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Its quite unfortunate 😔 that IndusInd Bank abruptly pulled back the Avios offer ✈️💳 👉 First they announced 31st January as the last date 📅 👉 Then suddenly cut it short to 6th January ⚡ That’s unprofessional and sets a very bad precedent for card issuers 🚫 This entire... IndusInd Avios episode comes with some powerful lessons for credit card users 👇 👉 Banks roll out amazing (sometimes unbelievable) offers 🎁 from time to time 👉 When such offers appear, act fast — evaluate your needs, study the product, read T&Cs 📄 and apply if it makes sense 👉 Never wait for the last day ⏰ — the credit card world changes overnight ⚡ 👉 Card issuers are becoming highly unpredictable 🔄 — both for joining bonuses and ongoing benefits If a benefit is valuable, squeeze it sooner rather than later 🧃 No benefit lasts forever. In fact, the better the benefit, the shorter its life ⏳ ⸻ I just received my IndusInd Bank Avios Credit Card 💳✨ 👉 Impressive packaging 🎁 — better than even some core super-premium cards like Infinia and EPM 👑 👉 Card looks stunning — a proper premium metal card 🔥 🤞 Hoping to get the 20k bonus Avios ✈️💎 Can’t be 💯 % sure with Indusind 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcardsshow more

SpendWisely

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Another pleasant surprise by Axis Bank’s Atlas Credit Card 🥰🥳🤩 : With Axis Bank’s Atlas Credits Card, you get access to the Business Class Lounge at Abu Dhabi Airport in UAE. To my surprise, even Priority Pass of HDFC’s Infinia Credit Card, HDFC Bank’s Marriott Diners Black Credit Card and may other premium credit cards were not eligible for this Business Class lounge 😱😱😱. 👉Primary card holder of Axis Bank’s Atlas Credit Card and accompanying guests get access to the Business Class Lounge instead of a cramped, very small and crowded economy class lounge of Abu Dhabi Airport. 👉At Business Class Lounge, you are presented an A la Carte menu by waitress like a high-end restaurant. You can order food and drinks from that menu. There are limited veg options but you can request them to make veg version of dishes. 👉Additionally, you get access to full buffet of Economy Class Lounge which has many veg options. You can bring it to Business Class Lounge. 👉Priority Pass of even super-premium credit cards like HDFC Infinia and premium credit cards on Diners Club network are NOT ELIGIBLE for this Lounge. ✅✅✅And bigger surprise is, you also get access to 6 Restaurants with free food and nob-alcoholic beverages using Axis Atlas Credit Card at Abu Dhabi Airport. However, Priority Pass of Infinia Credit Card and other premium credit cards give access to just one economy class lounge and no restaurants access at Abu Dhabi Airport. I visited this lounge during my recent visit to Dubai and Abu Dhabi and experienced this. Atlas Card’s Lounge program is with DreamFolks network. Not sure if other Dreamfolks cards get similar access. 👉 Just in case you want to Apply Axis Bank’s Atlas Credit Card, here is the link to Apply👉: Press Like button and Repost if you found it informative 😊. Follow “SpendWisely” for updates, info and tips about credit cards and online shopping. ————————————— For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely. Here is the Link 👉 ————————————— Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral benefits. [credit card, spendwisely, spend wisely, credit cards]

Another pleasant surprise by Axis Bank’s Atlas Credit Card 🥰🥳🤩 : With Axis Bank’s Atlas Credits Card, you get access to the Business Class Lounge at Abu Dhabi Airport in UAE. To my surprise, even Priority Pass of HDFC’s Infinia Credit Card, HDFC Bank’s Marriott Diners Black Credit Card and may other premium credit cards were not eligible for this Business Class lounge 😱😱😱. 👉Primary card holder of Axis Bank’s Atlas Credit Card and accompanying guests get access to the Business Class Lounge instead of a cramped, very small and crowded economy class lounge of Abu Dhabi Airport. 👉At Business Class Lounge, you are presented an A la Carte menu by waitress like a high-end restaurant. You can order food and drinks from that menu. There are limited veg options but you can request them to make veg version of dishes. 👉Additionally, you get access to full buffet of Economy Class Lounge which has many veg options. You can bring it to Business Class Lounge. 👉Priority Pass of even super-premium credit cards like HDFC Infinia and premium credit cards on Diners Club network are NOT ELIGIBLE for this Lounge. ✅✅✅And bigger surprise is, you also get access to 6 Restaurants with free food and nob-alcoholic beverages using Axis Atlas Credit Card at Abu Dhabi Airport. However, Priority Pass of Infinia Credit Card and other premium credit cards give access to just one economy class lounge and no restaurants access at Abu Dhabi Airport. I visited this lounge during my recent visit to Dubai and Abu Dhabi and experienced this. Atlas Card’s Lounge program is with DreamFolks network. Not sure if other Dreamfolks cards get similar access. 👉 Just in case you want to Apply Axis Bank’s Atlas Credit Card, here is the link to Apply👉: Press Like button and Repost if you found it informative 😊. Follow “SpendWisely” for updates, info and tips about credit cards and online shopping. ————————————— For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely. Here is the Link 👉 ————————————— Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral benefits. [credit card, spendwisely, spend wisely, credit cards]

SpendWisely

43,006 views • 1 year ago

Novotel Phu Quoc Resort 🇻🇳 — Why we found it a near-perfect choice for our 4-night stay in Phu Quoc, Vietnam 🇻🇳 👉 Its not a typical Novotel — this is a proper beachfront resort with expansive grounds and direct access to a stunning beach 🌊 👉 Massive campus with two swimming pools (including an infinity pool 🏊‍♂️), an almost private beach with plenty of sunbeds, kids’ activity zone on the beach, beach volleyball 🏐 and most water sports right there 👉 Free airport pick-up & drop ✈️ (just inform the hotel at least 3 days in advance) 👉 Free shuttle buses to Grand World and VinWonders Theme Park stop right outside the resort 🚌🎢 👉 Dedicated Indian menu available 🍛 (taste is average, but a big plus for convenient Indian veg food within the hotel) 👉 Right opposite the hotel is a well-managed night market 🌃 — clean, not overcrowded, great vibes, lots of shopping, spas 💆‍♂️, money exchange 💱, local SIMs 📱 and even a departmental store 👉 Excellent central location 📍 — just ~20 minutes from the airport, perfectly placed between North attractions (VinWonders & Grand World) and South attractions (Sunset Town & Hon Thom Cable Car 🚠) If you stayed in Novotel Vietnam, share your experience in comments 👇 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcards

Novotel Phu Quoc Resort 🇻🇳 — Why we found it a near-perfect choice for our 4-night stay in Phu Quoc, Vietnam 🇻🇳 👉 Its not a typical Novotel — this is a proper beachfront resort with expansive grounds and direct access to a stunning beach 🌊 👉 Massive campus with two swimming pools (including an infinity pool 🏊‍♂️), an almost private beach with plenty of sunbeds, kids’ activity zone on the beach, beach volleyball 🏐 and most water sports right there 👉 Free airport pick-up & drop ✈️ (just inform the hotel at least 3 days in advance) 👉 Free shuttle buses to Grand World and VinWonders Theme Park stop right outside the resort 🚌🎢 👉 Dedicated Indian menu available 🍛 (taste is average, but a big plus for convenient Indian veg food within the hotel) 👉 Right opposite the hotel is a well-managed night market 🌃 — clean, not overcrowded, great vibes, lots of shopping, spas 💆‍♂️, money exchange 💱, local SIMs 📱 and even a departmental store 👉 Excellent central location 📍 — just ~20 minutes from the airport, perfectly placed between North attractions (VinWonders & Grand World) and South attractions (Sunset Town & Hon Thom Cable Car 🚠) If you stayed in Novotel Vietnam, share your experience in comments 👇 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcards

