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🇺🇸 Michael Miebach/Mastercard, Brian Armstrong/Coinbase 🛡️, benahorowitz.eth/a16z, Paolo Ardoino 🤖/, Dave Ripley/Kraken, Tyler Winklevoss & Cameron Winklevoss/Gemini, Jeremy Allaire - jerallaire.arc/Circle, and Vlad Tenev/Robinhood all agree: Trump signing the GENIUS Act is huge for crypto and finance.

485,908 просмотров • 1 год назад •via X (Twitter)

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Ben Horowitz at A16Z was the first person to coin the phrase Peacetime CEO vs Wartime CEO The core philosophy is simple Peacetime CEOs > able to lead growing market with competitive advantage > focus on culture and scaling fast > goal is to expand the pie Wartime CEOs > are facing an existential threat > playing for survival > goal is on saving the company vs just growing In 2021, Robinhood faced its most existential threat in a long time after it was blamed for being involved on the wrong side in the GameStop retail investors vs hedge fund saga It doesn't take a genius to know that the events took a massive toll on their reputation Every social media platform was filled with comments of people shouting to uninstall the app and pull their money from the platform Robinhood's NPS (Net Promoter Score), a measure for customer loyalty, took a massive dip down to 18 App ratings for Robinhood dropped from 4.8 to 1.1 within hours On top of this, it does not help that their largest competitors were Schwab, Fidelity and Vanguard. All three are long standing juggernauts in the industry with decades of head start over Robinhood Assessing these facts, many investors and spectators completely wrote off Robinhood for dead. The stock price soon catered and multiples were lower than ever before Through all of this, Vlad Tenev ignored the noise and continued to build. He fixed the culture at the company, directed the focus on product, and just relentlessly executed on making Robinhood better for users Today the company has 9 different products with $100M+ ARR, and are growing in every vertical imaginable within investing (including wealth management, personal banking, and crypto) I think of Vlad as one of the most under appreciated wartime CEOs of our generation Here is him describing how he navigated through this period as a CEO, and how he propelled Robinhood through those difficult challenges

Boring_Business

30,536 просмотров • 6 месяцев назад

My dear friend, Vlad Tenev, changed the landscape of investing forever! The rise of the retail investor is largely due to Robinhood's success... and in this new Journey Man, we discuss it all... Enjoy! 00:00 - Intro 00:53 - Introducing Vlad Tenev of Robinhood 01:27 - Why Take on Wall Street? 01:54 - Robinhood’s Zero-Fee Origin Story 02:53 - Inspiration from Instagram and Uber 04:24 - Reimagining Trading for Mobile 05:05 - The Challenge of Disrupting Finance 05:42 - Why Everything Is Hard 06:34 - Early Wrong Assumptions 07:42 - Raising Capital with a Small Vision 08:48 - Funding Robinhood on AngelList 09:50 - Early Investors Changed Their Lives 10:38 - The Crypto Explosion Begins 11:07 - Considering a Bitcoin Exchange First 12:17 - Bitcoin’s Early Skepticism and Growth 13:08 - Robinhood Launches Crypto in 2018 14:03 - 2020: Crypto Revenue Surges Overnight 15:04 - The Challenge of Crypto Cyclicality 16:11 - Staffing a Volatile Business 17:10 - Building Robinhood’s Lean Crypto Team 18:46 - Robinhood’s First Crypto Event Coming 19:38 - Where TradFi Meets DeFi 20:34 - Tokenizing Everything 21:09 - Robinhood’s Vision for Crypto + Finance 21:47 - Thoughts on Crypto Options Demand 23:04 - Why Crypto Options Haven’t Taken Off 24:09 - Millennials and the Speculative Economy 25:22 - Democratizing Trading for Everyone 26:08 - Why Buy-and-Hold Doesn’t Work for All 27:15 - Trading vs Investing: A Matter of Wealth 28:01 - Trading as a Skill Anyone Can Build 29:13 - Robinhood’s Role in Onboarding Millions 30:06 - The Fed's Role and Retail Insight 31:03 - The Rise of the Retail Macro Trader 32:17 - Helping Users Succeed with Robinhood Strategies 33:35 - Power of Community and the Hive Mind 34:55 - Will AI Disrupt Community Too? 36:14 - Technological Waves and Investor Opportunity 37:10 - Human Purpose in an AI World 37:52 - Tokenizing Human Connection 38:28 - Creators, Platforms, and Future-Proofing 39:26 - Vlad’s Long-Term View of the Future 40:05 - Financial Services at the Heart of Disruption 41:14 - If AI Replaces Jobs, What Happens to Investing? 42:25 - Entering the Economic Singularity 43:31 - What Happens When AIs Win the Markets? 44:16 - AI's Role in Capital and Markets 45:07 - Will AI Eliminate Human Emotion from Markets? 46:06 - HFT: The Original AI Traders 47:20 - AI and Long-Term Probabilistic Forecasting 48:48 - GPUs, Gaming, and the Origins of AI 50:01 - Nvidia, CUDA, and Wall Street Arms Races 51:04 - Flash Boys and Microwave Trading 51:54 - Will AI Costs Go to Zero? 52:52 - Lower Cost, Higher Usage 53:41 - Robinhood’s UX Won’t Be Just a Chatbox 55:16 - Cortex: AI-Powered Features at Robinhood 56:54 - Tokenization and the Future of Asset Management 57:44 - Crowdsourced, Tokenized Hedge Funds 58:48 - Portability of Tokenized Assets 59:39 - Blockchain as the New Rails of Finance 01:00:09 - The Trump Token and Capital Formation 01:01:00 - Capital Access Unlocks Innovation 01:01:49 - Why Crypto Needs Regulatory Clarity 01:03:17 - From Meme Coins to Real Assets 01:04:17 - Crypto's Path to $100 Trillion? 01:05:15 - The Financial System Will Run on Blockchains 01:06:00 - Platform Layer vs Application Layer Wealth 01:06:29 - AI Raises Money and Launches Tokens 01:07:39 - AIs Creating Software and Capital Formation 01:08:00 - Final Thoughts: A Wild Future Ahead 01:08:20 - When Will Vlad Buy a CryptoPunk? 01:08:51 - Wrapping Up: AI, Crypto, and the Road Ahead

