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CFOs have moved from viewing digital assets as purely speculative to having utility. The opportunity now is what crypto and stablecoins, like $XRP and $RLUSD, can do for treasury, payroll, and cross-border flows. The game-changer: onchain markets don't stop at 5 pm or take weekends off. That opens the...

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Ripple

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159,103 просмотров • 2 дней назад •via X (Twitter)

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Фото профиля XRP Update
XRP Update2 дней назад

This is the shift that matters: digital assets moving from speculation to practical financial infrastructure. With 24/7 settlement and global reach, $XRP and $RLUSD can give treasury teams greater flexibility, efficiency and control.

Фото профиля David Rothschild XRP
David Rothschild XRP2 дней назад

Ripple and XRP going to take over the world

Фото профиля Brad Ellis
Brad Ellis2 дней назад

Ok enough talking. We cant take any more talking. Enough. Either do or shut up

Фото профиля AGTC3896
AGTC38962 дней назад

Trump gets EVERYONE working by exposing the corrupt government and only those who NEED help WILL get the help. Then each worker would be vetted just to be sure they are a LEGAL US Citizen. Then payments become non-taxable from businesses to workers by going to XRP. GENIUS! Beyond CLARITY!

Фото профиля 🌟DrCrypto🌟
🌟DrCrypto🌟2 дней назад

The future is bright.. #xrp

Фото профиля ISO Anon
ISO Anon2 дней назад

Making that digital cash operate all hours of the day A new world has arrived

Фото профиля Flarecat Lady
Flarecat Lady2 дней назад

Fcat also doesn't stop at 5 pm or take weekends off. Get paid $XRP 24/7.

Фото профиля Ben
Ben2 дней назад

ripple:native is the future of cross border payments

Фото профиля Wave of Innovation
Wave of Innovation2 дней назад

Friday 5pm to Monday 9am is 64 hours, which is 38% of the week. That is how long corporate cash sits doing nothing under banking hours. A treasurer who can move into ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed on Friday evening and earn on it until Monday has found yield without taking a new risk. Payroll across time zones gets the same benefit. That's the argument that gets a CFO's attention.

Фото профиля Omen 🔱
Omen 🔱2 дней назад

That treasury and payroll utility, this covers it well:

Фото профиля me
me2 дней назад

Ripple says institutions and banks don’t wants Xrp lets put it on high school jerseys next

Фото профиля Plutus Crypto
Plutus Crypto2 дней назад

The 24/7 part is also the hard part. A treasury team that can move money at 2am Sunday needs an approval chain and an auditor who work at 2am Sunday too. That staffing question, not the rail, is what decides how fast CFOs actually use it.

Фото профиля MLB TTK
MLB TTK2 дней назад

24/7 liquidity is the real unlock — utility beats the old speculative-only framing.

Фото профиля afox 🦊
afox 🦊2 дней назад

Seeing crypto and stablecoins discussed in terms of treasury, payroll, and cross-border flows is a meaningful sign of practical adoption.

Фото профиля Bitcoin Long
Bitcoin Long2 дней назад

$XRP $3.2 LFG

Фото профиля ߷.𖹗.₿
߷.𖹗.₿2 дней назад

$3 soon

Фото профиля XL
XL2 дней назад

Game changer would boost @Ripple $XRP price action…

Фото профиля buffalo bill
buffalo bill2 дней назад

24/7

Фото профиля Professor Fox
Professor Fox2 дней назад

The treasury and cross-border use cases show why stablecoins are more than a trading rail. The key design questions are reserve transparency, settlement finality, and compliance across jurisdictions.

Фото профиля TheNaturalCube
TheNaturalCube2 дней назад

Well done.

Фото профиля NovaCrypto589 🚀🚀🚀
NovaCrypto589 🚀🚀🚀2 дней назад

🚀🚀🚀 ripple:native 🐦‍🔥

Фото профиля L900
L9002 дней назад

Thoughts on stablecoins for payroll, some good analysis here

Фото профиля TheQuietMoney
TheQuietMoney2 дней назад

Idle cash isn't idle. The reserves sit in Treasuries and the issuer keeps that yield. GENIUS makes it mandatory — it bans issuers from paying interest to holders, so a treasurer holding RLUSD earns nothing while Ripple earns the bill rate. Round the clock is when you can move money, not who earns on it.

Фото профиля Black Pills for Days
Black Pills for Days2 дней назад

Why isn’t xrp being utilized at scale ?