SpendWisely

15,275 views • 8 months ago

🤩 Here is the real Show-off Card in the true sense – Amex Platinum Charge Card! Woah! What an unboxing experience 🤯✨ A real working high-quality LED video screen with sound, memory storage and switches built right into the card box itself! 🥳🎥🔊 And the best part? You can upload your own videos and photos on this LED video player. Got all this even before activating the card and without committing a single rupee towards the joining fee (joining fee is charged only if the card is activated). btw I activated it.. And here is what you get after activating 👇👇 🎁 Welcome Benefits ✅ ₹60,000 worth of The Postcard Hotel vouchers OR ✅ ₹50,000 worth of Taj Experiences Gift Cards (usable for stays, dining, spa, beverages etc. at Taj properties) 🎯 Referral Offer (Till 30th June 2026) ✅ 25,000 Amex Points as referral bonus 👉 My Referral Link: 🏨 Premium Hotel Memberships & Elite Statuses ✅ Accor Explorer Membership ✅ Taj Epicure Plus Membership ✅ Marriott Bonvoy Gold Elite Status (for both self and one add-on card member) ✅ Hilton Honors Gold Status (for both self and one add-on card member) ✅ Radisson Rewards Premium Status (for both self and one add-on card member) ✅ Hertz Gold Plus Rewards Status (for both self and one add-on card member) ✅ The Postcard Hotels Sunshine Club Platinum Status (for both self and one add-on card member) These memberships can enhance overall travel experience which otherwise cost thousands of rupees if you pay on your own for hotel upgrades, discounts etc. 🏨✨ 🍽️ Lifestyle Benefits ✅ EazyDiner Prime Membership ✅ Ace by Times Prime Membership Includes complimentary subscriptions of: • Amazon Prime • JioHotstar • Sony LIV • Discovery+ • Lionsgate Play • Uber One • And more 🎬 Entertainment Benefits ✅ Buy One Get One Free Movie Ticket on PVR (up to ₹500 per free ticket) ✅ Complimentary PVR Food & Beverage Voucher every month ✈️ Premium Airport Lounge Access Unlimited access for Primary + One Add-on Card holder ✅ The Centurion® Lounge ✅ Priority Pass™ Lounges ✅ Delta Sky Club® Lounges (when flying Delta) ✅ Escape Lounges ✅ Domestic Partner Lounges in India 👨‍👩‍👧 Family Benefits ✅ One complimentary guest access at Centurion Lounges ✅ Complimentary access for children below 12 years at Centurion Lounges when accompanied by the primary cardholder ✅ Complimentary Platinum Charge Add-on Card for one family member ⛳ Golf Benefits ✅ Complimentary Golf Games ✅ Complimentary Golf Lessons (For both primary and one add-on card member) 🏨 Luxury Hotel Programs ✅ Fine Hotels + Resorts (FHR) Benefits • Complimentary breakfast • Room upgrades (subject to availability) • Early check-in / late checkout • Property credits at select hotels ✅ The Hotel Collection Benefits • Hotel credits • Room upgrades at participating hotels 🎩 Premium Services ✅ Concierge Services ✅ Global Travel Assistance ✅ Emergency Card Replacement Support ✨ And many other premium travel and lifestyle benefits. 💰 Joining Fee: ₹77,880 (including GST) My Take 👇 This card is a premium lifestyle card and definitely NOT for everyone. I took it only for the first year because of the heavily loaded welcome benefits, referral bonus points, elite hotel memberships and premium travel privileges, many of which are quite useful for my upcoming travel plans. ✈️🌍 The premium lounge programs are a nice add-on, but for me the real value lies in: 🏨 Hotel memberships 🎁 Welcome benefits ✈️ Travel privileges 🎯 Referral bonus points Looking at the overall value proposition, my effective first-year cost is negligible for my use case. Will I renew it next year? Most probably not, unless they provide a great renewal offer😄 But as a one-time experience, the unboxing, welcome gifts, premium memberships and overall treatment make it a true Platinum experience. 🤩 #creditcard #spendwisely #creditcard

🤩 Here is the real Show-off Card in the true sense – Amex Platinum Charge Card! Woah! What an unboxing experience 🤯✨ A real working high-quality LED video screen with sound, memory storage and switches built right into the card box itself! 🥳🎥🔊 And the best part? You can upload your own videos and photos on this LED video player. Got all this even before activating the card and without committing a single rupee towards the joining fee (joining fee is charged only if the card is activated). btw I activated it.. And here is what you get after activating 👇👇 🎁 Welcome Benefits ✅ ₹60,000 worth of The Postcard Hotel vouchers OR ✅ ₹50,000 worth of Taj Experiences Gift Cards (usable for stays, dining, spa, beverages etc. at Taj properties) 🎯 Referral Offer (Till 30th June 2026) ✅ 25,000 Amex Points as referral bonus 👉 My Referral Link: 🏨 Premium Hotel Memberships & Elite Statuses ✅ Accor Explorer Membership ✅ Taj Epicure Plus Membership ✅ Marriott Bonvoy Gold Elite Status (for both self and one add-on card member) ✅ Hilton Honors Gold Status (for both self and one add-on card member) ✅ Radisson Rewards Premium Status (for both self and one add-on card member) ✅ Hertz Gold Plus Rewards Status (for both self and one add-on card member) ✅ The Postcard Hotels Sunshine Club Platinum Status (for both self and one add-on card member) These memberships can enhance overall travel experience which otherwise cost thousands of rupees if you pay on your own for hotel upgrades, discounts etc. 🏨✨ 🍽️ Lifestyle Benefits ✅ EazyDiner Prime Membership ✅ Ace by Times Prime Membership Includes complimentary subscriptions of: • Amazon Prime • JioHotstar • Sony LIV • Discovery+ • Lionsgate Play • Uber One • And more 🎬 Entertainment Benefits ✅ Buy One Get One Free Movie Ticket on PVR (up to ₹500 per free ticket) ✅ Complimentary PVR Food & Beverage Voucher every month ✈️ Premium Airport Lounge Access Unlimited access for Primary + One Add-on Card holder ✅ The Centurion® Lounge ✅ Priority Pass™ Lounges ✅ Delta Sky Club® Lounges (when flying Delta) ✅ Escape Lounges ✅ Domestic Partner Lounges in India 👨‍👩‍👧 Family Benefits ✅ One complimentary guest access at Centurion Lounges ✅ Complimentary access for children below 12 years at Centurion Lounges when accompanied by the primary cardholder ✅ Complimentary Platinum Charge Add-on Card for one family member ⛳ Golf Benefits ✅ Complimentary Golf Games ✅ Complimentary Golf Lessons (For both primary and one add-on card member) 🏨 Luxury Hotel Programs ✅ Fine Hotels + Resorts (FHR) Benefits • Complimentary breakfast • Room upgrades (subject to availability) • Early check-in / late checkout • Property credits at select hotels ✅ The Hotel Collection Benefits • Hotel credits • Room upgrades at participating hotels 🎩 Premium Services ✅ Concierge Services ✅ Global Travel Assistance ✅ Emergency Card Replacement Support ✨ And many other premium travel and lifestyle benefits. 💰 Joining Fee: ₹77,880 (including GST) My Take 👇 This card is a premium lifestyle card and definitely NOT for everyone. I took it only for the first year because of the heavily loaded welcome benefits, referral bonus points, elite hotel memberships and premium travel privileges, many of which are quite useful for my upcoming travel plans. ✈️🌍 The premium lounge programs are a nice add-on, but for me the real value lies in: 🏨 Hotel memberships 🎁 Welcome benefits ✈️ Travel privileges 🎯 Referral bonus points Looking at the overall value proposition, my effective first-year cost is negligible for my use case. Will I renew it next year? Most probably not, unless they provide a great renewal offer😄 But as a one-time experience, the unboxing, welcome gifts, premium memberships and overall treatment make it a true Platinum experience. 🤩 #creditcard #spendwisely #creditcard

