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Everyone keeps debating “affordability” like it’s some giant mystery... It’s not. We printed nearly 40% more dollars in two years during COVID. Asset prices and everyday costs exploded as a direct result. Homes, food, insurance, and borrowing costs all reset higher. Mortgage rates that were once near historic lows... show more

American AF 🇺🇸

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129,937 次观看 • 1 天前 •via X (Twitter)

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"When we talk about affordability, so much of what's going on with prices is in fact a direct result of public policy. We've seen tariffs that have raised costs. We've seen a big rise in deportations, which are making it difficult for farmers to bring in their crops. We've seen health insurance premiums rise as Congress has fiddled with Obamacare... ...in every sense, affordability is actually the direct result of the actions of the White House."

"When we talk about affordability, so much of what's going on with prices is in fact a direct result of public policy. We've seen tariffs that have raised costs. We've seen a big rise in deportations, which are making it difficult for farmers to bring in their crops. We've seen health insurance premiums rise as Congress has fiddled with Obamacare... ...in every sense, affordability is actually the direct result of the actions of the White House."

Justin Wolfers

19,093 次观看 • 8 个月前

It’s a common myth that inflation is when prices go up. But in reality it’s always and everywhere a monetary phenomenon created by government through spending and money creation. When they print more dollars to fund endless programs, more money competes for fewer goods and services, and prices rise as the inevitable result. So the higher costs you feel are what happens as a consequence of inflation, after the government inflates the money supply.

It’s a common myth that inflation is when prices go up. But in reality it’s always and everywhere a monetary phenomenon created by government through spending and money creation. When they print more dollars to fund endless programs, more money competes for fewer goods and services, and prices rise as the inevitable result. So the higher costs you feel are what happens as a consequence of inflation, after the government inflates the money supply.

Rothmus 🏴

20,695 次观看 • 1 个月前

Housing Affordability Will Return the Hard Way New homes selling for less than existing homes means builders are being forced to respond to the market before homeowners are. Builders carry construction loans, land costs, payroll and unsold inventory. They cannot wait indefinitely, so they cut prices, reduce square footage and offer mortgage rate buydowns. Existing owners with 3% or 4% mortgages can simply refuse to sell. Price discovery is therefore appearing first in new construction while resale prices remain supported by restricted supply. The comparison is not perfectly equal because new homes are increasingly smaller and concentrated in lower-cost regions. Even so, the reversal matters. A market that historically placed a premium on new construction now requires discounts to move inventory. Mortgage Demand Has Collapsed The deeper signal is mortgage activity. The purchase application index is roughly 35% below its long term average and about 70% below its 2005 peak. Application volume has fallen toward levels last seen around 1995 even though the U.S. population is nearly 29% larger. Measured per person, purchase application activity is therefore about 22% lower than it was three decades ago. In practical terms, a much larger country is producing nearly one quarter fewer mortgage applications per capita. This is not a lack of interest in owning a home. It is a failure of affordability. Mortgage rates were around 7.5% to 8% in 1995, but the median new home cost roughly $133,000. Today rates are somewhat lower, yet home prices are more than three times higher. Monthly payments have risen much faster than household incomes, while down payments, taxes and insurance have become larger barriers of their own. Transactions Usually Break Before Prices The historical pattern is that housing volume weakens before home prices fully adjust. That happened during the 2006 to 2008 downturn. Buyers disappeared first, inventory accumulated later, and prices fell more decisively once unemployment rose and forced selling increased. Today the mortgage lock in has delayed that process. Owners with low rates are holding properties off the market, preventing inventory from rising enough to clear prices. Builders do not have that luxury, which is why they are cutting first. Why Lower Rates May Not Be Enough Lower mortgage rates alone could bring sidelined buyers back and place another floor under prices. Real affordability requires both lower financing costs and lower home prices relative to income. That combination usually appears when the economy is weakening. Rising unemployment reduces household formation, forces some owners to sell and breaks the lock in effect. Inventory rises just as demand falls. Mortgage rates decline because growth and inflation are deteriorating, but lending standards tighten and fewer people feel secure enough to buy. That is the cruel part of the housing cycle. Homes become more affordable only after buyers become scarcer. The people who benefit most are those who retain employment, liquidity and access to credit through the downturn. Hormuz Could Accelerate The Reset A sustained Strait of Hormuz disruption would intensify this process with a lag. Higher oil prices raise gasoline, freight, airline, food and production costs. Households lose discretionary income, businesses see margins compressed and hiring slows. At first, the inflation shock could keep long term yields and mortgage rates elevated even as demand weakens. Later, if unemployment continues to rise and consumption deteriorates, rates would fall because the economy is breaking beneath the surface. That is the most likely path back to affordability. Not a painless return to cheap mortgages, but a recessionary reset in which employment weakens, forced supply increases and falling rates arrive too late to protect everyone.

