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🤦🏻‍♂️ “Liberation on credit” — how Russia’s frontline propaganda really works Ever wondered why the same village gets “liberated” three times in Russian reports? That’s because on the front, they have a special term: “to capture a settlement on credit.” First, the news loudly declares: “We’ve taken it! Victory!”... show more

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Lowering credit card interest rates sounds like a good idea, but often times it ends up hurting the very people who policymakers were seeking to help. If interest rates are capped, the people who need it the most — high-risk borrowers who have low credit scores — will lose access to credit. Interest rates are largely dependent on the person who is doing the borrowing. The riskier a person is to lend to, the higher their interest rate is because the bank is taking on risk by extending them credit. People who are in desperate need of credit who will no longer be able to get a credit card then may turn to more expensive types of credit. This would also impact people who earn lots of rewards on their credit cards, have excellent credit scores, and payoff their balance every month so they don't pay interest. Credit card companies may cut back or cancel rewards and could start implementing annual fees on credit cards that never had them in the past or increase annual fees on existing cards.

Lowering credit card interest rates sounds like a good idea, but often times it ends up hurting the very people who policymakers were seeking to help. If interest rates are capped, the people who need it the most — high-risk borrowers who have low credit scores — will lose access to credit. Interest rates are largely dependent on the person who is doing the borrowing. The riskier a person is to lend to, the higher their interest rate is because the bank is taking on risk by extending them credit. People who are in desperate need of credit who will no longer be able to get a credit card then may turn to more expensive types of credit. This would also impact people who earn lots of rewards on their credit cards, have excellent credit scores, and payoff their balance every month so they don't pay interest. Credit card companies may cut back or cancel rewards and could start implementing annual fees on credit cards that never had them in the past or increase annual fees on existing cards.

Ryan Saavedra

38,079 Aufrufe • vor 6 Monaten

This dude tries to say that buying groceries with food stamps is the same as buying groceries with a credit card🤣 The left is truly clueless on how the world works….

This dude tries to say that buying groceries with food stamps is the same as buying groceries with a credit card🤣 The left is truly clueless on how the world works….

Derrick Evans

20,686 Aufrufe • vor 7 Monaten

"I give Joe a lot of that credit, because he is Joe Burrow. They are back in business, the switch just flipped because 9 is in the huddle." Skip Bayless and the crew are hyped to see Joe Burrow back on the field leading the Bengals to a victory.

"I give Joe a lot of that credit, because he is Joe Burrow. They are back in business, the switch just flipped because 9 is in the huddle." Skip Bayless and the crew are hyped to see Joe Burrow back on the field leading the Bengals to a victory.

The Arena: Gridiron

39,635 Aufrufe • vor 7 Monaten

Truth is… you don’t really have a credit score. A snip from the full ‘How credit scoring really works, and how to be more attractive to lenders’ new episode of the Martin Lewis Podcast. Listen to it all on Apple, Spotify & all the usual pod players

Truth is… you don’t really have a credit score. A snip from the full ‘How credit scoring really works, and how to be more attractive to lenders’ new episode of the Martin Lewis Podcast. Listen to it all on Apple, Spotify & all the usual pod players

Martin Lewis

95,147 Aufrufe • vor 7 Monaten

🚨 “THAT’S ILLEGAL ON DEBIT” - WOMAN CATCHES STORE CHARGING HIDDEN FEES A woman confronts a store employee on camera after spotting a surcharge added to a DEBIT card purchase - something many people don’t realize is only allowed on credit cards. She explains the processor charges the merchant, not the customer… yet stores are quietly passing that cost onto everyday shoppers. Then she offers to pull up the law on the spot. No sign. No warning. Just extra money taken. How many times have you been charged this without even realizing it?

🚨 “THAT’S ILLEGAL ON DEBIT” - WOMAN CATCHES STORE CHARGING HIDDEN FEES A woman confronts a store employee on camera after spotting a surcharge added to a DEBIT card purchase - something many people don’t realize is only allowed on credit cards. She explains the processor charges the merchant, not the customer… yet stores are quietly passing that cost onto everyday shoppers. Then she offers to pull up the law on the spot. No sign. No warning. Just extra money taken. How many times have you been charged this without even realizing it?

HustleBitch

837,075 Aufrufe • vor 5 Monaten

#WATCH | Delhi | AAP Delhi President Saurabh Bhardwaj says, "It has been just a month since the BJP's Mayor came to power in MCD. Did the Okhla landfill disappear in a month that the BJP is taking credit for it? They should give this credit to the AAP MCD because a lot of the work on the landfill was done during our tenure. How can they steal this credit?... Rekha Gupta herself became the Chief Minister three months ago. She should provide the data on the landfill height during the last three months compared to before, and we will congratulate her if she deserves the credit. But speak the truth. Do not lower the position of the Chief Minister by lying on every issue."