SpendWisely

24,010 views • 3 months ago

🤑 Claim Jupiter visa Card ~ Up to $140 Cashback Jupiter has launched its virtual card. If you spend $1000 in your first 30 days, you can get: – 10% cashback = $100 – Regular 4% cashback = $40 – Total: Up to $140 Cashback The card is completely free. Most supported countries can claim it instantly after completing KYC. If your region isn't supported yet, you can join the waitlist. Step-by-step Guide 👇 🔗 App: – Download the app – Sign up with email – Go to the "Spend" section – Enter invite code 👉 EUPHCX87 ⚠️ This unlocks the $100 cashback offer when you spend $1000 within your first month. Then: – Enter your email again – Verify OTP – Go to the Card section – Complete KYC – Select your country – Submit verification ✅ If available in your region, you'll receive access to the card. ⏳ If you see "Waitlist", just wait for rollout in your country. After getting the card: – Use it for shopping and payments – Spend $1000 within the first 30 days – Earn $140 cashback rewards ⚠️ Amazon purchases are currently not eligible for cashback. Personally, I think this is one of the best cashback offers available right now. If you're already using cards regularly, it's worth checking out. Did you get the card or are you waitlisted? 👇 Comment your screenshots below. Like ,Repost & Share ❤️‍🩹

🤑 Claim Jupiter visa Card ~ Up to $140 Cashback Jupiter has launched its virtual card. If you spend $1000 in your first 30 days, you can get: – 10% cashback = $100 – Regular 4% cashback = $40 – Total: Up to $140 Cashback The card is completely free. Most supported countries can claim it instantly after completing KYC. If your region isn't supported yet, you can join the waitlist. Step-by-step Guide 👇 🔗 App: – Download the app – Sign up with email – Go to the "Spend" section – Enter invite code 👉 EUPHCX87 ⚠️ This unlocks the $100 cashback offer when you spend $1000 within your first month. Then: – Enter your email again – Verify OTP – Go to the Card section – Complete KYC – Select your country – Submit verification ✅ If available in your region, you'll receive access to the card. ⏳ If you see "Waitlist", just wait for rollout in your country. After getting the card: – Use it for shopping and payments – Spend $1000 within the first 30 days – Earn $140 cashback rewards ⚠️ Amazon purchases are currently not eligible for cashback. Personally, I think this is one of the best cashback offers available right now. If you're already using cards regularly, it's worth checking out. Did you get the card or are you waitlisted? 👇 Comment your screenshots below. Like ,Repost & Share ❤️‍🩹

wyne

16,100 views • 3 months ago

lets go over a recent transaction with friends at the Waffle House restaurant using MetaMask 🦊 Card; the total of the transaction in fiat was $156 for Waffle House but to you the onchain tx was $152.12 how tf is this possible? the card is tied to an EOA (aka your self custody onchain wallet) which sent a total of 152.123292 $USDC with a 0.006337 $USDC gas fee included there is a 5.409249 $USDC credit applied since you earn rewards when using the card from previous purchases that you can claim or use against said transactions the total cost to the user onchain for this $156 transaction was $152.12 if you were to remove the credit the total cost was $157.53 for a $156 transaction that allowed near instant finality without dealing with on/off ramps, rails/banks & their associated wait times/higher fees $1.53 on this $157.53 transaction is a .97% overall fee which is subsidized by 1% to 3% crypto back, therefore at settlement there are no fees realized & you even earn a little kickback instead MetaMask 🦊 Linea.eth Consensys.eth has been working with Baanx Mastercard to change the space for users who want to access their crypto IRL while getting the benefits of holding a credit card/savings account which is really your own self custody wallet onchain "debit" with access to 90 million merchants globally because you as a user are using your own onchain wallet to interface with the card, you are paying in crypto & are provided with an onchain transaction hash to outline the details each time KYC to use the card is required since there needs to be a tie back for proof of humanity/sybil resistance/refunds/failed purchases, yet, you can spin up a fresh undoxxed wallet, there is no credit check, MetaMask does not have access, does not need & does not want to hold any of your information submitted during the sign up process & if any issuer requests more documentation or closes your account you are still your own self custody wallet onchain therefore you are not affected unlike centralized exchanges or other crypto cards or banks that lock you out of your crypto with minimal options the MetaMask Card is not a top up crypto card, it is not a centralized exchange card, it is not a prepaid card, nor is it a credit card; it is a new way to use your onchain crypto instantly anywhere you can use your traditional debit/credit card so, for example, my company pays me in crypto to my own self custody wallet onchain, my wallet is connected to the MetaMask Card as an instant web2/web3 bridge so that i can use my crypto to pay for things, therefore i do not need a traditional bank account + i get rewards + instant access to my funds any time i want without having to touch traditional systems at all THE ULTIMATE WIN 🦊 start using the virtual card now in your Apple/Google Pay or sign up for the waitlist at - there are currently 27 countries supported with UAE/Dubai, Canada, multiple regions in Africa coming by end of Q3 as we are working on full global adoption by EOY listen to the MetaMask Card 🦊 EVERYTHING YOU NEED TO KNOW! space for deeper overviews with myself & Danieljosep.eth ⬇️ got fud? drop your comment below & i will address it! always remember to DYOR from legitimate sources outlined as there are many false claims regarding the MetaMask Card on the timeline from people who have never used it or are just speculating or trolling since they did not read or listen to any of the resources or information that is available to them ARE YOU READY? LFG 🦾

