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James owes $430,000 in student loans and failed med school.

Dave Ramsey

1,014,020 subscribers

362,424 次观看 • 3 年前 •via X (Twitter)

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Dmitri Smirnov 的头像

Dmitri Smirnov3 年前

Start over in a new country

Kevin S. Vogeltanz 的头像

Kevin S. Vogeltanz3 年前

The caller should stick with his teaching job for the next 120 months -- he likely qualifies for federal student loan forgiveness as a high school teacher. Other federal programs also grant student loan forgiveness to teachers. See here:

Business Book Sensei 的头像

Business Book Sensei3 年前

Sounds like you might want to join the military brotha. Definitely some ways out that way. Might even end up being able to become a Dr.

Kimberly Holloway 🇺🇸🇮🇱🥷🏼 的头像

Kimberly Holloway 🇺🇸🇮🇱🥷🏼3 年前

People are getting screwed in this country by the education system. It needs a serious overhaul!

Patient Zero 的头像

Patient Zero3 年前

Wow, something Dave Ramsey couldn’t fix, even he couldn’t BS his way through this one. Someone ought to start this guy a godundme just for the fact he stumped Dave.

StandTallUS 的头像

StandTallUS3 年前

Why does the US still think it's a good idea to shell out hundreds of thousands of dollars to teenagers with no job?

B&B 的头像

B&B3 年前

Pharmacy school!

Maria 的头像

Maria3 年前

I have met many students in Uni that changed degrees almost every year, never graduated but continue taking out student loans - because they could. Schools have no limits, no expectations, no requirements. They are happy with the money flowing in from indecisive students.

Boffin 的头像

Boffin3 年前

I know a doctor who struggled to pass his boards. He's an award winning doctor now. He took some sort of course that helps doctors pass their boards. I think he failed twice but passed the 3rd time. His practice did not let him go but required the course.

cwphck 的头像

cwphck3 年前

That guy was brutally honest with,and about himself,and made no excuses period. He’s going to be very successful at something in the long run one way or another. Wishing many blessing to James!

相关视频

Dave Ramsey advises a guy that amassed a $430,000 student loan and eventually failed out from medical school. “I have about $430,000 in student loans. I was in medical school, I failed and recently got dismissed” “So right now I have the debt but no degree that I was planning to use to pay that back”

Dave Ramsey advises a guy that amassed a $430,000 student loan and eventually failed out from medical school. “I have about $430,000 in student loans. I was in medical school, I failed and recently got dismissed” “So right now I have the debt but no degree that I was planning to use to pay that back”

Percy

254,729 次观看 • 2 个月前

Super important for graduating med students with federal student loans:

Super important for graduating med students with federal student loans:

Tyler Olson, EA

29,099 次观看 • 2 年前

KKKaroline Leavitt threatening people over unpaid student loans when she allegedly owes nearly $325,000 in unpaid debts. 😡😡

KKKaroline Leavitt threatening people over unpaid student loans when she allegedly owes nearly $325,000 in unpaid debts. 😡😡

Suzie rizzio

736,348 次观看 • 1 年前

She borrowed $49,548.74 in student loans. 120 payments later, she’s paid $25,558 — and now owes $50,121. She’s paid on it for years and still owes more than what she originally borrowed. The entire thing is a SCAM to enslave the young people.

She borrowed $49,548.74 in student loans. 120 payments later, she’s paid $25,558 — and now owes $50,121. She’s paid on it for years and still owes more than what she originally borrowed. The entire thing is a SCAM to enslave the young people.

Derrick Evans

2,138,253 次观看 • 2 个月前

🎙️’The government in the last budget unilaterally changed the terms of student loans…that’s outrageous isn’t it?’ School Standards Minister Georgia Gould acknowledges the student loans system is ‘imperfect’ #Newsnight

🎙️’The government in the last budget unilaterally changed the terms of student loans…that’s outrageous isn’t it?’ School Standards Minister Georgia Gould acknowledges the student loans system is ‘imperfect’ #Newsnight

Victoria Derbyshire

25,863 次观看 • 5 个月前

American is 22 and already has $91,300 worth of debt - Owes $51,000 on a car - Owes $5,000 on a motorcycle - Owes $13,400 on a camper she lives in because she can’t afford a house - $12,000 worth of student loans - $2,200 worth of medical bills - $7,700 worth of credit card debt

American is 22 and already has $91,300 worth of debt - Owes $51,000 on a car - Owes $5,000 on a motorcycle - Owes $13,400 on a camper she lives in because she can’t afford a house - $12,000 worth of student loans - $2,200 worth of medical bills - $7,700 worth of credit card debt

Wall Street Apes

4,718,140 次观看 • 9 个月前

Woman in Texas is freaking out over the impending garnishing of wages for people who’ve defaulted on their student loans. She says she’s ignored her student loans since she’s been in school. That she’s been, “Living off vibes.” Time to now live in reality.

