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Dear Officers, DFS has now clearly divided the officer community Upper Class: Scale IV & above Lower Class: Up to Scale III ( Few Only Knows Divide and rule) Now If we asked to choose: A) 27 days leave 😊 B) 15 days PLI 🤑 What will be your...

18,638 görüntüleme • 6 ay önce •via X (Twitter)

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Who is really responsible for the slow death of Public Sector Banks? For nearly 10 years, PSB expansion has been deliberately frozen. Branches grew by barely 1%. Meanwhile: Private banks expanded 70%+ SFBs went from ~70 branches to 8,000+ 15 PSBs were merged. Almost 11 new SFBs were opened and approved. Who pushed the mergers? Who aggressively promoted SFBs? While PSBs were kept busy with merger chaos, privatisation talk, and endless internal torture of Scale I–III officers through daily VCs and telephone harassment… private bank executives were out marketing to corporates for salary and business. And what about the insurance commission loot? Executives milking public money for personal commissions, tours, trips and sponsorships — all while customer trust collapses. Has even one such executive been seriously punished so far? Can insurance companies be forced to declare every commission above ₹5,000 paid to bank executives? The poor are still paying 15–35% interest even on secured gold loans. SFBs enjoy NIM of 6–9%. NBFCs 10–14%. And they get priority sector classification. Is this not a shame? Is DFS even aware? This is not just “PSB inefficiency”. This is the combined failure of DFS, Finance Ministry and a section of bank executives who treat the system as their personal fiefdom. Gen Z will not silently accept this. More names will come out. Either remove the corrupt executives now — or keep merging and privatising. The poor will keep paying more. Reservation will keep shrinking. And PSBs will keep funding NBFCs while the system pretends it’s “priority”. Is that the plan? DFS Nirmala Sitharaman All India Bank Officers' Confederation (AIBOC)

TheBanker’sMirror

54,765 görüntüleme • 14 gün önce

I have a few questions for the MD of Bank of Baroda, Mr. Debadatta: Your bank’s logo is called the Baroda Sun. A sun that is supposed to eliminate darkness and bring light. Your bank claims to offer a rewarding career to its employees... So if there’s still any life left in this so-called sun, then please answer the following: Why was so much pressure put on your employee, Mr. Shiv Shankar Mitra, that he was forced to take the decision of opting for VRS? And even after submitting his VRS application, why couldn’t this Baroda Sun bring light into his life? What pushed him to the point where he ended his life? You speak of removing darkness and spreading light. Then why did some of your own officials together destroy the life and hopes of Shiv Shankar Mitra and his family? Will your bank now take strict action against those who mentally tortured an honest employee to the point of suicide? And I also have a question for the Union AIBOBOA Is the union only meant to collect monthly subscriptions, organize meetings at tourist destinations, and then post those meeting photos on WhatsApp groups and on X (Twitter)? Till 10 AM on 19th July 2025, not a single association of Bank of Baroda posted anything about this incident. The General Secretary of AIBEA CH VENKATACHALAM - who calls himself the 'My friendship with humanity' - has time to post political opinions online, But when a bank officer dies by suicide due to toxic work culture, he doesn’t have a moment to write even two lines about it? Nitin Tyagi Tamal Bandyopadhyay Newton Bank Kumar DFS Ministry of Finance Nirmala Sitharaman CMO Maharashtra PMO India WeBankersOfficial® #MentalHealth