lets go over a recent transaction with friends at the Waffle House restaurant using MetaMask 🦊 Card; the total of the transaction in fiat was $156 for Waffle House but to you the onchain tx was $152.12 how tf is this possible? the card is tied to an EOA (aka your self custody onchain wallet) which sent a total of 152.123292 $USDC with a 0.006337 $USDC gas fee included there is a 5.409249 $USDC credit applied since you earn rewards when using the card from previous purchases that you can claim or use against said transactions the total cost to the user onchain for this $156 transaction was $152.12 if you were to remove the credit the total cost was $157.53 for a $156 transaction that allowed near instant finality without dealing with on/off ramps, rails/banks & their associated wait times/higher fees $1.53 on this $157.53 transaction is a .97% overall fee which is subsidized by 1% to 3% crypto back, therefore at settlement there are no fees realized & you even earn a little kickback instead MetaMask 🦊 Linea.eth Consensys.eth has been working with Baanx Mastercard to change the space for users who want to access their crypto IRL while getting the benefits of holding a credit card/savings account which is really your own self custody wallet onchain "debit" with access to 90 million merchants globally because you as a user are using your own onchain wallet to interface with the card, you are paying in crypto & are provided with an onchain transaction hash to outline the details each time KYC to use the card is required since there needs to be a tie back for proof of humanity/sybil resistance/refunds/failed purchases, yet, you can spin up a fresh undoxxed wallet, there is no credit check, MetaMask does not have access, does not need & does not want to hold any of your information submitted during the sign up process & if any issuer requests more documentation or closes your account you are still your own self custody wallet onchain therefore you are not affected unlike centralized exchanges or other crypto cards or banks that lock you out of your crypto with minimal options the MetaMask Card is not a top up crypto card, it is not a centralized exchange card, it is not a prepaid card, nor is it a credit card; it is a new way to use your onchain crypto instantly anywhere you can use your traditional debit/credit card so, for example, my company pays me in crypto to my own self custody wallet onchain, my wallet is connected to the MetaMask Card as an instant web2/web3 bridge so that i can use my crypto to pay for things, therefore i do not need a traditional bank account + i get rewards + instant access to my funds any time i want without having to touch traditional systems at all THE ULTIMATE WIN 🦊 start using the virtual card now in your Apple/Google Pay or sign up for the waitlist at - there are currently 27 countries supported with UAE/Dubai, Canada, multiple regions in Africa coming by end of Q3 as we are working on full global adoption by EOY listen to the MetaMask Card 🦊 EVERYTHING YOU NEED TO KNOW! space for deeper overviews with myself & Danieljosep.eth ⬇️ got fud? drop your comment below & i will address it! always remember to DYOR from legitimate sources outlined as there are many false claims regarding the MetaMask Card on the timeline from people who have never used it or are just speculating or trolling since they did not read or listen to any of the resources or information that is available to them ARE YOU READY? LFG 🦾

MichaelK.eth

214,950 views • 1 year ago

To everyone who’s been waiting for a Starryblu Card: Recently, we’ve received many questions about card production and delivery timelines. We’ve also seen some people ask: “Is Starryblu intentionally creating scarcity?” We want to answer that clearly: No. Right now, our priority is to work through the existing backlog and get cards into the hands of users who have already been waiting. Before we can serve more users at scale, we need to strengthen our production and delivery capacity and fulfill the applications already in progress. We also want to clarify one point. Starryblu does provide a separate application channel for selected creators participating in brand collaborations and product experience programs. However, this does not mean that users applying through the standard process are being pushed back or made to wait longer because of these partnerships. For users who have already entered the standard application process and have been waiting for some time, clearing the existing backlog remains one of our highest priorities. First and foremost, to everyone who is still waiting: We’re sorry. You’ve waited too long. Producing a Starryblu Card is more complex than it may seem. As a financial product, every card must go through the required review, risk, and compliance checks. A complete card package also involves more than the card itself. Items such as the magnetic card sleeve and dedicated packaging typically require coordination with three or more suppliers. Our DEITY Card also includes a leather card holder, which adds further suppliers and production steps to the process. Once all materials have arrived, each card and its accessories need to be checked, matched, and packed individually. At present, this packing process is handled manually by our team. From there, cards are consolidated in Singapore before being shipped worldwide. Different countries and regions also involve different international shipping partners, customs procedures, and local delivery networks. The full process looks roughly like this: Review → Card production → Supplier production → Materials received → Manual packing → Singapore distribution → International shipping → Local delivery But a complicated process is not an excuse. Demand has grown much faster than we anticipated, and we acknowledge that our current staffing and fulfillment capacity have not kept pace. We are actively adding and reallocating resources to improve card production and fulfillment. At the same time, our team continues to support users with card activation, payments, and issues that may arise during everyday use. We don’t just want your card to arrive sooner. We want you to receive it and feel confident that it will work reliably when you need it. We are not trying to create artificial scarcity, and we are not intentionally making anyone wait. Thank you for holding us accountable, for your understanding, and most of all, for your patience. We’re sorry we’ve kept you waiting. 💙 Starryblu Team

Starryblu

20,086 views • 9 days ago

Banks will literally give you $100,000+ at 0% interest if you fill out one form Not a scam. Not a payday loan. Money Chase, Amex and US Bank have already set aside for anyone with a 700 credit score, and 99% of people never ask for it because nobody told them it exists Here's what's actually happening Every big bank runs business credit cards at 0% for 12 to 18 months. $20,000 to $60,000 per card. You don't need a real business. You don't need revenue. You don't need an office. A 700 score and an $80 LLC is the whole application, and none of it shows up on your personal credit Most people with a 700 are sitting on $100,000 to $250,000 of this and using their score to get a slightly better rate on a Honda A bartender with a 712 got $86,000 A nurse with a 740 got $127,000 and opened a daycare A 22 year old with one credit card and no job got $40,000 The bank has already decided how much you get. They ran your file through a computer in 4 seconds and it spit out a dollar amount. They just never show you. They show you the $8,000 card and pray you stop there So we built the thing that shows you the number It's called the Capital Report. You send your profile, we run it through the same logic the banks use, and you get back exactly how much 0% money your file qualifies for right now, bank by bank, and the 2 or 3 things holding the number down if it's lower than it should be This is the first thing every paying client gets. For the next 48 hours it's free Like + RT + comment "FREE" and i'll send you your number (must be following so i can DM) You've been working 50 hours a week for money a bank would've handed you at 0% the day you asked lmfaooo

hunter

25,594 views • 3 days ago

Alright guys here we go… I never wanted to make this public, but after attempting to resolve this privately, I feel the need to share my experience. I hit a ~$15–20K Pirate Crew Luffy card in a rip & ship break. I paid nearly $200 for overnight shipping + insurance. What happened next is incredibly disappointing….🧵 The card was shipped with bulk cards pressed against it in a bubble mailer rather than being individually secured in a box. It arrived with a significant crease/damage that materially impacted its value. Fortunately, I was able to document the card and packaging with photos/video. The seller has acknowledged that the damage occurred in transit and directed me toward an insurance claim. However, they have also maintained that their website policy makes them not responsible for cards damaged in transit. My issue isn't that something went wrong during shipping. I understand that shipping carries inherent risk. That's precisely why I paid nearly $200 for expedited shipping/handling and insurance. My issue is the level of protection used for a card worth five figures. I was incredibly excited to receive this card and decide whether to keep it, sell it, or potentially grade it. That decision was taken away from me because the card arrived damaged. What's been most frustrating is not just the financial loss, but the difficulty I've had getting the seller to meaningfully acknowledge the circumstances and work toward a more immediate resolution. I want to be very clear: this is not about attacking anyone personally. I have genuine appreciation for the fact that they pulled the card for me, and I would have preferred to resolve everything privately. But I also believe buyers deserve to know how situations like this are handled when something goes wrong. I have the original photos/video, the packaging documentation, and the complete message history. I'm sharing this so people can see the facts and make their own judgment. I still hope this can ultimately be resolved fairly. I don't want a public fight—I want accountability and a reasonable resolution. Thanks for taking the time to read this!

