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George Kamel reveals why Caleb Hammer will NOT be replacing Ken Coleman on The Ramsey Show… “I think Caleb and Dave are so at odds with their principles, their values, their faith, the way that they carry themselves, their mission, their goals, that it wouldn't even make sense.” “I...

354,272 Aufrufe • vor 4 Monaten •via X (Twitter)

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Watch what happens when a woman drowning in victim mentality is told her life sucks because of her OWN life choices. Caleb Hammer dropped the bomb, and it was like personal accountability had never once crossed her mind. CALEB: "Life doesn't have to suck. You can figure out good things you have." WOMAN: "Life doesn't have to suck?!" CALEB: "You have a boyfriend of 10 years. There's many things." WOMAN: "And I love him, and that is the best part about my life." CALEB: "Were you gonna say that's privilege — that life doesn't have to suck?" WOMAN: "Yes!" CALEB: "How?" WOMAN: "I have to worry about not waking up in the morning because I have seizures. And that means that I have to go to the hospital." CALEB: "How does that equal life always sucks though? ... I don't want to advocate for it, but if the entire philosophy is life sucks, why do life?" WOMAN: "Because killing yourself sucks. That seems like a interesting way to 'why don't you kill yourself' kind of thing." CALEB: "I again, I just said I don't advocate for it, but if your entire philosophy is life is absolute shit, then why do it?" WOMAN: "I don't think it always has to suck, but when you're in—" CALEB: "That's what I just said, and you said that was privilege." WOMAN: "It is, because you don't have bad shit going on. You don't have—" CALEB: "We all have bad shit going on." WOMAN: "Okay, I'll take that. But you don't have addictions going on. You don't have shit mentally or—" CALEB: "Yes, I do. I have a panic disorder." [Woman starts getting flustered] WOMAN: "That's what I'm saying. If you have medical shit going on, how can you be like, oh, life doesn't need to ever suck?" CALEB: "Life does suck sometime. There are shitty things in life, but life doesn't have to — in general, as a broad philosophy — suck. Because then what's the point of doing anything? What's the point of waking up? What is the point of sacrificing if life is just trash? What's the point of anything?" WOMAN: "It's a bad way to look at it. Life can suck, but you don't have to, like, give up on it." CALEB: "So the only reason life sucks is because of this. If it wasn't for this, life wouldn't suck?" WOMAN: "If it wasn't for this, life would suck a lot less. Money and stress is what caused me to have seizures." CALEB: "Okay, then why were you never paying anything and still swiping?" WOMAN: "I was told not to!" CALEB: "Yes. Once you went to the debt consolidation — national debt relief — yes, but even before, you were still swiping, making it even worse and worse. So you were making what causes your seizures worse. On your own. No one forced you to. And you're the one that makes a day out of all that stuff... You go shopping with a friend, then you go drinking, and then you go to the weed shop, and then back to the bar, and you smoke at the bar. You're saying that life sucks — well, your coping mechanisms are all that bad shit that just makes life even worse and worse and worse. Those endless addictions that you're just continuing make life suck more, and then you have to do them to continue. That's you. That's on you, dude. I'm not saying it's easy to quit. No one is advocating that, but your continuing down the path of things that are bad makes life suck. Take some personal f*cking responsibility on anything!" WOMAN: "That's what I'm trying to do." CALEB: "You have seizures, but you just drink all day? You have seizures, but you smoke cigarettes. I don't think cigarettes are good for people with seizures." WOMAN: "Well, they're not good for anything, but my neurologist did not say it was going to cause me seizures!" CALEB: "I don't think it's beneficial." [Woman gives up]