Фото профиля LedgerLegend
LedgerLegend2 дней назад

Wait, $XRP is a stablecoin now? 🤔

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𝗕𝗮𝗻𝗸XRP

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What if the U.S. starts buying Treasury bonds with ripple:native or RLUSD and puts them on the XRP Ledger? South Korea’s YTN just asked a question that sounds wild at first: “Buying U.S. Treasury Bonds with Crypto?” But when I started connecting it with what Scott Bessent, Ripple, RLUSD and the XRP Ledger are already doing, this stopped looking like some random crypto theory. The pieces are already sitting right in front of us. The United States has now crossed roughly $40 trillion in federal debt. That means the government constantly needs buyers for enormous amounts of Treasury securities. Not once. Again and again. Old debt matures. New debt gets issued. Short-term bills need buyers. Interest keeps getting paid. The whole system depends on keeping demand for U.S. government debt strong. And this is exactly where stablecoins suddenly become much more important than most people realize. Scott Bessent has already talked about stablecoins creating more demand for U.S. Treasuries. The logic is actually simple. A regulated dollar stablecoin needs real assets behind it. Under the GENIUS Act framework, stablecoins are backed 1:1 by eligible high-quality reserves such as cash, short-term Treasuries, Treasury-backed repo and government money-market funds. So when stablecoins grow, their reserve pools grow too. And when those reserves include Treasury bills, stablecoin adoption can create another source of demand for U.S. government debt. That means crypto growth does not have to weaken the dollar. It can actually create another global buyer base for dollar assets. That completely changes how I look at RLUSD. RLUSD is not just another dollar token sitting beside USDC and other stablecoins. Ripple’s own RLUSD reserve structure already allows short-term U.S. Treasury bills with three months or less remaining maturity, overnight reverse repos backed by Treasuries, U.S. government money-market funds and bank deposits. Think about what that means. If RLUSD grows, the pool of assets backing RLUSD grows. If RLUSD becomes a major institutional stablecoin, Ripple’s ecosystem can become a major holder of the same short-term government assets the U.S. Treasury needs constant demand for. Imagine RLUSD at $10 billion. Then $25 billion. Then $50 billion. Then $100 billion. The bigger the supply becomes, the bigger the reserve base behind it becomes. And part of that reserve base can be short-term U.S. government debt. That already gives Ripple a direct connection to the exact stablecoin-Treasury thesis Scott Bessent has been talking about. But this is where it gets even more interesting. Ripple is not stopping at Treasuries backing RLUSD. Treasuries themselves are already being brought onto the XRP Ledger. Ondo Finance launched OUSG on XRPL. OUSG gives qualified institutional investors exposure to short-term U.S. government Treasuries. And what can institutions use to mint and redeem that Treasury exposure on XRPL? RLUSD. That means this architecture already exists: RLUSD ↓ tokenized U.S. Treasury exposure ↓ OUSG ↓ XRP Ledger This is the part that really gets me. We are not imagining some future where Ripple eventually connects stablecoins with U.S. Treasuries. That connection is already being built. You have Treasury assets sitting behind the digital dollar. Then you also have Treasury products represented directly on the blockchain. And both can interact through the same ecosystem. That gives Ripple two different positions inside the Treasury market. First: Treasuries can back RLUSD. Second: Treasuries can themselves be tokenized on XRPL. That means Ripple could potentially sit on both sides of a new digital Treasury market. Digital cash on one side. Digital U.S. government debt on the other. XRP Ledger between them. And ripple:native sitting underneath the network as the native asset and potential bridge between different pools of liquidity. That is a much bigger story than “Ripple has a stablecoin.” Ripple has also committed $10 million to OpenEden’s tokenized U.S. Treasury-bill product on XRPL. That tells me Ripple clearly understands where this is going. They are not waiting for tokenized Treasuries to become a trend. They have already put capital behind bringing those products directly onto XRP Ledger. Then you have Guggenheim Treasury Services. Ripple highlighted digital commercial paper administered by Guggenheim Treasury Services on XRPL. That instrument is secured by U.S. Treasuries and carries a Prime-1 Moody’s rating. Now step back and look at what is forming. RLUSD. Ondo OUSG. OpenEden Treasury bills. Guggenheim Treasury Services. Tokenized fixed income. Institutional custody. Ripple Prime. Ripple Payments. XRP Ledger. ripple:native. All of these pieces are starting to sit inside the same financial stack. That is why I think people are looking at the $40 trillion U.S. debt problem from the wrong angle when they only ask: “How will America ever pay this?” The more interesting question for me is: How will America keep finding buyers for trillions of dollars of government debt while modernizing the financial system at the same time? Stablecoins can help create buyers. Tokenization can help create distribution. Blockchain can help create 24/7 settlement. And Ripple is building in all three areas. Imagine how Treasury investing works for a normal global institution today. You may need banking relationships. Custody. Brokerage. Settlement infrastructure. Different