Housing Affordability Will Return the Hard Way New homes selling for less than existing homes means builders are being forced to respond to the market before homeowners are. Builders carry construction loans, land costs, payroll and unsold inventory. They cannot wait indefinitely, so they cut prices, reduce square footage and offer mortgage rate buydowns. Existing owners with 3% or 4% mortgages can simply refuse to sell. Price discovery is therefore appearing first in new construction while resale prices remain supported by restricted supply. The comparison is not perfectly equal because new homes are increasingly smaller and concentrated in lower-cost regions. Even so, the reversal matters. A market that historically placed a premium on new construction now requires discounts to move inventory. Mortgage Demand Has Collapsed The deeper signal is mortgage activity. The purchase application index is roughly 35% below its long term average and about 70% below its 2005 peak. Application volume has fallen toward levels last seen around 1995 even though the U.S. population is nearly 29% larger. Measured per person, purchase application activity is therefore about 22% lower than it was three decades ago. In practical terms, a much larger country is producing nearly one quarter fewer mortgage applications per capita. This is not a lack of interest in owning a home. It is a failure of affordability. Mortgage rates were around 7.5% to 8% in 1995, but the median new home cost roughly $133,000. Today rates are somewhat lower, yet home prices are more than three times higher. Monthly payments have risen much faster than household incomes, while down payments, taxes and insurance have become larger barriers of their own. Transactions Usually Break Before Prices The historical pattern is that housing volume weakens before home prices fully adjust. That happened during the 2006 to 2008 downturn. Buyers disappeared first, inventory accumulated later, and prices fell more decisively once unemployment rose and forced selling increased. Today the mortgage lock in has delayed that process. Owners with low rates are holding properties off the market, preventing inventory from rising enough to clear prices. Builders do not have that luxury, which is why they are cutting first. Why Lower Rates May Not Be Enough Lower mortgage rates alone could bring sidelined buyers back and place another floor under prices. Real affordability requires both lower financing costs and lower home prices relative to income. That combination usually appears when the economy is weakening. Rising unemployment reduces household formation, forces some owners to sell and breaks the lock in effect. Inventory rises just as demand falls. Mortgage rates decline because growth and inflation are deteriorating, but lending standards tighten and fewer people feel secure enough to buy. That is the cruel part of the housing cycle. Homes become more affordable only after buyers become scarcer. The people who benefit most are those who retain employment, liquidity and access to credit through the downturn. Hormuz Could Accelerate The Reset A sustained Strait of Hormuz disruption would intensify this process with a lag. Higher oil prices raise gasoline, freight, airline, food and production costs. Households lose discretionary income, businesses see margins compressed and hiring slows. At first, the inflation shock could keep long term yields and mortgage rates elevated even as demand weakens. Later, if unemployment continues to rise and consumption deteriorates, rates would fall because the economy is breaking beneath the surface. That is the most likely path back to affordability. Not a painless return to cheap mortgages, but a recessionary reset in which employment weakens, forced supply increases and falling rates arrive too late to protect everyone.

EndGame Macro

250,798 次观看 • 24 天前

#DemsAct #DemVoice1 #wtpBLUE #ONEV1 #FAM46 For anyone puzzled by persistent inflation numbers. PLEASE WAKE UP. THIS IS REALLY IMPORTANT It is NOT as Republicans would have you believe, fiscal mismanagement. It’s their rich donors stealing money from you with impunity. This is something Biden has little to no control of. Unless he takes some important and in my view, very necessary action. There is now irrefutable evidence which shows that high corporate profits are a main driver of ongoing inflation. Companies continue to keep prices high even as their inflationary costs drop. Prices for consumers rose by 3.4% over the past year, but input costs for producers increased by just 1%. When business costs rise the cost is passed on in the blink of an eye. When their costs drop they do NOTHING. Corporations are enjoying windfall profits worth $billions as a direct result of their costs dropping while consumer costs remain static and in some cases increase. The imperative action needed is a significant windfall tax based on the difference between input costs plus a normal margin and current consumer costs. Businesses see every global shock like the pandemic or Russia invading Ukraine, as an opportunity to exploit consumers to increase their margins. As a direct result, the Fed increases interest rates and consumer prices remain high. It’s a lose lose for American families, as yet more money is stole from the bottom and the middle to feed the greed of the rich. This is not a conspiracy theory it is a simple fact. Action needs to be taken, otherwise NOTHING WILL CHANGE as everyday Americans pay for the private jets and yachts of the rich.

