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I’ve been keeping something from you. The way I cope with hard things is by doing the work and putting the pain in a box. But the truth is—since I spoke out against insurance companies, things have been really hard. My practice is struggling. I built a surgery center...

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Elisabeth Potter MD

24,980 subscribers

271,288 просмотров • 1 год назад •via X (Twitter)

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Комментарии: 10

Фото профиля Brent A. Williams, MD
Brent A. Williams, MD1 год назад

They are trying to kill us off.

Фото профиля Sean Wheeler, MD
Sean Wheeler, MD1 год назад

Consider this… there are terrible doctors with terrible outcomes. All still contracted with insurance companies. But you speak out against the the way insurance companies restrict your ability to care for patients… You would think that it is their money, and not the subscribers who expect them to use the money given to them, to pay for the care they need

Фото профиля Paul Mackiewicz
Paul Mackiewicz1 год назад

I'd happily have my company build you an AI powered website and online presence marketing machine for free. Your a real soldier in the good fight and we need people like you. Shoot me a DM

Фото профиля The Short Straw
The Short Straw1 год назад

You need to kick this up to legal action.

Фото профиля Mel
Mel1 год назад

Praying that many blessings come your way. Thank you for all that you do for your patients and for everyone else by speaking out.

Фото профиля Grace Kane
Grace Kane1 год назад

Carry on! It is soul-crushing to have a life dream like yours crushed. Do not give up. You have the attention of a lot of people who will likely offer to help you (not financially) to find a new way. Too bad that surgery is likely unable to adopt the headshrinkers' model. They will not touch insurance. They hand clients a diagnostic code and a bill and wish the clients well in submitting for insurance reimbursement.

Фото профиля MommaSue
MommaSue1 год назад

Can you name the insurance companies? We can try to avoid purchasing our health insurance through them.

Фото профиля donald ballai
donald ballai1 год назад

Always build a reserve fund before taking on big businesses like this. You have to be realistic, they are going to fight to protect their models unless change is forced upon them. Perhaps you need to join with a partner of bigger practice. Being right doesnt mean youll win.

Фото профиля mpmcgeefnp
mpmcgeefnp1 год назад

Honestly, best advice I can give is to move to Canada or another country where they respect medical professionals (and human rights)

Фото профиля Richard Walton
Richard Walton1 год назад

How can we help?!

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Last night, I got a late call from a breast surgeon here in Austin, TX. Her 22-year-old patient— just days away from a mastectomy—found out the plastic surgeon she had been seeing is out-of-network and her insurance doesn’t cover any out-of-network care. So now what? The breast surgeon called me and asked for a favor, knowing I take cases like this on, even if the payments are low…too low to cover the costs for me and my practice…because I think it’s the right thing to do. My team is doing everything we can to get her seen this week and to get her case approved. But here’s the thing: this isn’t a one-off. This is yet another example of how having insurance doesn’t mean you have access to care. These narrow networks are failing patients. This young woman has cancer now. She needs surgery now. And we don’t have the luxury of time to wait for policy change. The sad reality is I can’t afford to keep doing this for patients, even though I want to. We need a better system for patients and for the doctors trying to care for them. I believe we can fix this. But we need the help of the government. We need laws to change, and we don't have the luxury of time.
1:46

Last night, I got a late call from a breast surgeon here in Austin, TX. Her 22-year-old patient— just days away from a mastectomy—found out the plastic surgeon she had been seeing is out-of-network and her insurance doesn’t cover any out-of-network care. So now what? The breast surgeon called me and asked for a favor, knowing I take cases like this on, even if the payments are low…too low to cover the costs for me and my practice…because I think it’s the right thing to do. My team is doing everything we can to get her seen this week and to get her case approved. But here’s the thing: this isn’t a one-off. This is yet another example of how having insurance doesn’t mean you have access to care. These narrow networks are failing patients. This young woman has cancer now. She needs surgery now. And we don’t have the luxury of time to wait for policy change. The sad reality is I can’t afford to keep doing this for patients, even though I want to. We need a better system for patients and for the doctors trying to care for them. I believe we can fix this. But we need the help of the government. We need laws to change, and we don't have the luxury of time.