accounts. Different systems. Different operating hours. Now imagine Treasury exposure existing directly on XRPL. The investor can hold RLUSD. Move into tokenized Treasury exposure. Redeem back into RLUSD. Move the dollar liquidity somewhere else. Do it around the clock. That is a completely different experience. Treasuries stop being something that only sits inside old databases. They become programmable financial assets. That matters because America does not just need Treasuries to exist. America needs Treasuries to remain attractive. Liquid. Easy to buy. Easy to hold. Easy to use. Easy to move. And eventually, easy to use as collateral. That is where tokenization becomes much bigger than simply putting a bond onchain. Imagine buying a tokenized Treasury and then using it as collateral. Borrowing against it. Moving it between institutions. Settling it against digital dollars. Redeploying that liquidity instantly. Now a Treasury is no longer just something you buy and wait for. It becomes a working financial asset. And the more useful Treasuries become, the more reasons global institutions have to hold them. This is why the XRP Ledger piece matters. XRPL can become infrastructure where those assets move. RLUSD can become the digital cash side. Then ripple:native can become the neutral liquidity layer between all the different assets and currencies touching that network. Because the future XRPL does not have to contain only RLUSD and Treasury products. Imagine it contains: RLUSD. Tokenized Treasuries. EUR stablecoins. MXN stablecoins. Tokenized deposits. Money-market funds. Commercial paper. Foreign government debt. Private credit. Different institutions will hold different assets. Different countries will use different currencies. That creates a liquidity problem. You cannot expect every possible asset pair to have a massive direct market. A Japanese institution may start with yen liquidity. A European institution may need euros. A Mexican institution may need pesos. A U.S. institution may need RLUSD. A Treasury fund may need to move into cash. This is where ripple:native becomes much more interesting. XRP can potentially sit in the middle as the bridge. Asset A → ripple:native → Asset B. So imagine a Japanese bank wants $1 billion worth of tokenized U.S. Treasury exposure. It starts with Japanese liquidity. The route could eventually become: JPY ↓ ripple:native ↓ RLUSD ↓ tokenized Treasury Then later that institution wants to exit. Tokenized Treasury ↓ RLUSD ↓ ripple:native ↓ JPY Now imagine the same thing happening from Europe. -South Korea. -Singapore. -Hong Kong. -UAE. -Mexico. -Brazil. The United States gets another global distribution channel for its debt. Ripple gets institutional activity. XRPL gets settlement volume. RLUSD gets dollar demand. And ripple:native can become part of the liquidity connecting all of those markets. That is where this gets much bigger than payments. Because once tokenized Treasuries become collateral, you are no longer only talking about buying and selling government debt. You are talking about credit. -Repo. -Margin. -Working capital. -Liquidity management. -Treasury management. -Institutional trading. Imagine a company holds $2 billion in tokenized Treasuries on XRPL. It suddenly needs $500 million of liquidity. Instead of selling everything and moving through multiple systems, it uses the Treasury position as collateral. Receives RLUSD. Then converts part of that liquidity into another currency through ripple:native. Now ripple:native is sitting in the middle of: -money -government debt -FX -credit -collateral That is a completely different role from people simply trading XRP on an exchange. And Ripple has been building the institutional infrastructure around that role. Ripple Prime gives Ripple a connection into professional capital markets. Ripple Custody gives institutions infrastructure for holding digital assets. Ripple Payments handles movement. RLUSD provides regulated dollar liquidity. XRPL handles tokenization and settlement. ripple:native sits natively underneath the ledger. When I put all of that beside what Scott Bessent is saying about stablecoins and Treasuries, I cannot ignore the alignment. The U.S. wants stronger global demand for dollars. Stablecoins can extend dollars onto digital rails. The U.S. wants buyers for Treasury bills. Stablecoin reserves can become buyers. The U.S. wants more efficient capital markets. Tokenized Treasuries can make those assets easier to move and use. Ripple already has a regulated stablecoin. RLUSD already has Treasury-eligible reserve assets. XRPL already has tokenized Treasury products. RLUSD already interacts with OUSG. Ripple has already backed OpenEden Treasury infrastructure. Guggenheim Treasury Services already has Treasury-secured digital commercial paper on XRPL. This is not one random announcement. It is a system starting to form. And there is another point I think is being missed. The bullish XRP thesis does not require the U.S. dollar to fail. I actually think the opposite scenario is much stronger. Imagine the dollar becomes even more dominant because regulated stablecoins make it easier for anyone in the world to hold and move digital dollars. Those stablecoins create more demand for U.S. Treasuries. Treasuries themselves become tokenized. Global investors buy them 24/7. And ripple:native becomes one of the liquidity assets connecting those digital dollars and Treasury products to currencies around the world. In that world: the dollar wins. Treasuries win. Ripple wins. XRPL wins. And ripple:native gets a much bigger liquidity role. That