#DemsAct #DemVoice1 #wtpBLUE #ONEV1 #FAM46 For anyone puzzled by persistent inflation numbers. PLEASE WAKE UP. THIS IS REALLY IMPORTANT It is NOT as Republicans would have you believe, fiscal mismanagement. It’s their rich donors stealing money from you with impunity. This is something Biden has little to no control of. Unless he takes some important and in my view, very necessary action. There is now irrefutable evidence which shows that high corporate profits are a main driver of ongoing inflation. Companies continue to keep prices high even as their inflationary costs drop. Prices for consumers rose by 3.4% over the past year, but input costs for producers increased by just 1%. When business costs rise the cost is passed on in the blink of an eye. When their costs drop they do NOTHING. Corporations are enjoying windfall profits worth $billions as a direct result of their costs dropping while consumer costs remain static and in some cases increase. The imperative action needed is a significant windfall tax based on the difference between input costs plus a normal margin and current consumer costs. Businesses see every global shock like the pandemic or Russia invading Ukraine, as an opportunity to exploit consumers to increase their margins. As a direct result, the Fed increases interest rates and consumer prices remain high. It’s a lose lose for American families, as yet more money is stole from the bottom and the middle to feed the greed of the rich. This is not a conspiracy theory it is a simple fact. Action needs to be taken, otherwise NOTHING WILL CHANGE as everyday Americans pay for the private jets and yachts of the rich.

𝔗𝔯𝔲𝔱𝔥 𝔐𝔞𝔱𝔱𝔢𝔯𝔰

17,814 次观看 • 2 年前

🚨 CANADIANS ARE DROWNING IN DEBT Meanwhile, PM Mark Carney says 🇨🇦 have “never had it so good” on affordability and household finances. More 🇨🇦 filed for insolvency in the first 3 months of 2026 than any quarter since the 2008 financial crisis. 37,000+ insolvencies. And this is happening BEFORE many mortgage renewals hit. People are financing cars for 7 years, carrying massive housing costs, and using debt to survive rising food and gas prices. Ontario insolvencies alone surged nearly 15%. The disconnect between what policymakers are saying and what households are living through is becoming impossible to ignore.

🚨 CANADIANS ARE DROWNING IN DEBT Meanwhile, PM Mark Carney says 🇨🇦 have “never had it so good” on affordability and household finances. More 🇨🇦 filed for insolvency in the first 3 months of 2026 than any quarter since the 2008 financial crisis. 37,000+ insolvencies. And this is happening BEFORE many mortgage renewals hit. People are financing cars for 7 years, carrying massive housing costs, and using debt to survive rising food and gas prices. Ontario insolvencies alone surged nearly 15%. The disconnect between what policymakers are saying and what households are living through is becoming impossible to ignore.

Shazi

42,804 次观看 • 3 个月前

🚨 THIS NUMBER SHOULD NOT EXIST The U.S. housing market is now at the most unaffordable level in history. Worse than the legendary 2006 housing bubble: The median U.S. home now costs $436,000. Five years ago? $270,000. That’s a 61.5% price increase. Wages over the same period? +29%. To qualify for a mortgage on a median-priced home today, Americans need a minimum of $127,000 in household income. The median household earns about $80,000. That means 75% of homes on the market are unaffordable for the average American family. 3 out of 4. Mortgage rates are the second punch. They went from 2.7% to 6.3% in just five years. Even if prices hadn’t moved, monthly payments would’ve nearly doubled. And here’s the part nobody wants to say out loud: On January 29th, Trump told his Cabinet he does not want housing prices to fall. He wants them higher. That’s great if you already own. It’s brutal if you’re trying to buy your first home. 99% of U.S. counties are less affordable than their historical norms. The country is short roughly 7.1 million homes. And construction is slowing. Existing home sales in 2025 are tracking around 4.1 million. That’s near the lowest level in three decades. Homeownership has fallen to 65%, down from 69% in 2004. This is the largest affordability crisis in modern U.S. housing history. Prices went up. Rates went up. Wages did not. And politicians do not want prices to fall. The average American family is not waiting for a better entry. That is the trap. They are locked out of the market. Reminder: I’ve called all the market tops and bottoms for the last 15 years, including the Bitcoin bottom at $16,000 and the top at $126,000. The next call will be even more important. When I exit the markets completely, I’ll post it here publicly like I always do. Turn notifications on. If you’re not following yet, you’ll understand why that was a mistake later.