Yogesh Kumar

10,581 görüntüleme • 1 yıl önce

I'm pumped to announce that DFS Mastermind is officially LIVE! I know I teased it some and showed it off but the pre-launch is over and now we build… The journey is just getting started and some of you have already joined in on the project with me. Thank you so much for your support! The early feedback is strong and has been that this concept of premium DFS evergreen content on demand, so to speak, where the community helps create and impact the content/ideas is a game-changer. So, what is DFS Mastermind? It's a passion pursuit project I created for all those that want to take DFS more serious with focus on the new topics and trends, review/application, information and education. All while collaborating with others that have that same curiousty and hunger for more knowledge! This includes content like: • Process/Strategy videos watching over my shoulder and listening as I explain my exact process across different sports and bringing in others that excel at sports I’m not as skilled/experienced with. • Case Studies/Review videos learning how I review and apply certain concepts I pick up from other top players and for other DFS sports. • Exlusive Interviews with DFS players - both professional and casual to learn more about their history, journey and see what we can pick up and learn from their past, lifestyle, mindset etc. • LIVE Events where we hop on a Zoom call together to collaborate and discuss topics around DFS sports, strategy, process, game theory, along with Q&A sessions etc. All this and MORE! There’s also a private Discord for reflection/collaboration before and after events and to discuss new content releases, share thoughts and ask questions that are sparked from watching/listening to them. Everything releases in both audio and video format, so you can take it in your own way, on your own time. If you miss a LIVE Event, it’s recorded and available for playback at your convenience. A completely new, innovative way to see things. Along with the ability to impact the content you see via the community-controlled content aspect! Important to note, this community won’t give you any projections, picks, plays, tools, data etc. (See Ship It Nation 🚀). It will instead give you evergreen knowledge and insight on topics many DFS players struggle with daily. A way to learn at your own pace and be part of collaborations with other DFS players of all skill levels. No matter what DFS sites you’ve been with or are currently at, this community is a great add-on for you. There’s something you can take away and apply across all the things I’ll cover because the community is helping decide it, proving a majority wants it! My mission is to help others get better at DFS and continue to grow the game we all love! Even if it does tilt us heavy at times! If you’ve ever enjoyed any of my work, this is a way to help ME, help YOU! This also helps the entire community. Join US: I truly appreciate if you can reply and/or help share this post. Thank you! Any questions, just shoot me a DM. I read all replies and respond to all DMs! P.S. I'm also offering a couple bonuses right out of the gate: 1.Most know I love a good giveaway, so why not kick things off with one of the biggest I’ve ever done! 👀 Anyone that joins the journey and supports will get entered into a draw on Dec. 23, 2024 for 1 $3,333 Ultimate Main Event Millionaire ticket on DraftKings, taking place Dec. 29, 2024. 2.When I first kicked this project off publicly, I asked thousands of DFS players to send in topics/questions they struggle with. Thanks to the 350+ that sent in questions, as it helped me create: DFS MIND MAP: TOP 10 TOPICS, TIPS, TRICKS & TIDBITS This is a 3hr30min Masterclass that everyone receives when they join the community. I’ll show more on that tomorrow but it’s a HUGE value to get you started and you’ll be part of the early group that receives it! 🧠🧩💡

Tyler Tamboline

60,055 görüntüleme • 1 yıl önce

🚨 A Dangerous Trend in Banking Culture: Viral Audio What started in one Bank is now spreading. From UPGB to Haryana Gramin Bank and if unchecked, it may soon reach other banks. Listen this viral audio carefully Reportedly from HGB- Nuh RM is heard saying: → Mention your last leave taken → Mention your last year’s growth → No need to take leave… manage it → We don’t have staff to approve leaves Now we are seeing something unheard of: → Leave requests being linked to performance → Employees asked to disclose leave history → Growth numbers being demanded before granting leave Since when did leave become a reward? → Leave is not a bonus. → Leave is not an incentive. → Leave is a basic right of an employee. What’s more concerning is the silence. Punjab National Bank is the sponsor bank of HGB A direct question to PNB: Is this the work culture being encouraged? Or is this happening with silent approval? Because silence at the top often becomes pressure at the bottom. Let’s be honest. This is not about discipline. This is about impressing higher authorities, showing “control” over staff to chase promotions, PLI, and visibility. But leadership is not about fear. Leadership is not about denying basic rights. Banking is already under pressure: • Staff shortage • High targets • Compliance burden • Public dealing stress And now employees must “justify” even their leave? This is not professionalism. This is institutional pressure. If this trend continues, it won’t improve performance it will only increase burnout, frustration, and silent resentment. Time to ask tough questions. Time to call this out. Disclaimer (Read Clearly): This audio has been received from circulating sources and is being shared in public interest. If this video/voice is NOT of Pushpa Yadav, or if such instructions were NOT communicated in any official/internal WhatsApp groups of the bank, then the concerned authorities should clarify immediately and publicly. Silence will be interpreted as acceptance. If proven otherwise, this post will be taken down. Until then, the concerns raised here remain valid and demand answers. Listen the audio. Decide for yourself: Discipline or Overreach? #Bankersvoice

Nitin Tyagi

66,874 görüntüleme • 4 ay önce

Wow...JD Vance 2028? This guy's messaging is flawless. Just listen. A reporter pressed him on how Americans should react to tariffs if they "raise prices" - Vance flips it back perfectly. "What I say to the American people is, look: the president ran on this, and he said very clearly that we're done being the piggy bank of the entire world." "For 40 years in the same way that our European friends, I think, have neglected international security, for 40 years a lot of our friends all over the world have used America as a piggy bank... have used us to absorb all of their excess economic production." "What does that mean for Americans? For Americans, that's meant manufacturing jobs declining, that's meant middle class wages going down, that's meant whole towns that have been hollowed out." "Empty factories - and that means an America that is less safe, because our manufacturing isn't as powerful now as it was 30 years ago." "I've got all these brave Americans in front of me and a few behind me too. We've got to send, if God forbid, we have to send Americans to war, we want them to have weapons, the best weapons in the world that are manufactured in America and not in China." "The way you do that is to rebuild the American manufacturing sector. The days of America being the piggy bank of the world... the days of closed factories, the days of people not being able to get a middle class job in this country, they're over." "And yes, that means we're gonna have to fight back even against some of our friends and their unfair economic practices. But the long term consequence of this is gonna be higher wages, more manufacturing, and more economic security for the American people." JD Vance - MASTERCLASS.