Alright guys here we go… I never wanted to make this public, but after attempting to resolve this privately, I feel the need to share my experience. I hit a ~$15–20K Pirate Crew Luffy card in a rip & ship break. I paid nearly $200 for overnight shipping + insurance. What happened next is incredibly disappointing….🧵 The card was shipped with bulk cards pressed against it in a bubble mailer rather than being individually secured in a box. It arrived with a significant crease/damage that materially impacted its value. Fortunately, I was able to document the card and packaging with photos/video. The seller has acknowledged that the damage occurred in transit and directed me toward an insurance claim. However, they have also maintained that their website policy makes them not responsible for cards damaged in transit. My issue isn't that something went wrong during shipping. I understand that shipping carries inherent risk. That's precisely why I paid nearly $200 for expedited shipping/handling and insurance. My issue is the level of protection used for a card worth five figures. I was incredibly excited to receive this card and decide whether to keep it, sell it, or potentially grade it. That decision was taken away from me because the card arrived damaged. What's been most frustrating is not just the financial loss, but the difficulty I've had getting the seller to meaningfully acknowledge the circumstances and work toward a more immediate resolution. I want to be very clear: this is not about attacking anyone personally. I have genuine appreciation for the fact that they pulled the card for me, and I would have preferred to resolve everything privately. But I also believe buyers deserve to know how situations like this are handled when something goes wrong. I have the original photos/video, the packaging documentation, and the complete message history. I'm sharing this so people can see the facts and make their own judgment. I still hope this can ultimately be resolved fairly. I don't want a public fight—I want accountability and a reasonable resolution. Thanks for taking the time to read this!

SoKRISPY326

1,404,923 views • 17 days ago

Affirm CEO Max Levchin on the 2.5 second limit that has shaped card payments for 60 years, and how Apple and Google Pay worked around it: "One of the things that's really amazing and subtle about Apple Pay and Google Pay and its interaction with the Visa and Mastercard networks is... Visa and Mastercard have a hard 2.5 second limit on interaction between the network, the issuing bank, and the merchant and the acquiring bank." "And so the whole thing has to happen in 2.5 seconds, or the transaction gets retried or maybe just cancelled out, and really leaves very little room for any kind of clever innovation." "Online you can play games. If you're doing e-commerce, you're like, well yes, we're gonna submit your card to Visa, but first we're gonna run some anti-fraud checks, and we're gonna do some other things to reduce liability. But offline, once your card is presented, 2.5 seconds, that's all you got." "Google and Apple Pay have singularly time-shifted the whole thing by creating secure enclaves inside their chips and saying, 'I already know your card, I can do all kinds of things before I actually have to talk to Visa and Mastercard.'" "And maybe the shocking thing is that Visa and Mastercard have not yet introduced some new standard saying, actually, it doesn't have to be 2.5 seconds at all. It could be 15 seconds while we go and get a bunch of issuers to bid on better credit quality terms for you, or any other type of innovation." "But the sort of hard written rules of the Dee Hock era are more or less intact, and that's not 30 years, that's like more, you know, 60 years. And so I think that's probably a critical or more criticizing take on what happened." Max Levchin

Affirm CEO Max Levchin on the 2.5 second limit that has shaped card payments for 60 years, and how Apple and Google Pay worked around it: "One of the things that's really amazing and subtle about Apple Pay and Google Pay and its interaction with the Visa and Mastercard networks is... Visa and Mastercard have a hard 2.5 second limit on interaction between the network, the issuing bank, and the merchant and the acquiring bank." "And so the whole thing has to happen in 2.5 seconds, or the transaction gets retried or maybe just cancelled out, and really leaves very little room for any kind of clever innovation." "Online you can play games. If you're doing e-commerce, you're like, well yes, we're gonna submit your card to Visa, but first we're gonna run some anti-fraud checks, and we're gonna do some other things to reduce liability. But offline, once your card is presented, 2.5 seconds, that's all you got." "Google and Apple Pay have singularly time-shifted the whole thing by creating secure enclaves inside their chips and saying, 'I already know your card, I can do all kinds of things before I actually have to talk to Visa and Mastercard.'" "And maybe the shocking thing is that Visa and Mastercard have not yet introduced some new standard saying, actually, it doesn't have to be 2.5 seconds at all. It could be 15 seconds while we go and get a bunch of issuers to bid on better credit quality terms for you, or any other type of innovation." "But the sort of hard written rules of the Dee Hock era are more or less intact, and that's not 30 years, that's like more, you know, 60 years. And so I think that's probably a critical or more criticizing take on what happened." Max Levchin

a16z

39,424 views • 23 days ago

"If you were looking for a hill to die on, it might as well be this one." Neil Oliver on "Brit Card", the UK government's new mandatory digital ID: "Brit Card makes possible the tracking of your movements, what you post online, what protests you might attend, how you spend your money, and all of that data is stored forever. There would be no state-sanctioned opt-out... All citizens would become digitally visible to the state across every transaction." "What happens if you refuse to comply with some or other future diktat? Will you lose access to your funds? Will you have your freedom to move curtailed? BritCard is the road to a destination in which privacy itself is impossible—forbidden, in fact." "And, as always, it's pitched as all for our own good and the ultimate C word, which is convenience." "I say no Brit Card for what it truly and obviously is: The pre-prepared, oven-ready solution that was written up before the problem it purports to solve even existed." "It's my opinion that Brit Card was good to go... before the national borders were abandoned and the process began of shepherding into Britain hundreds of thousands of migrants." "If we let this happen, then all of the mechanisms for totalitarianism are handed to government, and to the transnational corporations, and unelected bureaucracies, and three-letter agencies pulling their strings." "By means such as this, the rights our predecessors fought and died for are transformed into privileges we may or may not be granted conditional upon every aspect of our behaviour." Credit: Neil Oliver

"If you were looking for a hill to die on, it might as well be this one." Neil Oliver on "Brit Card", the UK government's new mandatory digital ID: "Brit Card makes possible the tracking of your movements, what you post online, what protests you might attend, how you spend your money, and all of that data is stored forever. There would be no state-sanctioned opt-out... All citizens would become digitally visible to the state across every transaction." "What happens if you refuse to comply with some or other future diktat? Will you lose access to your funds? Will you have your freedom to move curtailed? BritCard is the road to a destination in which privacy itself is impossible—forbidden, in fact." "And, as always, it's pitched as all for our own good and the ultimate C word, which is convenience." "I say no Brit Card for what it truly and obviously is: The pre-prepared, oven-ready solution that was written up before the problem it purports to solve even existed." "It's my opinion that Brit Card was good to go... before the national borders were abandoned and the process began of shepherding into Britain hundreds of thousands of migrants." "If we let this happen, then all of the mechanisms for totalitarianism are handed to government, and to the transnational corporations, and unelected bureaucracies, and three-letter agencies pulling their strings." "By means such as this, the rights our predecessors fought and died for are transformed into privileges we may or may not be granted conditional upon every aspect of our behaviour." Credit: Neil Oliver

Wide Awake Media

166,846 views • 1 year ago

#WATCH | Bengaluru, Karnataka: On UPI MDR transaction charges, Chartered Accountant Mohandas Pai says, "The recent decision regarding MDR and UPI is a welcome move. It is important to look at the data: 96% of UPI transactions will not be affected by MDR at all. Because roughly 70% of all payments are person-to-person (P2P)—which carry no charges whatsoever. The remaining payments below ₹2,000 are also completely exempt. Only transactions above ₹2,000 will be subject to a nominal MDR. It is important to clarify that MDR is not a tax. It is a payment made to the banks and payment providers, similar to how credit cards work. When you use a credit card, merchants pay a processing fee to the credit card company and the bank. Furthermore, if someone needs to make a payment of ₹2,500, most people will simply split it into two smaller payments. By paying ₹1,500 and ₹1,000, they easily remain below the ₹2,000 threshold. Why is MDR required now? We operated under a completely free regime for a long time, placing the heavy burden of investment entirely on banks, fintech startups, and digital payment companies. The financial losses and capital investments required to maintain this infrastructure have been huge. In the past, UPI experienced transaction failure rates as high as 15% to 30% due to sudden surges in volume. With transaction volumes expected to grow from 24 billion to 50 billion in two years, the entire IT infrastructure must be upgraded to support real-time processing. Who is going to fund that upgrade? If banks bear the entire cost, it ultimately impacts depositors. Instead, the cost will now be shared by merchants who directly benefit from offering online payments..."