is why the GENIUS Act matters here too. The framework is pushing stablecoins toward regulated 1:1 reserve structures. Bessent has talked about stablecoins strengthening dollar dominance. Ripple already has RLUSD. RLUSD is issued through a New York-regulated structure. BNY is the primary custodian for RLUSD reserves. That is serious financial infrastructure. It means Ripple is not building some completely separate parallel monetary system. It is building directly around the same regulated dollar and Treasury framework Washington is encouraging. And that is what makes this thesis so powerful to me. The path does not need to be: America abandons the dollar. America adopts XRP. That sounds unrealistic and honestly misses the point. The much bigger setup is: America keeps the dollar. America keeps Treasuries. Stablecoins make the dollar more digital. Tokenization makes Treasuries more accessible. Ripple builds the infrastructure around both. And ripple:native connects them to the rest of the global financial system. That is a completely different level of adoption. Now take this to the highly bullish scenario. Imagine the global stablecoin market reaches $3 trillion. RLUSD becomes one of the major institutional stablecoins. Maybe it reaches $100 billion or more in circulation. That means an enormous reserve pool exists behind it. Part of that reserve base holds short-term Treasury securities, Treasury-backed repo and government money-market instruments. Ripple becomes a major private-sector participant in short-term U.S. government debt demand. At the same time, tokenized Treasury products on XRPL grow from where they are today into tens of billions. Then hundreds of billions. Global asset managers start holding Treasury exposure directly on XRPL. Banks use RLUSD to enter and exit those positions. Treasuries get used as collateral. Institutions borrow against them. Ripple Prime connects the professional market. Ripple Custody holds the assets. XRPL settles them. Then currencies from around the world need to enter and exit that system. That is where ripple:native can explode in importance. Market makers need XRP inventory. Liquidity providers need deeper XRP books. Banks need larger settlement capacity. More XRP sits inside institutional liquidity operations. The amount of financial value that needs to move through the system keeps increasing. And suddenly the market has to ask a very different question: Is the current dollar value of ripple:native large enough to provide liquidity for this kind of financial system? Imagine $100 billion of tokenized Treasuries. Then $500 billion. Then trillions of tokenized fixed income across XRPL and connected markets. Imagine RLUSD at $100 billion. Imagine global currencies continuously moving in and out. At that point, the amount of liquidity required looks nothing like today's crypto market. A higher ripple:native price means every unit can represent more dollar value. That gives liquidity providers more settlement capacity without needing absurd quantities of XRP for every transaction. That is why I see price and liquidity eventually becoming connected. The bigger the financial system that XRP is asked to connect, the deeper the dollar value of XRP liquidity needs to become. The full loop could look like this: U.S. debt keeps growing ↓ Treasury needs more buyers ↓ stablecoins expand ↓ stablecoin issuers buy more short-term Treasury assets ↓ RLUSD grows ↓ Treasury products become tokenized ↓ XRPL captures more of those assets ↓ global investors enter through RLUSD ↓ more global currencies connect ↓ ripple:native bridges fragmented liquidity ↓ market makers need more XRP inventory ↓ Ripple Prime expands institutional liquidity ↓ XRPL becomes deeper financial infrastructure ↓ ripple:native represents more value inside that system ↓ price reprices higher. That is the scenario I keep coming back to. Because the wild part is that the starting pieces already exist. RLUSD already has Treasury-eligible reserves. Scott Bessent already sees stablecoins as a potential source of Treasury demand. The GENIUS Act already created the regulatory direction. Ondo OUSG already exists on XRP Ledger. RLUSD already provides an entry and redemption path for that Treasury exposure. Ripple already committed $10 million to OpenEden Treasury products. Guggenheim Treasury Services already has Treasury-secured fixed income on XRPL. BNY already sits behind RLUSD reserve custody. Ripple already has Prime, Payments and Custody. So when YTN asks: “Buying U.S. Treasury Bonds with Crypto?” I do not read that as some distant fantasy anymore. I look at the infrastructure being built and think: What happens when the world's largest government debt market meets regulated stablecoins, tokenized securities and 24/7 blockchain settlement? And what happens if XRP Ledger becomes one of the rails carrying it? That is the part people should be thinking about. Because the real ripple:native thesis may not be about replacing the dollar at all. It may be about becoming the liquidity layer underneath a stronger, more digital dollar system. RLUSD can bring dollars onchain. Tokenized Treasuries can bring U.S. debt onchain. XRPL can become the marketplace and settlement layer. And ripple:native can connect that system to the rest of the world. If that scales into trillions, we are no longer talking about XRP as just another crypto asset. We are talking about ripple:native sitting inside the liquidity architecture connecting digital dollars, U.S. government debt, FX, collateral and global institutional capital. That is the scenario I am watching. You?
0:51

