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Cards vs stablecoins for agentic payments? Both. And here is why. Cuy Sheffield (Visa Crypto) and Jay Yu 🐟 (Pantera Capital) join our Stateful podcast, hosted by Mason Nystrom. In this episode, they cover everything at the intersection of payments, AI, and crypto: - Stablecoin supply up 40%, adjusted...

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Pantera Capital

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33,272 views • 4 months ago •via X (Twitter)

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Some scenes from Money20/20 Europe, where the future of payments was more than just talk. What does real-world stablecoin adoption actually look like? At Stablecoins & The Future of Payments, a private side event we proudly co-hosted with Utila, Rail, Wirex, and Stablecoin Standard, we brought together some of the sharpest minds in payments, treasury, and institutional crypto. Our CEO, Wole Ayodele, joined the panel to share how institutions are already using stablecoins to power real use cases across settlement, treasury, and cross-border infrastructure. Want to stay in the loop for future events or dig deeper into how Fincra is Building the rails for an integrated Africa, hit the follow button!

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18,862 views • 1 year ago

So far, machine payments have mostly been about businesses accepting stablecoins. And stablecoins are great (cross-border, low cost, etc.)! But much of the planet is holding a card. 🤖 💳 🌎 Here’s a 📺 sneak peek demo from Steve Kaliski of how a business can programmatically accept cards via agents. As an example: Stripe Climate is a way to contribute to carbon removal funding. Stripe Climate implemented the Machine Payments Protocol using the Stripe API, so agents can make micropayment donations ( In addition to accepting stablecoin (specifically usdc on Tempo), agents can now pay with fiat methods, namely cards and Link (and soon buy-now-pay-laters) via Shared Payment Tokens (SPTs), using the same Machine Payments Protocol integration. Human buyers, their agents, and businesses each have their own preferred methods of payment. Humans often already have a card. Agents may prefer stablecoins. Businesses tend to want to accept any form of payment, as long as it is high conversion, low fraud, and properly priced. For microtransactions, stablecoins are a low-cost way (no fixed card fee) to transact. But if you want to tell your agent to donate $100 on your behalf, a card may be the preferred solution. If you’re a business and want to accept machine payments, whether over stablecoins, cards, Link, or other future methods, read about Shared Payment Tokens ( and sign up for our machine payments private preview: And stay tuned: more to make it easy for consumers, agents, and businesses to transact, shipping over the next few weeks. (And excuse the acronyms and specifics terms, there's a lot of new infrastructure and primitives being built to support agentic commerce.)
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21,635 views • 4 months ago

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17,451 views • 4 months ago

Are AI agents going to take over Ethereum? In episode 19 of the Agents Unleashed podcast, explore the Base vision for autonomous AI on Ethereum, and find out what AI can do at the fringes of physics. In this episode: - Base’s HTTP x402 (machine payments) and Olas - How the Olas ecosystem enables millions of agent-to-agent transactions, including payments via Nevermined - AI’s weird and wonderful physics discovery & what it means for ownable agents - How OpenLedger gives data contributors credit 01:28 - Base’s vision for autonomous AI 02:45 - Fact check: are AI agents “broke”? 03:32 - What the Mech Marketplace already does 05:31 - How HTTP x402 fits in with Olas 07:30 - Novel physics, discovered by AI 09:04 - Examples from earlier science 09:50 - What OpenLedger enables 10:38 - What it all means for user-owned AI This episode is sponsored by Sigil Fund.
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Are AI agents going to take over Ethereum? In episode 19 of the Agents Unleashed podcast, explore the Base vision for autonomous AI on Ethereum, and find out what AI can do at the fringes of physics. In this episode: - Base’s HTTP x402 (machine payments) and Olas - How the Olas ecosystem enables millions of agent-to-agent transactions, including payments via Nevermined - AI’s weird and wonderful physics discovery & what it means for ownable agents - How OpenLedger gives data contributors credit 01:28 - Base’s vision for autonomous AI 02:45 - Fact check: are AI agents “broke”? 03:32 - What the Mech Marketplace already does 05:31 - How HTTP x402 fits in with Olas 07:30 - Novel physics, discovered by AI 09:04 - Examples from earlier science 09:50 - What OpenLedger enables 10:38 - What it all means for user-owned AI This episode is sponsored by Sigil Fund.

Olas (formerly Autonolas)

12,136 views • 11 months ago

Plaid CEO Zachary Perret says AI agents will rely on credit cards, not stablecoins, for payments in the near term: "For as far as I can see, which in this environment is maybe a year or something like that, I think agents using credit cards is going to be by far the primary thing that happens." "The reason for that is merchants accept credit cards. Merchants don’t accept stablecoins, for the most part, for most of the things that a consumer wants to do." "Now, over time, certain types of merchants might start to accept stablecoins. The question is: will the companies that care about making credit cards really easy be able to make them sufficiently easy in the amount of time before merchants actually start thinking about accepting stablecoins?" "And my hunch is, you’ve seen, I think Ramp actually launched an agentic credit card... I know there’s a bunch of other agentic credit cards that are out there, and I can’t imagine that there will not be 5,000 YC companies launching agentic-focused credit cards soon." "So I think we will see more and more options pop up. That’s not to say I’m not a believer in stablecoins. I think it’d be super cool, but I just don’t think it’s realistic in a short time frame."
1:14

