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Insurance is the biggest aspect of personal finance that the vast majority of Indians struggle with. One big reason is a lack of awareness about insurance, rampant misselling complexity, spam, etc. Health insurance and life insurance (term insurance) are the only two products most people need. But the products that are sold the most are ULIPs and other traditional products that promise both insurance and investments but offer the worst of both worlds, not to mention the ridiculous commissions. To make insurance simple for you, we recently hosted an AMA with Shrehith Karkera, co-founder of Ditto Insurance. As he beautifully put it: "Buying life insurance is the kindest gesture you can offer to your dependents and family because when you ask most people what's the most important thing in life, they say family yet most of them won't have term insurance. " "Insurance helps you deal with black swan events—things you don't see coming." The AMA has answers to even the most basic questions, like: Will smokers get insurance?, is corporate insurance sufficient?, and more. Check the link in the comments.

Insurance is the biggest aspect of personal finance that the vast majority of Indians struggle with. One big reason is a lack of awareness about insurance, rampant misselling complexity, spam, etc. Health insurance and life insurance (term insurance) are the only two products most people need. But the products that are sold the most are ULIPs and other traditional products that promise both insurance and investments but offer the worst of both worlds, not to mention the ridiculous commissions. To make insurance simple for you, we recently hosted an AMA with Shrehith Karkera, co-founder of Ditto Insurance. As he beautifully put it: "Buying life insurance is the kindest gesture you can offer to your dependents and family because when you ask most people what's the most important thing in life, they say family yet most of them won't have term insurance. " "Insurance helps you deal with black swan events—things you don't see coming." The AMA has answers to even the most basic questions, like: Will smokers get insurance?, is corporate insurance sufficient?, and more. Check the link in the comments.

Nithin Kamath

167,546 Aufrufe • vor 2 Jahren

This woman’s son has a cavity and needs a filling “I was quoted with insurance, $1,900” Just to see what the cash price would be she called a dentist and asked for the price without insurance Cash price is “Up to $250” but with insurance it’s $1,900 “Everything is a fraud — make it make sense” This is a very common issue in America. You can see 80%+ discounts for not having insurance But if you have insurance they can’t give you the cash price because insurance companies will actually drop the office from being in their network if they do This is a racket. It’s organized extortion We all know it’s happening but our elected officials aren’t stopping it

This woman’s son has a cavity and needs a filling “I was quoted with insurance, $1,900” Just to see what the cash price would be she called a dentist and asked for the price without insurance Cash price is “Up to $250” but with insurance it’s $1,900 “Everything is a fraud — make it make sense” This is a very common issue in America. You can see 80%+ discounts for not having insurance But if you have insurance they can’t give you the cash price because insurance companies will actually drop the office from being in their network if they do This is a racket. It’s organized extortion We all know it’s happening but our elected officials aren’t stopping it

Wall Street Apes

141,983 Aufrufe • vor 2 Monaten

Don’t buy health insurance policy unless you have these three add-ons: 1️⃣ Non-Consumable Cover During hospitalization, there are several medical items like gloves, syringes, masks, and disinfectants that aren’t typically covered under standard policies. These are called non-consumables. They can add up to 10-15% of your total bill, which you’ll have to pay out-of-pocket otherwise. 2️⃣ No Claim Bonus (NCB) Enhancer No Claim Bonus is a reward you receive for staying healthy and not raising any claims in a policy year. With an NCB, your sum insured increases each year without any premium hike. And with NCB Enhancer your NCB percentage increases thus increasing your sun insured. 3️⃣ Instant Cover Most health insurance policies come with a waiting period (30 days for general illnesses, 1-4 years for pre-existing conditions). With an Instant Cover add-on, you get immediate coverage without waiting. 🔍 Pro Tip: Always review your policy and choose add-ons that match your needs. Want us to review your policy? DM us now! [health insurance, top three add ons, how to select add on, health insurance add ons, insurance advisory, insurance expert] #healthinsurance #terminsurance #addons #insurance expert #insuranceadvisory #insurance #insuranceclaim #topthree #insurances #insurancepolicy #oneinsure