Woman in Texas is freaking out over the impending garnishing of wages for people who’ve defaulted on their student loans. She says she’s ignored her student loans since she’s been in school. That she’s been, “Living off vibes.” Time to now live in reality.

Paul A. Szypula 🇺🇸

77,657 次观看 • 1 年前

"I have $300,000 in student loans and want to buy rental properties."

"I have $300,000 in student loans and want to buy rental properties."

Dave Ramsey

74,622 次观看 • 6 个月前

Mexican student and black student fight in school

Mexican student and black student fight in school

Fight Page Beto

398,873 次观看 • 1 年前

This lady went to medical school here in Chicago. She doesn’t specify where, but says she can’t sleep because of how much she owes on her student loans. She shares a screenshot of the bill, and it’s a total of 508,000. I don’t think anyone would be able to sleep if they owed that much money.

This lady went to medical school here in Chicago. She doesn’t specify where, but says she can’t sleep because of how much she owes on her student loans. She shares a screenshot of the bill, and it’s a total of 508,000. I don’t think anyone would be able to sleep if they owed that much money.

Goofies Of Chicago

23,576 次观看 • 4 个月前

Boy student and girl student fight in school🥊

Boy student and girl student fight in school🥊

Crazy Vids

295,880 次观看 • 1 年前

So forgiving PPP loans is capitalism — but forgiving student loans is socialism? And didn’t Brett Kavanaugh get his own loans forgiven?

So forgiving PPP loans is capitalism — but forgiving student loans is socialism? And didn’t Brett Kavanaugh get his own loans forgiven?

Tristan Snell

198,844 次观看 • 3 年前

Millions of Americans are on the brink of defaulting on student loans. But it’s not just student loans. It’s also credit card and auto loan loans. 1 in 4 Americans now uses loans to buy groceries. BT’s Kei Pritsker explains the true scale of America’s debt crisis

Millions of Americans are on the brink of defaulting on student loans. But it’s not just student loans. It’s also credit card and auto loan loans. 1 in 4 Americans now uses loans to buy groceries. BT’s Kei Pritsker explains the true scale of America’s debt crisis

BreakThrough News

10,754 次观看 • 1 年前

Student loans are a debt trap that most Americans can never repay This woman took out $120,000 of student loans. The student loans debt started accruing interest immediately By the time she finished school 4 years later she had already accrued $50,000 in interest “So when I started my repayment, I had $170,000 of private student loans due — that's something I didn't know, and I think you should know too if you're thinking about taking out private student loans, because they're predatory as f*ck” People don’t understand that at just 10-12% APR which is common for private loans, on $120k over 4 years you will accrue about $40k–$60k+ in interest before any payments Federal student loans will typically give you a grace perished but private loans typically won’t A lot of people will just make minimum payments and by doing this your balance really never moves. They’re a debt trap

Student loans are a debt trap that most Americans can never repay This woman took out $120,000 of student loans. The student loans debt started accruing interest immediately By the time she finished school 4 years later she had already accrued $50,000 in interest “So when I started my repayment, I had $170,000 of private student loans due — that's something I didn't know, and I think you should know too if you're thinking about taking out private student loans, because they're predatory as f*ck” People don’t understand that at just 10-12% APR which is common for private loans, on $120k over 4 years you will accrue about $40k–$60k+ in interest before any payments Federal student loans will typically give you a grace perished but private loans typically won’t A lot of people will just make minimum payments and by doing this your balance really never moves. They’re a debt trap

Wall Street Apes

52,305 次观看 • 1 个月前

Woman in Houston, Texas complains that her credit score just dropped 150 points and she now owes over $27,000 in student loans. She says she shouldn’t be held responsible since she was 18 when she admittedly took the loan. The excuses these freeloaders make are embarrassing.

Woman in Houston, Texas complains that her credit score just dropped 150 points and she now owes over $27,000 in student loans. She says she shouldn’t be held responsible since she was 18 when she admittedly took the loan. The excuses these freeloaders make are embarrassing.

Paul A. Szypula 🇺🇸

1,017,933 次观看 • 1 年前

Teacher and student fight in school

Teacher and student fight in school

Fight Page Beto

77,217 次观看 • 1 年前