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🚨 HUGE. Centre’s e-Jagriti platform is quietly transforming consumer rights. — Since January, it has handled 1.3 Lakh grievance cases with over 2 lakh users, including NRIs. Buy something defective, store or online, you can now get justice fast👏🏼 Assam saw a ₹3.05 lakh refund in 25 days after... show more

The Analyzer (News Updates🗞️)

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According to the Confederation of All India Traders (CAIT): ✅India’s festive retail sales hit an all-time high of Rs 6.05 lakh crore this year. This is a 25% increase over last year’s Diwali sales of around Rs 4.25 lakh crore. ✅Of the total, about Rs 5.40 lakh crore was spent on goods and Rs 65,000 crore on services, making it the biggest Diwali business in India’s trading history. ✅Importantly, this #Swadeshi Diwali saw an overwhelming preference for Made-in-India products – roughly 87% of customers chose Indian-made goods over imports. ✅Beyond the revenue figures, what is heartening is the positive sentiment and optimism in the market. Trader surveys showed confidence at a decade high, with the Trader Confidence Index at 8.6/10 and the Consumer Confidence Index at 8.4/10. ✅The e-commerce space recorded a 24% year-on-year growth in volumes while gross merchandise value (sales) posted an increase of 23%. What do these numbers tell us? They tell us that our economic policies – including the recent GST rate rationalization - is having a meaningful impact. In fact, about 72% of traders surveyed by CAIT credited the GST rate cuts on items like daily-use products, footwear, home decor and consumer durables as a key factor driving the higher sales this year. So, the #GSTBachatUtsav which was launched by Hon’ble Prime Minister Shri Narendra Modi was indeed a ‘Double Diwali’. - Smt Nirmala Sitharaman. #NextGenGST

According to the Confederation of All India Traders (CAIT): ✅India’s festive retail sales hit an all-time high of Rs 6.05 lakh crore this year. This is a 25% increase over last year’s Diwali sales of around Rs 4.25 lakh crore. ✅Of the total, about Rs 5.40 lakh crore was spent on goods and Rs 65,000 crore on services, making it the biggest Diwali business in India’s trading history. ✅Importantly, this #Swadeshi Diwali saw an overwhelming preference for Made-in-India products – roughly 87% of customers chose Indian-made goods over imports. ✅Beyond the revenue figures, what is heartening is the positive sentiment and optimism in the market. Trader surveys showed confidence at a decade high, with the Trader Confidence Index at 8.6/10 and the Consumer Confidence Index at 8.4/10. ✅The e-commerce space recorded a 24% year-on-year growth in volumes while gross merchandise value (sales) posted an increase of 23%. What do these numbers tell us? They tell us that our economic policies – including the recent GST rate rationalization - is having a meaningful impact. In fact, about 72% of traders surveyed by CAIT credited the GST rate cuts on items like daily-use products, footwear, home decor and consumer durables as a key factor driving the higher sales this year. So, the #GSTBachatUtsav which was launched by Hon’ble Prime Minister Shri Narendra Modi was indeed a ‘Double Diwali’. - Smt Nirmala Sitharaman. #NextGenGST

Nirmala Sitharaman Office

13,795 Aufrufe • vor 9 Monaten

Live Now: ScanX - Stock Screening & Market Research Platform 📈📉 Screen stocks in real-time based on your criteria with fundamental and technical parameters on ScanX! Over the last 30+ months, Dhan has become the de facto execution platform for over 6 lakh users. With multiple apps, web, and charting platforms in the ecosystem, something was still missing - a comprehensive tool for market research and easy screening of stocks! That’s why we’ve built ScanX. It makes discovery easier so that you can identify stocks that fit your strategy, trending screeners, market insights, and more. Here's what ScanX has for traders & investors 🧵👇

Live Now: ScanX - Stock Screening & Market Research Platform 📈📉 Screen stocks in real-time based on your criteria with fundamental and technical parameters on ScanX! Over the last 30+ months, Dhan has become the de facto execution platform for over 6 lakh users. With multiple apps, web, and charting platforms in the ecosystem, something was still missing - a comprehensive tool for market research and easy screening of stocks! That’s why we’ve built ScanX. It makes discovery easier so that you can identify stocks that fit your strategy, trending screeners, market insights, and more. Here's what ScanX has for traders & investors 🧵👇

Dhan - Made for Trade

289,344 Aufrufe • vor 2 Jahren

I just got scammed on Flipkart — not once, but TWICE. So I ordered a ₹2.6 lakh MacBook Pro and got a used, old model inside a sealed Apple box. We filmed the entire open box delivery, you can see that in first attached video. I immediately requested a replacement, and this time I unboxed the product at the EKart office under CCTV, and again the MacBook had smudges and marks so basically not new (second unboxing video attached below). 2 times. 2 wrong deliveries. After a discussion with customer care they started a return and then after 2 days they called me and offered me a compensation of 13K which I rejected, then 18K I rejected again and finally they offered me 10% which I rejected again. And after all this negotiation they rejected the return. So I called them again and I asked for 10% compensation as it was a lot of hassle by talking to them. And moreover, I was able to clean the marks but the laptop was not new in the first place. So why am I posting about it, here’s the disturbing part: it’s not just me. This seller called "Treasure Haul Online" has been scamming people for years. Users on LinkedIn, Reddit, YouTube, and X have posted about the same seller since 2023. For more information I have made a video and link to that is given below this tweet. I genuinely have 3 questions to ask: 1. How are fake products getting packed in sealed Apple boxes? 2. How is this seller still active despite public complaints from 2023? 3. How is this “Assured” if even Flipkart can’t verify what’s inside? FlipkartSupport, this isn't a mistake, it's negligence. You are enabling fraud through your platform. This requires investigation, I am requesting action against the seller and Flipkart. Consumer Affairs CCI Ministry of Electronics & IT Consumer Rights Agency Consumer Forum India Apple