Elisabeth Potter MD

48,458 просмотров • 1 год назад

A year and a half ago, I shared a video about UnitedHealthcare. It wasn’t just about my practice. It was about what happens when insurance companies stand between patients and the care they need. A lot has happened since then. Redbud Surgery Center is still out of network. Back in January, United’s CEO said he would personally look into the situation. I’m still waiting. Does it feel fair? No. But I’m not giving up. I will keep telling the truth about what patients experience. I will keep advocating for transparent, affordable, high quality care. And I will keep working to help fix a healthcare system that too often puts barriers between patients and the care they need. The reason I’m still here is in large part because of you. You have listened. You have shared these stories. You have believed in this mission. Thank you for standing with me. I’m not going anywhere.
2:09

A year and a half ago, I shared a video about UnitedHealthcare. It wasn’t just about my practice. It was about what happens when insurance companies stand between patients and the care they need. A lot has happened since then. Redbud Surgery Center is still out of network. Back in January, United’s CEO said he would personally look into the situation. I’m still waiting. Does it feel fair? No. But I’m not giving up. I will keep telling the truth about what patients experience. I will keep advocating for transparent, affordable, high quality care. And I will keep working to help fix a healthcare system that too often puts barriers between patients and the care they need. The reason I’m still here is in large part because of you. You have listened. You have shared these stories. You have believed in this mission. Thank you for standing with me. I’m not going anywhere.

Elisabeth Potter MD

25,996 просмотров • 1 месяц назад

🫍 It wasn’t really that big of a thing, but it happened during the time when I was going through burnout. Like I said before (about trying to heal by doing things out of comfort zone), since this is something new for me... The thing was, I had a really sore throat, so I couldn’t take singing lessons, but the concert date was getting closer. That one time when Ju asked me when I'll take a practice for song, I had a sore throat at the time. Well, since I’m doing it anyway, I needed to do something, so I decided to learn the language instead. I had to make those 2 hours of lessons worth it to practice my pronounciation. For me, it was pretty hard because I don’t really watch Korean series. The 2 series I remember watching are Full House and The Glory, I guess? So the language wasn’t really familiar to my ears. You know, it’s hard to mimic because I usually learn by mimicking. So when it comes to a language I didn’t really have much exposure to, it takes longer time to practice. The L sound and stuff like that. But when I can finally do it, it's so fun. I love it.
1:07

🫍 It wasn’t really that big of a thing, but it happened during the time when I was going through burnout. Like I said before (about trying to heal by doing things out of comfort zone), since this is something new for me... The thing was, I had a really sore throat, so I couldn’t take singing lessons, but the concert date was getting closer. That one time when Ju asked me when I'll take a practice for song, I had a sore throat at the time. Well, since I’m doing it anyway, I needed to do something, so I decided to learn the language instead. I had to make those 2 hours of lessons worth it to practice my pronounciation. For me, it was pretty hard because I don’t really watch Korean series. The 2 series I remember watching are Full House and The Glory, I guess? So the language wasn’t really familiar to my ears. You know, it’s hard to mimic because I usually learn by mimicking. So when it comes to a language I didn’t really have much exposure to, it takes longer time to practice. The L sound and stuff like that. But when I can finally do it, it's so fun. I love it.

