Video wird geladen...

Video konnte nicht geladen werden

Zur Startseite

#MintMoneyShots with Neil Borate | Does past performance matter in #MutualFunds Partnered with Invesco Mutual Fund #PersonalFinance #MintMoneyShots #Money #Growth #Finance #FinancialFreedom #ShareMarket #Investing #Learning #Education

1 Kommentare

Profilbild von JITENDRA SINGH
JITENDRA SINGHvor 2 Jahren

@ActusDei @invescoindia #RRBNTPC_VACANCY_INCREASE

Ähnliche Videos

Dave Ramsey on investing $150,000 outside retirement accounts without getting crushed by taxes: A caller named Steve asked Dave how to invest $150,000 outside of retirement accounts. Dave's answer revealed a tax strategy most investors overlook. Dave starts with his two foundational rules: "Rule number one is you don't want to do it unless you understand it. Rule number two is you put somebody in your life that has the heart of a teacher." Then he gets into the real problem with investing outside retirement accounts: "I personally invest, Steve, inside my retirement accounts in four types of mutual funds: Growth, growth in income, aggressive growth and international. Outside of retirement accounts, those funds all create taxes each year as they grow. That's a problem." His solution? Low turnover ratio mutual funds. Dave explains the concept using a rental property analogy: "If you buy a rental house for $200,000 and it goes up in value to $300,000 and you still own it, you do not owe taxes on that 100,000 in growth because you've not sold the house… So, you've got capital gains growth, but you don't have any taxes because you've not sold it." The same principle applies to stocks: "If a share of stock goes from $50 to $70, you don't pay taxes on that $20 gain until you sell it. Same is true inside a mutual fund." Here's where the turnover ratio comes in: "The turnover ratio is when they sell the stock inside the mutual fund. If it has a 90% turnover ratio, that means almost all the stocks get sold every year. And so all those gains are going to be taxable every year. If they have a 5% turnover ratio, which is a low turnover ratio, that means you're not going to pay taxes on the increase in value until you sell the mutual fund cuz they aren't selling the stocks inside the mutual funds hardly at all." The target number Dave gives: "You want an under 10% turnover ratio. Because anything that turns over the gain is they're going to send you a tax bill on the gain every year." Here's a shortened version: The takeaway: Outside of retirement accounts, how often a fund trades matters more than what it holds. High-turnover funds create a tax bill every year. Low-turnover funds let your money compound quietly until you sell.

Black Edge

189,513 Aufrufe • vor 6 Monaten

🎙️Beyond Ego: The Truth About Money, Meaning & Bitcoin Ep. 100 with Richard Byworth ∞/21M My guest today is Richard Byworth, Managing Partner at Syz Capital, bridging traditional finance with Bitcoin. With over 25 years in global investment banking and asset management, Richard now spearheads Syz’s $300m digital asset strategies and hosts the *Syz the Future* podcast. He’s also a Board Member at Relai, and an advisor to JAN3. In this conversation, he unpacks the moment the 2008 crisis revealed the flaws in fiat money, his early dismissal of Bitcoin, and how conviction finally took hold in 2018. We discuss the launch of Syz’s Bitcoin-denominated fund, the internal resistance it faced, and how it became the firm’s most successful product launch. Richard explains why “one Bitcoin equals one Bitcoin” and why he believes Bitcoin treasury companies act as the release valve for a mispriced financial system. We explore his views on ego in finance, intuition in decision-making, spiritual dimensions of Bitcoin, and his conviction that Bitcoin represents not just an investment—but hope, and a benevolent force for human progress. ► If you got value, please like, comment, share, follow and support my work. Thank you! 00:00 - Coming Up 01:32 - Episode 100 Milestone & Intro to Richard 05:05 - Realizing the Money System is Broken 09:56 - Ego in Traditional Finance 13:03 - Ad Break: Trezor & BitVault 14:24 - Ego & Learning in Finance 16:51 - Intuition vs. Rational Analysis in Career Decisions 20:58 - Launching a Bitcoin Denominated Fund 29:36 - Ad Break: Abundant Mines & Expat Money 31:50 - Bitcoin Treasury Companies & Financial System Mispricing 41:58 - How Richard Sees Bitcoin & Defunding Fiat 47:18 - Bitcoin Allocation & Adoption Growth 51:48 - What Matters In Life - Personal Growth, Empathy, Introspecting 56:28 - Who Is a Great Manager 59:18 - Bitcoin as a Spiritual Tool 1:02:08 - Rapid Fire Questions >>

Efrat Fenigson

35,334 Aufrufe • vor 1 Jahr