I just got scammed on Flipkart — not once, but TWICE. So I ordered a ₹2.6 lakh MacBook Pro and got a used, old model inside a sealed Apple box. We filmed the entire open box delivery, you can see that in first attached video. I immediately requested a replacement, and this time I unboxed the product at the EKart office under CCTV, and again the MacBook had smudges and marks so basically not new (second unboxing video attached below). 2 times. 2 wrong deliveries. After a discussion with customer care they started a return and then after 2 days they called me and offered me a compensation of 13K which I rejected, then 18K I rejected again and finally they offered me 10% which I rejected again. And after all this negotiation they rejected the return. So I called them again and I asked for 10% compensation as it was a lot of hassle by talking to them. And moreover, I was able to clean the marks but the laptop was not new in the first place. So why am I posting about it, here’s the disturbing part: it’s not just me. This seller called "Treasure Haul Online" has been scamming people for years. Users on LinkedIn, Reddit, YouTube, and X have posted about the same seller since 2023. For more information I have made a video and link to that is given below this tweet. I genuinely have 3 questions to ask: 1. How are fake products getting packed in sealed Apple boxes? 2. How is this seller still active despite public complaints from 2023? 3. How is this “Assured” if even Flipkart can’t verify what’s inside? FlipkartSupport, this isn't a mistake, it's negligence. You are enabling fraud through your platform. This requires investigation, I am requesting action against the seller and Flipkart. Consumer Affairs CCI Ministry of Electronics & IT Consumer Rights Agency Consumer Forum India Apple

Devanshu Dhandhal

643,735 Aufrufe • vor 1 Jahr

24 Hours After Delivery!!! A Hyderabad man bought an EV car spending a whooping Rs 25 lakh on 2nd June 2026. He happily drives his Vinfast VF MPV7 home and on 3rd June morning they come back to the showroom for charging the vehicle. But the vehicle apparently broke down right in front of the showroom. The customer says the Vinfast dealer Naresh Automobiles at Raidurgam, Hyderabad has been very unresponsive and are refusing to even exchange the car. According to him, he drove a total of 5kms and it is now lying at the showroom. The customer filed a complaint at the consumer court and awaiting response. Vehicle users in India are just getting assaulted from every side. You buy petrol vehicle, fuel comes with E20, E100 or sugarcane juice for exorbitant price. Diesel doesn’t have added fruit juices but equally expensive. If you buy EV, there is an extreme shortage of charging stations and worse you don’t know if you will get the right kind of service. Also, there are a few cases of technical issues around Vinfast in US & Vietnam (the country of manufacture), not sure of the vehicle performance in Indian markets as yet.

24 Hours After Delivery!!! A Hyderabad man bought an EV car spending a whooping Rs 25 lakh on 2nd June 2026. He happily drives his Vinfast VF MPV7 home and on 3rd June morning they come back to the showroom for charging the vehicle. But the vehicle apparently broke down right in front of the showroom. The customer says the Vinfast dealer Naresh Automobiles at Raidurgam, Hyderabad has been very unresponsive and are refusing to even exchange the car. According to him, he drove a total of 5kms and it is now lying at the showroom. The customer filed a complaint at the consumer court and awaiting response. Vehicle users in India are just getting assaulted from every side. You buy petrol vehicle, fuel comes with E20, E100 or sugarcane juice for exorbitant price. Diesel doesn’t have added fruit juices but equally expensive. If you buy EV, there is an extreme shortage of charging stations and worse you don’t know if you will get the right kind of service. Also, there are a few cases of technical issues around Vinfast in US & Vietnam (the country of manufacture), not sure of the vehicle performance in Indian markets as yet.

Revathi

259,206 Aufrufe • vor 1 Monat

20 minutes of Food Cost 20 lakh loss in Bengaluru Marathahalli Bengaluru’s failing governance, corporate negligence, and police corruption have once again come to light in a shocking incident at The Big Barbecue, Marathahalli. A woman’s ₹1.4 crore Mercedes-Benz was wrecked due to the reckless actions of valet drivers, who took her car for a joyride instead of parking it. They crashed into an illegal wall, causing ₹20 lakh in damages, and then fled. Instead of taking responsibility, the restaurant provided fake driver details and forged contracts, trying to evade liability. When the woman approached the police for justice, she was met with corruption and apathy. Officers suggested she “settle” for ₹2 lakh rather than pursue legal action, making it clear that protecting businesses mattered more than justice. The restaurant continues to operate freely, the valet drivers are missing, and the woman is left fighting alone. This incident highlights Bengaluru’s crumbling consumer rights and law enforcement failures. If even a high-profile case involving a luxury car can be buried so easily, what happens to ordinary citizens? The government boasts about “Brand Bengaluru,” but reality shows a city where fraud thrives, and police can be bought off. The woman now faces ₹20 lakh in repair costs, with no support from authorities. If such fraud remains unchecked, anyone could be the next victim. It’s time to demand accountability, expose corruption, and refuse to let powerful businesses escape justice. #bangalore #bengaluru #marathahalli Big Apple Barbecue Marathahalli BCP PRIYADARSHINI ACP MARATHAHALLI BCP ಬೆಂಗಳೂರು ನಗರ ಪೊಲೀಸ್‌ BengaluruCityPolice ಬೆಂಗಳೂರು ಸಂಚಾರ ಪೊಲೀಸ್ BengaluruTrafficPolice CP Bengaluru ಪೊಲೀಸ್ ಆಯುಕ್ತ ಬೆಂಗಳೂರು Joint CP, Traffic, Bengaluru DGP KARNATAKA alok kumar ACP SOUTH TRAFFIC BTP Acp South East Traff ACP EAST TRAFFIC BTP S. Lalitha ChristinMathewPhilip

