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First Time Buyers - the single biggest factor that’ll effect your mortgage rate. A beginner's guide to how the all too critical Loan-To-Value (LTV) ratio works. For far more & comparisons go to

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Martin Lewis

3,295,568 subscribers

384,000 görüntüleme • 1 yıl önce •via X (Twitter)

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andy m profil fotoğrafı
andy m1 yıl önce

Affect. Sorry, couldn't stop myself.

WisdomTree profil fotoğrafı
WisdomTree1 yıl önce

Effective financial recommendations begin with clarity. How does this ETF or mutual fund stack up against another? How do portfolios compare in today’s market? The PATH may help to elevate the efficiency of your practice, bringing you added clarity in less time.

Missy UK profil fotoğrafı
Missy UK1 yıl önce

More FT buyers should buy with friends, Skipton allow up to 4 applicants. Doesn’t need to be forever, after few years sell up, or cheaper option, buy others out. Also, saving for deposit, many seem, so entitled, they don’t want to flat share, a means to an end. Compromise is key!

GARFIELD JP profil fotoğrafı
GARFIELD JP1 yıl önce

Being broke with bad credit affects it 😂

Le Greg 🇫🇷🇺🇦🇬🇧 profil fotoğrafı
Le Greg 🇫🇷🇺🇦🇬🇧1 yıl önce

Rookie mistake from us at that time: When you're first time buyer: you don't have a chain problem therefore you are in strong position for price negotiation and NO RUSH

peterherrick profil fotoğrafı
peterherrick1 yıl önce

Hi - Alphabet car finance day my PCP doesn't qualify for a refund as the finance contract wasn't regulated by the 1974 Consumer Credit Act - is that possible ?

Helical Health profil fotoğrafı
Helical Health1 yıl önce

Please could you mention first time buyer pensioners, perhaps receiving an inheritance. With shared ownership you do not pay rent on 25% of the property's value if you buy 75% of it.

Anjali Ewing profil fotoğrafı
Anjali Ewing1 yıl önce

affect, not effect.

James Little profil fotoğrafı
James Little1 yıl önce

@threadreaderapp unroll

Thread Reader App profil fotoğrafı
Thread Reader App1 yıl önce

@MartinSLewis @ATunaMeltOnRye Salam, here is your unroll: Talk to you soon. 🤖

Toby Briggs profil fotoğrafı
Toby Briggs1 yıl önce

Is there a reason why thresholds for various things (seem to) go up, but the threshold for Shared Ownership has remained the same for almost 9 years?

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this one is for the ecom data nerds it is importnat to work out your true ROAS when scaling ads retention rate, churn rate, customer lifespan, etc... the goal is for you to have the ability to calculate the AOV & LTV per customer comment "LTV" and I'll DM you the Gsheet
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