Plaid CEO Zachary Perret says AI agents will rely on credit cards, not stablecoins, for payments in the near term: "For as far as I can see, which in this environment is maybe a year or something like that, I think agents using credit cards is going to be by far the primary thing that happens." "The reason for that is merchants accept credit cards. Merchants don’t accept stablecoins, for the most part, for most of the things that a consumer wants to do." "Now, over time, certain types of merchants might start to accept stablecoins. The question is: will the companies that care about making credit cards really easy be able to make them sufficiently easy in the amount of time before merchants actually start thinking about accepting stablecoins?" "And my hunch is, you’ve seen, I think Ramp actually launched an agentic credit card... I know there’s a bunch of other agentic credit cards that are out there, and I can’t imagine that there will not be 5,000 YC companies launching agentic-focused credit cards soon." "So I think we will see more and more options pop up. That’s not to say I’m not a believer in stablecoins. I think it’d be super cool, but I just don’t think it’s realistic in a short time frame."

TBPN

52,930 views • 4 months ago

LIVE NOW - How Crypto Neobanks Work: Frax, Cards, and Visa’s Role Cards still settle on Visa, but they onboard users into stablecoins. David Hoffman sits with Frax’s sam.frax to map the stack: Frax USD (pay) + sFRAX USD (save), ETH as the savings/issuance base, and payment chains fighting for flow. Real metrics, not hype. -------------- TIMESTAMPS 0:00 Intro 0:54 What Is a Neobank 2:45 Crypto Neobanks & Frax’s Two-Coin Model 5:28 Strategy: Be the Pipes, Not the Card 14:48 Design: RWAs On-Chain & Compliance Surface 18:16 Cards Today, Native Pay Tomorrow 28:52 The Standards Fight 33:30 Institutional Proof Point & Growth Curve 40:28 Closed-Loop On-Chain Economy 55:36 What to Track Next
56:39

LIVE NOW - How Crypto Neobanks Work: Frax, Cards, and Visa’s Role Cards still settle on Visa, but they onboard users into stablecoins. David Hoffman sits with Frax’s sam.frax to map the stack: Frax USD (pay) + sFRAX USD (save), ETH as the savings/issuance base, and payment chains fighting for flow. Real metrics, not hype. -------------- TIMESTAMPS 0:00 Intro 0:54 What Is a Neobank 2:45 Crypto Neobanks & Frax’s Two-Coin Model 5:28 Strategy: Be the Pipes, Not the Card 14:48 Design: RWAs On-Chain & Compliance Surface 18:16 Cards Today, Native Pay Tomorrow 28:52 The Standards Fight 33:30 Institutional Proof Point & Growth Curve 40:28 Closed-Loop On-Chain Economy 55:36 What to Track Next

Bankless

21,791 views • 9 months ago

Stablecoins, Regulation, and the Future of Payments | Acc Podcast In this episode, Stephen S. sits down with Greg Siourounis, CEO xMoney.com, for a behind-the-scenes look at what’s actually happening in modern payments: the difference between messaging and settlement, why cash flow can lag for days, and why stablecoins + compliance-ready rails are quietly becoming one of the biggest unlocks for real-world adoption. In the podcast: → why “approved” doesn’t mean “paid” → what merchants and finance teams care about (and what the public never hears) → why MiCA and regulation aren’t just “red tape” - they’re the bridge to scale → the stablecoin roadmap (EUR / USD / RON) and what “normal UX” should feel like when this works Highlights: 01:13 Why xMoney, why now? 10:05 MiCA = advantage 13:56 Machines pay machines 15:44 xMoney vs Stripe 20:24 2026 priorities 26:26 Interoperable rewards 28:32 Loyalty “unlocked” 39:33 Domino’s playbook 44:49 The KPI that matters 45:50 Stablecoins (EUR/USD/RON) 59:01 3-year vision 01:00:28 Greg’s backstory Show your support by sharing the podcast and let us know your thoughts below.
1:04:46

Stablecoins, Regulation, and the Future of Payments | Acc Podcast In this episode, Stephen S. sits down with Greg Siourounis, CEO xMoney.com, for a behind-the-scenes look at what’s actually happening in modern payments: the difference between messaging and settlement, why cash flow can lag for days, and why stablecoins + compliance-ready rails are quietly becoming one of the biggest unlocks for real-world adoption. In the podcast: → why “approved” doesn’t mean “paid” → what merchants and finance teams care about (and what the public never hears) → why MiCA and regulation aren’t just “red tape” - they’re the bridge to scale → the stablecoin roadmap (EUR / USD / RON) and what “normal UX” should feel like when this works Highlights: 01:13 Why xMoney, why now? 10:05 MiCA = advantage 13:56 Machines pay machines 15:44 xMoney vs Stripe 20:24 2026 priorities 26:26 Interoperable rewards 28:32 Loyalty “unlocked” 39:33 Domino’s playbook 44:49 The KPI that matters 45:50 Stablecoins (EUR/USD/RON) 59:01 3-year vision 01:00:28 Greg’s backstory Show your support by sharing the podcast and let us know your thoughts below.

Acc Ventures

39,123 views • 5 months ago