deeコ

16,934 просмотров • 21 дней назад

DOKYEOM😭❤️‍🩹 He actually wanted to rest in August before his enlistment, but he has lots of work… #도겸 🐰How have I been doing these days? I’ve been doing this and that, the things I have to do, well. Also, recently, the date for when I’m going to the military came out. Since that came out, actually, before I go, I’ve been preparing things I have to do. I’ve also been recording, preparing things I have to do, filming, and doing things like that 🐰I’ve also been spending time with my family, going to see concerts trying to live diligently, spending some personal time of my own, and that’s how I’ve been doing 🐰Actually, I’m going to the military on September 8, you know. So, actually, I said I wanted to rest a little for the whole month of August. I told the company that I didn’t want to work. I said I want to not work and get some rest in August. That’s what I said at the time. But there’s more to do than I expected. I’m also working a lot more than I expected, and things are kind of turning out that way. 🐰So I’m doing more than I expected, preparing some things that I can go and show fans . Idon’t know how satisfied you’ll be, but since I’m preparing things in my own way, I hope you won’t be too sad and will enjoy it
2:21

DOKYEOM😭❤️‍🩹 He actually wanted to rest in August before his enlistment, but he has lots of work… #도겸 🐰How have I been doing these days? I’ve been doing this and that, the things I have to do, well. Also, recently, the date for when I’m going to the military came out. Since that came out, actually, before I go, I’ve been preparing things I have to do. I’ve also been recording, preparing things I have to do, filming, and doing things like that 🐰I’ve also been spending time with my family, going to see concerts trying to live diligently, spending some personal time of my own, and that’s how I’ve been doing 🐰Actually, I’m going to the military on September 8, you know. So, actually, I said I wanted to rest a little for the whole month of August. I told the company that I didn’t want to work. I said I want to not work and get some rest in August. That’s what I said at the time. But there’s more to do than I expected. I’m also working a lot more than I expected, and things are kind of turning out that way. 🐰So I’m doing more than I expected, preparing some things that I can go and show fans . Idon’t know how satisfied you’ll be, but since I’m preparing things in my own way, I hope you won’t be too sad and will enjoy it

⁽̨̡ ¨̮ ⁾̧̢🌻

46,461 просмотров • 17 дней назад

Zara Larsson accepts the Breakthrough award at the ‘Billboard Women In Music 2026’. #BBWomenInMusic “[…] I’m not new and there are so many years of hard work behind an overnight success or a breakthrough. I’ve been an artist for over a decade now but lately things have really changed for me in my life and my career. So I’ve been trying to figure out what was it that happened? What was it that made the change happen? And when I was younger I wanted to be the best so bad and the annoying part of being the best in any art is that it’s subjective and you just have to, what I learned is that you have to be the most you because only you could be the best of that. And I feel like I become the most me around amazing women. So I didn’t suddenly become a better performer. I just changed who I was around and that was my breakthrough…”
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Zara Larsson accepts the Breakthrough award at the ‘Billboard Women In Music 2026’. #BBWomenInMusic “[…] I’m not new and there are so many years of hard work behind an overnight success or a breakthrough. I’ve been an artist for over a decade now but lately things have really changed for me in my life and my career. So I’ve been trying to figure out what was it that happened? What was it that made the change happen? And when I was younger I wanted to be the best so bad and the annoying part of being the best in any art is that it’s subjective and you just have to, what I learned is that you have to be the most you because only you could be the best of that. And I feel like I become the most me around amazing women. So I didn’t suddenly become a better performer. I just changed who I was around and that was my breakthrough…”

Updates Zara Larsson

210,289 просмотров • 4 месяцев назад

If you feel the wind shifting, I feel it too. This entire situation has been a shock to navigate, but I’m solid—because I know who I am. No amount of noise or pressure changes the fact that I am a woman who works hard, tells the truth, and takes care of people. And when you stand firm in that, even when the wind is blowing hard, you don’t waver. Lately, I’ve been thinking about what keeps me going. My patients, this work, and doing the right thing. And I keep coming back to something my grandfather used to say when we needed rain in Georgia: 🌧️ “Rain down, Little David—big drops, close together.” And right now? That rain is falling exactly where we need it. The support has been overwhelming. My team has grown, I have an incredible legal team behind me, and Bill Ackman has even generously stepped in to help cover legal expenses. I never could have imagined asking for this help—but here it is. So let’s take it and turn it into real change in healthcare. For now, I’m off to the operating room—because at the end of the day, I’m still here, doing what I love, taking care of my patients, and fighting for something bigger. Thanks for being here with me 💙
1:58