🚨 THIS NUMBER SHOULD NOT EXIST The U.S. housing market is now at the most unaffordable level in history. Worse than the legendary 2006 housing bubble: The median U.S. home now costs $436,000. Five years ago? $270,000. That’s a 61.5% price increase. Wages over the same period? +29%. To qualify for a mortgage on a median-priced home today, Americans need a minimum of $127,000 in household income. The median household earns about $80,000. That means 75% of homes on the market are unaffordable for the average American family. 3 out of 4. Mortgage rates are the second punch. They went from 2.7% to 6.3% in just five years. Even if prices hadn’t moved, monthly payments would’ve nearly doubled. And here’s the part nobody wants to say out loud: On January 29th, Trump told his Cabinet he does not want housing prices to fall. He wants them higher. That’s great if you already own. It’s brutal if you’re trying to buy your first home. 99% of U.S. counties are less affordable than their historical norms. The country is short roughly 7.1 million homes. And construction is slowing. Existing home sales in 2025 are tracking around 4.1 million. That’s near the lowest level in three decades. Homeownership has fallen to 65%, down from 69% in 2004. This is the largest affordability crisis in modern U.S. housing history. Prices went up. Rates went up. Wages did not. And politicians do not want prices to fall. The average American family is not waiting for a better entry. That is the trap. They are locked out of the market. Reminder: I’ve called all the market tops and bottoms for the last 15 years, including the Bitcoin bottom at $16,000 and the top at $126,000. The next call will be even more important. When I exit the markets completely, I’ll post it here publicly like I always do. Turn notifications on. If you’re not following yet, you’ll understand why that was a mistake later.

Alex Mason 👁△

76,397 次观看 • 2 个月前

Canada is sleepwalking into a TRANSPORTATION DISASTER. The federal govt is about to create a regulatory mess where Canadian trucking companies may not even be able to buy new U.S. heavy-duty trucks by 2027. No trucks = higher shipping costs Higher shipping costs = higher food prices Higher food prices = more pain for Canadians already drowning And remember… nearly EVERYTHING in this country moves by truck. The same people who caused the inflation crisis are now threatening the backbone of Canada’s economy with ideological emissions rules nobody else wants. This could get ugly FAST.

Canada is sleepwalking into a TRANSPORTATION DISASTER. The federal govt is about to create a regulatory mess where Canadian trucking companies may not even be able to buy new U.S. heavy-duty trucks by 2027. No trucks = higher shipping costs Higher shipping costs = higher food prices Higher food prices = more pain for Canadians already drowning And remember… nearly EVERYTHING in this country moves by truck. The same people who caused the inflation crisis are now threatening the backbone of Canada’s economy with ideological emissions rules nobody else wants. This could get ugly FAST.

Marc Nixon

150,574 次观看 • 2 个月前

"The average Canadian is just dreaming about affording food" "A quarter of Canadians are now borrowing money just for essentials like eating" "Now Canadians are borrowing up a storm because they can't afford the higher prices that you've imposed on them" "The price of coffee is up 14% in ONE year" "Bread is up 15% and the butter on the bread is up 17%" "Our inflation rate is near a 40 year high" 🚨🚨🚨

"The average Canadian is just dreaming about affording food" "A quarter of Canadians are now borrowing money just for essentials like eating" "Now Canadians are borrowing up a storm because they can't afford the higher prices that you've imposed on them" "The price of coffee is up 14% in ONE year" "Bread is up 15% and the butter on the bread is up 17%" "Our inflation rate is near a 40 year high" 🚨🚨🚨

Wall Street Mav

669,103 次观看 • 2 年前

Labor has killed a Christmas rate cut millions of Australians were hoping for. The decision by the RBA to keep rates on hold is another reminder that Labor’s cost-of-living crisis is nowhere near over. No rate cut, no relief, and Australians are still paying more for everything - electricity up 40%, insurance up 37% and food up 15%. Everyday Australians are footing the bill for Labor’s spending spree in their tax returns, electricity bills, mortgage statements and their growing difficulty in finding a job.