Karnataka Portfolio

387,246 Aufrufe • vor 1 Jahr

Brothers and sisters of Keralam, Namaskaram 🙏 This election is about your future, it's about the type of Keralam we want. This is an ideological battle against the BJP and the LDF who have partnered with each other. The UDF government is committed to getting jobs for Keralam, fighting the brain drain that is taking place, stopping the widespread usage of drugs that has been encouraged by the Left, and of course we have also got a framework of guarantees for you. 1. Free bus travel for all women in KSRTC buses. 2. ₹1000 per month financial assistance for college-going girl students. 3. Welfare pension increased to ₹3000 per month. 4. ₹25 lakh health insurance cover for every household under a scheme named after Oommen Chandy ji. 5. Interest-free loans up to ₹5 lakh for youth to start their own businesses. A dedicated Ministry for Senior Citizens will also be created to ensure dignity, care and focused welfare for the elderly. Support the UDF. Support a great future for Keralam. : LoP Shri Rahul Gandhi

Brothers and sisters of Keralam, Namaskaram 🙏 This election is about your future, it's about the type of Keralam we want. This is an ideological battle against the BJP and the LDF who have partnered with each other. The UDF government is committed to getting jobs for Keralam, fighting the brain drain that is taking place, stopping the widespread usage of drugs that has been encouraged by the Left, and of course we have also got a framework of guarantees for you. 1. Free bus travel for all women in KSRTC buses. 2. ₹1000 per month financial assistance for college-going girl students. 3. Welfare pension increased to ₹3000 per month. 4. ₹25 lakh health insurance cover for every household under a scheme named after Oommen Chandy ji. 5. Interest-free loans up to ₹5 lakh for youth to start their own businesses. A dedicated Ministry for Senior Citizens will also be created to ensure dignity, care and focused welfare for the elderly. Support the UDF. Support a great future for Keralam. : LoP Shri Rahul Gandhi

Congress

22,538 Aufrufe • vor 3 Monaten

#WATCH | Delhi: Chief Justice of India DY Chandrachud says, " We now have the facility of filing cases at the click of a button. An upgraded version of the Supreme Court’s e-filing platform was launched in May 2023. It offers a host of improved features that have made 24x7 filing of cases simpler, faster and convenient. Nearly 1,28,000 e-filings have been done so far, with a consistent rise in the share of e-filings compared to physical filings. E-filings are available in 25 states. They have recorded over 29 Lakh case filings. With the immense support of the Bar and the Bench, we were able to swiftly shift to virtual hearings during COVID. Even after the pandemic, hybrid hearings continue to be a feature of our courts. That is, any Indian lawyer sitting in any part of the country, or the world can argue before this Court through video conferencing. This has democratised access to the Supreme Court. It has opened the space for those who were unable to approach the Supreme Court due to physical distance..."

#WATCH | Delhi: Chief Justice of India DY Chandrachud says, " We now have the facility of filing cases at the click of a button. An upgraded version of the Supreme Court’s e-filing platform was launched in May 2023. It offers a host of improved features that have made 24x7 filing of cases simpler, faster and convenient. Nearly 1,28,000 e-filings have been done so far, with a consistent rise in the share of e-filings compared to physical filings. E-filings are available in 25 states. They have recorded over 29 Lakh case filings. With the immense support of the Bar and the Bench, we were able to swiftly shift to virtual hearings during COVID. Even after the pandemic, hybrid hearings continue to be a feature of our courts. That is, any Indian lawyer sitting in any part of the country, or the world can argue before this Court through video conferencing. This has democratised access to the Supreme Court. It has opened the space for those who were unable to approach the Supreme Court due to physical distance..."

ANI

16,127 Aufrufe • vor 2 Jahren

For the 1st time ever, Delhi Police is filing FIRs for driving on the wrong side of the road. No more just paying a Rs 5,000 fine and moving on; offenders are now being booked under Section 281 of the Bharatiya Nyaya Sanhita for rash driving. The two cases were recently registered in Delhi Cantonment and Kapashera. This shift comes after 3.05 lakh cases were reported in 2025 alone. Since traditional challans haven't acted as a sufficient deterrent, the police are now resorting to criminal charges to save lives on the road. If you are caught, your vehicle could be seized immediately, and you could face up to 6 months in prison. Because an FIR is registered, the violation cannot be settled through a simple online payment. You will have to physically visit the police station and appear before a magistrate in court to secure bail and get your vehicle released. Script and VO: Shameen Alauddin Edit: Kapil Joshi With inputs from: Alok Singh

For the 1st time ever, Delhi Police is filing FIRs for driving on the wrong side of the road. No more just paying a Rs 5,000 fine and moving on; offenders are now being booked under Section 281 of the Bharatiya Nyaya Sanhita for rash driving. The two cases were recently registered in Delhi Cantonment and Kapashera. This shift comes after 3.05 lakh cases were reported in 2025 alone. Since traditional challans haven't acted as a sufficient deterrent, the police are now resorting to criminal charges to save lives on the road. If you are caught, your vehicle could be seized immediately, and you could face up to 6 months in prison. Because an FIR is registered, the violation cannot be settled through a simple online payment. You will have to physically visit the police station and appear before a magistrate in court to secure bail and get your vehicle released. Script and VO: Shameen Alauddin Edit: Kapil Joshi With inputs from: Alok Singh