If you feel the wind shifting, I feel it too. This entire situation has been a shock to navigate, but I’m solid—because I know who I am. No amount of noise or pressure changes the fact that I am a woman who works hard, tells the truth, and takes care of people. And when you stand firm in that, even when the wind is blowing hard, you don’t waver. Lately, I’ve been thinking about what keeps me going. My patients, this work, and doing the right thing. And I keep coming back to something my grandfather used to say when we needed rain in Georgia: 🌧️ “Rain down, Little David—big drops, close together.” And right now? That rain is falling exactly where we need it. The support has been overwhelming. My team has grown, I have an incredible legal team behind me, and Bill Ackman has even generously stepped in to help cover legal expenses. I never could have imagined asking for this help—but here it is. So let’s take it and turn it into real change in healthcare. For now, I’m off to the operating room—because at the end of the day, I’m still here, doing what I love, taking care of my patients, and fighting for something bigger. Thanks for being here with me 💙

Elisabeth Potter MD

62,023 просмотров • 1 год назад

It is 2026 and healthcare is still not making any common sense. Today, multiple cases were canceled again because of a facility issue. The operating rooms weren’t safe to operate in. So my breast cancer patients had their surgeries delayed for hours, and one had to be moved to another facility tomorrow. And what’s so frustrating is that I have an operating room I could take these cases to. It’s ready. It’s safe. But because insurance companies get to decide where we’re allowed to operate, I couldn’t use it. In this case, it was United. They haven’t approved me to be in network at my surgery center, so even though the OR was available, I wasn’t allowed to move the cases there. Other insurance companies have contracted and allow me to take care of patients there. So today, a patient didn’t get surgery when she could have.
0:58

It is 2026 and healthcare is still not making any common sense. Today, multiple cases were canceled again because of a facility issue. The operating rooms weren’t safe to operate in. So my breast cancer patients had their surgeries delayed for hours, and one had to be moved to another facility tomorrow. And what’s so frustrating is that I have an operating room I could take these cases to. It’s ready. It’s safe. But because insurance companies get to decide where we’re allowed to operate, I couldn’t use it. In this case, it was United. They haven’t approved me to be in network at my surgery center, so even though the OR was available, I wasn’t allowed to move the cases there. Other insurance companies have contracted and allow me to take care of patients there. So today, a patient didn’t get surgery when she could have.

Elisabeth Potter MD

53,161 просмотров • 7 месяцев назад

US Health Insurance companies keep raising their deductibles “I'm paying every single month for my health insurance, but I have to pay $9,000 before I can actually use my health insurance? What do you mean — So why do I have health insurance?” And once you pay the $9,000 the insurance company is still going to deny your claim
0:21

US Health Insurance companies keep raising their deductibles “I'm paying every single month for my health insurance, but I have to pay $9,000 before I can actually use my health insurance? What do you mean — So why do I have health insurance?” And once you pay the $9,000 the insurance company is still going to deny your claim

Wall Street Apes

1,250,698 просмотров • 1 год назад

🚨 NOW: TRUMP is going HARD after Obamacare "Obamacare is ROTTEN health insurance, that's good for one [group] — the INSURANCE COMPANIES" "The insurance companies made a FORTUNE. The insurance companies OWN Democrats." "I want to STOP ALL PAYMENTS to big insurance companies, and all money, billions and billions of dollars, goes DIRECTLY to the people so that you can buy your OWN health care, which is better and much less expensive than Obamacare."
0:58

🚨 NOW: TRUMP is going HARD after Obamacare "Obamacare is ROTTEN health insurance, that's good for one [group] — the INSURANCE COMPANIES" "The insurance companies made a FORTUNE. The insurance companies OWN Democrats." "I want to STOP ALL PAYMENTS to big insurance companies, and all money, billions and billions of dollars, goes DIRECTLY to the people so that you can buy your OWN health care, which is better and much less expensive than Obamacare."

