Video wird geladen...

Video konnte nicht geladen werden

Zur Startseite

Dave Ramsey reveals why making $1.1 million in single stocks is actually a terrible strategy "20 stocks is not a well-diversified portfolio... I am not going to recommend that you keep doing that or that anybody do that" * The Risk: "you're the karate kid, you're standing on one...

81,623 Aufrufe • vor 3 Monaten •via X (Twitter)

0 Kommentare

Keine Kommentare verfügbar

Kommentare vom Original-Post werden hier angezeigt

Ähnliche Videos

Caller: I'm a 58-year-old single guy, getting tired of working. I'm trying to get to retirement, I make $75,000 and nothing saved. I need to know what I should do to get there. Dave Ramsey: What do you do? ​Caller: I'm a trim carpenter. I trim high-end houses and build some custom cabinets as well. ​Jade Warshaw: Do you have any debt? ​Caller: I've got about $25,000 worth of mortgage and a $20,000 auto loan. ​Dave Ramsey: Why have you saved no money? ​Caller: I was married to a spender, and at the age of 50, got divorced, and I walked away with zero dollars. ​Dave Ramsey: That was eight years ago. Why have you saved no money in the last eight years? ​Caller: Well, getting back on my feet, I ended up buying a house. That's where the mortgage comes in. I've got $25,000 left on that. ​Jade Warshaw: So is that where your extra money was going, paying down that mortgage? What did it start as? ​Caller: Paying down the mortgage. It was a bank-owned property. I got it for a song in a great neighborhood. I put a fair amount of money into it, and that's where most of my money went. ​Dave Ramsey: And you bought a truck? ​Caller: No. I have a truck that's paid for. ​Dave Ramsey: What's the $20,000 vehicle? ​Caller: I know you're into cars, Dave. It's not a car. It's a motorcycle. It's a Harley-Davidson. ​Jade Warshaw: Well, we've got to get rid of that. ​Caller: I knew that was the first thing you were going to tell me to get rid of. ​Dave Ramsey: Yeah, that bike has to go. You did great on the house, but the motorcycle was a mistake. If we get you on an EveryDollar budget and you pick up extra work, you can save $2,000 a month. Over 10 years, that $24,000 a year will grow to about half a million dollars. By age 67, you’ll have $500,000 and a completely paid-for house. ​Caller: Okay. I do have about $23,000 in cash. ​Dave Ramsey: Well, then you've got your emergency fund in place. ​Jade Warshaw: That's great! ​Caller: I do have the emergency fund, right. I also have a term life insurance policy that's $100 a month for half a million dollars. Should I keep that, or is there a way to convert that to something else? ​Dave Ramsey: I wouldn't convert. It's just like, "I have homeowner's insurance and I don't have a home anymore, do I need it?" No, you don't. Because there's no one counting on you, it sounds like, for your income. ​Caller: No. ​Dave Ramsey: And the house is worth more than you owe on it. Do you have children? ​Caller: I've got three. They're grown. ​Dave Ramsey: Okay, so if you die, they sell the house and pay the funeral, right? ​Caller: Correct. ​Jade Warshaw: Let it lapse. ​Dave Ramsey: Yeah, I would close that out because you need that extra $100 a month toward our $2,000 a month goal. ​So, what I'm going to do is sit down and do a budget, and I'm going to come up with $2,000 a month. I'm going to sit down with a SmartVestor Pro, and I'm going to fill up Roth IRAs, Simple IRAs, and whatever else you can do as a self-employed person. The great news is, as a trim carpenter in high-end properties, you are in great demand. You've always had more work than you can take on. ​And so if you want to jack it up and make some extra money for a little while, you can do that. I'm always less tired when I don't feel like a hamster in a wheel, when I'm actually getting traction. Part of what's making you tired is you feel stuck.