The Indian Express

226,864 Aufrufe • vor 6 Monaten

Maruti Brezza vs Honda City Under 15 Lakh In the 1.5L Naturally Aspirated Petrol segment, the Honda City and Elevate are the best products available in the market, yet highly underrated. With 6 airbags as standard, ADAS in the base AT variant, excellent comfort, and the smoothest engines, they offer great value. For me, fuel efficiency and slightly higher service costs aren't an issue, and I don't plan on selling my cars before 8 years. Cars under 4 meters are fine up to ₹13 lakh, or if you need a CNG option. However, once their price overlaps with a car that's over 4 meters, it's better to choose the larger car. Even if you lose some features, you might get significant discounts as well. That said, the Brezza is a good car too, but it should offer 6 airbags as standard. In my opinion, it's also slightly overpriced for the AT variants but yes, it is super reliable, cheap to maintain and has excellent resale value.

Maruti Brezza vs Honda City Under 15 Lakh In the 1.5L Naturally Aspirated Petrol segment, the Honda City and Elevate are the best products available in the market, yet highly underrated. With 6 airbags as standard, ADAS in the base AT variant, excellent comfort, and the smoothest engines, they offer great value. For me, fuel efficiency and slightly higher service costs aren't an issue, and I don't plan on selling my cars before 8 years. Cars under 4 meters are fine up to ₹13 lakh, or if you need a CNG option. However, once their price overlaps with a car that's over 4 meters, it's better to choose the larger car. Even if you lose some features, you might get significant discounts as well. That said, the Brezza is a good car too, but it should offer 6 airbags as standard. In my opinion, it's also slightly overpriced for the AT variants but yes, it is super reliable, cheap to maintain and has excellent resale value.

Sunderdeep - Volklub

35,302 Aufrufe • vor 1 Jahr

🚨Travis Kalanick: Consumer software CEOs are freaking out about what to do when AI agents take over. travis kalanick: "As you guys know, I've been spending my time on real estate, and construction, and robotics." "And so I've been out of this kind of consumer software game for a long time." "But it's super interesting, over the last six months, there have been a number of consumer software CEOs, when I hang out with them or whatever, they're like, 'How are we gonna keep doing what we do when the agents take over?'" @jason: "The paradigm shift is so profound that the idea that you would visit a webpage goes away and you're just in a chat dialog?" Travis: "Every consumer software CEO that has an app in the App Store is tripping. They're tripping right now." "And I mean big boys, I mean guys with real stuff." "And sometimes I'm doing almost like therapy sessions with them." "I'm like, 'It's gonna be fine. You actually have stuff, you have a moat, you have real stuff that's of value. They can't replace it with an agent.'" Jason: "So you're lying to them. You're doing hospice care, and you're telling them everything's gonna be okay?" Travis: "There's certain things that are protected and there's certain things that aren't. That's all."

🚨Travis Kalanick: Consumer software CEOs are freaking out about what to do when AI agents take over. travis kalanick: "As you guys know, I've been spending my time on real estate, and construction, and robotics." "And so I've been out of this kind of consumer software game for a long time." "But it's super interesting, over the last six months, there have been a number of consumer software CEOs, when I hang out with them or whatever, they're like, 'How are we gonna keep doing what we do when the agents take over?'" @jason: "The paradigm shift is so profound that the idea that you would visit a webpage goes away and you're just in a chat dialog?" Travis: "Every consumer software CEO that has an app in the App Store is tripping. They're tripping right now." "And I mean big boys, I mean guys with real stuff." "And sometimes I'm doing almost like therapy sessions with them." "I'm like, 'It's gonna be fine. You actually have stuff, you have a moat, you have real stuff that's of value. They can't replace it with an agent.'" Jason: "So you're lying to them. You're doing hospice care, and you're telling them everything's gonna be okay?" Travis: "There's certain things that are protected and there's certain things that aren't. That's all."

The All-In Podcast

360,012 Aufrufe • vor 1 Jahr

A bus operator in a Tier 2 city couldn't buy a laptop on EMI for his daughter. A small overdue on an old loan he didn't even know about was dragging his credit score down. Oolka's (Oolka) AI agent found it, settled it, and his score recovered within 30 days. He got the laptop. That's what changes when AI moves from advice to action. On the latest episode of Lunchbreak With Lightspeed, Harsha Kumar (Harsha Kumar) sits down with Utkrishta Kumar (UK (Utkrishta Kumar)), Founder & CEO of Oolka, to talk about closing India's credit gap. They get into: > Why India has far fewer super-prime borrowers than the US — and what closes that gap > Why India is a "do it for me" market where DIY fintech fails > What makes consumer AI defensible — and why founders shouldn't lose sleep over horizontal LLMs > UK's thesis: India becomes the world's biggest consumer AI market Full episode link in the comments ⬇️