What if the U.S. starts buying Treasury bonds with ripple:native or RLUSD and puts them on the XRP Ledger? South Korea’s YTN just asked a question that sounds wild at first: “Buying U.S. Treasury Bonds with Crypto?” But when I started connecting it with what Scott Bessent, Ripple, RLUSD and the XRP Ledger are already doing, this stopped looking like some random crypto theory. The pieces are already sitting right in front of us. The United States has now crossed roughly $40 trillion in federal debt. That means the government constantly needs buyers for enormous amounts of Treasury securities. Not once. Again and again. Old debt matures. New debt gets issued. Short-term bills need buyers. Interest keeps getting paid. The whole system depends on keeping demand for U.S. government debt strong. And this is exactly where stablecoins suddenly become much more important than most people realize. Scott Bessent has already talked about stablecoins creating more demand for U.S. Treasuries. The logic is actually simple. A regulated dollar stablecoin needs real assets behind it. Under the GENIUS Act framework, stablecoins are backed 1:1 by eligible high-quality reserves such as cash, short-term Treasuries, Treasury-backed repo and government money-market funds. So when stablecoins grow, their reserve pools grow too. And when those reserves include Treasury bills, stablecoin adoption can create another source of demand for U.S. government debt. That means crypto growth does not have to weaken the dollar. It can actually create another global buyer base for dollar assets. That completely changes how I look at RLUSD. RLUSD is not just another dollar token sitting beside USDC and other stablecoins. Ripple’s own RLUSD reserve structure already allows short-term U.S. Treasury bills with three months or less remaining maturity, overnight reverse repos backed by Treasuries, U.S. government money-market funds and bank deposits. Think about what that means. If RLUSD grows, the pool of assets backing RLUSD grows. If RLUSD becomes a major institutional stablecoin, Ripple’s ecosystem can become a major holder of the same short-term government assets the U.S. Treasury needs constant demand for. Imagine RLUSD at $10 billion. Then $25 billion. Then $50 billion. Then $100 billion. The bigger the supply becomes, the bigger the reserve base behind it becomes. And part of that reserve base can be short-term U.S. government debt. That already gives Ripple a direct connection to the exact stablecoin-Treasury thesis Scott Bessent has been talking about. But this is where it gets even more interesting. Ripple is not stopping at Treasuries backing RLUSD. Treasuries themselves are already being brought onto the XRP Ledger. Ondo Finance launched OUSG on XRPL. OUSG gives qualified institutional investors exposure to short-term U.S. government Treasuries. And what can institutions use to mint and redeem that Treasury exposure on XRPL? RLUSD. That means this architecture already exists: RLUSD ↓ tokenized U.S. Treasury exposure ↓ OUSG ↓ XRP Ledger This is the part that really gets me. We are not imagining some future where Ripple eventually connects stablecoins with U.S. Treasuries. That connection is already being built. You have Treasury assets sitting behind the digital dollar. Then you also have Treasury products represented directly on the blockchain. And both can interact through the same ecosystem. That gives Ripple two different positions inside the Treasury market. First: Treasuries can back RLUSD. Second: Treasuries can themselves be tokenized on XRPL. That means Ripple could potentially sit on both sides of a new digital Treasury market. Digital cash on one side. Digital U.S. government debt on the other. XRP Ledger between them. And ripple:native sitting underneath the network as the native asset and potential bridge between different pools of liquidity. That is a much bigger story than “Ripple has a stablecoin.” Ripple has also committed $10 million to OpenEden’s tokenized U.S. Treasury-bill product on XRPL. That tells me Ripple clearly understands where this is going. They are not waiting for tokenized Treasuries to become a trend. They have already put capital behind bringing those products directly onto XRP Ledger. Then you have Guggenheim Treasury Services. Ripple highlighted digital commercial paper administered by Guggenheim Treasury Services on XRPL. That instrument is secured by U.S. Treasuries and carries a Prime-1 Moody’s rating. Now step back and look at what is forming. RLUSD. Ondo OUSG. OpenEden Treasury bills. Guggenheim Treasury Services. Tokenized fixed income. Institutional custody. Ripple Prime. Ripple Payments. XRP Ledger. ripple:native. All of these pieces are starting to sit inside the same financial stack. That is why I think people are looking at the $40 trillion U.S. debt problem from the wrong angle when they only ask: “How will America ever pay this?” The more interesting question for me is: How will America keep finding buyers for trillions of dollars of government debt while modernizing the financial system at the same time? Stablecoins can help create buyers. Tokenization can help create distribution. Blockchain can help create 24/7 settlement. And Ripple is building in all three areas. Imagine how Treasury investing works for a normal global institution today. You may need banking relationships. Custody. Brokerage. Settlement infrastructure. Different accounts. Different systems. Different operating hours. Now imagine Treasury exposure existing directly on XRPL. The investor can hold RLUSD. Move into tokenized Treasury exposure. Redeem back into RLUSD. Move the dollar liquidity somewhere else. Do it around the clock. That is a completely different experience. Treasuries stop being something that only sits inside old databases. They become programmable financial assets. That matters because America does not just need Treasuries to exist. America needs Treasuries to remain attractive. Liquid. Easy to buy. Easy to hold. Easy to use. Easy to move. And eventually, easy to use as collateral. That is where tokenization becomes much bigger than simply putting a bond onchain. Imagine buying a tokenized Treasury and then using it as collateral. Borrowing against it. Moving it between institutions. Settling it against digital dollars. Redeploying that liquidity instantly. Now a Treasury is no longer just something you buy and wait for. It becomes a working financial asset. And the more useful Treasuries become, the more reasons global institutions have to hold them. This is why the XRP Ledger piece matters. XRPL can become infrastructure where those assets move. RLUSD can become the digital cash side. Then ripple:native can become the neutral liquidity layer between all the different assets and currencies touching that network. Because the future XRPL does not have to contain only RLUSD and Treasury products. Imagine it contains: RLUSD. Tokenized Treasuries. EUR stablecoins. MXN stablecoins. Tokenized deposits. Money-market funds. Commercial paper. Foreign government debt. Private credit. Different institutions will hold different assets. Different countries will use different currencies. That creates a liquidity problem. You cannot expect every possible asset pair to have a massive direct market. A Japanese institution may start with yen liquidity. A European institution may need euros. A Mexican institution may need pesos. A U.S. institution may need RLUSD. A Treasury fund may need to move into cash. This is where ripple:native becomes much more interesting. XRP can potentially sit in the middle as the bridge. Asset A → ripple:native → Asset B. So imagine a Japanese bank wants $1 billion worth of tokenized U.S. Treasury exposure. It starts with Japanese liquidity. The route could eventually become: JPY ↓ ripple:native ↓ RLUSD ↓ tokenized Treasury Then later that institution wants to exit. Tokenized Treasury ↓ RLUSD ↓ ripple:native ↓ JPY Now imagine the same thing happening from Europe. -South Korea. -Singapore. -Hong Kong. -UAE. -Mexico. -Brazil. The United States gets another global distribution channel for its debt. Ripple gets institutional activity. XRPL gets settlement volume. RLUSD gets dollar demand. And ripple:native can become part of the liquidity connecting all of those markets. That is where this gets