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🔊 ... Dave Ramsey vs Millennials ... This guy commenting on Dave Ramsey's "advice" is hilarious. Boomer advice from Dave Ramsey does not seem at all welcome by the Millennial crowd. Is Dave Ramsey just obsolete at this point? His generation just doesn't understand the differences between then and... show more

Wall Street Mav

1,734,395 subscribers

10,752,123 次观看 • 2 年前 •via X (Twitter)

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10 条评论

Craig Chamberlin 的头像

Craig Chamberlin2 年前

Nothing has changed. Compound interest is still the same. Dave’s advice is just as good as it ever was.

Wall Street Mav 的头像

Wall Street Mav2 年前

✅

Catturd ™ 的头像

Catturd ™2 年前

Dave Ramsay’s net worth … $280 million Broke millennial dude crying about Dave Ramsey probable net worth - $45.13 Which one to listen to should be a no brainer unless you’re a complete idiot - 😂

MarciJoy 的头像

MarciJoy2 年前

This guy just isn’t facing reality. He says boomers got stuff cheap so it’s not fair! Maybe he doesn’t realize that boomers just didn’t complain every time they stubbed their toe - and didn’t expect to have a $200K job and a $500K house handed to them - with no experience.

Wall Street Mav 的头像

Wall Street Mav2 年前

✅✅✅

Crypto After Dark 的头像

Crypto After Dark2 年前

I've never liked Dave ramsey's financial advice, because it takes away your ability to leverage debt. Debt is a great tool as long as it is not abused or used wrongfully.

Wall Street Mav 的头像

Wall Street Mav2 年前

@PresupPerry ✅✅✅

Sunny Po 的头像

Sunny Po2 年前

I’ve yet to meet a single boomer who will acknowledge the declining purchasing power of the dollar. Not one.

Shibetoshi Nakamoto 的头像

Shibetoshi Nakamoto2 年前

boomers have only stupid things to say about finances

Wall Street Mav 的头像

Wall Street Mav2 年前

🔥🔥🔥

相关视频

Dave Ramsey recently claimed that an 8% withdrawal rate from an investment portfolio is safe for retirees. Unfortunately, his logic is flawed, and he does not seem to understand retirement spending math. Dave Ramsey 👀

Dave Ramsey recently claimed that an 8% withdrawal rate from an investment portfolio is safe for retirees. Unfortunately, his logic is flawed, and he does not seem to understand retirement spending math. Dave Ramsey 👀

Benjamin Felix

68,354 次观看 • 2 年前

This is exactly what the Dave Ramsey show is like Poor! Poor! Poor!

This is exactly what the Dave Ramsey show is like Poor! Poor! Poor!

Dividend Hero

146,452 次观看 • 1 个月前

A woman asked Dave Ramsey if she should split her inheritance with the sister their mother left out of the will Caller: I have an inheritance, and my sister was left out of the will. Dave Ramsey: Whoa… why? Caller: I think there’s been conflict along the years that never got resolved. My mom was very strong-willed, and she just had enough. Dave Ramsey: So your mom was not in a relationship with your sister, and chose not to leave her anything as a result? Caller: Exactly. Dave Ramsey: Well, that sounds reasonable. Caller: Oh wow, okay. Dave Ramsey: Why would your mom leave something to somebody that doesn’t speak to her? Caller: She said, “Are you going to split this with me? I just want to know. Because if you’re not, that means you agree with Mom.” George Kamel: We’re not taking that guilt trip. No, thank you. That’s on her. Dave Ramsey: You not giving her money is not cutting the relationship off. She is choosing to cut the relationship off. Caller: Oh, that makes sense. Dave Ramsey: You didn’t choose. She chose. I’m sorry, it hurts, though. Dave Ramsey: She’s not really interested in a relationship with you. She’s just interested in money. Am I wrong? Caller: You’re spot on. Dave Ramsey: It still hurts because it’s your sister. But you didn’t cause any of it.

A woman asked Dave Ramsey if she should split her inheritance with the sister their mother left out of the will Caller: I have an inheritance, and my sister was left out of the will. Dave Ramsey: Whoa… why? Caller: I think there’s been conflict along the years that never got resolved. My mom was very strong-willed, and she just had enough. Dave Ramsey: So your mom was not in a relationship with your sister, and chose not to leave her anything as a result? Caller: Exactly. Dave Ramsey: Well, that sounds reasonable. Caller: Oh wow, okay. Dave Ramsey: Why would your mom leave something to somebody that doesn’t speak to her? Caller: She said, “Are you going to split this with me? I just want to know. Because if you’re not, that means you agree with Mom.” George Kamel: We’re not taking that guilt trip. No, thank you. That’s on her. Dave Ramsey: You not giving her money is not cutting the relationship off. She is choosing to cut the relationship off. Caller: Oh, that makes sense. Dave Ramsey: You didn’t choose. She chose. I’m sorry, it hurts, though. Dave Ramsey: She’s not really interested in a relationship with you. She’s just interested in money. Am I wrong? Caller: You’re spot on. Dave Ramsey: It still hurts because it’s your sister. But you didn’t cause any of it.