A bus operator in a Tier 2 city couldn't buy a laptop on EMI for his daughter. A small overdue on an old loan he didn't even know about was dragging his credit score down. Oolka's (Oolka) AI agent found it, settled it, and his score recovered within 30 days. He got the laptop. That's what changes when AI moves from advice to action. On the latest episode of Lunchbreak With Lightspeed, Harsha Kumar (Harsha Kumar) sits down with Utkrishta Kumar (UK (Utkrishta Kumar)), Founder & CEO of Oolka, to talk about closing India's credit gap. They get into: > Why India has far fewer super-prime borrowers than the US — and what closes that gap > Why India is a "do it for me" market where DIY fintech fails > What makes consumer AI defensible — and why founders shouldn't lose sleep over horizontal LLMs > UK's thesis: India becomes the world's biggest consumer AI market Full episode link in the comments ⬇️

Lightspeed India

15,824 Aufrufe • vor 1 Monat

.vitalik.eth on why a 1,000-year lifespan wouldn't get boring: "Even if we lived to 1,000 years old, we're not gonna get bored. We're gonna keep creating new worlds for ourselves." "Everything around us, the people, the world, changes so much over 10 years that it almost might as well be a death and a rebirth." "15 years ago, it was normal for close friends to not talk to each other for days. Doesn't that sound crazy now?" "In the first 20 years of your life you're a learner, a consumer. You're someone playing games that other people set up for you. One of the big transitions as you grow up is getting into more of a role of actually being the one that has to create and define and contribute to the games yourself." sophia binji

.vitalik.eth on why a 1,000-year lifespan wouldn't get boring: "Even if we lived to 1,000 years old, we're not gonna get bored. We're gonna keep creating new worlds for ourselves." "Everything around us, the people, the world, changes so much over 10 years that it almost might as well be a death and a rebirth." "15 years ago, it was normal for close friends to not talk to each other for days. Doesn't that sound crazy now?" "In the first 20 years of your life you're a learner, a consumer. You're someone playing games that other people set up for you. One of the big transitions as you grow up is getting into more of a role of actually being the one that has to create and define and contribute to the games yourself." sophia binji

MTS

83,736 Aufrufe • vor 2 Monaten

Brian sits on the board of Y Combinator. He said the last batch had 175 companies and only 16 of them weren't enterprise. "Here are the reasons I think it's happening. Number one, when ChatGPT came out, people were afraid it was going to kill their business. Number two, the business model is tricky. There is no consumer business model for AI that I've seen. For example, ChatGPT, there's three ways it can monetize subscriptions. Unfortunately, they're probably going to hit a local maximum percentage of users. Ads, they're hitting a local maximum because Claude and Gemini are not going to do ads. And e-commerce, they shut down the third party apps. And so the first thing is you need to have a business model around consumer AI. People are not trained to pay for information. The second problem is distribution is mature. Like the app store. Now again, top three apps in the app Store are AI, so it does prove you have something revolutionary, you'll find your way to the top. The third thing is, while I think Silicon Valley, we like to describe ourselves as rebels. I think it's very trend based and vibe based. And I think the trend is enterprise. Maybe finally the reason people aren't doing consumer companies is that they're just harder. You have to be good at a lot more things. You generally have to be better at design, marketing, culture, press. It's not purely technology and sales. But my prediction is that we're living in the age of enterprise AI, and I think in the next 12 to 24 months you're gonna see the beginning of a consumer AI renaissance. Almost every app on my home screen has not changed since AI, including Airbnb. I think that's gonna change in two years."

Brian sits on the board of Y Combinator. He said the last batch had 175 companies and only 16 of them weren't enterprise. "Here are the reasons I think it's happening. Number one, when ChatGPT came out, people were afraid it was going to kill their business. Number two, the business model is tricky. There is no consumer business model for AI that I've seen. For example, ChatGPT, there's three ways it can monetize subscriptions. Unfortunately, they're probably going to hit a local maximum percentage of users. Ads, they're hitting a local maximum because Claude and Gemini are not going to do ads. And e-commerce, they shut down the third party apps. And so the first thing is you need to have a business model around consumer AI. People are not trained to pay for information. The second problem is distribution is mature. Like the app store. Now again, top three apps in the app Store are AI, so it does prove you have something revolutionary, you'll find your way to the top. The third thing is, while I think Silicon Valley, we like to describe ourselves as rebels. I think it's very trend based and vibe based. And I think the trend is enterprise. Maybe finally the reason people aren't doing consumer companies is that they're just harder. You have to be good at a lot more things. You generally have to be better at design, marketing, culture, press. It's not purely technology and sales. But my prediction is that we're living in the age of enterprise AI, and I think in the next 12 to 24 months you're gonna see the beginning of a consumer AI renaissance. Almost every app on my home screen has not changed since AI, including Airbnb. I think that's gonna change in two years."

Patrick OShaughnessy

285,527 Aufrufe • vor 2 Monaten

Freudian Slip! Consumer Financial Protection Bureau Acting Director Russell Vought accidentally said the quiet part out loud: “I work for President Trump, not the American people.” That mindset is clearly evident in how the agency has gutted consumer protections in favor of industry and Trump donors. Since Trump took office, the CFPB has: • Overturned the overdraft fee cap — The Biden-era rule (which aimed to save consumers ~$5 billion per year with options like a $5 cap for large banks) was repealed by Congress via the Congressional Review Act in 2025. The CFPB is now barred from issuing substantially similar rules. • Rolled back price transparency and junk fee protections — This includes credit card late fees (the prior $8 cap proposal was blocked/vacated in 2025). The CFPB has since issued an RFI in July 2026 but has largely stepped back from aggressive action. • Dismissed or withdrew from 19–20 public enforcement actions. • Dramatically reduced new settlements and relief — Critics estimate this shift (plus dropped cases) has cost American consumers $19 billion in potential relief in the first year alone. • Closed 76% of supervisory actions (~1,500) and significantly scaled back examinations. • Pursued broad deregulation — Withdrew over a dozen final or proposed rules and nearly 70 guidance documents. Prioritized rescinding or reconsidering prior rules (e.g., Small Business Lending Data Collection under Section 1071). • Saw complaint volume surge to 6.6 million in 2025 (doubling prior years, largely driven by credit reporting issues), while consumer resolution/relief rates dropped sharply.

