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George Kamel reveals why Caleb Hammer will NOT be replacing Ken Coleman on The Ramsey Show… “I think Caleb and Dave are so at odds with their principles, their values, their faith, the way that they carry themselves, their mission, their goals, that it wouldn't even make sense.” “I...

354,181 views • 2 months ago •via X (Twitter)

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Caleb Hammer is losing his mind on this one. Imagine having $70,000 of bad debt but already having a trip to Italy booked because "it returns on memories" ​Caleb Hammer: "How much bad debt do you have? Bad debt, not mortgage. Bad debt! Not mortgage." ​Guest: "Probably around $60,000?" ​Caleb Hammer: "70." ​Guest: "Oh yeah, I didn't know." ​Caleb Hammer: "What hits your account on a monthly basis income-wise?" ​Guest: "$3,600." ​Caleb Hammer: "$3,600. Okay. How much was spent last month? Give me your best." ​Guest: "Probably about $2,500?" ​Caleb Hammer: "Yeah, $6,600." ​Guest: "66?!" ​Caleb Hammer: "How can we be this far off?!" ​Guest: "I just don't pay attention. I don't. I mean, I know how much is in my bank account." ​Caleb Hammer: "Fine. You don't pay attention, you like to blow your money. Why do you not pay attention?" ​Guest: "cuz growing up money was kind of a hard issue. So now that I kind of have my own money, I just kind of pay what I can and spend what I have in my bank account, without thinking twice about it." ​Caleb Hammer: "What is your goal? What are we trying to do?" ​Guest: "I mean I'm trying to get the debt down so that way." ​Caleb Hammer: "No, you don't. There is nothing that would suggest that. What is the actual. Is there any goal?" ​Guest: "I mean, I want to get to a place with no debt, um, but I also. I'm also going on a trip to Italy next month." ​Caleb Hammer: "How?! How have you spent more than you brought in, like double! How?! That is not a cheap trip!" ​Guest: "No, not at all. I've paid about $1,500 towards it already." ​Caleb Hammer: "But you're gonna eat food while you're there. You're gonna get transportation while you're there. Is Italy providing a return on investment? I don't think so." ​Guest: "No, but it returns on memories and the time." ​Caleb Hammer: "Memories are good, but you could have better and more memories if you do not have 50, 60, 70,000 dollars of bad debt ballooning! Ballooning 30% interest!"

Traeyz ♠️

23,217 views • 23 days ago

Caleb Hammer reveals he rents a private jet to help him get over his panic attacks - "I burst down in tears. It's really bad." Caleb: "I'm trying to get over my fear of flights and I guess I'm rich now, so that's nice. Knock on wood with all." Chris: "Does that help you get over your fear of flights?" Caleb: "I rented a PJ. Tell me. That's a waste of money." Chris: "Is that easier or harder?" Caleb: "So, it's a control thing for me. I don't like being stuck in a situation that I can't control." Chris: "Do you know how to fly the PJ?" Caleb: "No, but I can say let's land. I can't do that with a commercial jet." Chris: "Well, you could make a big enough fuss, but it would be a real headache." Caleb: "And bad for my career, too. So, that would be a real headache." Chris: "Pause." Caleb: "Yeah." Chris: "What was the first time with your travel anxiety getting on a PJ? Like," Caleb: "It was—oh, the PJ itself, it was actually really bad when we filmed it, too. We filmed it. It's on the internet. I burst down in tears. It's really bad." Chris: "I'm sorry, man." Caleb: "Oh, it was anxiety. Like, that's not—" Chris: "Yeah, I don't think that you should dismiss it like that." Caleb: "But it's not like something bad happened to me, right? Like, anxiety is make-believe. It's not real. My brain thinks it's real, but it's not. So, I was crying. I was sad. But you know what was actually making me more sad and crying? A lot of people thought it was out of pure terror. It was remembering a lot of the things that I haven't done. A lot of the family I haven't visited because of my fear of travel."

Tony Jacob | FindaClip.com

340,695 views • 18 days ago