Raoul Pal

172,640 просмотров • 1 год назад

The Laws That Could Break the Banking System: GENIUS & CLARITY Acts — Banks War Against Stablecoins The banking Cartel is officially going DEFCON 1. 🚨 They are losing the digital arms race, and they’ve spent millions on lobbyists to build a wall around your financial sovereignty. The CLARITY Act is the battleground. Here is what they don't want you to know. 🧵👇 💳 *Tangem Card ► ⭕ *Tangem Ring ► ⭐⭐ Easiest hardware wallet, portable style!! ✔️ Simply tap to your phone and you’re in! ✔️ Low cost, must-have! Access all crypto! ⚡💰 *Get 30% off!!* Promo Code: CRYPTOCASEY … *Order now!: ⭐ ➜ 💥💳 *Tangem Pay ► NEW!! Visa card powered by your Tangem Wallet! ⚡💰 *Early access* — join the waitlist NOW! ✔️ Top up with stablecoins, spend instantly! 🤖 *GoBabyTrade ► ⭐⭐ AI-Driven Trading Bot + DCA Tool! ✔️ Profits while you sleep! 24/7 crypto trading! ✔️ Simply connect your Coinbase and go “default”! ⚡💰 Exclusive limited-time offer: *Get $1,000 off!!* … *Start now!: ⭐ ➜ 🚀 … Weekly Webinar!: ⭐ 👽 *Uphold⁺ ► ⭐⭐ Game-changing web3 financial platform! ✔️ #1 All-In-One: buy, sell, trade, stake, store! ✔️ 100%+ reserved, fully backed, deep liquidity! ✔️ Up to 4.50% USD balances! (FDIC Insured!) ⚡💰 Limited-Time: *Trade $100, get $20 FREE!!* … *Sign up now! ⭐ ➜* 💥👽 *Uphold Debit Card ► NEW!! Visa card powered by your Uphold account! ⚡💰 Up to *6% XRP* on everything you buy! ✔️ Metal card option! Just top up and spend! ▬▬▬ “BANKS ARE PANICKING” 🚨 NEW FINANCIAL SYSTEM UNDERWAY 💥 Hello, fam! Crypto Casey here 👋 and I'm on a mission to improve people’s lives through #crypto education. The global financial system is entering a historic turning point as stablecoins, decentralized finance, and new legislation threaten the traditional banking model built on fractional reserves and hidden fees. In this video we break down the GENIUS Act, the CLARITY Act, why banks are going DEFCON 1 to stop them, and how blockchain technology may ultimately reshape the future of money and financial sovereignty... Let’s hit it! ▬▬▬ TOP CRYPTO TOOLS TO GET TODAY! 💥💥⚡ 🔥💳 *Black Friday! ► 💳 *Tangem Card ► 💥 *Tangem Pay ► ⭕ *Tangem Ring ► 🤖 *GoBabyTrade ► 👽 *Uphold⁺ ► 💥👽 *Uphold Debit Card ► 🚀 *Money Line Indicator ► ▬▬▬ SET UP YOUR TRADING BOT TODAY!! 💥💥🚀 🤖 *GoBabyTrade ► Automated AI-Driven Trading Bot + DCA Tool! ⚡💰 Exclusive limited-time offer: *Get $1,000 off!!* ✔️ Profits while you sleep! 24/7 crypto trading! BUY NOW! ► FULL REVIEW! ► *WEEKLY WEBINAR!* ► CONNECT BOT TO YOUR TRADING ACCOUNT! ⭐ 🧿 Coinbase ► ⭐ 🐙 Kraken Pro ► ▬▬▬ CHAPTERS 💬 00:00 - Traditional Banking Scam 02:25 - 3 Steps to Escape 03:34 - GENIUS Act 05:50 - CLARITY Act 07:30 - Banks Lobbying Washington 08:45 - How Banks Make Profit 11:05 - Big Win for DeFi 11:05 - Cyber Warfare Threat 13:05 - Paradigm Shift 14:35 - Become Financially Sovereign 15:50 - Build Wealth with AI ▬▬▬ FOLLOW MY ONLY OFFICIAL CHANNELS! 📢 🔥 Linktree (Deals) ► ⭐ TikTok ► ⭐ Twitter ► ⭐ Instagram ► ⭐ Rumble ► ⭐ Facebook ► ⭐ Newsletter Sign-up ► ▬▬▬ TAGS: #Bitcoin #Crypto #Stablecoins #BankingSystem #FinancialSovereignty #DeFi #DecentralizedFinance #GENIUSAct #CLARITYAct #CryptoRegulation #CryptoNews #FinancialFreedom #Blockchain #CryptoCasey #CentralBanks #BankingCartel #DigitalFinance #FutureOfMoney #CryptoAdoption #CryptoRevolution TOPICS: Bitcoin, crypto, stablecoins, decentralized finance, DeFi, banking system, fractional reserve banking, financial sovereignty, GENIUS Act, CLARITY Act, crypto regulation, banking cartel, stablecoin regulation, blockchain finance, future of money, crypto news, financial freedom, central banks, crypto adoption, digital finance, crypto Casey, next generation finance NOTE: This description contains affiliate links. If you purchase a product through one of them, I will receive a commission (at no additional cost to you). Thanks for supporting the channel! DISCLAIMER: The information contained herein is for informational purposes only and not to be construed as financial, legal or tax advice. The content of this video is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses considerable risk of loss. The speaker does not guarantee any particular outcome. © 2025 Crypto Casey. All rights reserved ▬▬▬ ❤️ Be safe out there. —Crypto Casey