Don’t buy health insurance policy unless you have these three add-ons: 1️⃣ Non-Consumable Cover During hospitalization, there are several medical items like gloves, syringes, masks, and disinfectants that aren’t typically covered under standard policies. These are called non-consumables. They can add up to 10-15% of your total bill, which you’ll have to pay out-of-pocket otherwise. 2️⃣ No Claim Bonus (NCB) Enhancer No Claim Bonus is a reward you receive for staying healthy and not raising any claims in a policy year. With an NCB, your sum insured increases each year without any premium hike. And with NCB Enhancer your NCB percentage increases thus increasing your sun insured. 3️⃣ Instant Cover Most health insurance policies come with a waiting period (30 days for general illnesses, 1-4 years for pre-existing conditions). With an Instant Cover add-on, you get immediate coverage without waiting. 🔍 Pro Tip: Always review your policy and choose add-ons that match your needs. Want us to review your policy? DM us now! [health insurance, top three add ons, how to select add on, health insurance add ons, insurance advisory, insurance expert] #healthinsurance #terminsurance #addons #insurance expert #insuranceadvisory #insurance #insuranceclaim #topthree #insurances #insurancepolicy #oneinsure

Mohini Maheshwari

44,527 Aufrufe • vor 1 Jahr

American was at a clinic, he witnessed a patient forced to pay a higher price because they had health insurance “This is why people are frustrated and quite frankly pissed off about insurance. I'm at the urgent care today to get a sports physical for my son to play football this season. And there's a mother checking out from her sick visit with her child and they charge her $200. And she says, wait a minute, I was told it was $150. She said, oh, that's the cash price, but you have insurance and we've got to charge you the insurance price. And the mom said, well, just ring it up, I'll just pay out of pocket with cash. And I said, no, we can't because Blue Cross requires us. If you've got insurance, we've got to through that through Blue Cross. And the mom said, well, that's not fair and I have insurance, I should be getting a better price, right? And she said, no, if we charge you a cash price, Blue Cross will take us out of, out of their network.” “That just seems asinine to me. And that's why people are frustrated with insurance. It doesn't work the way that it should” Make it make sense

American was at a clinic, he witnessed a patient forced to pay a higher price because they had health insurance “This is why people are frustrated and quite frankly pissed off about insurance. I'm at the urgent care today to get a sports physical for my son to play football this season. And there's a mother checking out from her sick visit with her child and they charge her $200. And she says, wait a minute, I was told it was $150. She said, oh, that's the cash price, but you have insurance and we've got to charge you the insurance price. And the mom said, well, just ring it up, I'll just pay out of pocket with cash. And I said, no, we can't because Blue Cross requires us. If you've got insurance, we've got to through that through Blue Cross. And the mom said, well, that's not fair and I have insurance, I should be getting a better price, right? And she said, no, if we charge you a cash price, Blue Cross will take us out of, out of their network.” “That just seems asinine to me. And that's why people are frustrated with insurance. It doesn't work the way that it should” Make it make sense

Wall Street Apes

189,269 Aufrufe • vor 11 Monaten

🚨Launch of Own My health insurance advisory Over the last 6 months, From, 🩺Room rent Limit to 🩺Reasons for Claim rejection to 🩺Helping people with actual claims We have created very deep content and done a lot of work to help our retail audience, The idea was to have unbiased advisory on insurance. Now, We have launched our own Health insurance advisory firm. CLAIMS SUPPORT CLAIMS SUPPORT CLAIMS SUPPORT While most platforms boast about being unbiased and selling in a good way The Job of Hercules insurance advisors will be to help get claims. None of our clients will ever not be helped in Claims We will redefine health insurance, Selling health insurance will be about claims support. We will explain terms and conditions like no one else, Unlike other platforms who keep selling care and call themselves unbiased, We will only sell products where the client claims experience is extremely good. Over the next 3 months, We will have our own website, Youtube channel, and Instagram channel together with our twitter channel. We will redefine health insurance advisory like never before. Will good blessings and blessings from my entire twitter family, We will march onto a big and exciting journey of Health insurance advisory. Look forward to support from everyone.♥️♥️♥️♥️♥️

