discharge your bills folks…

🎶

Also, what I would do: send a notarized copy of the letter requiring them to respond by way of the notary. When they do not respond, I'd have the notary generate a certificate of non-response, also referred to as a notary protest. Now, I have judicial notice that they were silent

This is in reference to a Junk Debt Buyer who gets your information for pennies on the dollar in the hope you'll bite and be on the hook. The original lender already charged it off and the damage to your credit is already done.

They’ll write it off on their taxes and it’ll just get thrown into the debt pile that all tax payers are on the hook for. Debt is debt and it always gets paid by somebody. Our entire global financial system is based on it.

This very well may allow you to escape making the payment. But I guarantee the debt collector is going to put a black mark on your credit rating and it’ll be a long time before you can get a loan for a car or for a house or buy anything on time.

It does not work. They will take you to court and if you don’t lawyer up or show up or answer they automatically win and you owe them much more and then you become their lil’ bitch.

I was in court on Tuesday and destroyed a lawyer by just asking him to prove who I was and prove that I owe them money. The judge was barking at this lawyer these debt people hired to show up.

Be very careful. Because the next step they take is they have the county Court validate that debt by sending a summons for you to appear in court. If you go to the court house to appear you are validating that debt with your appearance. Then you go into understanding. If you don’t appear now the debt has turned into a failure to appear. Now that debt has made you a criminal for not appearing after being served. If you do appear and sign anything that is a validation along with an understanding, if when the judge asks you questions and then follows up with”do you understand what I said Mr ,Mrs , miss. It’s no longer a debt it is now an agreement between you and the court. Be careful people this corporation is designed to make money off of you as a debtor, a debt or a consumer. You are the slave they are the master. They will turn your debt into a court case so they can put you in jail for your debt with the collusion of the court and the debt collectors.

Ask any cpa, this isn’t how debt collections works and all of the information requested will be provided along with a court summons.

Or you could just pay your debts that you knowingly racked up

This may work, but the damage has already been done to your credit when you missed enough pymts for the original creditor to send it to collections in the first place.

Yo dude. This only pertains to old stuff that may have been sold to a debt buyer without providing any docs. However. Most debt, especially debts placed by the comp you owe to a 3rd party agency will almost always be able to supply and provide the docs. No docs is rare case.

@grok give me details

and don't spend money you don't have

Is there a Canadian version of this? Somebody with my exact same name racked up a debt 15 years ago with a major telecommunications company and they still bother me.

💯🫱🏼‍🫲🏾🇺🇸😂

@Ajohnso50141696 I actually did that a few years ago when a collection agency sent me notice of some bill from years before that. Sent them certified letter asking for details of the bill. Poof! Gone!

But not one person will share the video of the start to finish process of this…… we will just post tik tok videos from our phone trying to get others to do it. Same goes for the sovereign citizen bs. SHOW ME ONE PERSON WHOSE ACTUALLY DONE THIS and I’ll stfu , but no FAKE NEWS

I wish we had this in Canada. We are literally being forced under socialism. The government keeps increasing taxes forcing people to go in debt then seizing their assets. Meanwhile they are importing hordes of Indians because they don’t question the system.

@grok how often do debt collectors not have that information?

I do this type of work myself. I ALWAYS love to learn new things.

How about just pay what you owe!

How legit is this statement? @grok

This is the worst advice ever!

It usually doesn't stop there. I did this way bk when I had all docs in my computer how to answer. And it worked. But it went on months. Computer crashed and I lost all.

Closed out beautifully…… ‘You can laugh your ass off again as that debt collector tuck, tails, & runs cause you just made them your bitch.’

Or just pay your fucking bills, loser.

So what’s the first step

Can this be attempted with the original debt originator or does it have to hit collections first?

People are going to ask if you’ve done this @__An6el__ ?

How about you pay your fucking bill. I hate free loaders!

Yah. Nope.