Traeyz ♠️

425,182 Aufrufe • vor 2 Monaten

UFO Revolution: S2E3 - 2027 and the Approaching Craft. Is it a Lie? "You're gonna be told that there is a craft on its way to Earth. That 100 f**king percent is the lie you are going to be told." ~Corbell (Well, I was not expecting this. And right now, I don't know what to think. But we all know it's been hinted at by various folks, including Lue Elizondo. So what's going on?) ~ Jeremy Kenyon Lockyer Corbell: "Your government now wants you to know one truth, and that truth is that UFOs are real. They've already done told you. Sometimes, when you want somebody to know a truth, it's so you can set them up to believe a lie, and that's coming. I have zero doubt that lie is coming." Producer: "What is the lie?" Corbell: "Specifically, you want me to say it right now, for real, real? On camera, to be put in the show?" Producer: "Yes." Corbell: "Okay. Problem with that: If we tell the lie before it's told, they can adapt. That wouldn't be wise. I'll tell you privately, but I would really think about if you want to put this in your show. For real. That's a real thing I'm telling you. So, will you think about it before putting it in your show?" Producer: "Absolutely." Corbell: "Okay. So UFOs are real, and they've been here a long time, and that's the truth. But the lie is coming. All indications, like ALL of them, is that that lie is going to be that there is a craft slowly making its way to us here on Earth. And that is the lie they're gonna want you to believe. "It's nuanced, how they explain that, the nature of that threat. But that 100 f**king percent is the lie you are going to be told. You even got a date. People been whispering a date for a long time now. I know where that lie comes from. I know, specifically, what document from the 70s initiated the idea of that lie. A classified document. That is the lie you will be told. You're gonna be told that there is a craft on its way to Earth. That's the lie. "Maybe I'm wrong. Hope I'm wrong. I sent you two texts today with a year (Messages showing 2027 are shown on a cell phone). Not from me. Nope, I'm not gonna propagate that lie. I'm not gonna be part of it, I'm not going to say it to the camera. Everybody knows. Just start paying attention. And they'll change the date - especially if they see this - things will change. Because maybe I'm trustworthy, maybe I'm worthy of your trust, maybe I've told you the truth the whole way through it and now and you can verify it. If that's the case, then I'm f**king dangerous. "You've been told the truth about UFOs for a long time now. It's been pretty orchestrated, it's been pretty clear, and it's using people that are telling the truth and wanna tell the truth. Ultimately, they want you to know something. They want you to know UFOs are real. Thank God, we're finally there, we're all there now. They want you to know the truth. But why [do] they want you to know that truth now. I hope I'm wrong, but it's terrifying. Think about it "Maybe it's good to get ahead of it, call it out now, before they do it. I'll be called crazy. That's okay."

Joe Murgia

784,603 Aufrufe • vor 1 Jahr

Rick Rubin tells Andrew Huberman how he deals with creative or writer’s block. He treats his work like a diary entry (and doesn’t worry about internal or external judgment): ➡️ “What's the cause of the block? The block is usually something that's either personal ("I'm not good enough") or it can be a confidence issue ("I don't have anything to say") or it could be...thinking about someone else ("nobody's going to like what I make"). Do you know what I'm saying? So, it's either fear of self-judgment or external judgment. If you're making something with a freedom of "this is something I'm making for myself for now", that is all [you have to do]. It is a diary entry. Everything I make is a diary entry. The beauty of a diary entry is that I can write my diary entry and you can't tell me that my diary entry wasn't good enough. Or that [the diary entry] is not what I experienced. Of course it's what I experienced: I'm writing a personal diary for myself and no one else can judge if it is my experience of my life. Everything we make can be that: a personal reflection of who we are in that moment of time. It doesn't have to be the greatest you could ever do. It doesn't have to have any expectation that it's going to change the world. It doesn't have to sell a certain number of copies for any reason. It doesn't have any of those things at all. It is "I'm making this thing for me and I want to do it to the best of my ability and to where I feel good about it". [The work] is honest of where I'm at and if you're living in this world of just being honest to where you're at, there's nothing blocking you. There are no blocks. The blocks are all based on dealing with a different force or a different perception that is made up.” ⬅️

Trung Phan

1,619,969 Aufrufe • vor 2 Jahren

Former Seattle Fox reporter Brandi Kruse admits to President Trump that she is "living proof that you can recover from TDS" and then proceeds to completely destroy the legacy media in the room... "I was told by probably a dozen people not to tell you this. I'm going to tell it to you anyway, because it's relevant to what we're talking about. I'm living proof that you can recover from TDS. I had strong Trump derangement syndrome for probably eight years. This is one of the reasons I recovered from it. And by the way, it's much better to not have TDS. I'm happier. I'm healthier. More successful. I even think I got a little more attractive after I got rid of my Trump derangement syndrome. I'm a reporter in Seattle, and frankly, I could not care any less what any of you have to say about this meeting. Could not care any less. We're not here for you. I'm not here to convince any of you that Antifa is a real thing, because if you have not come to that conclusion by now, you are never going to come to that conclusion, because you don't want to see it. And you're going to go and you're going to say it's a bunch of right-wing conservative influencers who are here spinning a tale. I was one of you. I was a mainstream reporter in Seattle for 10 years. I was a TV reporter on the streets doing my job, and I was still assaulted by Antifa. So it's not about being conservative. It's about people who go there and show what they're doing. And when I saw after all those years that the media wouldn't be honest about what was happening, that Democratic politicians wouldn't be honest about what was happening, I thought, well, gosh, if they're not being honest about that, maybe they're not being honest about President Trump either. And it opened my mind to just looking at things for what they were. And now I find you quite funny, actually. Now I'm much happier about it. But for me, again, I could not care any less the stories that they go to print." BRAVO 👏👏👏