🚨Launch of Own My health insurance advisory Over the last 6 months, From, 🩺Room rent Limit to 🩺Reasons for Claim rejection to 🩺Helping people with actual claims We have created very deep content and done a lot of work to help our retail audience, The idea was to have unbiased advisory on insurance. Now, We have launched our own Health insurance advisory firm. CLAIMS SUPPORT CLAIMS SUPPORT CLAIMS SUPPORT While most platforms boast about being unbiased and selling in a good way The Job of Hercules insurance advisors will be to help get claims. None of our clients will ever not be helped in Claims We will redefine health insurance, Selling health insurance will be about claims support. We will explain terms and conditions like no one else, Unlike other platforms who keep selling care and call themselves unbiased, We will only sell products where the client claims experience is extremely good. Over the next 3 months, We will have our own website, Youtube channel, and Instagram channel together with our twitter channel. We will redefine health insurance advisory like never before. Will good blessings and blessings from my entire twitter family, We will march onto a big and exciting journey of Health insurance advisory. Look forward to support from everyone.♥️♥️♥️♥️♥️

Nikhil Jha

42,884 Aufrufe • vor 1 Jahr

$Obama’s “Affordable” Care Act made healthcare anything but affordable. It lined the pockets of insurance companies while driving costs through the roof for everyone else. Health insurance has become one of the biggest scams in America. A family medicine doctor just blew the lid off medical pricing—proving that paying cash for basic procedures like an MRI costs only a fraction of what insurance companies charge. The proof is right here: • With insurance: $1,900 → Self-pay: $374 • With insurance: $1,250 → Self-pay: $433 • With insurance: $1,800 → Self-pay: $209 The difference between using insurance and paying out of pocket? In many cases, you actually save money by skipping insurance altogether. And your doctor doesn’t have to waste time battling red tape or begging for approval—only for you to be hit with a massive bill anyway. Take a simple MRI of the spine. Insurance companies usually force patients to go through weeks of physical therapy, try medications, and make doctors jump through endless hoops with prior authorizations, precertifications, or even “peer-to-peer” calls—just to get approval. And when you finally get the green light, they’ll charge you $1,900 for a test that would’ve cost around $200 cash.$

Obama’s “Affordable” Care Act made healthcare anything but affordable. It lined the pockets of insurance companies while driving costs through the roof for everyone else. Health insurance has become one of the biggest scams in America. A family medicine doctor just blew the lid off medical pricing—proving that paying cash for basic procedures like an MRI costs only a fraction of what insurance companies charge. The proof is right here: • With insurance: $1,900 → Self-pay: $374 • With insurance: $1,250 → Self-pay: $433 • With insurance: $1,800 → Self-pay: $209 The difference between using insurance and paying out of pocket? In many cases, you actually save money by skipping insurance altogether. And your doctor doesn’t have to waste time battling red tape or begging for approval—only for you to be hit with a massive bill anyway. Take a simple MRI of the spine. Insurance companies usually force patients to go through weeks of physical therapy, try medications, and make doctors jump through endless hoops with prior authorizations, precertifications, or even “peer-to-peer” calls—just to get approval. And when you finally get the green light, they’ll charge you $1,900 for a test that would’ve cost around $200 cash.

I Meme Therefore I Am 🇺🇸

424,960 Aufrufe • vor 9 Monaten

Louisiana farmer Kaden Cable reckons with Trump's affordability crisis: Most of us here don't have the luxury to dream anymore. Our reality is unaffordable. You can't dream if you can't see what's past your bills that week. I had to debate whether to drop my health insurance or skip paying our electric bill.

Louisiana farmer Kaden Cable reckons with Trump's affordability crisis: Most of us here don't have the luxury to dream anymore. Our reality is unaffordable. You can't dream if you can't see what's past your bills that week. I had to debate whether to drop my health insurance or skip paying our electric bill.

FactPost

11,019 Aufrufe • vor 3 Monaten

EXTREMELY CONCERNING 🚨 Does This Confirm War Is Coming? 2024 Health Insurance Policies Updated With NEW Exclusions & Expenses Not Covered “Treatment of an injury or a sickness, which is due to war, declared or undeclared, riot, or insurrection.” “Y'all need to check your insurance policies. Listen to this. This is something that made me go, As you may know, I have had my insurance license in the state of California for over a decade. And when I was reviewing policies for 2024, I noticed this new exclusion. Look here. This is under exclusions and expenses not covered on a 2024 Cigna health policy. Treatment of an injury or a sickness, which is due to war, declared or undeclared, riot, or insurrection. This is not typical. This is an insurance policy from United last year for 2023, and the language typically reads like this. What happens with my coverage under extraordinary circumstances? And it says in cases of disaster, epidemic, war, riot, insurrection, that they will do their best to provide the services you need. But now take a look at United's 2024 health insurance policy, another exclusion, t, war. We do not cover an illness, treatment or medical condition due to war declared or undeclared. Cigna and United aren't the only ones that have change their language excluding war from their policies. Anthem has also done this, and it just makes you wonder why in the world would that be the case?”