‏ً

78,116 次观看 • 26 天前

CALLER: “Hi Dave, I just inherited $50,000,000 in cash and I don’t know what to do with it.” DAVE RAMSEY: “Who in the world left you $50,000,000?” CALLER: “My parents. My dad was into everything — real estate, car dealerships, private jets.” DAVE RAMSEY: “Okay… first thing. Don’t do anything rushed. Don’t touch it yet.” CALLER: “Really?” DAVE RAMSEY: “The people who have the most fun with money are the ones who give. Wealthy people who give are the ones who actually enjoy it.” A MAN INHERITED $50,000,000 IN CASH AND STILL CALLED DAVE RAMSEY FOR ADVICE. THAT’S EITHER THE SMARTEST THING OR THE MOST HUMBLE THING I’VE EVER HEARD.

CALLER: “Hi Dave, I just inherited $50,000,000 in cash and I don’t know what to do with it.” DAVE RAMSEY: “Who in the world left you $50,000,000?” CALLER: “My parents. My dad was into everything — real estate, car dealerships, private jets.” DAVE RAMSEY: “Okay… first thing. Don’t do anything rushed. Don’t touch it yet.” CALLER: “Really?” DAVE RAMSEY: “The people who have the most fun with money are the ones who give. Wealthy people who give are the ones who actually enjoy it.” A MAN INHERITED $50,000,000 IN CASH AND STILL CALLED DAVE RAMSEY FOR ADVICE. THAT’S EITHER THE SMARTEST THING OR THE MOST HUMBLE THING I’VE EVER HEARD.

Owen

3,933,540 次观看 • 2 个月前

Caller: “My daughters just graduated college. We used student loans to get them through. We’ve got about $180K left on our mortgage, and I’ve got a brokerage account with about $200K in it. My wife and I are thinking… should we just cash it out, clear the $125K student loans, and put the rest toward the mortgage?” Dave Ramsey: “How much student loan debt are we talking?” Caller: “About $125K total, between two kids.” Dave Ramsey: “And you’ve got $200K sitting in the brokerage account?” Caller: “Yes.” Dave Ramsey: “Yeah… I’d liquidate that today.” Dave Ramsey: “You don’t have $200K invested while carrying $125K in debt. That doesn’t make sense.” Caller: “So you’d pay it all off?” Dave Ramsey: “Absolutely. You’d be debt-free except the house.” Dave Ramsey: “Then you rebuild properly. Emergency fund first, then attack the mortgage. But you don’t keep borrowing money at one rate while trying to invest at another. That spread you think you’re making… it’s not worth the risk.”

Caller: “My daughters just graduated college. We used student loans to get them through. We’ve got about $180K left on our mortgage, and I’ve got a brokerage account with about $200K in it. My wife and I are thinking… should we just cash it out, clear the $125K student loans, and put the rest toward the mortgage?” Dave Ramsey: “How much student loan debt are we talking?” Caller: “About $125K total, between two kids.” Dave Ramsey: “And you’ve got $200K sitting in the brokerage account?” Caller: “Yes.” Dave Ramsey: “Yeah… I’d liquidate that today.” Dave Ramsey: “You don’t have $200K invested while carrying $125K in debt. That doesn’t make sense.” Caller: “So you’d pay it all off?” Dave Ramsey: “Absolutely. You’d be debt-free except the house.” Dave Ramsey: “Then you rebuild properly. Emergency fund first, then attack the mortgage. But you don’t keep borrowing money at one rate while trying to invest at another. That spread you think you’re making… it’s not worth the risk.”

KΞRL_✂️

559,346 次观看 • 2 个月前

I'm 24yrs old, makes $320,000 a month and drive a Rolls-Royce Ghost. Caller: I'm paying $3,200 a month for my Rolls-Royce Ghost lease. Dave Ramsey: What do you make? Caller: About $320,000 a month. Dave Ramsey: A month? Caller: Yeah. I own a digital marketing company. Dave Ramsey: You're making almost $4 million a year at 24 years old? Caller: Yes. Dave Ramsey: Then quit worrying about the lease. If you want the car, buy the car. The bigger issue isn't the Rolls-Royce. It's believing you'll make this kind of money forever. Caller: What do you mean? Dave Ramsey: Digital businesses change fast. What's working today might not be working two years from now. Bank a lot of this money. Invest a lot of this money. Because I don't want you looking back at 24 as the good old days. Caller: Fair enough. Dave Ramsey: Enjoy the success. Just don't spend like it's guaranteed to last forever.