Freudian Slip! Consumer Financial Protection Bureau Acting Director Russell Vought accidentally said the quiet part out loud: “I work for President Trump, not the American people.” That mindset is clearly evident in how the agency has gutted consumer protections in favor of industry and Trump donors. Since Trump took office, the CFPB has: • Overturned the overdraft fee cap — The Biden-era rule (which aimed to save consumers ~$5 billion per year with options like a $5 cap for large banks) was repealed by Congress via the Congressional Review Act in 2025. The CFPB is now barred from issuing substantially similar rules. • Rolled back price transparency and junk fee protections — This includes credit card late fees (the prior $8 cap proposal was blocked/vacated in 2025). The CFPB has since issued an RFI in July 2026 but has largely stepped back from aggressive action. • Dismissed or withdrew from 19–20 public enforcement actions. • Dramatically reduced new settlements and relief — Critics estimate this shift (plus dropped cases) has cost American consumers $19 billion in potential relief in the first year alone. • Closed 76% of supervisory actions (~1,500) and significantly scaled back examinations. • Pursued broad deregulation — Withdrew over a dozen final or proposed rules and nearly 70 guidance documents. Prioritized rescinding or reconsidering prior rules (e.g., Small Business Lending Data Collection under Section 1071). • Saw complaint volume surge to 6.6 million in 2025 (doubling prior years, largely driven by credit reporting issues), while consumer resolution/relief rates dropped sharply.

The Green Dragon Tavern

102,497 Aufrufe • vor 7 Tagen

It is with deep regret that I inform you that the J&K government has rejected our Bill on Sheikh-ul-Alam University in today’s Assembly session. I moved the Bill in the Legislative Assembly with the goal of establishing the region’s first private university. The proposed Sheikh-ul-Alam University Bill for Pulwama (Bill No. 9 of 2025) was, however, turned down by the government. Despite my persistent appeals and efforts to have it considered, Education Minister and the J&K government rejected the proposal. In the decisive vote, NC MLAs opposed the Bill, halting what could have been a landmark step for higher education in Pulwama. Currently, J&K has no private universities, while India has over 500. Our students face immense challenges, including safety concerns and high costs of education. Over the past ten years, 500 cases of hate crimes against students have been reported. Many students spend more than 1 lakh per year, and around 2 lakh students from J&K are studying outside the Union Territory. We urgently need to build strong institutions here in J&K so that our students can access quality education locally, overcome crises, and pursue their ambitions without facing such challenges.

It is with deep regret that I inform you that the J&K government has rejected our Bill on Sheikh-ul-Alam University in today’s Assembly session. I moved the Bill in the Legislative Assembly with the goal of establishing the region’s first private university. The proposed Sheikh-ul-Alam University Bill for Pulwama (Bill No. 9 of 2025) was, however, turned down by the government. Despite my persistent appeals and efforts to have it considered, Education Minister and the J&K government rejected the proposal. In the decisive vote, NC MLAs opposed the Bill, halting what could have been a landmark step for higher education in Pulwama. Currently, J&K has no private universities, while India has over 500. Our students face immense challenges, including safety concerns and high costs of education. Over the past ten years, 500 cases of hate crimes against students have been reported. Many students spend more than 1 lakh per year, and around 2 lakh students from J&K are studying outside the Union Territory. We urgently need to build strong institutions here in J&K so that our students can access quality education locally, overcome crises, and pursue their ambitions without facing such challenges.

Waheed Ur Rehman Para

18,793 Aufrufe • vor 4 Monaten

“You’re spending 50% of your disposable income on a house a postman owned in 1917.” Rory Sutherland just delivered a brutally funny takedown of London property madness. He pointed out that people with good jobs are now paying enormous sums for a three-bedroom house in Fulham that’s essentially a boring, low-quality building — the real value is almost entirely in the land and planning permission (about 90% of the price). Meanwhile, we live in an incredible technological age where you can buy jet skis, hot tubs, and amazing consumer goods — but most of our money goes into owning a “shit house” in a good postcode. Rory’s friend has a flat in the Barbican and he gets that — it’s actually an amazing place to live. But most London housing? Dross. Rory’s friend has a flat in the Barbican and he gets that — it’s actually an amazing place to live. But most London housing? Dross. It’s like paying £60,000 a year for the parking space while driving a 1970s Ford Cortina. What’s the most ridiculous thing you’ve seen people spend huge money on just for location?

“You’re spending 50% of your disposable income on a house a postman owned in 1917.” Rory Sutherland just delivered a brutally funny takedown of London property madness. He pointed out that people with good jobs are now paying enormous sums for a three-bedroom house in Fulham that’s essentially a boring, low-quality building — the real value is almost entirely in the land and planning permission (about 90% of the price). Meanwhile, we live in an incredible technological age where you can buy jet skis, hot tubs, and amazing consumer goods — but most of our money goes into owning a “shit house” in a good postcode. Rory’s friend has a flat in the Barbican and he gets that — it’s actually an amazing place to live. But most London housing? Dross. Rory’s friend has a flat in the Barbican and he gets that — it’s actually an amazing place to live. But most London housing? Dross. It’s like paying £60,000 a year for the parking space while driving a 1970s Ford Cortina. What’s the most ridiculous thing you’ve seen people spend huge money on just for location?

