Facing financial strain come this side

This advice cannot be over emphasised. I hope they are listening

An investment in this ETF involves significant risk. Click here for more information.

Balanced advice.. I was going to criticise you if you only dealt the first part..

It’s best to find out from the bank that gave the homeloan how their payments relief works. Im with @AbsaSouthAfrica and i wont lie, they really helped me in my desperate times. Mine for was relief for 6 months and an add on restructure. The past year really roasted me.

Impidebt management can do for without high interest rates but of course you have to pay the service fee