James owes $430,000 in student loans and failed med school.

Start over in a new country

The caller should stick with his teaching job for the next 120 months -- he likely qualifies for federal student loan forgiveness as a high school teacher. Other federal programs also grant student loan forgiveness to teachers. See here:

Sounds like you might want to join the military brotha. Definitely some ways out that way. Might even end up being able to become a Dr.

People are getting screwed in this country by the education system. It needs a serious overhaul!

Wow, something Dave Ramsey couldn’t fix, even he couldn’t BS his way through this one. Someone ought to start this guy a godundme just for the fact he stumped Dave.

Why does the US still think it's a good idea to shell out hundreds of thousands of dollars to teenagers with no job?

Pharmacy school!

I have met many students in Uni that changed degrees almost every year, never graduated but continue taking out student loans - because they could. Schools have no limits, no expectations, no requirements. They are happy with the money flowing in from indecisive students.

I know a doctor who struggled to pass his boards. He's an award winning doctor now. He took some sort of course that helps doctors pass their boards. I think he failed twice but passed the 3rd time. His practice did not let him go but required the course.

That guy was brutally honest with,and about himself,and made no excuses period. He’s going to be very successful at something in the long run one way or another. Wishing many blessing to James!