#WATCH | Bengaluru, Karnataka: On UPI MDR transaction charges, Chartered Accountant Mohandas Pai says, "The recent decision regarding MDR and UPI is a welcome move. It is important to look at the data: 96% of UPI transactions will not be affected by MDR at all. Because roughly 70% of all payments are person-to-person (P2P)—which carry no charges whatsoever. The remaining payments below ₹2,000 are also completely exempt. Only transactions above ₹2,000 will be subject to a nominal MDR. It is important to clarify that MDR is not a tax. It is a payment made to the banks and payment providers, similar to how credit cards work. When you use a credit card, merchants pay a processing fee to the credit card company and the bank. Furthermore, if someone needs to make a payment of ₹2,500, most people will simply split it into two smaller payments. By paying ₹1,500 and ₹1,000, they easily remain below the ₹2,000 threshold. Why is MDR required now? We operated under a completely free regime for a long time, placing the heavy burden of investment entirely on banks, fintech startups, and digital payment companies. The financial losses and capital investments required to maintain this infrastructure have been huge. In the past, UPI experienced transaction failure rates as high as 15% to 30% due to sudden surges in volume. With transaction volumes expected to grow from 24 billion to 50 billion in two years, the entire IT infrastructure must be upgraded to support real-time processing. Who is going to fund that upgrade? If banks bear the entire cost, it ultimately impacts depositors. Instead, the cost will now be shared by merchants who directly benefit from offering online payments..."

ANI

130,121 views • 10 days ago

Bill Maher: “I’m sure Mamdani is watching this right now… saying, ‘Exactly, Bill. That’s my point. Capitalism. Terrible.’” “Yeah, it’s terrible. Except it’s still better than the reverse. Soviet people died at 38 from being drunk all the time because they couldn’t take their life under communism.” Rob Riggle: “My girlfriend is Polish. She was born into communism. She lived under it for a little while. And she really shakes her head. She’s like, ‘They don’t know what they’re asking for. They don’t know what they’re talking about.’” Bill Maher: “And it would be so easy to find out. It wasn’t like it happened a thousand years ago.” RIGGLE: “Exactly.” Bill Maher: “It happened in our lifetimes.” Rob Riggle: “She would explain to me the grocery card they got. She got a grocery card. Her family got a grocery card… Your family of four. You get X amount of milk. X amount of liters of milk per week. You get X amount of eggs per week. You get eggs, and then you take that card to the store, which sometimes didn’t have any of the stuff on your card.” “Sometimes they just had a ‘We’re long on toilet paper today. So take some toilet paper, but come back tomorrow and maybe we’ll have what’s on your list.’” Bill Maher: “It doesn’t work. Humans need to be incentivized by selfishness. It is nature to be selfish. Animals are selfish. Watch them.” Rob Riggle: “Yeah. I heard a song the other day, and it was… basically, ‘Capitalism isn’t bad because you suck at life.’” Bill Maher: “That’s awesome.”

Bill Maher: “I’m sure Mamdani is watching this right now… saying, ‘Exactly, Bill. That’s my point. Capitalism. Terrible.’” “Yeah, it’s terrible. Except it’s still better than the reverse. Soviet people died at 38 from being drunk all the time because they couldn’t take their life under communism.” Rob Riggle: “My girlfriend is Polish. She was born into communism. She lived under it for a little while. And she really shakes her head. She’s like, ‘They don’t know what they’re asking for. They don’t know what they’re talking about.’” Bill Maher: “And it would be so easy to find out. It wasn’t like it happened a thousand years ago.” RIGGLE: “Exactly.” Bill Maher: “It happened in our lifetimes.” Rob Riggle: “She would explain to me the grocery card they got. She got a grocery card. Her family got a grocery card… Your family of four. You get X amount of milk. X amount of liters of milk per week. You get X amount of eggs per week. You get eggs, and then you take that card to the store, which sometimes didn’t have any of the stuff on your card.” “Sometimes they just had a ‘We’re long on toilet paper today. So take some toilet paper, but come back tomorrow and maybe we’ll have what’s on your list.’” Bill Maher: “It doesn’t work. Humans need to be incentivized by selfishness. It is nature to be selfish. Animals are selfish. Watch them.” Rob Riggle: “Yeah. I heard a song the other day, and it was… basically, ‘Capitalism isn’t bad because you suck at life.’” Bill Maher: “That’s awesome.”

RedWave Press

589,165 views • 5 months ago

The release of our NFT cards this time came with various issues. I am truly sorry about this. First, there were last-minute concerns that we might not be able to connect to the payment system for credit card transactions. Then, the service company we were using announced they would be ceasing operations, so we had to patch that issue as well. In addition, trading became disabled for some reason, and some users couldn't even open the card packs. I apologize for these many setbacks. No matter what I say, it will be an excuse, but we, the entire team, are determined to work hard to ensure that this sort of thing never happens again. We know we have to eliminate these kinds of failures. Also, I’ve received criticism from many artists saying, “You’re certainly not the only one doing this! I’m doing it too!” But please don’t misunderstand — what I meant was that among artists of my generation, who have long sold physical works in the contemporary art world, there are hardly any of us left here in this space. Far from disregarding others, I have deep respect for the artists and art zones that have emerged within the world of NFT art. They represent a wonderful realm that we, from the older generation, can hardly access. So I ask for your understanding, and I hope this helps ease some of the anger toward the previous video post as well. We really have received a lot of criticism. We take it very seriously and are committed to making improvements, so please forgive us. Also, moving forward, we’ll continue to post videos featuring the Murakami illustrations introducing the products, but please understand that we are not ignoring or pretending to be unaware of the issues mentioned above. Again, my apologies.