I'm 24yrs old, makes $320,000 a month and drive a Rolls-Royce Ghost. Caller: I'm paying $3,200 a month for my Rolls-Royce Ghost lease. Dave Ramsey: What do you make? Caller: About $320,000 a month. Dave Ramsey: A month? Caller: Yeah. I own a digital marketing company. Dave Ramsey: You're making almost $4 million a year at 24 years old? Caller: Yes. Dave Ramsey: Then quit worrying about the lease. If you want the car, buy the car. The bigger issue isn't the Rolls-Royce. It's believing you'll make this kind of money forever. Caller: What do you mean? Dave Ramsey: Digital businesses change fast. What's working today might not be working two years from now. Bank a lot of this money. Invest a lot of this money. Because I don't want you looking back at 24 as the good old days. Caller: Fair enough. Dave Ramsey: Enjoy the success. Just don't spend like it's guaranteed to last forever.

RealGold⚜️

2,154,218 次观看 • 2 个月前

Caller: “We’re about $34,000 in credit card debt, and we have an $11,000 loan on our car and about $100,000 in student loans combined.” Dave Ramsey: “OK. And what’s your household income?” Caller: “About $28,000.” Dave Ramsey: “Huh? A year?” Caller: “Yeah.” Dave Ramsey: “OK. Who’s not working?” Caller: “Me.” Dave Ramsey: “Why?” Caller: “My daughter is at home and I’m suffering from anxiety.” Dave Ramsey: “Alright. Let me give you a couple of facts. Student loans are not bankruptable, so after bankruptcy you’ll still have $100,000 in student loan debt. Your household income is $28,000. Y’all are starving to death, and bankruptcy will not fix your income problem. “If you keep the car, you’ll still have the $11,000 car loan. So really, the only debt bankruptcy clears is the $34,000 in credit cards.” “Who sued you over the credit card?” Caller: “Credit One Bank.” Dave Ramsey: “OK. And how much do you owe them?” Caller: “$1,006.” Dave Ramsey: “OK. The third fact is debt relief attorneys are generally bankruptcy attorneys. If you ask a bankruptcy attorney if you’re bankrupt, that’s like asking a dog if it’s hungry. “So the advice you were getting was self-serving. If you’re keeping the car, you’re really not filing bankruptcy on much. And it’s a $1,000 lawsuit that’s triggering all this. “You have a household income of $28,000, which is less than half the typical household income in America. I’m not shaming you. I’m just saying you guys have an income issue.” Dave Ramsey: “What’s your husband do for a living?” Caller: “He works at a car dealership.” Dave Ramsey: “Doing what?” Caller: “Driving cars.” Dave Ramsey: “33 hours a week? And how old are you guys?” Caller: “We’re in our 40s.” Dave Ramsey: “OK. I’m not a mental health professional, and I know anxiety is real. I’m not qualified to tell you when you can go back to work. “But I am qualified to tell you your family needs income. Thirty-three hours a week is not enough when your family is this broke. Your husband needs more work. He’s in his 40s, and I don’t want him in his 50s still making $28,000 a year driving cars.”

Caller: “We’re about $34,000 in credit card debt, and we have an $11,000 loan on our car and about $100,000 in student loans combined.” Dave Ramsey: “OK. And what’s your household income?” Caller: “About $28,000.” Dave Ramsey: “Huh? A year?” Caller: “Yeah.” Dave Ramsey: “OK. Who’s not working?” Caller: “Me.” Dave Ramsey: “Why?” Caller: “My daughter is at home and I’m suffering from anxiety.” Dave Ramsey: “Alright. Let me give you a couple of facts. Student loans are not bankruptable, so after bankruptcy you’ll still have $100,000 in student loan debt. Your household income is $28,000. Y’all are starving to death, and bankruptcy will not fix your income problem. “If you keep the car, you’ll still have the $11,000 car loan. So really, the only debt bankruptcy clears is the $34,000 in credit cards.” “Who sued you over the credit card?” Caller: “Credit One Bank.” Dave Ramsey: “OK. And how much do you owe them?” Caller: “$1,006.” Dave Ramsey: “OK. The third fact is debt relief attorneys are generally bankruptcy attorneys. If you ask a bankruptcy attorney if you’re bankrupt, that’s like asking a dog if it’s hungry. “So the advice you were getting was self-serving. If you’re keeping the car, you’re really not filing bankruptcy on much. And it’s a $1,000 lawsuit that’s triggering all this. “You have a household income of $28,000, which is less than half the typical household income in America. I’m not shaming you. I’m just saying you guys have an income issue.” Dave Ramsey: “What’s your husband do for a living?” Caller: “He works at a car dealership.” Dave Ramsey: “Doing what?” Caller: “Driving cars.” Dave Ramsey: “33 hours a week? And how old are you guys?” Caller: “We’re in our 40s.” Dave Ramsey: “OK. I’m not a mental health professional, and I know anxiety is real. I’m not qualified to tell you when you can go back to work. “But I am qualified to tell you your family needs income. Thirty-three hours a week is not enough when your family is this broke. Your husband needs more work. He’s in his 40s, and I don’t want him in his 50s still making $28,000 a year driving cars.”