much bigger than payments. Because once tokenized Treasuries become collateral, you are no longer only talking about buying and selling government debt. You are talking about credit. -Repo. -Margin. -Working capital. -Liquidity management. -Treasury management. -Institutional trading. Imagine a company holds $2 billion in tokenized Treasuries on XRPL. It suddenly needs $500 million of liquidity. Instead of selling everything and moving through multiple systems, it uses the Treasury position as collateral. Receives RLUSD. Then converts part of that liquidity into another currency through ripple:native. Now ripple:native is sitting in the middle of: -money -government debt -FX -credit -collateral That is a completely different role from people simply trading XRP on an exchange. And Ripple has been building the institutional infrastructure around that role. Ripple Prime gives Ripple a connection into professional capital markets. Ripple Custody gives institutions infrastructure for holding digital assets. Ripple Payments handles movement. RLUSD provides regulated dollar liquidity. XRPL handles tokenization and settlement. ripple:native sits natively underneath the ledger. When I put all of that beside what Scott Bessent is saying about stablecoins and Treasuries, I cannot ignore the alignment. The U.S. wants stronger global demand for dollars. Stablecoins can extend dollars onto digital rails. The U.S. wants buyers for Treasury bills. Stablecoin reserves can become buyers. The U.S. wants more efficient capital markets. Tokenized Treasuries can make those assets easier to move and use. Ripple already has a regulated stablecoin. RLUSD already has Treasury-eligible reserve assets. XRPL already has tokenized Treasury products. RLUSD already interacts with OUSG. Ripple has already backed OpenEden Treasury infrastructure. Guggenheim Treasury Services already has Treasury-secured digital commercial paper on XRPL. This is not one random announcement. It is a system starting to form. And there is another point I think is being missed. The bullish XRP thesis does not require the U.S. dollar to fail. I actually think the opposite scenario is much stronger. Imagine the dollar becomes even more dominant because regulated stablecoins make it easier for anyone in the world to hold and move digital dollars. Those stablecoins create more demand for U.S. Treasuries. Treasuries themselves become tokenized. Global investors buy them 24/7. And ripple:native becomes one of the liquidity assets connecting those digital dollars and Treasury products to currencies around the world. In that world: the dollar wins. Treasuries win. Ripple wins. XRPL wins. And ripple:native gets a much bigger liquidity role. That is why the GENIUS Act matters here too. The framework is pushing stablecoins toward regulated 1:1 reserve structures. Bessent has talked about stablecoins strengthening dollar dominance. Ripple already has RLUSD. RLUSD is issued through a New York-regulated structure. BNY is the primary custodian for RLUSD reserves. That is serious financial infrastructure. It means Ripple is not building some completely separate parallel monetary system. It is building directly around the same regulated dollar and Treasury framework Washington is encouraging. And that is what makes this thesis so powerful to me. The path does not need to be: America abandons the dollar. America adopts XRP. That sounds unrealistic and honestly misses the point. The much bigger setup is: America keeps the dollar. America keeps Treasuries. Stablecoins make the dollar more digital. Tokenization makes Treasuries more accessible. Ripple builds the infrastructure around both. And ripple:native connects them to the rest of the global financial system. That is a completely different level of adoption. Now take this to the highly bullish scenario. Imagine the global stablecoin market reaches $3 trillion. RLUSD becomes one of the major institutional stablecoins. Maybe it reaches $100 billion or more in circulation. That means an enormous reserve pool exists behind it. Part of that reserve base holds short-term Treasury securities, Treasury-backed repo and government money-market instruments. Ripple becomes a major private-sector participant in short-term U.S. government debt demand. At the same time, tokenized Treasury products on XRPL grow from where they are today into tens of billions. Then hundreds of billions. Global asset managers start holding Treasury exposure directly on XRPL. Banks use RLUSD to enter and exit those positions. Treasuries get used as collateral. Institutions borrow against them. Ripple Prime connects the professional market. Ripple Custody holds the assets. XRPL settles them. Then currencies from around the world need to enter and exit that system. That is where ripple:native can explode in importance. Market makers need XRP inventory. Liquidity providers need deeper XRP books. Banks need larger settlement capacity. More XRP sits inside institutional liquidity operations. The amount of financial value that needs to move through the system keeps increasing. And suddenly the market has to ask a very different question: Is the current dollar value of ripple:native large enough to provide liquidity for this kind of financial system? Imagine $100 billion of tokenized Treasuries. Then $500 billion. Then trillions of tokenized fixed income across XRPL and connected markets. Imagine RLUSD at $100 billion. Imagine global currencies continuously moving in and out. At that point, the amount of liquidity required looks nothing like today's crypto market. A higher ripple:native price means every unit can represent more dollar value. That gives liquidity providers more settlement capacity without needing absurd quantities of XRP for every transaction. That is why I see price and liquidity eventually becoming connected. The bigger the financial system that XRP is asked to connect, the deeper the dollar value of XRP liquidity needs to become. The full loop could look like this: U.S. debt keeps growing ↓ Treasury needs more buyers ↓ stablecoins expand ↓ stablecoin issuers buy more short-term Treasury assets ↓ RLUSD grows ↓ Treasury products become tokenized ↓ XRPL captures more of those assets ↓ global investors enter through RLUSD ↓ more global currencies connect ↓ ripple:native bridges fragmented liquidity ↓ market makers need more XRP inventory ↓ Ripple Prime expands institutional liquidity ↓ XRPL becomes deeper financial infrastructure ↓ ripple:native represents more value inside that system ↓ price reprices higher. That is the scenario I keep coming back to. Because the wild part is that the starting pieces already exist. RLUSD already has Treasury-eligible reserves. Scott Bessent already sees stablecoins as a potential source of Treasury demand. The GENIUS Act already created the regulatory direction. Ondo OUSG already exists on XRP Ledger. RLUSD already provides an entry and redemption path for that Treasury exposure. Ripple already committed $10 million to OpenEden Treasury products. Guggenheim Treasury Services already has Treasury-secured fixed income on XRPL. BNY already sits behind RLUSD reserve custody. Ripple already has Prime, Payments and Custody. So when YTN asks: “Buying U.S. Treasury Bonds with Crypto?” I do not read that as some distant fantasy anymore. I look at the infrastructure being built and think: What happens when the world's largest government debt market meets regulated stablecoins, tokenized securities and 24/7 blockchain settlement? And what happens if XRP Ledger becomes one of the rails carrying it? That is the part people should be thinking about. Because the real ripple:native thesis may not be about replacing the dollar at all. It may be about becoming the liquidity layer underneath a stronger, more digital dollar system. RLUSD can bring dollars onchain. Tokenized Treasuries can bring U.S. debt onchain. XRPL can become the marketplace and settlement layer. And ripple:native can connect that system to the rest of the world. If that scales into trillions, we are no longer talking about XRP as just another crypto asset. We are talking about ripple:native sitting inside the liquidity architecture connecting digital dollars, U.S. government debt, FX, collateral and global institutional capital. That is the scenario I am watching. You?