Crypto Casey

27,624 просмотров • 5 месяцев назад

140 of the biggest financial firms on Earth just teamed up to assassinate ONE company. The same company they helped BUILD for 7 years. BlackRock, Coinbase, Visa, Mastercard, Stripe, BNY Mellon, and Google all showed up to sign the kill order: Yesterday, a consortium of over 140 financial firms launched a new stablecoin called Open USD. The target: Circle Internet Group, the $17 billion company behind USDC. Circle stock crashed 17.5% in a single trading session and closed near $62. It is now down more than 40% in 30 days from its May high of $138. But this is NOT a story about a competitor showing up... This is about a company getting assassinated by the exact partners it depended on to survive. Here is how deep the betrayal goes: Coinbase and Circle co-founded USDC together in 2018. They built the stablecoin as partners through the Centre Consortium. In 2024 alone, Circle paid Coinbase $908 million as a distribution fee for hosting USDC on the Coinbase platform. That revenue-sharing agreement expires in August 2026. Six weeks before that renewal, Coinbase publicly signed onto a project designed to make USDC obsolete. BlackRock literally manages Circle's reserves. The world's largest asset manager has been sitting on the $73.6 billion in US Treasuries backing USDC but joined a consortium built to redirect that interest income to other partners instead of Circle. BNY Mellon is Circle's custody bank. Same playbook here. Custody by day, competitor by night. And Open USD is launching natively on Base, which is Coinbase's own blockchain. Coinbase is literally constructing the rails to replace USDC on the chain Coinbase owns. And what makes it worse: 99% of Circle's 2024 revenue came from interest earned on those Treasury reserves. That is the entire business model. Take user dollars, park them in short-term T-bills, keep the yield. Open USD's pitch to the market is a single sentence: Partners keep the yield instead of Circle. Zero minting fees or redemption fees. Almost all the interest income flows back to the 140 companies distributing the coin. Every "partner" that gave Circle its network effect just realized they had been paying Circle to do something they could do themselves. The interim CEO of Open Standard is Zach Abrams, the co-founder of Bridge, the stablecoin infrastructure firm Stripe acquired for $1.1 billion in 2024. Stripe's stablecoin acquisition is now running the coordinated hit against Circle as well. Circle's own CEO Jeremy Allaire went on the record calling USDC "the most trusted, widely adopted stablecoin globally" and welcoming the competition. That is the polite corporate translation for "our largest revenue-sharing partner just publicly announced they no longer need us." Citi projects the stablecoin market will hit $4 trillion by 2030. 140 companies looked at that number, looked at how much of it Circle was keeping, and coordinated to take it. The exchanges that gave USDC liquidity, the banks that gave USDC legitimacy, the card networks that gave USDC distribution, and the asset managers that gave USDC credibility... Every one of them spent years inside the walls before yesterday's public execution. The most successful crypto IPO of 2025 just got dismantled by the SAME names that built it. What do you think?