𝓢𝓵𝓪𝓶 👁️⃤

133,246 次观看 • 1 个月前

Caller: I have a gambling addiction. I haven’t filed taxes in five years. About five years ago, I had $200,000 in gambling winnings. After that, I haven’t filed anything. Dave Ramsey: Do you still have a career? Caller: I'm retired. Dave Ramsey: Okay. Do you have any money? Anything? Caller: I've got almost $10,000 in my savings account. Dave Ramsey: But you don't have a nest egg other than your pension. Caller: No. Dave Ramsey: Do you own a home? Caller: Yes. About $13,000 is remaining on the mortgage. Dave Ramsey: What is it worth? Caller: About $300,000. Dave Ramsey: And how much is your pension income? Caller: $95,000 a year. Dave Ramsey: That's good. Are you married? Caller: No. Dave Ramsey: Have you done something about the gambling addiction itself? Have you quit gambling? Caller: I have not. Dave Ramsey: Okay. So whatever we do is going to be a temporary fix because that is going to cause further problems. Agreed? Caller: Yes, absolutely. Dave Ramsey: What kind of gambling are you doing? Caller: Slot machines. Dave Ramsey: Are you lonely? Caller: Yeah. I've been single for quite a while. Dave Ramsey: How old are you? Caller: 61. Dave Ramsey: From working with people addicted to anything, I know that 100% of addicts eventually have financial problems. The addiction consumes every department of your life, including your financials. I can help you with the money parts of it, but it is a temporary fix until you deal with this. It's not bringing you joy. If you were my buddy sitting down over a cup of coffee, here is what I would tell you to do: Step 1: Get in touch with the Gamblers Anonymous folks in your area. Step 2: Find a good local church and start developing a personal relationship with a pastor who can walk with you. Step 3: Find a one-on-one professional counselor to help dig into what is really going on so you can get to the other side of this.

Caller: I have a gambling addiction. I haven’t filed taxes in five years. About five years ago, I had $200,000 in gambling winnings. After that, I haven’t filed anything. Dave Ramsey: Do you still have a career? Caller: I'm retired. Dave Ramsey: Okay. Do you have any money? Anything? Caller: I've got almost $10,000 in my savings account. Dave Ramsey: But you don't have a nest egg other than your pension. Caller: No. Dave Ramsey: Do you own a home? Caller: Yes. About $13,000 is remaining on the mortgage. Dave Ramsey: What is it worth? Caller: About $300,000. Dave Ramsey: And how much is your pension income? Caller: $95,000 a year. Dave Ramsey: That's good. Are you married? Caller: No. Dave Ramsey: Have you done something about the gambling addiction itself? Have you quit gambling? Caller: I have not. Dave Ramsey: Okay. So whatever we do is going to be a temporary fix because that is going to cause further problems. Agreed? Caller: Yes, absolutely. Dave Ramsey: What kind of gambling are you doing? Caller: Slot machines. Dave Ramsey: Are you lonely? Caller: Yeah. I've been single for quite a while. Dave Ramsey: How old are you? Caller: 61. Dave Ramsey: From working with people addicted to anything, I know that 100% of addicts eventually have financial problems. The addiction consumes every department of your life, including your financials. I can help you with the money parts of it, but it is a temporary fix until you deal with this. It's not bringing you joy. If you were my buddy sitting down over a cup of coffee, here is what I would tell you to do: Step 1: Get in touch with the Gamblers Anonymous folks in your area. Step 2: Find a good local church and start developing a personal relationship with a pastor who can walk with you. Step 3: Find a one-on-one professional counselor to help dig into what is really going on so you can get to the other side of this.

Traeyz ♠️

1,051,570 次观看 • 1 个月前

Dave Ramsey tells caller American Citizens are not allowed to own Real Estate in Mexico Caller: “I want to buy a beach condo in Mexico for $350,000… with my inheritance.” Dave Ramsey: Do you have the cash? Caller: Yes. Dave Ramsey: If you lost the condo tomorrow, would your life still be okay? Caller: Yes. Dave Ramsey: Then I’d probably do it. Caller: Seriously? I thought you’d tear me apart. Dave: Just remember… buying property in Mexico isn’t like buying in the U.S. Caller: How so? Dave: You don’t technically own it. It’s held through a Mexican trust, and the rules are different. Dave: “Go in with your eyes open. If you’re comfortable with the risk, enjoy the beach.”