EXTREMELY CONCERNING 🚨 Does This Confirm War Is Coming? 2024 Health Insurance Policies Updated With NEW Exclusions & Expenses Not Covered “Treatment of an injury or a sickness, which is due to war, declared or undeclared, riot, or insurrection.” “Y'all need to check your insurance policies. Listen to this. This is something that made me go, As you may know, I have had my insurance license in the state of California for over a decade. And when I was reviewing policies for 2024, I noticed this new exclusion. Look here. This is under exclusions and expenses not covered on a 2024 Cigna health policy. Treatment of an injury or a sickness, which is due to war, declared or undeclared, riot, or insurrection. This is not typical. This is an insurance policy from United last year for 2023, and the language typically reads like this. What happens with my coverage under extraordinary circumstances? And it says in cases of disaster, epidemic, war, riot, insurrection, that they will do their best to provide the services you need. But now take a look at United's 2024 health insurance policy, another exclusion, t, war. We do not cover an illness, treatment or medical condition due to war declared or undeclared. Cigna and United aren't the only ones that have change their language excluding war from their policies. Anthem has also done this, and it just makes you wonder why in the world would that be the case?”

Wall Street Apes

3,929,283 Aufrufe • vor 2 Jahren

American surgeon exposes US Health Insurance companies latest scam - Doctors submit codes to determine eligibility for care - Health Insurance companies are now saying codes don’t need prior authorizations, but they won’t tell you if it’s covered until AFTER the procedure “What happens is you have codes that you submit to insurance company. These are called CPT codes. You submit to insurance company that says these are the procedures I want to do — Some got approved, some of them. Basically I'm reading to you what this says. It says, this code does not require a pre auth and predetermination is not available for these codes from this payer. Let me interpret that for you. Basically, insurance is saying, you can do this procedure but we may not cover it.” “This is what health care right now is looking like. This is what doctors, surgeons are going through”

American surgeon exposes US Health Insurance companies latest scam - Doctors submit codes to determine eligibility for care - Health Insurance companies are now saying codes don’t need prior authorizations, but they won’t tell you if it’s covered until AFTER the procedure “What happens is you have codes that you submit to insurance company. These are called CPT codes. You submit to insurance company that says these are the procedures I want to do — Some got approved, some of them. Basically I'm reading to you what this says. It says, this code does not require a pre auth and predetermination is not available for these codes from this payer. Let me interpret that for you. Basically, insurance is saying, you can do this procedure but we may not cover it.” “This is what health care right now is looking like. This is what doctors, surgeons are going through”

Wall Street Apes

89,560 Aufrufe • vor 1 Jahr

“House prices across picturesque coastal and regional Australia could be trashed under an insurance crisis, the prudential regulator has warned. A stress test of Australia's insurers has sounded the alarm on homes exposed to natural catastrophes, with the Australian Prudential Regulation Authority declaring banks are likely to stay away from houses that can no longer secure insurance. 40,000 households could lose insurance cover each year over the coming 25 years under a disaster pathway. It would likely leave nearly 1 in 4 Australian homes, or nearly 2.4 million households, with unaffordable insurance pricing, according to APRA. These homes will struggle to attract insurance, with APRA warning this would then result in a decline in banks lending on them and, as a result, a fall in prices. Banks typically require a homebuyer to secure insurance on a property when lending on it.” •••••••••••••••••• It’s bad enough the government has made housing expensive for Australians, but the cost of insurance is also a nightmare that needs to be resolved. The only way to solve this problem is to bring back a government insurance office that will eliminate the cost of reinsurance paid offshore. This will help lower the cost of insurance by up to 50%. People First Party is the only party that has restoring a National Government Insurance Office as a policy. If you would like to help us promote this policy please sign up today at