The release of our NFT cards this time came with various issues. I am truly sorry about this. First, there were last-minute concerns that we might not be able to connect to the payment system for credit card transactions. Then, the service company we were using announced they would be ceasing operations, so we had to patch that issue as well. In addition, trading became disabled for some reason, and some users couldn't even open the card packs. I apologize for these many setbacks. No matter what I say, it will be an excuse, but we, the entire team, are determined to work hard to ensure that this sort of thing never happens again. We know we have to eliminate these kinds of failures. Also, I’ve received criticism from many artists saying, “You’re certainly not the only one doing this! I’m doing it too!” But please don’t misunderstand — what I meant was that among artists of my generation, who have long sold physical works in the contemporary art world, there are hardly any of us left here in this space. Far from disregarding others, I have deep respect for the artists and art zones that have emerged within the world of NFT art. They represent a wonderful realm that we, from the older generation, can hardly access. So I ask for your understanding, and I hope this helps ease some of the anger toward the previous video post as well. We really have received a lot of criticism. We take it very seriously and are committed to making improvements, so please forgive us. Also, moving forward, we’ll continue to post videos featuring the Murakami illustrations introducing the products, but please understand that we are not ignoring or pretending to be unaware of the issues mentioned above. Again, my apologies.

takashi murakami

69,423 views • 1 year ago

🗣️: Pls. tell us about the cake. Did Bright order the wrong one, or did he not know about the cake? 👩: It was like this.🙄 Can I just say it? 😂 👩: Well... This is a boy, you know? He didn't order it himself. You know what I mean? He had his manager order it. And he probably... Lemme put things in order first. 👩: From the start, I knew he didn't order it himself for sure. I know my friend well. So, I pretended to ask him what kind of cake he ordered and he replied with that cake. Gulf was confused why Bright didn't know about it since Bright was the one who sent Gulf the shop info and had Gulf choose which to order. And at that time, Bright kinda said [to Gulf], "Oh, it's this shop?" So, Gulf thought Bright knew what kinds of cake this shop had. But in fact he didn't even know what kind of cake he brought. 🗣️: Give him credit for effort. 👩: Full marks💯 for effort. 👩: At first my friends said they would buy me a present. So, I was glad that I got a cake because if I got a present, I had no idea what that would be.😂 You know what I mean?😂 👩: And the funny thing was... Did I bring it with me? Is it in my bag? 🗣️: The card? 👩: Yes! Well, he brought me the cake, right? We were eating it and then Bright said, "Oh, right! There was a card that we (B & G) really meant to write especially for you." I was like... Oh... I would cry over this again for sure. What did my friends write for me? I thought it must be very touching. He then walked to the staff to look for the card. At first, I told him it was fine as I thought it was just a typical card [from the shop]; they might have thrown it away. But he said no, he and Gulf really, really meant to write this card for me. So, I kinda prepared to shed tears. He went to get the card. When it came, I was about to open it, and then I told myself, "No, don't cry, don't cry. I had cried several times this week." 👩: "Happy birthday [to] TN from Bright & Gulf"🙏 👩: ....🙄 👩: "Dudes, you could have just DMed me that!" 👩: It was like that. Boys. (😂) #Thanaerng #GulfKanawut #bbrightvc #bright #BrightVachirawit

🗣️: Pls. tell us about the cake. Did Bright order the wrong one, or did he not know about the cake? 👩: It was like this.🙄 Can I just say it? 😂 👩: Well... This is a boy, you know? He didn't order it himself. You know what I mean? He had his manager order it. And he probably... Lemme put things in order first. 👩: From the start, I knew he didn't order it himself for sure. I know my friend well. So, I pretended to ask him what kind of cake he ordered and he replied with that cake. Gulf was confused why Bright didn't know about it since Bright was the one who sent Gulf the shop info and had Gulf choose which to order. And at that time, Bright kinda said [to Gulf], "Oh, it's this shop?" So, Gulf thought Bright knew what kinds of cake this shop had. But in fact he didn't even know what kind of cake he brought. 🗣️: Give him credit for effort. 👩: Full marks💯 for effort. 👩: At first my friends said they would buy me a present. So, I was glad that I got a cake because if I got a present, I had no idea what that would be.😂 You know what I mean?😂 👩: And the funny thing was... Did I bring it with me? Is it in my bag? 🗣️: The card? 👩: Yes! Well, he brought me the cake, right? We were eating it and then Bright said, "Oh, right! There was a card that we (B & G) really meant to write especially for you." I was like... Oh... I would cry over this again for sure. What did my friends write for me? I thought it must be very touching. He then walked to the staff to look for the card. At first, I told him it was fine as I thought it was just a typical card [from the shop]; they might have thrown it away. But he said no, he and Gulf really, really meant to write this card for me. So, I kinda prepared to shed tears. He went to get the card. When it came, I was about to open it, and then I told myself, "No, don't cry, don't cry. I had cried several times this week." 👩: "Happy birthday [to] TN from Bright & Gulf"🙏 👩: ....🙄 👩: "Dudes, you could have just DMed me that!" 👩: It was like that. Boys. (😂) #Thanaerng #GulfKanawut #bbrightvc #bright #BrightVachirawit

Bright International Fanclub☀️🌏🤍

24,265 views • 1 month ago

Out now - my interview w/ world's largest in CLO equity (Collateralized Loan Obligations), Thomas Majewski, on: - "Private credit" is assuming some of the CLO world's riskiest loans - "Phone was lighting up" in September as banks rushed to offload credit risk to non-bank credit funds to meet capital requirements (this "regulatory capital relief market" is similar to credit default swap but employs a different instrument, the credit-linked note) - Private credit could be part golden age, part "biggest bubble in world" (I prompted him, not his original words). - CLOs are a "better bank" because there has "never been a run on them", and because "corporate America pays its bills," the senior corporate loans that make up CLOs are very unlike the subprime mortgages that made up CLO's problem cousin, the CDO, the structure that led to 2008. - He is quite clear that, in his *personal* opinion CLO equity offers the best risk/reward compared to other tranches. However, when it comes to private credit and BDCs (business development companies), there's a compelling case for being senior (i.e. lending to BDCs, rather than being an owner/equityholder) - The credit reality is worse than news, at least when it comes to senior loans. There were a grand total of 0 defaults in September. If the most predicted recession in history actually comes, he believes that **with due time**, CLO equity tranches will perform well because of they will be able to use par dollars to buy up discounted loans, as they did during 2008 Great Financial Crisis All of the above is my own paraphrasing of the interview, for exact quotes see the interview. It also comes with this official disclaimer: "any past performance discussed in this presentation is not indicative of, or a guarantee of, future performance." Enjoy 🔥

Out now - my interview w/ world's largest in CLO equity (Collateralized Loan Obligations), Thomas Majewski, on: - "Private credit" is assuming some of the CLO world's riskiest loans - "Phone was lighting up" in September as banks rushed to offload credit risk to non-bank credit funds to meet capital requirements (this "regulatory capital relief market" is similar to credit default swap but employs a different instrument, the credit-linked note) - Private credit could be part golden age, part "biggest bubble in world" (I prompted him, not his original words). - CLOs are a "better bank" because there has "never been a run on them", and because "corporate America pays its bills," the senior corporate loans that make up CLOs are very unlike the subprime mortgages that made up CLO's problem cousin, the CDO, the structure that led to 2008. - He is quite clear that, in his personal opinion CLO equity offers the best risk/reward compared to other tranches. However, when it comes to private credit and BDCs (business development companies), there's a compelling case for being senior (i.e. lending to BDCs, rather than being an owner/equityholder) - The credit reality is worse than news, at least when it comes to senior loans. There were a grand total of 0 defaults in September. If the most predicted recession in history actually comes, he believes that with due time, CLO equity tranches will perform well because of they will be able to use par dollars to buy up discounted loans, as they did during 2008 Great Financial Crisis All of the above is my own paraphrasing of the interview, for exact quotes see the interview. It also comes with this official disclaimer: "any past performance discussed in this presentation is not indicative of, or a guarantee of, future performance." Enjoy 🔥