#WATCH | Delhi | AAP Delhi President Saurabh Bhardwaj says, "It has been just a month since the BJP's Mayor came to power in MCD. Did the Okhla landfill disappear in a month that the BJP is taking credit for it? They should give this credit to the AAP MCD because a lot of the work on the landfill was done during our tenure. How can they steal this credit?... Rekha Gupta herself became the Chief Minister three months ago. She should provide the data on the landfill height during the last three months compared to before, and we will congratulate her if she deserves the credit. But speak the truth. Do not lower the position of the Chief Minister by lying on every issue."

ANI

23,327 Aufrufe • vor 1 Jahr

Former BlackRock fund manager Ed Dowd on Larry Fink saying people's pensions will fund AI companies: "it's already happened" "The money's already been used. Your pension funds have already funded this" "Larry Fink is basically telling you what's already happened" "That's what private credit is. Private credit is opaque" "[But] private credit is shut down right now. BlackRock's private credit fund today, [and another] one... they're gating withdrawals" "that's why I'm so negative on the US Economy, because once credit turns, everything turns eventually, [and] eventually everything goes the wrong way" "That comes at the end of an economic boom. So we're already rolling over" "Equity people are always late to the party to figure this out. The fixed-income people are already pulling in their horns" "[But] the insurance companies have a lot of this dreck on their balance sheets. The pension funds own it through private credit funds and private equity" Shannon Joy Edward Dowd

Former BlackRock fund manager Ed Dowd on Larry Fink saying people's pensions will fund AI companies: "it's already happened" "The money's already been used. Your pension funds have already funded this" "Larry Fink is basically telling you what's already happened" "That's what private credit is. Private credit is opaque" "[But] private credit is shut down right now. BlackRock's private credit fund today, [and another] one... they're gating withdrawals" "that's why I'm so negative on the US Economy, because once credit turns, everything turns eventually, [and] eventually everything goes the wrong way" "That comes at the end of an economic boom. So we're already rolling over" "Equity people are always late to the party to figure this out. The fixed-income people are already pulling in their horns" "[But] the insurance companies have a lot of this dreck on their balance sheets. The pension funds own it through private credit funds and private equity" Shannon Joy Edward Dowd

Sense Receptor

67,948 Aufrufe • vor 1 Monat

Raptors coach Darko Rajaković on Jayson Tatum: “That guy is the best player on the best team in the NBA. I don’t think he gets enough credit on what he does on both ends of the floor for that team.” “They’re really lucky to have a player like him.”

Raptors coach Darko Rajaković on Jayson Tatum: “That guy is the best player on the best team in the NBA. I don’t think he gets enough credit on what he does on both ends of the floor for that team.” “They’re really lucky to have a player like him.”

jb

192,467 Aufrufe • vor 1 Jahr

Credit scoring is all about behavioural prediction. A bit like when you lend someone money in a pub. A quick video to explain the analogy. Just a snippet of the full Martin Lewis Money Show on Credit Scoring (how it works, how to boost it, and more) on

Credit scoring is all about behavioural prediction. A bit like when you lend someone money in a pub. A quick video to explain the analogy. Just a snippet of the full Martin Lewis Money Show on Credit Scoring (how it works, how to boost it, and more) on

Martin Lewis

117,213 Aufrufe • vor 8 Monaten

Right now in Zaporizhzhia, our first responders, medics, police officers are working to help after a strike by Russian bombs. Air-dropped bombs on the city, on residential buildings, on the bus station, on one of the clinics. Unfortunately, there are casualties. Today, along the entire front line, in frontline communities, and in border towns and villages, the Russians once again continued to take lives. No deadlines, no expectations work on them – they do not want to stop the killings. The only thing they are looking for is a way to kill Ukraine. We clearly understand the threats. All our partners just as clearly understand the threats. Everyone sees that there has been no real step from Russia toward peace, no action on the ground or in the air that could save lives. That is why sanctions are needed, pressure is needed. Strength is needed – of the United States, of Europe, of all nations in the world that want peace and stability in international relations. If Russia does not want to stop the war, then its economy must be stopped.

Right now in Zaporizhzhia, our first responders, medics, police officers are working to help after a strike by Russian bombs. Air-dropped bombs on the city, on residential buildings, on the bus station, on one of the clinics. Unfortunately, there are casualties. Today, along the entire front line, in frontline communities, and in border towns and villages, the Russians once again continued to take lives. No deadlines, no expectations work on them – they do not want to stop the killings. The only thing they are looking for is a way to kill Ukraine. We clearly understand the threats. All our partners just as clearly understand the threats. Everyone sees that there has been no real step from Russia toward peace, no action on the ground or in the air that could save lives. That is why sanctions are needed, pressure is needed. Strength is needed – of the United States, of Europe, of all nations in the world that want peace and stability in international relations. If Russia does not want to stop the war, then its economy must be stopped.

Volodymyr Zelenskyy / Володимир Зеленський

453,957 Aufrufe • vor 11 Monaten

❗️Zelenskyy: "Russian troops are exerting pressure, but this does not mean that we are ready to surrender." Answering a question about the situation on the front, Zelenskyy said that "the situation on the battlefield is difficult. There are more and more Russians, it is becoming harder and harder." "I came to Kupiansk; the situation there was not easy. The front line was very close. However, our Armed Forces control Kupiansk." The President of Ukraine acknowledged that Russian troops "are exerting pressure." "Undoubtedly, they can destroy a village—one, another, they can enter there. We will do everything to preserve the lives of our soldiers, because we must first and foremost have armed forces. This does not mean at all that we are ready to surrender."