Nick Sortor

45,129 просмотров • 6 месяцев назад

Since I’ve started my journey on social media I’ve had to confront a lot of things about myself and my life, the most difficult ones of all being my trauma and my addictions I was using to cope with that trauma. This year I got serious about recovery and so I’ve really had to face the darkest parts of myself and accept them and learn how to live with myself without turning to temporary comforts to avoid the pain. I made this video as an artistic representation of that journey and how I’ve been coming to terms with myself. It’s not easy and it’s still something that I have to choose every day. I’ve felt like giving up so many times over my lifetime but I know that it’s worth it, because I’ve fought so hard to come this far, and because I know that facing my darkness effects all of you for better or for worse, and I want my impact on the world to be a positive one. You all inspire me every day to keep fighting, keep growing, and to never stop believing in myself. I hope that I inspire you to do the same, and to be freely and unapologetically you ❤️‍🩹 and you know me…of course I was inspired my Evangelion, my favorite anime of all time because I’m literally Misato 😜 Love, your unhinged mommy ❤️💋🦖🦕 #evangelion エヴァンゲリオン公式
2:37

Since I’ve started my journey on social media I’ve had to confront a lot of things about myself and my life, the most difficult ones of all being my trauma and my addictions I was using to cope with that trauma. This year I got serious about recovery and so I’ve really had to face the darkest parts of myself and accept them and learn how to live with myself without turning to temporary comforts to avoid the pain. I made this video as an artistic representation of that journey and how I’ve been coming to terms with myself. It’s not easy and it’s still something that I have to choose every day. I’ve felt like giving up so many times over my lifetime but I know that it’s worth it, because I’ve fought so hard to come this far, and because I know that facing my darkness effects all of you for better or for worse, and I want my impact on the world to be a positive one. You all inspire me every day to keep fighting, keep growing, and to never stop believing in myself. I hope that I inspire you to do the same, and to be freely and unapologetically you ❤️‍🩹 and you know me…of course I was inspired my Evangelion, my favorite anime of all time because I’m literally Misato 😜 Love, your unhinged mommy ❤️💋🦖🦕 #evangelion エヴァンゲリオン公式

Dino Mommy, Ph.D.

28,377 просмотров • 1 год назад

I'm so inspired encouraged by the number of folks who are giving. Thank you. I also want you to know, I am all in. We’ve cashed in our 401k and depleted our savings. When I see you giving your hard-earned money to support this mission, I want you to know I’m matching that energy with everything I’ve got. I told my team this week, we’re working for the American people. We are here to take care of our patients and also to change the environment of insurance in the US and to keep speaking out. Thank you again for believing in this. The GoFundMe is in my bio if you’d like to read more or help keep this going.
0:58

I'm so inspired encouraged by the number of folks who are giving. Thank you. I also want you to know, I am all in. We’ve cashed in our 401k and depleted our savings. When I see you giving your hard-earned money to support this mission, I want you to know I’m matching that energy with everything I’ve got. I told my team this week, we’re working for the American people. We are here to take care of our patients and also to change the environment of insurance in the US and to keep speaking out. Thank you again for believing in this. The GoFundMe is in my bio if you’d like to read more or help keep this going.

