Fractional reserve banking explained in 90 seconds!

Except as of 2020 the reserve requirement is zero percent. They don’t need to have any money on hand, they can loan infinitely. Ref:

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This is why we Bitcoin.

ALL BANKING IS FRAUD

@Iraqveteran8888 But if you did this it's fraud and you'll be arrested.

So greed, it all comes down to greed. One group of people are genetically predisposed to being so blindly greedy, that they want to consume the world.

One day people will realize that fractional reserve banking is not how our monetary policy works

Why the national debt can never be paid off and why we have inflation. There's more debt than money, and it inflates every day.

This series "The Hidden Secrets of Money" is also very good - one of the episodes toward the conclusion goes into the Federal Reserve (really illuminating in clear terms how it's a massive scam): P.S. Recall that at one point (and still?) the Federal Reserve dropped bank reserve requirements down to at or near zero.

Ponzi scheme