Labor has killed a Christmas rate cut millions of Australians were hoping for. The decision by the RBA to keep rates on hold is another reminder that Labor’s cost-of-living crisis is nowhere near over. No rate cut, no relief, and Australians are still paying more for everything - electricity up 40%, insurance up 37% and food up 15%. Everyday Australians are footing the bill for Labor’s spending spree in their tax returns, electricity bills, mortgage statements and their growing difficulty in finding a job.

Sussan Ley

24,207 次观看 • 9 个月前

TRILLIONS of DOLLARS in opportunity are waiting in Russia for the US — and vice versa. It’s almost funny how Americans come to Russia and realize Russians are not that different at all — hospitable, direct, practical and easy to do business with. All because Americans are told Russia is some alien planet. Meanwhile, Russia is a huge opportunity for the US: space, aviation, technology, machinery — and the list just goes on.

TRILLIONS of DOLLARS in opportunity are waiting in Russia for the US — and vice versa. It’s almost funny how Americans come to Russia and realize Russians are not that different at all — hospitable, direct, practical and easy to do business with. All because Americans are told Russia is some alien planet. Meanwhile, Russia is a huge opportunity for the US: space, aviation, technology, machinery — and the list just goes on.

Rick Sanchez

14,335 次观看 • 2 个月前

🚨BREAKING: Iran is striking major ports and oil tankers in the Middle East and this could trigger a crash in stock markets. The Strait of Hormuz is effectively blocked. Around 20 million barrels of oil per day pass through this route. Nearly 20% of global LNG exports, mainly from Qatar, also move through here. If this route stays disrupted, the impact spreads fast. 1. It could push oil toward $100–$120 per barrel. If that happens, petrol and diesel prices rise globally. Electricity costs also increase in countries that rely on gas. Airlines, logistics companies, and manufacturers all face higher fuel costs. 2. Qatar is one of the world’s largest LNG exporters. If LNG shipments are delayed or blocked, Europe and Asia face tighter gas supply. Power generation costs go up. Governments may need to use emergency reserves again. That’s why some analysts are comparing this to the 2022 energy crisis. 3. Shipping routes are being rerouted around Africa. That adds: 10–14 extra days to deliveries, higher fuel costs, and higher freight rates. Car manufacturers depend on just-in-time parts. If parts are delayed for weeks, production lines slow or temporarily stop. 4. The Gulf region exports key petrochemicals used to make fertilizer. If fertilizer supply tightens, farming costs rise and food prices increase in the coming months. This doesn’t hit instantly, but it builds over time. 5. War-risk insurance costs have reportedly jumped around 50%. For large vessels, that means hundreds of thousands of dollars in extra cost per trip. That reduces trade flow and pushes freight costs higher globally. The UAE has already shut its stock market for two days. Global markets are reacting. This is not just about oil prices moving up. It impacts energy supply, trade routes, inflation pressure, and global growth. If the disruption lasts more than a few weeks, the economic effects will compound quickly.

🚨BREAKING: Iran is striking major ports and oil tankers in the Middle East and this could trigger a crash in stock markets. The Strait of Hormuz is effectively blocked. Around 20 million barrels of oil per day pass through this route. Nearly 20% of global LNG exports, mainly from Qatar, also move through here. If this route stays disrupted, the impact spreads fast. 1. It could push oil toward $100–$120 per barrel. If that happens, petrol and diesel prices rise globally. Electricity costs also increase in countries that rely on gas. Airlines, logistics companies, and manufacturers all face higher fuel costs. 2. Qatar is one of the world’s largest LNG exporters. If LNG shipments are delayed or blocked, Europe and Asia face tighter gas supply. Power generation costs go up. Governments may need to use emergency reserves again. That’s why some analysts are comparing this to the 2022 energy crisis. 3. Shipping routes are being rerouted around Africa. That adds: 10–14 extra days to deliveries, higher fuel costs, and higher freight rates. Car manufacturers depend on just-in-time parts. If parts are delayed for weeks, production lines slow or temporarily stop. 4. The Gulf region exports key petrochemicals used to make fertilizer. If fertilizer supply tightens, farming costs rise and food prices increase in the coming months. This doesn’t hit instantly, but it builds over time. 5. War-risk insurance costs have reportedly jumped around 50%. For large vessels, that means hundreds of thousands of dollars in extra cost per trip. That reduces trade flow and pushes freight costs higher globally. The UAE has already shut its stock market for two days. Global markets are reacting. This is not just about oil prices moving up. It impacts energy supply, trade routes, inflation pressure, and global growth. If the disruption lasts more than a few weeks, the economic effects will compound quickly.