Elisabeth Potter MD

118,533 просмотров • 1 год назад

American Surgeon shows the actual letter from UnitedHealthcare DENYING a patient in emergency condition from receiving care “This is a woman who was in the emergency room with pulmonary embolisms” “I think we all knew this would happen. I had another patient come in and share with me that UnitedHealthcare denied her inpatient's day. So this is a patient who had shortness of breath and some chest pain, and she just knew that something wasn't right in her body. She had a family history of blood clots and she'd had a deep flap surgery a couple of weeks ago. She went to the hospital and they saw her and they found that she had a life threatening condition known as pulmonary embolisms. So she was admitted to the hospital and taken care of really well by the doctors there. And they ordered all the right things. After a couple of days, she was discharged. She got a letter from UnitedHealthcare explaining that they didn't agree with the level of her care and that they would not cover it. So I'm gonna share some of the language of that letter with you, and I want you to know that my patient that we talked about previously who had her surgery denied had almost exactly the same letter shared. So there's some troubling things in this letter. I think this term is really interesting. United is saying they reviewed the request for inpatient admission. So let's all just pause and consider that. This is a woman who was in the emergency room with pulmonary embolisms, and the doctor wasn't really requesting anything. They were saying this patient needs to be in the hospital. But an insurance company sees this as a request, and that's part of this prior auth environment that we're living in. So I think it's important as patients and as physicians to just acknowledge that this is our reality now. Someone can think that there's a good medical decision for you and can write orders and wanna do the right thing for you, but your insurance company is seeing that as a request and deciding whether or not they wanna do it. One of the criteria that this insurance company used to decide whether or not to accept or deny this request was whether it's medically necessary. And it's so interesting that we're letting insurance companies and the doctors who work for insurance companies determine what's medically necessary and not just the doctor in front of the patient in the emergency room. So this is a really bold statement from UnitedHealthcare for my patient. They say you did not have to be admitted as an inpatient to the hospital for this care. I think we all need to just reflect on that. An insurance company is telling a patient and her doctor that they disagree with the plan of care to keep that patient safe. I know that this is boiling down to whether it's an inpatient admission or an observation admission, and that's really about money. But what I wanna point out to you is they're making medical decisions. This insurance company is actually weighing in and disagreeing with a doctor who made a medical decision to admit this patient for her safety. So this specific sentence, when a doctor or facility treats a patient above the recommended level of care, we cannot cover it. What the heck? That's what we do. We go above and beyond as physicians. It's clear that insurance companies don't, and they're actually saying it here.”
2:35

American Surgeon shows the actual letter from UnitedHealthcare DENYING a patient in emergency condition from receiving care “This is a woman who was in the emergency room with pulmonary embolisms” “I think we all knew this would happen. I had another patient come in and share with me that UnitedHealthcare denied her inpatient's day. So this is a patient who had shortness of breath and some chest pain, and she just knew that something wasn't right in her body. She had a family history of blood clots and she'd had a deep flap surgery a couple of weeks ago. She went to the hospital and they saw her and they found that she had a life threatening condition known as pulmonary embolisms. So she was admitted to the hospital and taken care of really well by the doctors there. And they ordered all the right things. After a couple of days, she was discharged. She got a letter from UnitedHealthcare explaining that they didn't agree with the level of her care and that they would not cover it. So I'm gonna share some of the language of that letter with you, and I want you to know that my patient that we talked about previously who had her surgery denied had almost exactly the same letter shared. So there's some troubling things in this letter. I think this term is really interesting. United is saying they reviewed the request for inpatient admission. So let's all just pause and consider that. This is a woman who was in the emergency room with pulmonary embolisms, and the doctor wasn't really requesting anything. They were saying this patient needs to be in the hospital. But an insurance company sees this as a request, and that's part of this prior auth environment that we're living in. So I think it's important as patients and as physicians to just acknowledge that this is our reality now. Someone can think that there's a good medical decision for you and can write orders and wanna do the right thing for you, but your insurance company is seeing that as a request and deciding whether or not they wanna do it. One of the criteria that this insurance company used to decide whether or not to accept or deny this request was whether it's medically necessary. And it's so interesting that we're letting insurance companies and the doctors who work for insurance companies determine what's medically necessary and not just the doctor in front of the patient in the emergency room. So this is a really bold statement from UnitedHealthcare for my patient. They say you did not have to be admitted as an inpatient to the hospital for this care. I think we all need to just reflect on that. An insurance company is telling a patient and her doctor that they disagree with the plan of care to keep that patient safe. I know that this is boiling down to whether it's an inpatient admission or an observation admission, and that's really about money. But what I wanna point out to you is they're making medical decisions. This insurance company is actually weighing in and disagreeing with a doctor who made a medical decision to admit this patient for her safety. So this specific sentence, when a doctor or facility treats a patient above the recommended level of care, we cannot cover it. What the heck? That's what we do. We go above and beyond as physicians. It's clear that insurance companies don't, and they're actually saying it here.”

