Credit ConsiderationS

You walk around talking about managing your credit mix shows you drank all the koolaid. They like you because they see money they can extract. High 800 people are too smart to make money off of.

Following that blueprint will give you an 800 score.

In 2026 i don't listen to the Fake Briad Bun Brigade

This is sad. A country built on debt.

mazel?! gtfoh

Actually the truth is it appears these bastards want you in Debt , and they want you to be locked in which means you will pay them longer and they will make more interest and revenue, “ WAKE THE FUCK UP”!

It’s revolving credit.

How does this make sense to you. I pay all my shii off and I’m at a disadvantage because I don’t have dept. America lol

It’s far more simple. They care how much disposable income you have. The more open balances you pay every month the more disposable income you obviously have.

That's me. My credit score was never over like 685-710 then i got a really good job and my kids went to college so i brought 3 more cars and gave them a credit card for stuff to buy at school them my score jumped to 800 but i always was on time never missed a payment 🤷🏽‍♂️

Should have to emphasized “utilization” … if you have 3 credit cards, each having a $5,000 credit limit and you used $3,800 on all three, your utilization is about 76% . That would be terrible for your credit score.