Eric Daugherty

6,115,028 görüntüleme • 1 yıl önce

Investing in Treasury Bonds. I have been tasked to respond to this misinformation video doing rounds by CEPA and Louis on his constant misinformed attack on Treasury Bond Investing. Investing in Unit Trusts is indirectly investing in Treasury bonds. The best advantage they offer you is automatic compounding and ease access to your money if and when needed. They don't offer you any bargaining power, since they buy bonds as a Manager on their book and allocate you your return which has averaged 11-12% vs Bonds offering above 13% per annum. It has been proven over and over Direct Investment in Treasury bonds will yield a higher return than investing in Unit trusts (However both products are needed). He talks of Bank of Uganda as the issuer of Treasury bonds. Indeed, he forgets to add on one statement, on behalf of Government of Uganda (Treasury Department of Ministry of Finance tasked with Debt Management). Bank of Uganda is Government's Bank. But this is not unique to Uganda alone. Below countries use their central bank to offer and sale and manage the Treasury bond Market. India: Reserve Bank of India Japan: Bank of Japan Nigeria: Central Bank of Nigeria Kenya: Central Bank of Kenya Ghana: Bank of Ghana Tanzania: Bank of Tanzania South Africa: South African Reserve Bank Australia: Reserve Bank of Australia Canada: Bank of Canada New Zealand: Reserve Bank of New Zealand Sweden: Sveriges Riksbank Norway: Norges Bank Denmark: Danmarks Nationalbank Finland: Bank of Finland Switzerland: Swiss National Bank South Korea: Bank of Korea This information is verifiable and Louis Kizito knows it. He keeps on talking No Investor Protection because the Bank of Uganda is the ultimate manager of the CSD System. I once asked him, when you Invest in a Fixed deposit with a Bank, do they give you their banking system to go and run it at your home, or with his new found angle of Unit trust, when I invest in a Unit trust, does the fund manager now give me their system and I be the executor of it? The CSD is an infrastructure run and managed by Bank of Uganda and its the best positioned entity to run it, and all investors get their holding statement every single time the same way they get bank statements any at point in time. This is a custody infrastructure with settlement features, who better to run it than the organization entitled to issuing the Bonds on behalf of Government? What risk would materialize if the CSD system is to stay where it is? or move to another entity? He talks about Over the counter trading in Treasury bonds, what he ignores is, for retail investors, we are encouraged to buy from the Primary market auctions in a non-competitive way which is the similar practice world over, anyone who wants to set their price especially with more money, you are welcome to, how is it this a blame for the current system? In a bid to promote a private Members bill which is actually good for our market, he is soiling the same industry that he wants to make better creating confusion and uncertainty like as if it's only his ideas that are good for the market.

Kakande Alex

29,205 görüntüleme • 1 yıl önce

Universal Ostrich Farms Update with Katie Pasitney (Universal Ostrich Farms) There are 3 days left to go before The Supreme Court of Canada announces whether or not they will hear this case, if they don't a mass ostrich slaughter could begin. On top of that heavy weight hanging above everyone, we woke up to a medical emergency with a tragic outcome. Tom, a long time supporter of the farm suffered what we believe to be a heart attack this morning. Supporters here jumped into action immediately and RCMP responded immediately as well. The RCMP officers here did CPR for almost an hour, they did everything they could, unfortunately they weren't able to save Tom. Liaisons were also very helpful and a victim services team was brought in to help, and they did. This was our main priority today but there is a lot going on and Katie gives us updates on what she's working on and what people can do to help. If you are in the area and want to come, now is the time. If you are a trucker and want to come, now is the time. Please feel free to reach out to me if you want to get here and I will help facilitate. We will likely learn the Fate of these 300+ healthy ostriches early Thursday morning. Government overreach is at an all-time high. Right now it's this farm but it could be your farm next. It could be your animals next. When they are done with farm animals, it could be your pets and eventually it will be all of us. It's time to stand up Canada... If not now, when?

Dacey Media

20,073 görüntüleme • 10 ay önce

This Clip of Gen. Niazi, talking to Western Reporters, few days before he suddenly surrendered to Indian Forces is a classic example of how an officer class has been trained “Not to Think” but “Obey Orders”, Ignore his bragging & boosting; but watch to see how Gen. Niazi repeatedly defends his orders in total disconnect to reality emerging around him. In recent months many angry Pakistanis have blasted all junior & senior army officers for everything, this angry reaction ignores the fact that Army officers are psychologically trained not to think but to obey orders from above. Once their top has defined “Political Movement” as “Enemy of the Army” which in their minds automatically means “Pakistan” they are obediently working to destroy all Pakistani institutions, political parties, media, civil society as per “Orders from above” - You can’t blame them; ability to question orders, and to think independently was not part of their training, whatever capacity they had at joining PMA was systematically crushed over long years of service. We should stop blaming them, and think of creating ideas of political and institutional reform. How overall system can be changed in which Army has a defined role and Army Chief is an important functionary of the state accountable to an elected government and judiciary. Unless that imaginary Pakistan exists, at least in our minds, future of Pakistani state will remain at risk.

Moeed Pirzada

385,154 görüntüleme • 2 yıl önce