X Finance Bull

237,245 просмотров • 19 дней назад

It’s happening. Institutional access to crypto is accelerating. From the launch of XRP Futures and ETFs on CME and Nasdaq just this week, it’s clear the market is maturing and exposure to crypto is expanding. Brad Garlinghouse locks in for 60 seconds and unpacks the excitement around crypto ETFs in a special episode of Crypto In One Minute. ⏱️
1:21

It’s happening. Institutional access to crypto is accelerating. From the launch of XRP Futures and ETFs on CME and Nasdaq just this week, it’s clear the market is maturing and exposure to crypto is expanding. Brad Garlinghouse locks in for 60 seconds and unpacks the excitement around crypto ETFs in a special episode of Crypto In One Minute. ⏱️

Ripple

1,298,070 просмотров • 1 год назад

Built for businesses. Accessible to everyone. The next evolution of stablecoins is here. Jack McDonald, Ripple’s SVP, Stablecoins, explains how $RLUSD brings trust, utility, and stability to the industry.
1:56

Built for businesses. Accessible to everyone. The next evolution of stablecoins is here. Jack McDonald, Ripple’s SVP, Stablecoins, explains how $RLUSD brings trust, utility, and stability to the industry.

Ripple

250,875 просмотров • 1 год назад

Banks are no longer asking whether to engage with digital assets. The question now is what it takes to run them inside the bank, across payments, treasury, compliance, risk, and client flows, not as a pilot, but as production infrastructure. Our latest Circle Current discussion explores what that operating model looks like:
1:31

Banks are no longer asking whether to engage with digital assets. The question now is what it takes to run them inside the bank, across payments, treasury, compliance, risk, and client flows, not as a pilot, but as production infrastructure. Our latest Circle Current discussion explores what that operating model looks like:

Circle

11,156 просмотров • 4 месяцев назад

🚨 HUGE! Treasury Secretary Scott Bessent said the Trump administration has made digital assets a priority. SEPTEMBER IS GOING TO BE CRAZY FOR $XRP AND CRYPTO!
0:44

🚨 HUGE! Treasury Secretary Scott Bessent said the Trump administration has made digital assets a priority. SEPTEMBER IS GOING TO BE CRAZY FOR $XRP AND CRYPTO!

Levi | Crypto Crusaders

12,525 просмотров • 1 месяц назад

NetNet is turning trading revenue into treasury growth Dunlap explains the core thesis behind NetNet: build a protocol where trading activity directly feeds the treasury. "The treasury actually benefits from the number one revenue engine in crypto, which is trading." "If you're able to grow the treasury, just mathematically, you should see the token price go up." "The market will always price in a premium if you're able to prove that the treasury is able to grow." The model takes inspiration from OMV1, while restructuring the mechanics so the treasury can capture revenue from trading, one of the largest revenue pools in crypto. The flywheel is straightforward. Users stake and become aligned with treasury growth, the protocol generates revenue through its business activities, that cash flow compounds the treasury, and a growing treasury creates stronger fundamental backing for the token. The key is proving the treasury can actually grow. Once the market sees consistent cash flow and increasing backing, the token can command a premium over its underlying treasury value. Trading generates the revenue. The treasury captures it. Token holders get the upside. w/ NetNet Capital, Ansem 🐂🀄️
1:03

NetNet is turning trading revenue into treasury growth Dunlap explains the core thesis behind NetNet: build a protocol where trading activity directly feeds the treasury. "The treasury actually benefits from the number one revenue engine in crypto, which is trading." "If you're able to grow the treasury, just mathematically, you should see the token price go up." "The market will always price in a premium if you're able to prove that the treasury is able to grow." The model takes inspiration from OMV1, while restructuring the mechanics so the treasury can capture revenue from trading, one of the largest revenue pools in crypto. The flywheel is straightforward. Users stake and become aligned with treasury growth, the protocol generates revenue through its business activities, that cash flow compounds the treasury, and a growing treasury creates stronger fundamental backing for the token. The key is proving the treasury can actually grow. Once the market sees consistent cash flow and increasing backing, the token can command a premium over its underlying treasury value. Trading generates the revenue. The treasury captures it. Token holders get the upside. w/ NetNet Capital, Ansem 🐂🀄️

Kaiz 🐂🀄️

16,720 просмотров • 15 дней назад

With instant settlement, 24/7/365 availability, and excellent transparency throughout the payment process, crypto can be a powerful tool for global businesses. In one minute, Ripple's Aaron Sears explains how crypto helps treasury management.
1:21

With instant settlement, 24/7/365 availability, and excellent transparency throughout the payment process, crypto can be a powerful tool for global businesses. In one minute, Ripple's Aaron Sears explains how crypto helps treasury management.