Dave Ramsey tells caller American Citizens are not allowed to own Real Estate in Mexico Caller: “I want to buy a beach condo in Mexico for $350,000… with my inheritance.” Dave Ramsey: Do you have the cash? Caller: Yes. Dave Ramsey: If you lost the condo tomorrow, would your life still be okay? Caller: Yes. Dave Ramsey: Then I’d probably do it. Caller: Seriously? I thought you’d tear me apart. Dave: Just remember… buying property in Mexico isn’t like buying in the U.S. Caller: How so? Dave: You don’t technically own it. It’s held through a Mexican trust, and the rules are different. Dave: “Go in with your eyes open. If you’re comfortable with the risk, enjoy the beach.”

hi (𝜏)

670,311 次观看 • 1 个月前

Dave Ramsey: How much student loan debt do you have? Caller: About $550,000 Dave Ramsey: $550,000? Caller: Yeah. Dave Ramsey: What is your field of study? Caller: Medicine. Family practice. Dave Ramsey: Why did it take $550,000 to do family practice? Caller: Poor decisions and misguided advice early on to not worry about loans. Dave Ramsey: Family practice. What are you looking at, a hundred and a half a year? Caller: $180,00] starting. Dave Ramsey: Why does it take eight years if you're making $180,000? You could live on $80,000, put $100,000 on it, and be done in five years. Caller: After taxes and tithing, I'm down to $110,000. We plan to put about $85,000 a year toward it, leaving $20,000 to $30,000 to live off of. With the interest rate, it will take about eight years. Dave Ramsey: Your income doesn't go up in your scenario? Caller: That is building in a 5% raise every year. Dave Ramsey: I think you'll get more raises than that. Can you work ER on the weekends? Caller: The place I'm signed with won't let me work other jobs so I don't come in tired. But they said they can put me to work as much as I need. Dave Ramsey: You could pick up another $100,000 a year working ER on the weekends if you have the stamina. I want to increase the size of your shovel. I'm not going to accept the eight years; I'm going with a four or five-year plan. And yes, I am going to delay retirement because this is a vast problem.

Dave Ramsey: How much student loan debt do you have? Caller: About $550,000 Dave Ramsey: $550,000? Caller: Yeah. Dave Ramsey: What is your field of study? Caller: Medicine. Family practice. Dave Ramsey: Why did it take $550,000 to do family practice? Caller: Poor decisions and misguided advice early on to not worry about loans. Dave Ramsey: Family practice. What are you looking at, a hundred and a half a year? Caller: $180,00] starting. Dave Ramsey: Why does it take eight years if you're making $180,000? You could live on $80,000, put $100,000 on it, and be done in five years. Caller: After taxes and tithing, I'm down to $110,000. We plan to put about $85,000 a year toward it, leaving $20,000 to $30,000 to live off of. With the interest rate, it will take about eight years. Dave Ramsey: Your income doesn't go up in your scenario? Caller: That is building in a 5% raise every year. Dave Ramsey: I think you'll get more raises than that. Can you work ER on the weekends? Caller: The place I'm signed with won't let me work other jobs so I don't come in tired. But they said they can put me to work as much as I need. Dave Ramsey: You could pick up another $100,000 a year working ER on the weekends if you have the stamina. I want to increase the size of your shovel. I'm not going to accept the eight years; I'm going with a four or five-year plan. And yes, I am going to delay retirement because this is a vast problem.

Traeyz ♠️

1,928,135 次观看 • 1 个月前

My husband won $1 MILLION over a random scratch off ticket. Caller: My husband stopped at a gas station, bought a random scratch-off ticket, and won $1 million. Dave Ramsey: You're kidding. Caller: We're still in shock. He came home and couldn't even get the words out. Dave Ramsey: So what happens now? Caller: We took the lump sum. After everything, we expect to receive a little over $400,000. Dave Ramsey: The first thing I'd do is stop taking financial advice from Google. Caller: Really? Dave Ramsey: Absolutely. When you're dealing with life-changing money, internet research isn't a financial plan. Before you make a single move, sit down with a qualified tax professional. Learn exactly what you owe. Learn exactly what you have. Then make decisions from facts, not guesses. Caller: So don't rush? Dave Ramsey: Exactly. The lottery changed your bank account overnight. That doesn't mean you need to change your life overnight.

My husband won $1 MILLION over a random scratch off ticket. Caller: My husband stopped at a gas station, bought a random scratch-off ticket, and won $1 million. Dave Ramsey: You're kidding. Caller: We're still in shock. He came home and couldn't even get the words out. Dave Ramsey: So what happens now? Caller: We took the lump sum. After everything, we expect to receive a little over $400,000. Dave Ramsey: The first thing I'd do is stop taking financial advice from Google. Caller: Really? Dave Ramsey: Absolutely. When you're dealing with life-changing money, internet research isn't a financial plan. Before you make a single move, sit down with a qualified tax professional. Learn exactly what you owe. Learn exactly what you have. Then make decisions from facts, not guesses. Caller: So don't rush? Dave Ramsey: Exactly. The lottery changed your bank account overnight. That doesn't mean you need to change your life overnight.