Wall Street Apes

115,712 просмотров • 1 год назад

Let’s be real. I spoke out against a big insurance company and now I’m being punished for it. But I’m not giving up. It’s not in my blood. I heard you asking, and if you would like to help, I’ve started a gofundme (linked below) where you can read the details and consider contributing. Just showing up and following means the world to me. I’ll keep it transparent so we can all see what medicine in the US is like in 2025 and hopefully build something better for all of us.
2:15

Let’s be real. I spoke out against a big insurance company and now I’m being punished for it. But I’m not giving up. It’s not in my blood. I heard you asking, and if you would like to help, I’ve started a gofundme (linked below) where you can read the details and consider contributing. Just showing up and following means the world to me. I’ll keep it transparent so we can all see what medicine in the US is like in 2025 and hopefully build something better for all of us.

Elisabeth Potter MD

252,229 просмотров • 1 год назад

A U-Haul truck ran hit a pipe hanging from the ceiling breaking it open. Instantly water geysered out, smashing windows and windshields, and flooding cars. Initially the parking garage said the driver was at fault for hitting the pipe, but U-Haul said that the clearance signs were inaccurate. I think that the driver ultimately should be liable for all damages, even if the pipe was lower than expected, it didn’t just shoot water out without provocation. I understand the concept of liability and insurance. However I would file a claim with my own insurance company. I used to be an insurance adjuster out of college. I know that when liability is in a gray area, the companies will dispute it amongst themselves and the owners of the damaged cars would have to wait until liability is determined and accepted. Even with a good team, this could take weeks or months all the while nothing happens to my car. So if I file my own claim, use my coverage to fix my car, I would have to pay a deductible and it initially would be a claim on my insurance possibly raising my rates. However once a liability decision is reached, my insurance would go after the other company for the money in a process called subrogation. I’ve used this tactic before and it’s literally the quickest way to get the car fixed or totaled out. I know for some people they don’t want their insurance involved unless they have to but I beg you to think about a worst case scenario and waiting months only to find out a decision still hasn’t been reached while the car owner doesn’t have use of their own car.
0:25

A U-Haul truck ran hit a pipe hanging from the ceiling breaking it open. Instantly water geysered out, smashing windows and windshields, and flooding cars. Initially the parking garage said the driver was at fault for hitting the pipe, but U-Haul said that the clearance signs were inaccurate. I think that the driver ultimately should be liable for all damages, even if the pipe was lower than expected, it didn’t just shoot water out without provocation. I understand the concept of liability and insurance. However I would file a claim with my own insurance company. I used to be an insurance adjuster out of college. I know that when liability is in a gray area, the companies will dispute it amongst themselves and the owners of the damaged cars would have to wait until liability is determined and accepted. Even with a good team, this could take weeks or months all the while nothing happens to my car. So if I file my own claim, use my coverage to fix my car, I would have to pay a deductible and it initially would be a claim on my insurance possibly raising my rates. However once a liability decision is reached, my insurance would go after the other company for the money in a process called subrogation. I’ve used this tactic before and it’s literally the quickest way to get the car fixed or totaled out. I know for some people they don’t want their insurance involved unless they have to but I beg you to think about a worst case scenario and waiting months only to find out a decision still hasn’t been reached while the car owner doesn’t have use of their own car.

SonnyBoy🇺🇸

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