didn’t know him to be. And you trusted him with everything.”

‏ً

40,468 Aufrufe • vor 1 Monat

Iyabo ojo you didn’t leave the group chat because of the samklef matter which was on the 6th of October 2023,you stopped being active in the group at around 9th june 2024 because of the DNA result issues,the truth is I was ready to not come to the public because you said you would come to the public with the truth,I really don’t know why you decided to go back on the agreement on saying the whole truth I can understand you don’t want people to judge you or call you names however we can’t lie to the public any longer,tell them the truth and why you did it

Iyabo ojo you didn’t leave the group chat because of the samklef matter which was on the 6th of October 2023,you stopped being active in the group at around 9th june 2024 because of the DNA result issues,the truth is I was ready to not come to the public because you said you would come to the public with the truth,I really don’t know why you decided to go back on the agreement on saying the whole truth I can understand you don’t want people to judge you or call you names however we can’t lie to the public any longer,tell them the truth and why you did it

RAZOR BLADE

22,066 Aufrufe • vor 1 Jahr