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ISO 20022 is transforming payments - introducing richer, more structured data that unlocks significant benefits. Swift’s Data Quality Analytics helps you make the most of that data - measuring, analysing, and optimising your payment messages. We spoke with Elena Hergass about Deutsche Bank’s migration to ISO 20022 and how...

66,784 views • 11 months ago •via X (Twitter)

29 Comments

King Solomon (Ryan Solomon)'s profile picture
King Solomon (Ryan Solomon)11 months ago

I would love to interview someone from Swift to dispel a lot of the ISO 20022 misconceptions and misinformation.

XRP Update's profile picture
XRP Update11 months ago

Sounds like $XRP

Rajesh's profile picture
Rajesh11 months ago

Gm @swiftcommunity The Data Quality Analytics dashboard is nice and all, but $MANYU coin is the real MVP helping my transition—to the moon! 🐕🚀💎 WOOF WOOF, who's aping in? $MANYU @RealManyu

InvestorX's profile picture
InvestorX11 months ago

ISO 20022 is a necessary upgrade, not a competitive edge. Structured data fixes messaging, compliance and reporting not settlement latency or fragmented liquidity. The real shift happens when ISO 20022 messaging is paired with real-time, neutral settlement rails. Data quality is step one. Settlement evolution is step two.

LINK-BULL ennes's profile picture
LINK-BULL ennes11 months ago

goddam this account is shilling Chainlink

Spoon's profile picture
Spoon11 months ago

This is where things actually start getting useful. Better data is one thing, but being able to see it, measure it, and improve it makes all the difference. Good example of how the migration turns into real value.

Tukang Gebot's profile picture
Tukang Gebot11 months ago

Do you already have an inflation-resistant asset for the future? As prices continue to skyrocket and an economic recession threatens, assets with rising values ​​are a weapon to protect your wealth and purchasing power.

ħashbuzz's profile picture
ħashbuzz11 months ago

ISO 20022 makes payment messages more descriptive and machine-readable. That reduces errors, speeds up processing, and improves transparency across the payment lifecycle.

Matta's profile picture
Matta11 months ago

Yet the BRICS nations don't want SWIFT anymore.. they are tired of the dollar.

Charley Crypto's profile picture
Charley Crypto11 months ago

Nobody cares about the ISO20022 bullshit anymore. It took them awhile but most finally figured out it doesn't do anything for prices.

𝐑𝐢𝐜𝐡 𝐆𝐚𝐥𝐨𝐫𝐞's profile picture
𝐑𝐢𝐜𝐡 𝐆𝐚𝐥𝐨𝐫𝐞11 months ago

Here I fixed it for you: ISO 20022 is transforming payments using XRP - introducing richer, more structured data that unlocks significant benefits. Swift’s Data Quality Analytics helps you make the most of that data - measuring, analysing, and optimising your payment messages.

Lalit singh's profile picture
Lalit singh11 months ago

Pi network

Larry's profile picture
Larry11 months ago

Swift is late lol

Harry Jewels's profile picture
Harry Jewels11 months ago

Chainlink

Hot Yields's profile picture
Hot Yields11 months ago

Will you use Hedera?

XRP $589's profile picture
XRP $58911 months ago

XRP TIME SOON 🚀🚀

Mr.Jansen's profile picture
Mr.Jansen11 months ago

#XRP

Neft.eth 🏴‍☠️'s profile picture
Neft.eth 🏴‍☠️11 months ago

Measure then scale bro

Vélric's profile picture
Vélric11 months ago

#HBAR

Lucky Me's profile picture
Lucky Me11 months ago

Don't mess it up, go with XRP.

KO's profile picture
KO11 months ago

$XRP

Crypto Aikido's profile picture
Crypto Aikido11 months ago

It all leads to $XRP

🇺🇲GREEKPATRIOT🇺🇲's profile picture
🇺🇲GREEKPATRIOT🇺🇲11 months ago

@majeed66224499 You should run on the #XRPL so you dont fade into the void

Albert B. Cuevas's profile picture
Albert B. Cuevas11 months ago

is $XRP involved in this?

Matta's profile picture
Matta10 months ago

For years we had to listen to what you said and charged us extra conversion fees and markups. SWIFT is the reason we have biweekly paychecks..You profited off us and our generations for DECADES... now SWIFT deserves to DIE OUT and I'm Happy.

WISE's profile picture
WISE11 months ago

I smel $Linea

ikanic's profile picture
ikanic11 months ago

Tell me it’s $Linea without saying it’s $Linea

Tukang Gebot's profile picture
Tukang Gebot11 months ago

XRP is designed not only for payments and speed, XRP is a very valuable asset, rapid economic growth with XRP

Diego Machado's profile picture
Diego Machado11 months ago

Why don't you partner with @Ripple and $XRP? That's no easier?

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JUST IN🚨🚨🚨SWIFT is extending part of its ISO 20022 migration, but here’s the number everyone should be looking at: 98%+ of payment instructions are ALREADY using ISO 20022. This is not SWIFT abandoning ISO 20022. The MT migration finished in November 2025. What SWIFT is delaying is the next SR2026 structured-data upgrade, including the move away from unstructured postal addresses, because banks across the world need more time. A new timetable comes by December 2026, while securities and trade changes move into Q1 2027. To me, that makes the bigger picture even clearer. The global banking system now largely speaks one financial messaging language. And look at who already connects to it. $XRP: Ripple is an ISO 20022 Registration Management Group member, the first member focused on DLT. Ripple Payments uses a structure based on pacs.008, while XRP can provide liquidity and settlement underneath those messages. $QNT: QuantNet is described as ISO 20022-native, connecting banks, blockchains, tokenized deposits and settlement networks. $XDC: XDC infrastructure supports ISO 20022 messaging alongside blockchain settlement through systems including Impel. $XLM: Stellar's Transparent Network in Ukraine uses ISO 20022 compliance-by-default while connecting banks to 24/7 Stellar settlement. $HBAR: Hedera-based EMTECH CBDC infrastructure has documented ISO 20022 interoperability. And SWIFT itself now says it is integrating a blockchain-based ledger into its infrastructure. That’s the bigger signal for me. Messaging is becoming standardized. Settlement is becoming tokenized. Banks still need interoperability between old systems and new digital rails. $XRP $QNT $XDC $XLM $HBAR are already positioned around different pieces of that transition.

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