Bull Theory

1,417,400 次观看 • 5 个月前

NEW: RFK Jr. just exposed a truth that could bankrupt the antidepressant industry. “There are studies coming out of Stanford and Harvard that show a lot of mental illness, including anxiety and depression, are related to food… Food is medicine. By changing your diet, you can lose some of those diagnoses.” According to Fox News, 40% of teenagers now struggle with anxiety and depression. “This is not happening like it is here elsewhere in the world,” Kennedy points out. In the U.S., nearly 80% of adults are overweight or obese. In Japan? Just 3%—and they live about seven years longer on average. Kennedy isn’t sugarcoating it: we are poisoning ourselves with what we put in our food. “We are letting down these kids. And there is a moral issue here… it’s a financial issue. Health care costs are going to sink us. And the only way that we’re going to solve it is by changing what we eat,” he says.

NEW: RFK Jr. just exposed a truth that could bankrupt the antidepressant industry. “There are studies coming out of Stanford and Harvard that show a lot of mental illness, including anxiety and depression, are related to food… Food is medicine. By changing your diet, you can lose some of those diagnoses.” According to Fox News, 40% of teenagers now struggle with anxiety and depression. “This is not happening like it is here elsewhere in the world,” Kennedy points out. In the U.S., nearly 80% of adults are overweight or obese. In Japan? Just 3%—and they live about seven years longer on average. Kennedy isn’t sugarcoating it: we are poisoning ourselves with what we put in our food. “We are letting down these kids. And there is a moral issue here… it’s a financial issue. Health care costs are going to sink us. And the only way that we’re going to solve it is by changing what we eat,” he says.

The Vigilant Fox 🦊

1,637,557 次观看 • 1 年前

🚨MASSIVE BREAKING: The Progressive Caucus just unveiled a HISTORIC Affordability plan to lower costs, and it’s going to piss off a lot of powerful people. Rep. Greg Casar explains that it’s a group of bills to address the main affordability issues Americans face: 1) Lower grocery prices 2) $500 utility savings 3) $300 insulin for $50 4) $300 monthly Gas rebate 5) $10/day childcare 6) Housing relief 7) Ban Super PACs And more. This group of bills are sponsored by members like Reps. Casar, AOC, Khanna, Lee, Waters, Riley, and also Sens. Warren and Booker. Every single one hits corporations raising your prices. This is what a real plan looks like!

🚨MASSIVE BREAKING: The Progressive Caucus just unveiled a HISTORIC Affordability plan to lower costs, and it’s going to piss off a lot of powerful people. Rep. Greg Casar explains that it’s a group of bills to address the main affordability issues Americans face: 1) Lower grocery prices 2) $500 utility savings 3) $300 insulin for $50 4) $300 monthly Gas rebate 5) $10/day childcare 6) Housing relief 7) Ban Super PACs And more. This group of bills are sponsored by members like Reps. Casar, AOC, Khanna, Lee, Waters, Riley, and also Sens. Warren and Booker. Every single one hits corporations raising your prices. This is what a real plan looks like!

CALL TO ACTIVISM

95,081 次观看 • 3 个月前

Governor, you’re absolutely right, affordability is no hoax. It’s a harsh reality hitting Maryland families who are already struggling under your big-government policies. Let’s not forget, you inherited a $5.5 billion surplus from Governor Hogan. Yet just nine months ago, you pushed through the largest tax increase in state history, slapping hardworking families with $1.6 billion in new taxes and fees. That is $2 billion in tax and fee increases in the last two years. And then there’s your green energy mandates, which have saddled Maryland with the highest energy bills in the nation, all to pursue extreme climate policies that are not grounded in reality and ignore the everyday costs families are facing. Now, let’s address housing. You keep dodging the real reasons behind skyrocketing prices and demand. Right now, an estimated 60,000 recent non-citizens are on our Medicaid rolls, while hundreds of thousands of illegal immigrants call Maryland home. Maryland schools are now funneling over half a billion dollars into funding for Limited English Proficient students. International migration, both legal and illegal, isn’t just a footnote; it’s driving up demand in a strained housing market, further pushing prices higher. Marylanders want a fair system, fiscal responsibility, and policies that prioritize their needs. They’re tired of watching their friends and family move, while their own financial stability is strained. Maryland doesn't need to be a state in constant decline, that is by choice. Vote smart this year.