Ricardo

34,803 просмотров • 1 месяц назад

"The crypto world has one very powerful idea going for it, and that's the idea of forks..." - George Hotz 🌑 I consider the ability to fork as the most underrated aspect of crypto. People forget it's the power to fork that allows cryptocurrencies to avoid centralized control, and ensure resilience against censorship, and disagreements within the community. This is what happened to the Bitcoin Cash network in late 2020. The lead developers forked the network when they dissented with the majority and decided to chart their own path by creating eCash - old handle placeholder. Anyone who held BCH through the eCash fork would now also hold an equivalent amount of XEC. Just as George describes in the clip below, holders are faced with a choice. They can split their coins, choose to sell one fork to buy more of the other, or do nothing and hold onto both. But if you held your BCH on Coinbase 🛡️, Gemini or Kraken, those exchanges have so far acted as if this fork never happened. In other words, their customers have been prevented from making a choice. While I can understand wanting to see if a fork is even viable before listing it on your exchange, the fact is over the past four years, eCash - old handle placeholder has proven itself to be one of the most technically proficient development teams in all of crypto. XEC is listed on many top tier exchanges such as Binance and Upbit Global and the team is available to offer any assistance if needed. I am urging Brian Armstrong and Jesse Powell, as well as Emilie Choi 🛡️ and Rishi to take a look at the eCash project. I am asking as respectfully as I can, please do the right thing and give your customers their eCash and let them choose for themselves. Plus, wouldn't it be great for your customers to suddenly be rewarded with free eCash they likely didn't even know they had? I'm guessing it would.