❗️Zelenskyy: "Russian troops are exerting pressure, but this does not mean that we are ready to surrender." Answering a question about the situation on the front, Zelenskyy said that "the situation on the battlefield is difficult. There are more and more Russians, it is becoming harder and harder." "I came to Kupiansk; the situation there was not easy. The front line was very close. However, our Armed Forces control Kupiansk." The President of Ukraine acknowledged that Russian troops "are exerting pressure." "Undoubtedly, they can destroy a village—one, another, they can enter there. We will do everything to preserve the lives of our soldiers, because we must first and foremost have armed forces. This does not mean at all that we are ready to surrender."

🪖MilitaryNewsUA🇺🇦

73,768 Aufrufe • vor 6 Monaten

This Nebraska post-game video is a credit to God because I was close to laying on the railroad tracks that are out back

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This Nebraska post-game video is a credit to God because I was close to laying on the railroad tracks that are out back

Will Compton

158,344 Aufrufe • vor 9 Monaten

If the cult leader says that the grass is red, then the grass is red. Trump’s top economic advisor Kevin Hassett: “The consumer is really firing on all cylinders, just like the corporate sector… They’re doing that because they have so much more money in their pockets… In fact, I had the head of one of the big five banks in my office yesterday going through credit card data, and credit card spending is through the roof. They’re spending more money on gasoline, and they’re spending more on everything else too.” This is MAGA-style economic logic in full display. Anyone who has an IQ higher than Trump’s vocabulary should understand that the fact that “credit card spending is through the roof” is because: (1) inflation caused by tariffs and war has skyrocketed prices on everything “through the roof”; (2) people need to borrow money to survive. I just really hope that this idiocy finally stops. But it probably won’t. MAGA is a cult. And so if the cult leader says that the grass is red, then the grass is red.

If the cult leader says that the grass is red, then the grass is red. Trump’s top economic advisor Kevin Hassett: “The consumer is really firing on all cylinders, just like the corporate sector… They’re doing that because they have so much more money in their pockets… In fact, I had the head of one of the big five banks in my office yesterday going through credit card data, and credit card spending is through the roof. They’re spending more money on gasoline, and they’re spending more on everything else too.” This is MAGA-style economic logic in full display. Anyone who has an IQ higher than Trump’s vocabulary should understand that the fact that “credit card spending is through the roof” is because: (1) inflation caused by tariffs and war has skyrocketed prices on everything “through the roof”; (2) people need to borrow money to survive. I just really hope that this idiocy finally stops. But it probably won’t. MAGA is a cult. And so if the cult leader says that the grass is red, then the grass is red.

Roman Sheremeta 🇺🇸🇺🇦

10,412 Aufrufe • vor 2 Monaten

Do Trainers Take Too Much Credit?? The older I get, the more I understand that training is a piece of the puzzle for players or teams. Early on in my career I thought it was everything, and that a players success was my success. A players success is their success, and all the different people in their lives are there to hopefully help guide them. When I realized that, I became a better trainer because I realized I was serving them and not my own ego.

Do Trainers Take Too Much Credit?? The older I get, the more I understand that training is a piece of the puzzle for players or teams. Early on in my career I thought it was everything, and that a players success was my success. A players success is their success, and all the different people in their lives are there to hopefully help guide them. When I realized that, I became a better trainer because I realized I was serving them and not my own ego.

Steve Dagostino

36,658 Aufrufe • vor 2 Jahren

"The question is, why are you trying to get the Muhammad Ali Act changed or removed? The strange thing about that act is that on every show you have to declare to the fighters on the card the revenue of the event, which is quite unique. There isn't really a problem with that in the boxing world because a significant proportion of the revenue is paid to the athlete... I think they will think that fighters are overpaid because they are in relation to the UFC and MMA talent." Eddie Hearn on TKO's ambitions to alter the Ali Act.

"The question is, why are you trying to get the Muhammad Ali Act changed or removed? The strange thing about that act is that on every show you have to declare to the fighters on the card the revenue of the event, which is quite unique. There isn't really a problem with that in the boxing world because a significant proportion of the revenue is paid to the athlete... I think they will think that fighters are overpaid because they are in relation to the UFC and MMA talent." Eddie Hearn on TKO's ambitions to alter the Ali Act.

Ariel Helwani

474,727 Aufrufe • vor 10 Monaten

Sometimes you need more than you have in the moment. To realize a dream. To cover an emergency. This is why credit exists. But why let banks and credit agencies have a monopoly on such a vital resource? Enter Union, permissionless credit, now supporting USDC on Base.

Sometimes you need more than you have in the moment. To realize a dream. To cover an emergency. This is why credit exists. But why let banks and credit agencies have a monopoly on such a vital resource? Enter Union, permissionless credit, now supporting USDC on Base.

Union Finance

14,684 Aufrufe • vor 1 Jahr