Camus

688,235 Aufrufe • vor 3 Monaten

My 16-Night Solo Adventure in New Zealand under ₹1.2 Lakh Most people think #NewZealand is a very expensive place, impossible to travel solo, or that you absolutely need a car to see the good stuff. Well, let me tell you: not only is it possible, but it's an absolutely incredible country to explore solo, on a budget, and mostly using public transport. I completed a 16-night solo trip across both islands of New Zealand with out-of-pocket expenses of under ₹1.2 lakh. This included my flights from and back to #India, stays, internal transportation, and a packed schedule of activities: #skydiving (yes, you read that right), rafting, popular tours like #MilfordSound and #Hobbiton, #glowworm caves, hot water spas, geothermal parks, and more. And no, that’s not a clickbait number I’ve just thrown out to get your attention — I can share a detailed cost breakdown in a future post. Yes, I did use credit card points for my flights and a few hotel bookings which resulted in huge savings, but even if I include the value of those points, my total trip cost was ~₹2 lakhs for 16 incredible nights. If there's enough interest, I can share the full itinerary in detail, but for now, this is what my journey looked like at a glance 👇

My 16-Night Solo Adventure in New Zealand under ₹1.2 Lakh Most people think #NewZealand is a very expensive place, impossible to travel solo, or that you absolutely need a car to see the good stuff. Well, let me tell you: not only is it possible, but it's an absolutely incredible country to explore solo, on a budget, and mostly using public transport. I completed a 16-night solo trip across both islands of New Zealand with out-of-pocket expenses of under ₹1.2 lakh. This included my flights from and back to #India, stays, internal transportation, and a packed schedule of activities: #skydiving (yes, you read that right), rafting, popular tours like #MilfordSound and #Hobbiton, #glowworm caves, hot water spas, geothermal parks, and more. And no, that’s not a clickbait number I’ve just thrown out to get your attention — I can share a detailed cost breakdown in a future post. Yes, I did use credit card points for my flights and a few hotel bookings which resulted in huge savings, but even if I include the value of those points, my total trip cost was ~₹2 lakhs for 16 incredible nights. If there's enough interest, I can share the full itinerary in detail, but for now, this is what my journey looked like at a glance 👇

Anirudh Kejriwal

136,259 Aufrufe • vor 1 Jahr

🚨Keith Rabois on Perplexity's AI browser: "It's a great Hail Mary attempt" because " absent something like this, Perplexity is toast." @jason: "OpenAI and Perplexity are going after the browser." "Perplexity launched Comet for their $200/month tier." "This is a really interesting category. Having your browser connected to agents lets you do really interesting things." Keith Rabois: "I think it's a great Hail Mary attempt by Perplexity." "I think absent something like this, Perplexity is toast." "Like, per the stat about ChatGPT going to a billion users, it's becoming the verb, you know, the way you describe using AI for a normal consumer." "There's nothing left of Perplexity if they can't pull this off." "So it's a great idea because the history of consumer technology companies is, whoever has uphill ground, like in a military sense, whoever's first has a lot of control." "This is actually what Google should be doing, truthfully." "I think Google Search is toast." "And since they have Chrome and they theoretically have a quality team in Gemini, they should be putting these two things together and hoping to compete with ChatGPT." "They're gonna lose the search game. The assets that are best at Google right now have nothing to do with search." "It's every other product that's the only thing that's gonna save that company if they can figure out how to use them."

🚨Keith Rabois on Perplexity's AI browser: "It's a great Hail Mary attempt" because " absent something like this, Perplexity is toast." @jason: "OpenAI and Perplexity are going after the browser." "Perplexity launched Comet for their $200/month tier." "This is a really interesting category. Having your browser connected to agents lets you do really interesting things." Keith Rabois: "I think it's a great Hail Mary attempt by Perplexity." "I think absent something like this, Perplexity is toast." "Like, per the stat about ChatGPT going to a billion users, it's becoming the verb, you know, the way you describe using AI for a normal consumer." "There's nothing left of Perplexity if they can't pull this off." "So it's a great idea because the history of consumer technology companies is, whoever has uphill ground, like in a military sense, whoever's first has a lot of control." "This is actually what Google should be doing, truthfully." "I think Google Search is toast." "And since they have Chrome and they theoretically have a quality team in Gemini, they should be putting these two things together and hoping to compete with ChatGPT." "They're gonna lose the search game. The assets that are best at Google right now have nothing to do with search." "It's every other product that's the only thing that's gonna save that company if they can figure out how to use them."

The All-In Podcast

45,297 Aufrufe • vor 1 Jahr

🚨 A 50-year-old Tower Hamlets councillor has been charged for allegedly trying to get a 16-year-old girl to drop rape charges. My own local councillor was charged a year ago. Since then? Silence. Seriously, what’s going on in Tower Hamlets. ❌ An MP who has claimed over £1 million in expenses, earns close to £100k a year, and still lives in a council house she has admitted she doesn’t need… all while 20,000 local residents sit on the housing waiting list ❌ The councillor responsible for scrutiny living in Bangladesh, not scrutinising anything, but still collecting a taxpayer-funded salary ❌ A mayor previously banned from politics for five years for corrupt and illegal practices ❌ And now my own local councillor - a 50-year-old - charged in connection with alleged attempts to interfere in a rape case involving a 16-year-old girl I don’t know about you, but I’m utterly sick of this. And who is going to fix it? I personally don’t trust any of the existing politicians in Tower Hamlets to fix this mess. So I’m coming to the conclusion that I’m going to have to fix it myself.