RealGold⚜️

53,635 次观看 • 2 个月前

Dave Ramsey Expose Shaq As A "Greedy Rich Person" Dave Ramsey: "...that James our producer decided we're going to start exposing how horrible and greedy and evil they are on a pretty regular basis. So, Karissa Collins is the owner of the popular Instagram account The Collins Kids, which consists of her and her nine children. The social media influencer revealed on Tuesday that this guy with a $400 million net worth, he's kind of a short guy, and um..." Dr John Delony: "James?" Dave Ramsey: "No." Dr. John Delony: "George Kamel?" Dave Ramsey: "No, the guy with the guy with the $400 million net worth, that would not be James and that would not be George Kamel." Dr. John Delony: "Catch... Oh, that's my bad, my bad." Dave Ramsey: "Yeah, his name is Shaq. You might have heard of him." Dr. John Delony: "Shaq! Shaquille O'Neal, there we go." Dave Ramsey: "You might have heard of him, yeah. So, he took the Collins family out to dinner at Babe's Chicken. The next day he took them to the Mercedes-Benz dealer and bought them a 15-passenger van. After buying the car, they went out to dinner again at the Rainforest Cafe, where he dropped another thousand bucks with the tip on the waitress just the tip to the waitress alone. And after dinner, he noticed uh Karissa's husband's truck, which was the heat and air and the air conditioning was falling apart. You know, it was a dumpy truck, and so he took him down to the Ford dealership and bought him a new truck. Who is Shaq?" Dr. John Delony: "You know I could get Dave Ramsey: "Is he like Elvis? Buying people cars?" Dr. John Delony: "I get choked up on these things, I get choked up on these things, man." Dave Ramsey: "This is amazing!"

Dave Ramsey Expose Shaq As A "Greedy Rich Person" Dave Ramsey: "...that James our producer decided we're going to start exposing how horrible and greedy and evil they are on a pretty regular basis. So, Karissa Collins is the owner of the popular Instagram account The Collins Kids, which consists of her and her nine children. The social media influencer revealed on Tuesday that this guy with a $400 million net worth, he's kind of a short guy, and um..." Dr John Delony: "James?" Dave Ramsey: "No." Dr. John Delony: "George Kamel?" Dave Ramsey: "No, the guy with the guy with the $400 million net worth, that would not be James and that would not be George Kamel." Dr. John Delony: "Catch... Oh, that's my bad, my bad." Dave Ramsey: "Yeah, his name is Shaq. You might have heard of him." Dr. John Delony: "Shaq! Shaquille O'Neal, there we go." Dave Ramsey: "You might have heard of him, yeah. So, he took the Collins family out to dinner at Babe's Chicken. The next day he took them to the Mercedes-Benz dealer and bought them a 15-passenger van. After buying the car, they went out to dinner again at the Rainforest Cafe, where he dropped another thousand bucks with the tip on the waitress just the tip to the waitress alone. And after dinner, he noticed uh Karissa's husband's truck, which was the heat and air and the air conditioning was falling apart. You know, it was a dumpy truck, and so he took him down to the Ford dealership and bought him a new truck. Who is Shaq?" Dr. John Delony: "You know I could get Dave Ramsey: "Is he like Elvis? Buying people cars?" Dr. John Delony: "I get choked up on these things, I get choked up on these things, man." Dave Ramsey: "This is amazing!"

Hecto Crypto | NetLink ⛓

43,571 次观看 • 1 个月前

Dave Ramsey is a smart guy. Why he doesn’t understand bitcoin or why he believes that people are “Losing their butts by investing in Bitcoin” is beyond me….

Dave Ramsey is a smart guy. Why he doesn’t understand bitcoin or why he believes that people are “Losing their butts by investing in Bitcoin” is beyond me….

Digital Asset News

66,232 次观看 • 11 个月前

Daniel: Hey Dave. I recently got married. My wife graduates dental school in May… but she’s bringing about $750,000 in student loans. Dave Ramsey: $750,000? What degree did she get? Daniel: Dentistry. Dave Ramsey: Jesus Murphy… You have no idea what you just said. Daniel: I know it's a lot. I also have about $40,000 in debt from credit cards and a car loan. She should earn around $175K–$225K a year, but I just can't see the light at the end of the tunnel. How do we dig out of this? Dave Ramsey: Is she graduating soon? Does she already have a job lined up? Daniel: She graduates in May. She's waiting on her credentials before applying, but she's already looking at opportunities. Dave Ramsey: Here's the thing I can tell by the way you're talking that you and your wife haven't fully grasped how devastating this situation really is…