Cain's Chronicles

11,395 просмотров • 1 год назад

ALPHA LEAK: Ribbit Capital 's stealth token $TIBBIR just surfaced... 🧩 Video from 2020: Hint for Ribbit Capital Token 🧩 2025: Micky 🐸 (founder of Ribbit Capital) stealth-launched $TIBBIR ...🐸 What if one of fintech’s biggest VCs quietly launched a crypto token and nobody noticed? In a space full of hype, over-marketed vaporware, and copy-paste tokens, $TIBBIR stands apart - because it wasn’t announced. Zero hype, zero marketing, full stealth mode. (= classic Ribbit Capital style, IKYK) And now, after deep onchain tracing, SEC regulatory filings, social proofs, and a revisit of public interviews, the thesis is becoming impossible to ignore: Ribbit Capital has quietly launched its own token. 🔥 VIDEO HINT: It All Started with One Quote - Multicoin Summit, 2020 🐸 In November 2020, Micky 🐸 (founder of Ribbit Capital, $12 Billion AUM) appeared at the Multicoin Summit and casually dropped this: "But there's nothing as disruptive as what's going on with decentralized finance… If we want to be the best investor in this category of the intersection of finance and tech no matter where we are — we will be very active in DeFi and we will be participating in it. But it's not obvious that it's a company →→→→ or a token ←←←← or is it partnering with Multicoins or to making investments. I think we'll do all of the above over the next decade." At the time, it sounded exploratory. In 2025, with all the confluences and verifiable proofs, it sounds like a roadmap. SO. Let’s dive down the Ribbit Hole and connect the dots... Over the past few months, we've been meticulously tracing the discreet emergence of the $TIBBIR token project that appears to be intricately linked to Ribbit Capital and its founder, Micky Malka. Our investigation has uncovered compelling evidence suggesting that $TIBBIR is not merely a speculative endeavor but a calculated step towards Ribbit's envisioned decentralized financial ecosystem.​ 🧩 Onchain Proof: Direct Wallet Funding: Micky Malka's wallet, which has been active for over 2800+ days, has been identified as the source of funds for the developer wallet that deployed the $TIBBIR contract on Virtuals Protocol ​ → Since then, Virtuals core contributors are following ribbita , quoted Ribbit Capital's slogan, and launched the Virtuals Index on Reserve 🌐 with $TIBBIR being the #2 in weight. Onchain Proof TX hash: 0x286a702630239ff9b002c41f502076d1ce48a6e026951c3d22ff9b0e86cca2e3 🧩 Social Proofs: Micky 🐸 's profile pic = $TIBBIR Launch Date: The profile picture on Micky Malka's X account, when downloaded, it shows "01.11" -coinciding with the launch date of $TIBBIR "01.11". → Since then, the TIBBIR X account has garnered 100+ smart followers, Ribbit Capital core members, T1 VCs, Hedge Fund managers, and many others... → March 23: Micky himself started to follow the TIBBIR X account, ribbita ... (are we getting closer to exit stealth?:) 🧩 "TIBBIR" Legal Entities: Tibbir Holdings LLC: SEC filings reveal the establishment of Tibbir Holdings LLC, with Micky Malka listed as the investment manager. This entity holds shares in Robinhood, indicating a strategic alignment with Ribbit's portfolio. TIBBIR Trust Formation: A Schedule 13G filing dated February 14, 2025, discloses that Micky Malka owns 11.4 million shares through the TIBBIR Trust, further cementing the connection between Ribbit Capital and the $TIBBIR token. ​​ 🧩 SEC Filing Proofs: 🧩 Hacking For Agentic Finance Furthermore, in 24Q4, Ribbit co-organized an AI agent hackathon with Robinhood , Crossmint , OpenAI , Solana , which suggests a forward-thinking approach to integrating AI into their existing fintech x crypto ecosystem. → Since then, Ribbit Capital led investment round for Crossmint and Privy , and Robinhood (Ribbit Cap portfolio company) announced "Cortex AI", signaling their entry to Agentic Finance... 🧩 New $500M Fintech Fund (Agentic Finance?) 03.19.2025: Ribbit Capital, a venture firm known for its fintech investments, is raising $500 million for a new fund, a filing with the U.S. Securities and Exchange Commission (SEC) revealed. The new capital appears to be a part of the Palo Alto-based venture firm’s latest flagship fund, titled Ribbit Capital Y. - TechCrunch 🧩 Why "TIBBIR" and not "RIBBIT"? "Fintech is dead, long live the New Fintech." Micky Malka said, the last decade of fintech was about giving people ACCESS to money. This decade, we need contextual money. So we need to rebuild everything. →→→ TIBBIR = RIBBIT spelled backwards. Explanation Video: 🧩 Strategic launch: Why Base ? $TIBBIR has been launched on Base , Coinbase's L2 chain. → Ribbit Capital is the lead investor in Coinbase. Micky 🐸 helped Brian Armstrong open CB's first bank account in Silicon Valley. (wen wen wen Coinbase listing) $Tibbir token Contract address on Base: 0xA4A2E2ca3fBfE21aed83471D28b6f65A233C6e00 🔍 Token Integration with Ribbit's Ecosystem? The $TIBBIR token appears to be more than a standalone asset; it's potentially a linchpin in Ribbit Capital's broader strategy to integrate decentralized finance within its existing portfolio. Given Ribbit's investments in companies like Coinbase, Robinhood, Revolut, Uniswap, Morpho, Arbitrum, and recently TON, $TIBBIR could serve as a unifying token across these platforms. However, the utility and plans are still undisclosed. 🧬 Ribbit Hole Conclusion The convergence of these findings points to a deliberate and strategic launch of the $TIBBIR token by Ribbit Capital and Micky Malka. This move aligns with Ribbit's long-term vision of participating in decentralized finance through various avenues, including token issuance. As fintech enters its next era, $TIBBIR may emerge as a central component in Ribbit's efforts to redefine the venture capital landscape and serve as a foundational element of the New Fintech (the intersection of fintech, crypto, and AI) this decade. Video credit: chiron 🏹 (our #1 sleuth)

Altcoinist

258,474 просмотров • 1 год назад