The Vigilant Fox 🦊

403,184 Aufrufe • vor 15 Tagen

Caleb Hammer is losing his mind on this one. Imagine having $70,000 of bad debt but already having a trip to Italy booked because "it returns on memories" ​Caleb Hammer: "How much bad debt do you have? Bad debt, not mortgage. Bad debt! Not mortgage." ​Guest: "Probably around $60,000?" ​Caleb Hammer: "70." ​Guest: "Oh yeah, I didn't know." ​Caleb Hammer: "What hits your account on a monthly basis income-wise?" ​Guest: "$3,600." ​Caleb Hammer: "$3,600. Okay. How much was spent last month? Give me your best." ​Guest: "Probably about $2,500?" ​Caleb Hammer: "Yeah, $6,600." ​Guest: "66?!" ​Caleb Hammer: "How can we be this far off?!" ​Guest: "I just don't pay attention. I don't. I mean, I know how much is in my bank account." ​Caleb Hammer: "Fine. You don't pay attention, you like to blow your money. Why do you not pay attention?" ​Guest: "cuz growing up money was kind of a hard issue. So now that I kind of have my own money, I just kind of pay what I can and spend what I have in my bank account, without thinking twice about it." ​Caleb Hammer: "What is your goal? What are we trying to do?" ​Guest: "I mean I'm trying to get the debt down so that way." ​Caleb Hammer: "No, you don't. There is nothing that would suggest that. What is the actual. Is there any goal?" ​Guest: "I mean, I want to get to a place with no debt, um, but I also. I'm also going on a trip to Italy next month." ​Caleb Hammer: "How?! How have you spent more than you brought in, like double! How?! That is not a cheap trip!" ​Guest: "No, not at all. I've paid about $1,500 towards it already." ​Caleb Hammer: "But you're gonna eat food while you're there. You're gonna get transportation while you're there. Is Italy providing a return on investment? I don't think so." ​Guest: "No, but it returns on memories and the time." ​Caleb Hammer: "Memories are good, but you could have better and more memories if you do not have 50, 60, 70,000 dollars of bad debt ballooning! Ballooning 30% interest!"

Traeyz ♠️

23,217 Aufrufe • vor 2 Monaten

Lady accuses Caleb Hammer of being out of touch with reality for advising people against credit cards on his shows. She says he can’t comprehend handling multiple jobs and also questions him for not giving his employee a birthday day off. Lady: "I guess you don't understand that as much now that you know you have this big studio and stuff like that so maybe you kind of can't comprehend that." Caleb: "I can't comprehend what?" Lady: "Just kind of having a lot of financial bills... live paycheck to paycheck to just pay for my survival needs. Just because you have like all of this money and revenue that you can then pay for others for you" Lady:“I know someone's here working on their birthday." Caleb:“Is this someone's birthday today? Nah. Lady:“You don't even know your own employees." Caleb:“I don't know everyone's birthday." "Adults work on their birthday." "If he wanted to request it, he could have." Lady: "I work for an NGO at least they give us our birthdays off” Caleb: "I'm forcing him to have a week off in what? Two and a half weeks?" "And I'm losing revenue for that because we're not uploading that week." Lady: "You're losing that understanding that you know.” Caleb:“explain to me how I'm losing that understanding though,cause I’ve worked multiple jobs before” Lady: "Your multiple jobs to make your bills do is because of your McDonald's. Isn't that what you tell everybody?" Caleb: "I went to McDonald's shirt all throughout my life but I had rent in college and utilities. Credit cards can be a damaging tool to people" Lady:“If you have it's either starve or buy some groceries. Of course I'm going to use my credit card if I have.

Flo

36,474 Aufrufe • vor 1 Monat

Caleb Hammer reveals he rents a private jet to help him get over his panic attacks - "I burst down in tears. It's really bad." Caleb: "I'm trying to get over my fear of flights and I guess I'm rich now, so that's nice. Knock on wood with all." Chris: "Does that help you get over your fear of flights?" Caleb: "I rented a PJ. Tell me. That's a waste of money." Chris: "Is that easier or harder?" Caleb: "So, it's a control thing for me. I don't like being stuck in a situation that I can't control." Chris: "Do you know how to fly the PJ?" Caleb: "No, but I can say let's land. I can't do that with a commercial jet." Chris: "Well, you could make a big enough fuss, but it would be a real headache." Caleb: "And bad for my career, too. So, that would be a real headache." Chris: "Pause." Caleb: "Yeah." Chris: "What was the first time with your travel anxiety getting on a PJ? Like," Caleb: "It was—oh, the PJ itself, it was actually really bad when we filmed it, too. We filmed it. It's on the internet. I burst down in tears. It's really bad." Chris: "I'm sorry, man." Caleb: "Oh, it was anxiety. Like, that's not—" Chris: "Yeah, I don't think that you should dismiss it like that." Caleb: "But it's not like something bad happened to me, right? Like, anxiety is make-believe. It's not real. My brain thinks it's real, but it's not. So, I was crying. I was sad. But you know what was actually making me more sad and crying? A lot of people thought it was out of pure terror. It was remembering a lot of the things that I haven't done. A lot of the family I haven't visited because of my fear of travel."

Tony Jacob | FindaClip.com

340,695 Aufrufe • vor 2 Monaten