Daniel: Hey Dave. I recently got married. My wife graduates dental school in May… but she’s bringing about $750,000 in student loans. Dave Ramsey: $750,000? What degree did she get? Daniel: Dentistry. Dave Ramsey: Jesus Murphy… You have no idea what you just said. Daniel: I know it's a lot. I also have about $40,000 in debt from credit cards and a car loan. She should earn around $175K–$225K a year, but I just can't see the light at the end of the tunnel. How do we dig out of this? Dave Ramsey: Is she graduating soon? Does she already have a job lined up? Daniel: She graduates in May. She's waiting on her credentials before applying, but she's already looking at opportunities. Dave Ramsey: Here's the thing I can tell by the way you're talking that you and your wife haven't fully grasped how devastating this situation really is…

The Carnage Edit

292,775 次观看 • 20 天前

Father and son built a $3 million business from scratch. Now the father owns 51%, doesn't work in the company... ...but still takes $20,000 every month. The son says he's reached his breaking point. Caller: "My dad doesn't participate in the business anymore. He just keeps taking the money, and I feel like I can't grow the company because so much of the profit goes to him." Dave Ramsey: "You have to separate ownership from employment." Dave Ramsey: "Someone can own part of a company without working there. That's perfectly fine. But someone who doesn't work there should not be getting a salary. You're running a $3 million company. You should be paid like the CEO first." Caller: "Right now we both just take about $20,000 a month." Dave Ramsey: "That's the problem. You've completely mixed up salary and ownership. Get yourself on payroll as the CEO. Then whatever is left is profit.. and profits get split between the owners." Caller: "I agree." Dave Ramsey: "Once that's fixed, then you can have the conversation about buying him out."

Father and son built a $3 million business from scratch. Now the father owns 51%, doesn't work in the company... ...but still takes $20,000 every month. The son says he's reached his breaking point. Caller: "My dad doesn't participate in the business anymore. He just keeps taking the money, and I feel like I can't grow the company because so much of the profit goes to him." Dave Ramsey: "You have to separate ownership from employment." Dave Ramsey: "Someone can own part of a company without working there. That's perfectly fine. But someone who doesn't work there should not be getting a salary. You're running a $3 million company. You should be paid like the CEO first." Caller: "Right now we both just take about $20,000 a month." Dave Ramsey: "That's the problem. You've completely mixed up salary and ownership. Get yourself on payroll as the CEO. Then whatever is left is profit.. and profits get split between the owners." Caller: "I agree." Dave Ramsey: "Once that's fixed, then you can have the conversation about buying him out."

Voss ×͜×

592,979 次观看 • 1 个月前

Dave Ramsey tells heartbroken mom to remove estranged daughter from her will Caller: My husband and I have two adult daughters. A year ago, because of the pandemic and our very different views on masking and social distancing, we had a heated conversation. She cut us out of her life completely. She changed her number, changed her email, and all cards and correspondence have been returned unopened. Dave Ramsey: I’m so sorry. Caller: We have a will. It’s basically 50/50 for our girls. But given where we’re are now, I don’t feel comfortable if I were to die tomorrow to leave that daughter money. Is it appropriate for me to change my will, or should I just leave it and move on? Dave Ramsey: It’s worse than a death because they’re still there. Caller: We haven’t been able to contact her. Everything just comes back marked “Return to Sender.” Dave Ramsey: All over a mask and social distancing, this is so sad. Caller: It is. Dave Ramsey: Fear is a sad, sad thing. The number of these stories out there is just staggering. As a mom, your heart must be completely broken. Caller: It is. Dave Ramsey: What you have to do for you is you have to change your will. Caller: Okay. Dave Ramsey: That’s you admitting what has happened. In the Jewish culture, you’ll hear them say, “You are dead to me.” Dead means the person is still alive, but there’s no longer any financial or relational interaction anymore. It is worse than a death.

Dave Ramsey tells heartbroken mom to remove estranged daughter from her will Caller: My husband and I have two adult daughters. A year ago, because of the pandemic and our very different views on masking and social distancing, we had a heated conversation. She cut us out of her life completely. She changed her number, changed her email, and all cards and correspondence have been returned unopened. Dave Ramsey: I’m so sorry. Caller: We have a will. It’s basically 50/50 for our girls. But given where we’re are now, I don’t feel comfortable if I were to die tomorrow to leave that daughter money. Is it appropriate for me to change my will, or should I just leave it and move on? Dave Ramsey: It’s worse than a death because they’re still there. Caller: We haven’t been able to contact her. Everything just comes back marked “Return to Sender.” Dave Ramsey: All over a mask and social distancing, this is so sad. Caller: It is. Dave Ramsey: Fear is a sad, sad thing. The number of these stories out there is just staggering. As a mom, your heart must be completely broken. Caller: It is. Dave Ramsey: What you have to do for you is you have to change your will. Caller: Okay. Dave Ramsey: That’s you admitting what has happened. In the Jewish culture, you’ll hear them say, “You are dead to me.” Dead means the person is still alive, but there’s no longer any financial or relational interaction anymore. It is worse than a death.

