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Governor Dr. Kamau Thugge explains how the new risk-based credit pricing model works. If you are a low-risk borrower, you may even see your loan priced at a rate lower than KESONIA – the new base rate.

Central Bank of Kenya

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33,637 views • 10 months ago •via X (Twitter)

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The new loan pricing model: Dr Kamau Thugge: We realised that when we raise the Central Bank Rate (CBR), banks raise their prices very quickly. But when we lower the CBR, banks take time to lower their rates, which is not fair for borrowers and customers. #BusinessRedefined

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