“House prices across picturesque coastal and regional Australia could be trashed under an insurance crisis, the prudential regulator has warned. A stress test of Australia's insurers has sounded the alarm on homes exposed to natural catastrophes, with the Australian Prudential Regulation Authority declaring banks are likely to stay away from houses that can no longer secure insurance. 40,000 households could lose insurance cover each year over the coming 25 years under a disaster pathway. It would likely leave nearly 1 in 4 Australian homes, or nearly 2.4 million households, with unaffordable insurance pricing, according to APRA. These homes will struggle to attract insurance, with APRA warning this would then result in a decline in banks lending on them and, as a result, a fall in prices. Banks typically require a homebuyer to secure insurance on a property when lending on it.” •••••••••••••••••• It’s bad enough the government has made housing expensive for Australians, but the cost of insurance is also a nightmare that needs to be resolved. The only way to solve this problem is to bring back a government insurance office that will eliminate the cost of reinsurance paid offshore. This will help lower the cost of insurance by up to 50%. People First Party is the only party that has restoring a National Government Insurance Office as a policy. If you would like to help us promote this policy please sign up today at

Gerard Rennick

55,712 Aufrufe • vor 4 Monaten

This video has close to 700k Likes The reason it’s blowing up so massively is because it’s people realizing Donald Trump is for Women and for The American Family “I just got chill bumps” “Trump just announced that under his administration, all of IVF treatment will be covered and mandated to be covered by insurance. This is huge. This is gonna change. Like, I just got chill bumps” “Anyone that has been through the process or hasn't been through the process because of how expensive, complicated the insurance is, your insurance premiums, and all of these complicated things to make sure they get their money. He just came out and said that he's going to mandate that they pay for it.” Also from Trump “We will also allow new parents to deduct major newborn expenses from their taxes so that parents that have a beautiful baby, so we're pro family.”

This video has close to 700k Likes The reason it’s blowing up so massively is because it’s people realizing Donald Trump is for Women and for The American Family “I just got chill bumps” “Trump just announced that under his administration, all of IVF treatment will be covered and mandated to be covered by insurance. This is huge. This is gonna change. Like, I just got chill bumps” “Anyone that has been through the process or hasn't been through the process because of how expensive, complicated the insurance is, your insurance premiums, and all of these complicated things to make sure they get their money. He just came out and said that he's going to mandate that they pay for it.” Also from Trump “We will also allow new parents to deduct major newborn expenses from their taxes so that parents that have a beautiful baby, so we're pro family.”

Wall Street Apes

1,209,203 Aufrufe • vor 1 Jahr

I have been saying it for years that “education investment policy” is the biggest legal and regulated fraud in Kenya. 1. It’s sold as an INVESTMENT, yet it’s actually a policy that when you stop paying you lose everything. I personally lost 900k to the same britam after contributing 30k a month for about 3 years. 2. It’s something that requires policy and legislative intervention. IRA should insist that insurance sells only protection and CMA should insist that any insurance selling investments brings it under the CMA umbrella. 3. The premium towards protection should be forfeited but the investment piece should not be forfeited 4. Insurance companies should disclose how much income is coming from forfeited premiums.

I have been saying it for years that “education investment policy” is the biggest legal and regulated fraud in Kenya. 1. It’s sold as an INVESTMENT, yet it’s actually a policy that when you stop paying you lose everything. I personally lost 900k to the same britam after contributing 30k a month for about 3 years. 2. It’s something that requires policy and legislative intervention. IRA should insist that insurance sells only protection and CMA should insist that any insurance selling investments brings it under the CMA umbrella. 3. The premium towards protection should be forfeited but the investment piece should not be forfeited 4. Insurance companies should disclose how much income is coming from forfeited premiums.