‏ً

283,266 次观看 • 1 个月前

Caller: I am 61, I have zero retirement savings and only a $1,000 emergency fund. I am currently in Baby Step 2 trying to pay off debt, but my company offers a 4% 401k match. Given my age and lack of savings, should I pause the debt payoff to take advantage of the company match? Dave Ramsey: So you're 61 and have no money. Caller: None. Dave Ramsey: What do you make? Caller: I bring home roughly $67,000. Dave Ramsey: What is your debt? Caller: A little over $69,000. Dave Ramsey: On what? Caller: Student loan $11,000, I have a car loan of $18,000, I have a personal loan of $12,000, and then another personal loan of $26,000 on a tractor. Dave Ramsey: Why do you have a tractor? Caller: Well, we're country folks and... Dave Ramsey: Oh, "we." Where's your husband? Caller: My husband is 75, he's drawing Social Security, he is basically disabled. I guess you could say he has COPD and emphysema, he's had three back surgeries. Dave Ramsey: So he don't need to be on a tractor. Caller: No, I use the tractor. Dave Ramsey: Not anymore. Broke people don't have $26,000 tractors. Caller: Well, I have tried everything I can to try and sell this thing, other than just letting it go back and letting them sell it for whatever they can sell it for and paying the difference. Dave Ramsey: No, you haven't. Tractors are selling right now. What's, what kind of tractor is this? Caller: It's a Kubota... Dave Ramsey: That tractor will sell. Dave Ramsey: I would go to the credit union and borrow the $5,000 worth of difference and get this tractor sold, and you need to sell your car too. You guys are in emergency mode, girl. Caller: Well, this was two years ago before I discovered this past March. Dave Ramsey: Okay. What is your land worth? What's your land worth? Caller: Probably about three or four thousand. Dave Ramsey: Your land is worth $3,000? Caller: Yeah, we bought it back in '92. Dave Ramsey: You have a $26,000 tractor for a $4,000 piece of land. Caller: Well, we hunt and I use it to clear deer leases and our hunting area and food plots. Yeah, I told you I was a country girl. Dave Ramsey: Yeah, and you're starting to look up and go, "I need something to eat other than Social In-Security when I get to 66 or 67." So, yeah, if I'm in your mode, I am so scared, I'm going crazy, and I'm selling tractor, I'm selling car, I'm going to get a $2,000 car, I'm going to work like a crazy person.

Caller: I am 61, I have zero retirement savings and only a $1,000 emergency fund. I am currently in Baby Step 2 trying to pay off debt, but my company offers a 4% 401k match. Given my age and lack of savings, should I pause the debt payoff to take advantage of the company match? Dave Ramsey: So you're 61 and have no money. Caller: None. Dave Ramsey: What do you make? Caller: I bring home roughly $67,000. Dave Ramsey: What is your debt? Caller: A little over $69,000. Dave Ramsey: On what? Caller: Student loan $11,000, I have a car loan of $18,000, I have a personal loan of $12,000, and then another personal loan of $26,000 on a tractor. Dave Ramsey: Why do you have a tractor? Caller: Well, we're country folks and... Dave Ramsey: Oh, "we." Where's your husband? Caller: My husband is 75, he's drawing Social Security, he is basically disabled. I guess you could say he has COPD and emphysema, he's had three back surgeries. Dave Ramsey: So he don't need to be on a tractor. Caller: No, I use the tractor. Dave Ramsey: Not anymore. Broke people don't have $26,000 tractors. Caller: Well, I have tried everything I can to try and sell this thing, other than just letting it go back and letting them sell it for whatever they can sell it for and paying the difference. Dave Ramsey: No, you haven't. Tractors are selling right now. What's, what kind of tractor is this? Caller: It's a Kubota... Dave Ramsey: That tractor will sell. Dave Ramsey: I would go to the credit union and borrow the $5,000 worth of difference and get this tractor sold, and you need to sell your car too. You guys are in emergency mode, girl. Caller: Well, this was two years ago before I discovered this past March. Dave Ramsey: Okay. What is your land worth? What's your land worth? Caller: Probably about three or four thousand. Dave Ramsey: Your land is worth $3,000? Caller: Yeah, we bought it back in '92. Dave Ramsey: You have a $26,000 tractor for a $4,000 piece of land. Caller: Well, we hunt and I use it to clear deer leases and our hunting area and food plots. Yeah, I told you I was a country girl. Dave Ramsey: Yeah, and you're starting to look up and go, "I need something to eat other than Social In-Security when I get to 66 or 67." So, yeah, if I'm in your mode, I am so scared, I'm going crazy, and I'm selling tractor, I'm selling car, I'm going to get a $2,000 car, I'm going to work like a crazy person.

Traeyz ♠️

789,607 次观看 • 1 个月前