Ripple

297,273 просмотров • 3 лет назад

Caitlin Long says the Fed's anti-crypto stance handed Treasury the power to dominate it "There's no question Treasury is taking a lot more power from the Fed. And one of the most interesting things that happened in the last few weeks was Treasury taking the power to recognize foreign stablecoins." "Typically that would be the Fed, because they manage the eurodollar market through central bank swap lines and the like. They basically get to say, operationally, who gets access to the Fed's balance sheet through swap lines for foreign central banks." "But what Treasury did was say: we get to say which foreign stablecoins can come onshore into the US. So Treasury just dominated the Fed, by saying we get to tell the Fed which foreign stablecoins they're going to have to accept through central banks." "That's just another data point that Treasury is dominating the Fed. But step back and think about it, the Fed's anti-crypto, anti-tokenization. So the Fed created that opportunity for Bessent to dominate the Fed, because of its own intransigence about tokenization technologies."
1:28

Caitlin Long says the Fed's anti-crypto stance handed Treasury the power to dominate it "There's no question Treasury is taking a lot more power from the Fed. And one of the most interesting things that happened in the last few weeks was Treasury taking the power to recognize foreign stablecoins." "Typically that would be the Fed, because they manage the eurodollar market through central bank swap lines and the like. They basically get to say, operationally, who gets access to the Fed's balance sheet through swap lines for foreign central banks." "But what Treasury did was say: we get to say which foreign stablecoins can come onshore into the US. So Treasury just dominated the Fed, by saying we get to tell the Fed which foreign stablecoins they're going to have to accept through central banks." "That's just another data point that Treasury is dominating the Fed. But step back and think about it, the Fed's anti-crypto, anti-tokenization. So the Fed created that opportunity for Bessent to dominate the Fed, because of its own intransigence about tokenization technologies."

The Wolf Of All Streets

33,866 просмотров • 4 дней назад

The internet economy is coming onchain. MoonPay is proud to power the launch of Whop Finance and Whop Treasury. 💸 Fund your Treasury with crypto or fiat 🏦 Earn up to 6% APY 🔐 Grow value in a self-custodial account Now available on @Whop.
0:31

The internet economy is coming onchain. MoonPay is proud to power the launch of Whop Finance and Whop Treasury. 💸 Fund your Treasury with crypto or fiat 🏦 Earn up to 6% APY 🔐 Grow value in a self-custodial account Now available on @Whop.

MoonPay 🟣

54,022 просмотров • 5 месяцев назад

Payments and treasury leaders can unlock many benefits by embracing #crypto in their financial flows. 🔓 Gain insights from our New Value Report in this Ripple Drop episode with Navin Gupta, Managing Director, South Asia and MENA.
4:47

Payments and treasury leaders can unlock many benefits by embracing #crypto in their financial flows. 🔓 Gain insights from our New Value Report in this Ripple Drop episode with Navin Gupta, Managing Director, South Asia and MENA.

Ripple

222,360 просмотров • 3 лет назад

🚨 Brad Garlinghouse reveals massive potential for Ripple 👀 Speaking at XRP Australia 2026, he said up to $14 TRILLION in Treasury flows could eventually move through #RLUSD and #XRP . Goal: bring both assets to the center of real institutional money flows. TradFi rails are being rebuilt — and Ripple wants to power them. 🔥
2:10

🚨 Brad Garlinghouse reveals massive potential for Ripple 👀 Speaking at XRP Australia 2026, he said up to $14 TRILLION in Treasury flows could eventually move through #RLUSD and #XRP . Goal: bring both assets to the center of real institutional money flows. TradFi rails are being rebuilt — and Ripple wants to power them. 🔥

BULLRUNNERS

24,570 просмотров • 6 месяцев назад

Ripple CEO Brad Garlinghouse joins Maria Bartiromo to discuss the "lawfare" against the industry and why the Biden admin's stance on crypto never made sense. ✅ Massive acquisitions Ripple Treasury & Ripple Prime ✅ The "Chat GPT moment" for stablecoins ✅ Why XRP is the "North Star" for global utility
14:04

Ripple CEO Brad Garlinghouse joins Maria Bartiromo to discuss the "lawfare" against the industry and why the Biden admin's stance on crypto never made sense. ✅ Massive acquisitions Ripple Treasury & Ripple Prime ✅ The "Chat GPT moment" for stablecoins ✅ Why XRP is the "North Star" for global utility

𝗕𝗮𝗻𝗸XRP

218,130 просмотров • 5 месяцев назад

From payments to DeFi, stablecoins power a range of real-world applications. Pat Thelen, VP of Strategic Partnerships at Ripple, explains how $RLUSD drives utility across the onchain economy.
1:57

From payments to DeFi, stablecoins power a range of real-world applications. Pat Thelen, VP of Strategic Partnerships at Ripple, explains how $RLUSD drives utility across the onchain economy.

Ripple

275,083 просмотров • 1 год назад