Governor, you’re absolutely right, affordability is no hoax. It’s a harsh reality hitting Maryland families who are already struggling under your big-government policies. Let’s not forget, you inherited a $5.5 billion surplus from Governor Hogan. Yet just nine months ago, you pushed through the largest tax increase in state history, slapping hardworking families with $1.6 billion in new taxes and fees. That is $2 billion in tax and fee increases in the last two years. And then there’s your green energy mandates, which have saddled Maryland with the highest energy bills in the nation, all to pursue extreme climate policies that are not grounded in reality and ignore the everyday costs families are facing. Now, let’s address housing. You keep dodging the real reasons behind skyrocketing prices and demand. Right now, an estimated 60,000 recent non-citizens are on our Medicaid rolls, while hundreds of thousands of illegal immigrants call Maryland home. Maryland schools are now funneling over half a billion dollars into funding for Limited English Proficient students. International migration, both legal and illegal, isn’t just a footnote; it’s driving up demand in a strained housing market, further pushing prices higher. Marylanders want a fair system, fiscal responsibility, and policies that prioritize their needs. They’re tired of watching their friends and family move, while their own financial stability is strained. Maryland doesn't need to be a state in constant decline, that is by choice. Vote smart this year.

Matt Morgan

55,109 次观看 • 7 个月前

MADONNA'S SATANIC COVID RITUAL In this video we look at the Eurovision 2019 Finale and the occult meaning of Madonna’s controversial and extremely symbolic performance. The show takes a dark turn as Madonna sings her song “Future.” The dancers are all wearing gas masks as she says things like “the storm isn’t in the air, it’s inside of us,” and “not everyone is coming to the future.” This is PLANDEMIC/SCAMDEMIC PREDICTIVE PROGRAMMING.

MADONNA'S SATANIC COVID RITUAL In this video we look at the Eurovision 2019 Finale and the occult meaning of Madonna’s controversial and extremely symbolic performance. The show takes a dark turn as Madonna sings her song “Future.” The dancers are all wearing gas masks as she says things like “the storm isn’t in the air, it’s inside of us,” and “not everyone is coming to the future.” This is PLANDEMIC/SCAMDEMIC PREDICTIVE PROGRAMMING.

MrTruthBomb

21,853 次观看 • 1 年前

Californians pay the highest income taxes, some of the highest gas & electricity prices, and now the highest auto insurance rates in the nation. Home and auto insurance premiums are skyrocketing far beyond what families can absorb. Groceries, utilities, water, and everyday essentials continue to climb. Businesses are shutting their doors or leaving the state entirely — which means fewer jobs and more people struggling to stay afloat. This isn’t by accident. It’s the direct result of years of bad policy decisions, runaway regulation, and a political class that refuses to acknowledge the burden they’ve placed on working people. Meanwhile, Sacramento’s answer is always the same: another tax, another mandate, another cost forced onto families who simply can’t take any more. Watch this to get full impact

Californians pay the highest income taxes, some of the highest gas & electricity prices, and now the highest auto insurance rates in the nation. Home and auto insurance premiums are skyrocketing far beyond what families can absorb. Groceries, utilities, water, and everyday essentials continue to climb. Businesses are shutting their doors or leaving the state entirely — which means fewer jobs and more people struggling to stay afloat. This isn’t by accident. It’s the direct result of years of bad policy decisions, runaway regulation, and a political class that refuses to acknowledge the burden they’ve placed on working people. Meanwhile, Sacramento’s answer is always the same: another tax, another mandate, another cost forced onto families who simply can’t take any more. Watch this to get full impact

Mike Netter

23,086 次观看 • 8 个月前

American Health Insurance costs are crushing Americans - 21% of adults say health care and insurance are the expenses that have increased the most for them amid the rising cost of living - Total benefit cost for health insurance coverage per employee is expected to exceed $18,500 in 2026 - This represents a 6.7% increase from 2025 (The vast majority of Americans get their health insurance through their employer) - Among high earners ($100,000+ per year), about 30% rank health care and insurance as the most impactful expenses Rising health insurance costs are forcing consumers and investors to make financial trade-offs: - As a direct result of the rising cost of living, 26% of all adults have withdrawn from emergency savings - 12% of all adults have reduced contributions to retirement accounts (401(k) or IRA). - Nearly one in five (19%) of top earners have reduced retirement contributions - Even with intentional trade-offs, many Americans are seeing their savings shrink Overall, 2/3 of those polled have less money in savings this year than last year as a result of health insurance cost price increases

