How does one explain this to the insurance company?

With this video.

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"Um. Yes, My car was just ripped apart by a pack of wild dogs" Allstate: "You aren't in good hands."

There was a Kitten hidden in the engine. They wanted a snack

Could you imagine waking up, ready to head for work and your car is in pieces? No idea how it happened. This would suck!

Send the invoice to cat that they are trying to catch hidden at engine slot

Don't even write nothing, just send them this mp4 file, with the music and everything 😅

Drugs in the car?

Probably hit a squirrel

They smelled something there.