Jack Farley

172,341 views • 2 years ago

I’m not against Israel. I’ve always liked Israel.” – Tucker Carlson in his interview last week with Candace Owens. 🚨📰🗞️💥NEWSFLASH: Tucker is the ultimate gaslighter. Here are some of the claims he or his guests have made since October 7th: 👉The Mossad carried out 9/11 and assassinated JFK. 👉Jews were kidnapping Christian children in Nazi Germany. 👉Israel is trying to rebuild the third temple and has secret plans for a "Greater Israel." 👉America is sending its troops to die for Israel. 👉Jews celebrate the deaths of children. 👉America should push regime change in Israel and bomb Tel Aviv. 👉Iran wants peace with Israel. 👉October 7th was a false flag attack. 👉Stalin was a Jew. So was Ataturk, and Jews are responsible for the Armenian Genocide. 👉Elie Wiesel lied about being in the Holocaust. 👉Israel is innately demonic and a "made-up" state with no right to exist. 👉The IDF are committing war crimes and crimes against humanity. 👉Israel is committing ethnic cleansing, genocide, and starving children in Gaza. 👉The star of David has satanic origins. 👉Israel oppresses and kills Christians around the world. 👉Israel is deliberately bombing Christian churches and stealing Christian land. 👉The IDF are indiscriminately shooting Palestinian children and laughing while doing it. 👉Jews are Bolsheviks...and Frankists. 👉Israel is an apartheid state. 👉The Talmud is evil and perverted. 👉Israel is ground zero for all conflict in the Middle East. 👉Israel is running America's foreign policy. 👉Jewish supremacy is the greatest threat to mankind. 👉Hamas are freedom fighters, not terrorists. 👉Hitler wasn't as bad as people imagine and Nazi atrocities are exaggerated. 👉Anti-zionism is not antisemitism. 👉No-one is allowed to criticize Israel. In fact, you may even get killed for doing so. 👉Hamas didn't rape women or kill babies on October 7th. 👉The Israelis deliberately attacked the USS Liberty. 👉Zionists are obsessed with money, greed, and power. 👉Jews are facilitating homosexuality and illegal immigration in America. 👉Zionists are warmongering neocons that tricked America into war with Iran. 👉Every war America has fought in the Middle East is because of Israel. 👉Jews are more loyal to Israel than their own countries. 👉Netanyahu created Hamas and Hezbollah. 👉There's a Jewish cabal in Hollywood that killed Michael Jackson. 👉Israel was established by pedophiles and is a safe haven for pedophiles around the world. 👉Zionists control the media and rule Wall Street. 👉Jeffrey Epstein was Mossad. 👉AIPAC is a foreign lobby that controls the US government. 👉Israel tried to blackmail RFK Jr. 👉American Jews and Christians should not support Israel. 👉The Israel of today has no connection to biblical/ancient Israel. 👉All GOP Republicans prioritize Israel over the United States. 👉Christians have replaced Jews as God's chosen people, and Jesus is the true Israel. 👉Leo Frank was a rapist. 👉The Jews killed Christ. 👉US Congress members are forced to pledge loyalty to Israel. 👉Hitler never had a plan for persecuting Jews. HERE'S THE TRUTH: Tucker insists he isn't "obsessed" with Israel, but out of the 58 episodes of the TC show that I counted since 2025, 35 were about Israel or had a segment on it. If this were just about where American dollars are going, he’d at least have done one episode about Egypt. If this were just about starving children, he would have done at least one episode about Sudan. Or Yemen. If this were about persecuted Christians, he would have at least done one episode about the Copts in Egypt, Nigerian or Congolese Christians, or even Churchgoers in Canada. Spineless and cowardly, he often hides behind his guests' vile lies as he nods along in agreement and spreads the most guttural medieval Jew hatred to his 16.5 million followers - more followers than there are Jews in the entire world. Conservatives, time to wake up. Cc Trudy Stern

I’m not against Israel. I’ve always liked Israel.” – Tucker Carlson in his interview last week with Candace Owens. 🚨📰🗞️💥NEWSFLASH: Tucker is the ultimate gaslighter. Here are some of the claims he or his guests have made since October 7th: 👉The Mossad carried out 9/11 and assassinated JFK. 👉Jews were kidnapping Christian children in Nazi Germany. 👉Israel is trying to rebuild the third temple and has secret plans for a "Greater Israel." 👉America is sending its troops to die for Israel. 👉Jews celebrate the deaths of children. 👉America should push regime change in Israel and bomb Tel Aviv. 👉Iran wants peace with Israel. 👉October 7th was a false flag attack. 👉Stalin was a Jew. So was Ataturk, and Jews are responsible for the Armenian Genocide. 👉Elie Wiesel lied about being in the Holocaust. 👉Israel is innately demonic and a "made-up" state with no right to exist. 👉The IDF are committing war crimes and crimes against humanity. 👉Israel is committing ethnic cleansing, genocide, and starving children in Gaza. 👉The star of David has satanic origins. 👉Israel oppresses and kills Christians around the world. 👉Israel is deliberately bombing Christian churches and stealing Christian land. 👉The IDF are indiscriminately shooting Palestinian children and laughing while doing it. 👉Jews are Bolsheviks...and Frankists. 👉Israel is an apartheid state. 👉The Talmud is evil and perverted. 👉Israel is ground zero for all conflict in the Middle East. 👉Israel is running America's foreign policy. 👉Jewish supremacy is the greatest threat to mankind. 👉Hamas are freedom fighters, not terrorists. 👉Hitler wasn't as bad as people imagine and Nazi atrocities are exaggerated. 👉Anti-zionism is not antisemitism. 👉No-one is allowed to criticize Israel. In fact, you may even get killed for doing so. 👉Hamas didn't rape women or kill babies on October 7th. 👉The Israelis deliberately attacked the USS Liberty. 👉Zionists are obsessed with money, greed, and power. 👉Jews are facilitating homosexuality and illegal immigration in America. 👉Zionists are warmongering neocons that tricked America into war with Iran. 👉Every war America has fought in the Middle East is because of Israel. 👉Jews are more loyal to Israel than their own countries. 👉Netanyahu created Hamas and Hezbollah. 👉There's a Jewish cabal in Hollywood that killed Michael Jackson. 👉Israel was established by pedophiles and is a safe haven for pedophiles around the world. 👉Zionists control the media and rule Wall Street. 👉Jeffrey Epstein was Mossad. 👉AIPAC is a foreign lobby that controls the US government. 👉Israel tried to blackmail RFK Jr. 👉American Jews and Christians should not support Israel. 👉The Israel of today has no connection to biblical/ancient Israel. 👉All GOP Republicans prioritize Israel over the United States. 👉Christians have replaced Jews as God's chosen people, and Jesus is the true Israel. 👉Leo Frank was a rapist. 👉The Jews killed Christ. 👉US Congress members are forced to pledge loyalty to Israel. 👉Hitler never had a plan for persecuting Jews. HERE'S THE TRUTH: Tucker insists he isn't "obsessed" with Israel, but out of the 58 episodes of the TC show that I counted since 2025, 35 were about Israel or had a segment on it. If this were just about where American dollars are going, he’d at least have done one episode about Egypt. If this were just about starving children, he would have done at least one episode about Sudan. Or Yemen. If this were about persecuted Christians, he would have at least done one episode about the Copts in Egypt, Nigerian or Congolese Christians, or even Churchgoers in Canada. Spineless and cowardly, he often hides behind his guests' vile lies as he nods along in agreement and spreads the most guttural medieval Jew hatred to his 16.5 million followers - more followers than there are Jews in the entire world. Conservatives, time to wake up. Cc Trudy Stern

Karys Rhea

198,909 views • 1 year ago