How Insurance Actually Works 🤔

Except in the real world, the mothers would avoid having to pay a single dime for the bicycle

Well that's how it's SUPPOSED to work but insurance companies will try to avoid paying

Wow the kids don't have to pay a deductible first.

Only problem is that they don't want to pay back

insurance is just legalized gambling where the house always wins and youre the sucker

Moms represent billionaires and the hard are taxes. If the moms just keep the money, it’s fuck you.

This explanation is incomplete as they need dad to come in to deny claims or only cover $57 of a $70 bill.

Uh actually if all the bikes broke at the same time, the mothers would immediately claim all the cash and revoke the responsibility to help pay for repairs

This is deeply flawed. Why would any mother spend money on their kids? Why would they care for them to have nice things and be able to keep them from worrying about stuff like this? She could be making big bucks! She could have those jobless freeloaders paying her rent!

forgot the part where the bike isn't considered covered and the kid now has to deal without a bike until they die.

This mf in the replies schizo posting hella gifs

Zack has peaked and used the kid falling off her bike to explain insurance wonderfully.

So the bigger problem is when the Mom starts to take more and more of the "carrying cost", then wonder why they don't have enough money to go around

But why don't the mom's wanna pay sometimes? 😔

In theory, that's how it works and it's an interesting business. In reality insurance is very hard for everyone: custumers, insurance company and the business the insurance should pay

The 245th 2:03pm of 2026 ( mythical 🐦‍🔥)

What is this attempt of whitewashing insurance companies? I'm so fucking done

uhh do yall see that one guy here?

I love my mom

greedy ass mom

Peak