🚨 A 50-year-old Tower Hamlets councillor has been charged for allegedly trying to get a 16-year-old girl to drop rape charges. My own local councillor was charged a year ago. Since then? Silence. Seriously, what’s going on in Tower Hamlets. ❌ An MP who has claimed over £1 million in expenses, earns close to £100k a year, and still lives in a council house she has admitted she doesn’t need… all while 20,000 local residents sit on the housing waiting list ❌ The councillor responsible for scrutiny living in Bangladesh, not scrutinising anything, but still collecting a taxpayer-funded salary ❌ A mayor previously banned from politics for five years for corrupt and illegal practices ❌ And now my own local councillor - a 50-year-old - charged in connection with alleged attempts to interfere in a rape case involving a 16-year-old girl I don’t know about you, but I’m utterly sick of this. And who is going to fix it? I personally don’t trust any of the existing politicians in Tower Hamlets to fix this mess. So I’m coming to the conclusion that I’m going to have to fix it myself.

Lee Nallalingham

54,970 Aufrufe • vor 5 Monaten

Elon Musk just quietly launched a bank inside X. 6% APY on deposits. 3% cashback on purchases. But almost no one understands what this actually means... Here's what everyone is missing about the June 25 update, and why PayPal, Cash App, and Venmo just got put on notice: X started rolling out X Money to a small group of U.S. Premium+ users. This is the product Musk has been talking about since he bought Twitter: The "everything app." Social, payments, transfers, eventually broader banking. Peer-to-peer transfers powered by Visa Direct for near real-time settlement. A metal Visa debit card. For context, the national average savings rate in the U.S. is well below 1%. The highest yield on the typical big-bank checking account is roughly 0%. X is offering 6%. That number alone is enough to make every consumer fintech CFO in America uncomfortable. Now look at the regulatory groundwork most coverage skipped. X has secured more than 25 money transmitter licenses across U.S. states. That is the legal foundation for operating payments at national scale. It takes years to assemble and millions in legal and compliance work. Musk has been quietly doing that work for two years while critics insisted X was a dying ad business. Here's what the media keeps missing: X Money is designed to make X the place your money lives. Once your paycheck lands in X Money, your savings earn 6%, your card lives in the app, and your transfers happen inside the same feed where you read the news, the math of leaving gets ugly. PayPal doesn't have a feed. Cash App doesn't have a social graph. Venmo can't offer 6% APY without bleeding cash. X is the only consumer platform on earth that can run a social network and a banking product through the same login. For 20 years, you've logged into your bank, your brokerage, Venmo, and your social apps separately. X is collapsing all of that into one login. This is the WeChat playbook. Payments, transfers, commerce, and social all inside one app. WeChat now processes trillions in payments annually inside China. Musk has said publicly that WeChat is the model. Most people dismissed it as hype. Retail investors look at headlines and react. The wealthy look at the rails and position. A 6% APY launching inside a global social platform is a signal about where consumer finance is going. You can scroll past it and assume it doesn't matter to your portfolio. Or you can run a system that pays attention to structural shifts instead of headlines. Surmount helps you automate your investments with rules-based strategies built on data, not narratives...

Elon Musk just quietly launched a bank inside X. 6% APY on deposits. 3% cashback on purchases. But almost no one understands what this actually means... Here's what everyone is missing about the June 25 update, and why PayPal, Cash App, and Venmo just got put on notice: X started rolling out X Money to a small group of U.S. Premium+ users. This is the product Musk has been talking about since he bought Twitter: The "everything app." Social, payments, transfers, eventually broader banking. Peer-to-peer transfers powered by Visa Direct for near real-time settlement. A metal Visa debit card. For context, the national average savings rate in the U.S. is well below 1%. The highest yield on the typical big-bank checking account is roughly 0%. X is offering 6%. That number alone is enough to make every consumer fintech CFO in America uncomfortable. Now look at the regulatory groundwork most coverage skipped. X has secured more than 25 money transmitter licenses across U.S. states. That is the legal foundation for operating payments at national scale. It takes years to assemble and millions in legal and compliance work. Musk has been quietly doing that work for two years while critics insisted X was a dying ad business. Here's what the media keeps missing: X Money is designed to make X the place your money lives. Once your paycheck lands in X Money, your savings earn 6%, your card lives in the app, and your transfers happen inside the same feed where you read the news, the math of leaving gets ugly. PayPal doesn't have a feed. Cash App doesn't have a social graph. Venmo can't offer 6% APY without bleeding cash. X is the only consumer platform on earth that can run a social network and a banking product through the same login. For 20 years, you've logged into your bank, your brokerage, Venmo, and your social apps separately. X is collapsing all of that into one login. This is the WeChat playbook. Payments, transfers, commerce, and social all inside one app. WeChat now processes trillions in payments annually inside China. Musk has said publicly that WeChat is the model. Most people dismissed it as hype. Retail investors look at headlines and react. The wealthy look at the rails and position. A 6% APY launching inside a global social platform is a signal about where consumer finance is going. You can scroll past it and assume it doesn't matter to your portfolio. Or you can run a system that pays attention to structural shifts instead of headlines. Surmount helps you automate your investments with rules-based strategies built on data, not narratives...

Logan Weaver

257,499 Aufrufe • vor 1 Monat