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Loyalty programs? Don’t fall for the hype. Points are inflating faster than the dollar. What used to get you a flight to Hawaii now barely buys you a carry-on. I sign up for every program—but I cash out the second I get the points. That’s how smart consumers win.... show more

Kevin O'Leary aka Mr. Wonderful

1,184,097 subscribers

65,905 просмотров • 1 год назад •via X (Twitter)

Финансы Новости и политика

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Комментарии: 11

Фото профиля James

James1 год назад

You’re so right. Just look at the sign on bonuses. They keep getting higher and higher which really means the value is going down lower and lower

Фото профиля Saving Advice - Money & Finances

Saving Advice - Money & Finances1 год назад

Budgeting software like Lunch Money can help you find the leaks in your budget by automatically tracking and categorizing your transactions. Check out these top-rated budgeting apps to find out what you’re overspending on.

Фото профиля I AM CAVEMAN

I AM CAVEMAN1 год назад

Wonderful Hacks

Фото профиля Defend Canada 2.0

Defend Canada 2.01 год назад

This is true. Just look at Aeroplan. The point hit is 3x what it was 10 years ago. I would have been far better off to have used them.

Фото профиля Jimmy

Jimmy1 год назад

💯

Фото профиля Eric Rusch

Eric Rusch1 год назад

Same thing with taxes, figure out how much you’ll owe based on your income and set your exemptions so you owe as close to $0 as possible Don’t give the government free money to earn interest on throughout the year just to get a bigger “refund”

Фото профиля Rick Gatling

Rick Gatling1 год назад

Spoken like a prophet @kevinolearytv

Фото профиля DaveCrypto.mfer

DaveCrypto.mfer1 год назад

Loyalty points are a scam, cash out fast.

Фото профиля Defiant Roo

Defiant Roo1 год назад

And be sure to get your 2% (minimum) on CC charges, BUT, if you're not paying the CC balance off every month you're throwing your $$ in the garbage and points become meaningless.

Фото профиля Cody Wilkinson

Cody Wilkinson1 год назад

I've seen this points devaluation happen with my hotel program. Used to get a free night for 15K points, now it's 25K. Makes more sense to use them right away instead of hoarding them, doesn't it?

Фото профиля Howard Martin

Howard Martin1 год назад

Kevin, I don't think you collect points maybe gold bars but not points.

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“I use my credit card for free travel points… so I’m basically getting paid to spend.” Caller:“Dave, I pay it off every month. The points are free money!” Dave:“No they’re not. Credit card companies aren’t charities. Those ‘rewards’ are a marketing tool designed to make you spend more. It’s the oldest trick in the book.” Caller:“But I’m getting 2–5% back!” Dave: “You just spent $10,000 to get a $200–$500 prize. Congrats, you won at Chuck E. Cheese. The house still wins.” Caller:“I never carry a balance though…” Dave:“Doesn’t matter. You’re still playing their game. You’re training yourself to stay inside a system built to transfer wealth *from* you *to* them. Debit card. Cash. Discipline. That’s how you actually win.” Caller:“But the points” Dave: “We studied over 10,000 millionaires. Not one of them said, ‘I got rich off credit card points.’ Not. One. Stop chasing free flights and start chasing financial freedom. Baby Steps. Do the work.”

“I use my credit card for free travel points… so I’m basically getting paid to spend.” Caller:“Dave, I pay it off every month. The points are free money!” Dave:“No they’re not. Credit card companies aren’t charities. Those ‘rewards’ are a marketing tool designed to make you spend more. It’s the oldest trick in the book.” Caller:“But I’m getting 2–5% back!” Dave: “You just spent $10,000 to get a $200–$500 prize. Congrats, you won at Chuck E. Cheese. The house still wins.” Caller:“I never carry a balance though…” Dave:“Doesn’t matter. You’re still playing their game. You’re training yourself to stay inside a system built to transfer wealth from you to them. Debit card. Cash. Discipline. That’s how you actually win.” Caller:“But the points” Dave: “We studied over 10,000 millionaires. Not one of them said, ‘I got rich off credit card points.’ Not. One. Stop chasing free flights and start chasing financial freedom. Baby Steps. Do the work.”

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Honestly this is how I shoot my shot. A hug that lands at the lower back, but never the ass. You get points for being a gentleman 😵‍💫

Sensitive content

Honestly this is how I shoot my shot. A hug that lands at the lower back, but never the ass. You get points for being a gentleman 😵‍💫

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aly ✶

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. Naval: I don’t think you need to have a PhD to be a scientist. If you are naturally curious and you’re rigorous and you discover new things, you’re a scientist. One of my Twitter quips was, “The only true test of intelligence is if you get what you want out of life,” and that triggers a lot of people. But how else do you know? How else do you know if you’re smart? If you’re not getting what you want out of life, how smart are you really? You might have had bad luck once upon a time, but consistently, every time? I doubt it. And there’s two parts to that. One is actually testing yourself against the world to see if you get what you want. And the other is wanting the right things in the first place. You know, I wish I was 20 years old and had wings. Umm, not gonna happen. So you gotta wish for the right things too.

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