Edwin H. Dande

90,524 Aufrufe • vor 5 Monaten

American has a health insurance plan with UnitedHealthcare His wife needed surgery to remove her gallbladder - Surgery cost was $15,000 - Overnight stay was $12,000 - Insurance paid $900, he must pay the rest His son needed an ear surgery, the cost of the surgery was going to be $11,000 with insurance. The cash price for the surgery was $6,000 “The cash price is like half of what it is if you run it through insurance” So he tried to not use his insurance and pay the cash price, this is what happened “I was going to do for my wife's surgery. I was gonna say, we're just not even using insurance. We'll just cancel it. And I'll just pay the self-pay price. Turns out you can't do that because the hospital will sue you if they find out you have health insurance because they make more money if they charge your health insurance.” This is a scam He says he’s not paying the bill because it’s a scam, “We're wanting to try to soon, try to save up money for that so we can have another kid. People wonder why the birth rate is so low, which honestly, I'm not going to pay any of this bill either. Like, what do got to do? Take me to jail?” “Number one cause for bankruptcy is medical debt. Why is it that it is just okay if in this country to extract wealth from people that don't have any? But if you're a billionaire, you don't even have to pay taxes.Because that's all any of this is. It's all a scam. It's all designed to screw you over and take your money. The people that have no money, they want to take more of your money and give it to the millionaires and the billionaires. Well, you get screwed. You get stuck with bankruptcy and your kids have no future.”

American has a health insurance plan with UnitedHealthcare His wife needed surgery to remove her gallbladder - Surgery cost was $15,000 - Overnight stay was $12,000 - Insurance paid $900, he must pay the rest His son needed an ear surgery, the cost of the surgery was going to be $11,000 with insurance. The cash price for the surgery was $6,000 “The cash price is like half of what it is if you run it through insurance” So he tried to not use his insurance and pay the cash price, this is what happened “I was going to do for my wife's surgery. I was gonna say, we're just not even using insurance. We'll just cancel it. And I'll just pay the self-pay price. Turns out you can't do that because the hospital will sue you if they find out you have health insurance because they make more money if they charge your health insurance.” This is a scam He says he’s not paying the bill because it’s a scam, “We're wanting to try to soon, try to save up money for that so we can have another kid. People wonder why the birth rate is so low, which honestly, I'm not going to pay any of this bill either. Like, what do got to do? Take me to jail?” “Number one cause for bankruptcy is medical debt. Why is it that it is just okay if in this country to extract wealth from people that don't have any? But if you're a billionaire, you don't even have to pay taxes.Because that's all any of this is. It's all a scam. It's all designed to screw you over and take your money. The people that have no money, they want to take more of your money and give it to the millionaires and the billionaires. Well, you get screwed. You get stuck with bankruptcy and your kids have no future.”

Wall Street Apes

325,933 Aufrufe • vor 1 Jahr

Illinois is making residents get health insurance coverage through the state now that Barack Obama’s (un)Affordable Care Act is being dismantled Resident shows Illinois wants her to pay an increase of 769% on her monthly premiums to keep health insurance “I just got this paper in the mail from ‘Get Covered Illinois’ because Obamacare is being taken away and insurance is changing. Now you gotta get it through the state — The insurance that I pay for right now is $75 a month, which is already a stretch for me because I'm a grad student — Guess what I'm paying now or what I'm not gonna pay, but guess what it went up to? $652.32 a month. You gotta be out your rabbit ass mind 'cause ain't no way, ain't no way that it went from $75 to $652 a month. That is ridiculous. That is so ridiculous. — That's why we really have to start focusing, like I've been saying, focusing on staying healthy — I don't even have insurance until I pay my deductible off. It makes no sense. I hate the system. I hate the way that it's set up. It makes no sense.”

Illinois is making residents get health insurance coverage through the state now that Barack Obama’s (un)Affordable Care Act is being dismantled Resident shows Illinois wants her to pay an increase of 769% on her monthly premiums to keep health insurance “I just got this paper in the mail from ‘Get Covered Illinois’ because Obamacare is being taken away and insurance is changing. Now you gotta get it through the state — The insurance that I pay for right now is $75 a month, which is already a stretch for me because I'm a grad student — Guess what I'm paying now or what I'm not gonna pay, but guess what it went up to? $652.32 a month. You gotta be out your rabbit ass mind 'cause ain't no way, ain't no way that it went from $75 to $652 a month. That is ridiculous. That is so ridiculous. — That's why we really have to start focusing, like I've been saying, focusing on staying healthy — I don't even have insurance until I pay my deductible off. It makes no sense. I hate the system. I hate the way that it's set up. It makes no sense.”