NewsTreason Channel 17

10,461 Aufrufe • vor 11 Monaten

Trump: Now they'll say all these stories are terrible. Well, these stories have, you know, you heard my story in the boat with the shark, right? I got killed on that. They thought I was rambling. I'm not rambling. We can't get the boat to float. The battery is so heavy. So then I start talking about asking questions. You know, I have an, I had an uncle who was a great professor at MIT for many years, long, I think the longest tenure ever. Very smart, had three different degrees and you know, so I have an aptitude for things. You know, there is such a thing as an aptitude. I said, well, what would happen if this boat is so heavy and started to sink and you're on the top of the boat. Do you get electrocuted or not? In other words, the boat is going down and you're on the top, will the electric currents flow through the water and wipe you out? And let's say there's a shark about 10 yards over there. Would I have to immediately abandon or could I ride the electric down and he said, sir, nobody's ever asked us that question. But sir, I don't know. I said, well, I want to know because I guarantee you one thing, I don't care what happens. I'm staying with the electric, I'm not getting over with it. So I tell that story. And the fake news they go, he told this crazy story with electric. It's actually not crazy. It's sort of a smart story, right? Sort of like, you know, it's like the snake, it's a smart when you, you figure what you're leaving in, right? You're bringing it in the, you know, the snake, right? The snake and the snake. I tell that and they do the same thing

Headquarters

2,056,689 Aufrufe • vor 2 Jahren

Caller: I'm $451,000 in total debt. $252,000 of that is student loans, and I have 185 in a home loan. I only bring in $70,000 a year. After pension and all that stuff taken out, it's more like $40,000. I just don't know where to start. ​Dave Ramsey: What do you do for a living? ​Caller: Law enforcement. ​Dave Ramsey: How do you get $252,000 in student loan debt to be a policeman? ​Caller: I went to a private institution because my mother wanted me to go there. I went there originally for finance, didn't do good, so I switched my major to criminal justice, and then eventually went on for a master's as well, which didn't really help my employment eligibility as much as I thought it would. ​Dave Ramsey: Is your mother wealthy? ​Caller: No, neither my mother nor my father. I'm the first in my family to go to college. ​Dave Ramsey: Mathematically, we always look at the ratio of shovel to hole. The amount of hole you're in versus the shovel you have, your debt to your income. Are you married? ​Caller: No, I have a girlfriend who lives with me, and her daughter as well. ​Dave Ramsey: What is this house worth? ​Caller: I actually just purchased it off of a whim. My father passed away and it was the last conversation we had. It was across the street from his house, and he really wanted me to get it, so I jumped in with both feet to honor him. ​Dave Ramsey: So you didn't put anything down, so the house is worth $185,000? ​Caller: Yeah. ​Dave Ramsey: How old are you? ​Caller: I'm 31. ​Dave Ramsey: When are you planning on marrying this girl? ​Caller: She's currently in school to finish up for nurse practitioner. Sometime after that, hopefully after January. ​Dave Ramsey: Does she have student loan debt? ​Caller: She does. ​Dave Ramsey: How much? ​Caller: I'm not sure because she's not really on board with all this. I've tried to bring this up to her when listening to your show recently, and her thing is, "I'm too busy with school and don't want to worry about that right now." ​Dave Ramsey: I think you're the voice of experience that says it's a good idea to worry about it, otherwise you end up up a creek, which is where you are right now, and your paddle is real small. ​You told me in a five-minute conversation of two really stupid financial decisions you made from the influence of your mother and your father. You bought things you couldn't afford with money you didn't have, because of their influence. ​At 31 years old, you're going to have to decide to love your parents but no longer be influenced to do financial decisions based on their opinion, or even your perceived opinion of what your father would have thought. You cannot please these people anymore. They are breaking you. You make $70,000 a year and you're so far in debt you can't breathe. ​Buying a house you can't afford, going to a school you shouldn't have gone to and paying twice or three times as much for an education that you didn't even need to do the job you do. Am I wrong? ​Caller: Right. No, not at all. ​Dave Ramsey: Number one, that influence has to stop. Number two, you can't afford this house as a single guy making $70,000 a year.

Traeyz ♠️

31,663 Aufrufe • vor 2 Monaten