American Health Insurance costs are crushing Americans - 21% of adults say health care and insurance are the expenses that have increased the most for them amid the rising cost of living - Total benefit cost for health insurance coverage per employee is expected to exceed $18,500 in 2026 - This represents a 6.7% increase from 2025 (The vast majority of Americans get their health insurance through their employer) - Among high earners ($100,000+ per year), about 30% rank health care and insurance as the most impactful expenses Rising health insurance costs are forcing consumers and investors to make financial trade-offs: - As a direct result of the rising cost of living, 26% of all adults have withdrawn from emergency savings - 12% of all adults have reduced contributions to retirement accounts (401(k) or IRA). - Nearly one in five (19%) of top earners have reduced retirement contributions - Even with intentional trade-offs, many Americans are seeing their savings shrink Overall, 2/3 of those polled have less money in savings this year than last year as a result of health insurance cost price increases

Wall Street Apes

26,313 次观看 • 8 个月前

“Farm bankruptcies are up 70% in the Midwest.” “315 family farm operations filed [for] Chapter 12 bankruptcy in 2025.” “Farmers are increasingly borrowing to cover operating costs, not to grow.” “94% of farmers said the Iran conflict is hitting their operations through high fertilizer and energy costs.” “78% named input costs as their top three challenges.” Farmers are struggling because of policy decisions and monopolies they can’t control. We’re losing family farmers every day at a pace that is simply not sustainable. It’s time we recognize and address the farm crisis we’re facing before America’s family farms become a thing of the past. Barn Talk

“Farm bankruptcies are up 70% in the Midwest.” “315 family farm operations filed [for] Chapter 12 bankruptcy in 2025.” “Farmers are increasingly borrowing to cover operating costs, not to grow.” “94% of farmers said the Iran conflict is hitting their operations through high fertilizer and energy costs.” “78% named input costs as their top three challenges.” Farmers are struggling because of policy decisions and monopolies they can’t control. We’re losing family farmers every day at a pace that is simply not sustainable. It’s time we recognize and address the farm crisis we’re facing before America’s family farms become a thing of the past. Barn Talk

Farm Action

59,024 次观看 • 8 天前

Today at the White House, we sat down with REAL farmers — not lobbyists — to talk about the mess we inherited AND the bright future we are building. They told the story we all know too well: the Biden economy crushed American agriculture. Sky high input costs, brutal interest rates, the smallest cattle herd in 75 years. But under President Donald J. Trump, the turnaround is NOW. Prices are coming down, confidence is rising, and we are rebuilding American agriculture into a more affordable future for every family. 🇺🇸

Today at the White House, we sat down with REAL farmers — not lobbyists — to talk about the mess we inherited AND the bright future we are building. They told the story we all know too well: the Biden economy crushed American agriculture. Sky high input costs, brutal interest rates, the smallest cattle herd in 75 years. But under President Donald J. Trump, the turnaround is NOW. Prices are coming down, confidence is rising, and we are rebuilding American agriculture into a more affordable future for every family. 🇺🇸

Secretary Brooke Rollins

120,527 次观看 • 8 个月前

🚨🌏 “We will be talking about the impacts of this War for months and years” “Oil prices are up 9% today alone” “The cost of living crisis is about to come back again” “This is the Strait of Hormuz - global fertiliser supply 34% passes through “4 out of the 5 biggest oilfield in the world are here in the Gulf” “These two places are now under attack - so it’s not just about transporting it, it’s now whether you can even extract it” You thought the panic buying during Covid was bad…. Just wait.

🚨🌏 “We will be talking about the impacts of this War for months and years” “Oil prices are up 9% today alone” “The cost of living crisis is about to come back again” “This is the Strait of Hormuz - global fertiliser supply 34% passes through “4 out of the 5 biggest oilfield in the world are here in the Gulf” “These two places are now under attack - so it’s not just about transporting it, it’s now whether you can even extract it” You thought the panic buying during Covid was bad…. Just wait.

Concerned Citizen

23,092 次观看 • 5 个月前