Wall Street Apes

183,346 Aufrufe • vor 7 Monaten

American got the only health insurance she could afford for her family of 5, the cheapest plan was $2,000 per month She is learning every appointment she’s going to would have been cheaper to just do the cash pay option “$2,000 a month is paid before any person in my family walks through the door of the doctor's office and breathes the air in the room. $2,000 on top of that, my particular plan through Aetna has a $6,500 deductible, meaning I have to pay $6,500 before they cover anything.” She went to the ER and needed scans “When I show up and check in for the MRI, they tell me that I need to pay my portion, which is $960 to get the MRI that day, $960 — I turned around and said, out of curiosity, how much would this have cost me if I hadn't run it through insurance? Do you know what? Her answer was? About $400. So if I don't have insurance, it's $400, but if I do have insurance, it's $960” “Then my ER bill showed up yesterday. They would like $1,760 for my one hour visit, and by the way, $965 of that total was for two x-rays. So I called the billing department and I asked again, what would this have cost me if it was self-pay, if I didn't have insurance? She said About $1,200” “So again, without insurance, $1,200 with insurance, $1,760. And remember what I said in the beginning, I am already paying $2,000 a month just to have insurance —Why does having medical insurance make healthcare more expensive? I would love to hear your answers” US Health Insurance is a scam

American got the only health insurance she could afford for her family of 5, the cheapest plan was $2,000 per month She is learning every appointment she’s going to would have been cheaper to just do the cash pay option “$2,000 a month is paid before any person in my family walks through the door of the doctor's office and breathes the air in the room. $2,000 on top of that, my particular plan through Aetna has a $6,500 deductible, meaning I have to pay $6,500 before they cover anything.” She went to the ER and needed scans “When I show up and check in for the MRI, they tell me that I need to pay my portion, which is $960 to get the MRI that day, $960 — I turned around and said, out of curiosity, how much would this have cost me if I hadn't run it through insurance? Do you know what? Her answer was? About $400. So if I don't have insurance, it's $400, but if I do have insurance, it's $960” “Then my ER bill showed up yesterday. They would like $1,760 for my one hour visit, and by the way, $965 of that total was for two x-rays. So I called the billing department and I asked again, what would this have cost me if it was self-pay, if I didn't have insurance? She said About $1,200” “So again, without insurance, $1,200 with insurance, $1,760. And remember what I said in the beginning, I am already paying $2,000 a month just to have insurance —Why does having medical insurance make healthcare more expensive? I would love to hear your answers” US Health Insurance is a scam

Wall Street Apes

165,982 Aufrufe • vor 5 Monaten

Woman describes the impact ACA tax credits have on her life: "Losing this coverage would mean losing my ability to see, losing my ability to walk and be able to live with dignity... It is an agonizing burden to know that your ability to survive depends not just on your treatment, but whether or not you can afford your health insurance premium."

Woman describes the impact ACA tax credits have on her life: "Losing this coverage would mean losing my ability to see, losing my ability to walk and be able to live with dignity... It is an agonizing burden to know that your ability to survive depends not just on your treatment, but whether or not you can afford your health insurance premium."

FactPost

13,205 Aufrufe • vor 9 Monaten

Woman describes the impact ACA tax credits have on her life: "Losing this coverage would mean losing my ability to see, losing my ability to walk and be able to live with dignity... It is an agonizing burden to know that your ability to survive depends not just on your treatment, but whether or not you can afford your health insurance premium."

Woman describes the impact ACA tax credits have on her life: "Losing this coverage would mean losing my ability to see, losing my ability to walk and be able to live with dignity... It is an agonizing burden to know that your ability to survive depends not just on your treatment, but whether or not you can afford your health insurance premium."

FactPost

63,640 Aufrufe • vor 10 Monaten

Elon Musk: “You’d think that if you’re going to be appointed as a judge, you have to have proven that you have an excellent knowledge of the law and that you will make your decisions according to the law. That’s what we assume should be a requirement. You’ve got to know what the law is, and then you need to make decisions in accordance with the law. Not vibes. You can’t be just vibing as a judge.”

Elon Musk: “You’d think that if you’re going to be appointed as a judge, you have to have proven that you have an excellent knowledge of the law and that you will make your decisions according to the law. That’s what we assume should be a requirement. You’ve got to know what the law is, and then you need to make decisions in accordance with the law. Not vibes. You can’t be just vibing as a judge.”

Mars University

13,097,700 Aufrufe • vor 4 Monaten