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OBJECTIONS TO CREDIT SCORING SYSTEM 1. Why propose a credit scoring system when the citizens don’t even pay QuickLoan 2. There are no Jobs why are you talking about a credit scoring system? We should start from the basics 3. Interest rates are High why do we need a...

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🇬🇭Sam Perez🇬🇭

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42,850 görüntüleme • 1 yıl önce •via X (Twitter)

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Ghana will be introducing a credit scoring system for individuals. Every individual will have a credit score. Right now our credit scoring system does not exist so we are seen as risky. The Ghana Card will also become the anchor for a credit system in Ghana and it will take a couple of car manufacturers in Ghana notably Solar Taxi to give cars on credit to people,” he said. “All they will need at the point of transaction will be your Ghana card and they will give you a car and then you pay over time.” — Dr. Dr. Mahamudu Bawumia
1:21

Ghana will be introducing a credit scoring system for individuals. Every individual will have a credit score. Right now our credit scoring system does not exist so we are seen as risky. The Ghana Card will also become the anchor for a credit system in Ghana and it will take a couple of car manufacturers in Ghana notably Solar Taxi to give cars on credit to people,” he said. “All they will need at the point of transaction will be your Ghana card and they will give you a car and then you pay over time.” — Dr. Dr. Mahamudu Bawumia

Gen. Buhari

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We need a social credit system in the UK
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We need a social credit system in the UK

Damien Slash

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"If you have a poor social credit score... they don't even let you into your own home." China's Skynet mass surveillance system is the largest video surveillance system in the world, combining facial recognition technology, AI-powered big data analysis and social credit scoring, to compel behaviour the CCP deems desirable, and punish behaviour it deems undesirable. Coming to the West soon, if we allow it.
0:44

"If you have a poor social credit score... they don't even let you into your own home." China's Skynet mass surveillance system is the largest video surveillance system in the world, combining facial recognition technology, AI-powered big data analysis and social credit scoring, to compel behaviour the CCP deems desirable, and punish behaviour it deems undesirable. Coming to the West soon, if we allow it.

Wide Awake Media

61,883 görüntüleme • 2 yıl önce

Chinese government says it is trying to "purify" society with ''Social Credit Scoring'' system. The system carries significant risks to individual freedoms, privacy, and autonomy. ——You can get blacklisted if you refuse to get vaccinated or you are a political dissent!
3:00

Chinese government says it is trying to "purify" society with ''Social Credit Scoring'' system. The system carries significant risks to individual freedoms, privacy, and autonomy. ——You can get blacklisted if you refuse to get vaccinated or you are a political dissent!

Songpinganq

64,008 görüntüleme • 1 yıl önce

How credit scoring works (the pub version!), just a snippet from the full how to boost your credit score Martin Lewis Money Show, now on ITVX
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How credit scoring works (the pub version!), just a snippet from the full how to boost your credit score Martin Lewis Money Show, now on ITVX

Martin Lewis

501,394 görüntüleme • 2 yıl önce

Would you comply with a social credit score system?
2:36

Would you comply with a social credit score system?

TaraBull

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A Chinese jail dedicated to lock up the blacklisted Chinese personals. In China, if you are blacklisted by Social Credit Scoring System, by law, authorities can legally put you in a jail without a trial, twice a year, 15 days each time.
0:21

A Chinese jail dedicated to lock up the blacklisted Chinese personals. In China, if you are blacklisted by Social Credit Scoring System, by law, authorities can legally put you in a jail without a trial, twice a year, 15 days each time.

Songpinganq

226,304 görüntüleme • 2 yıl önce

In China, if your social credit score gets too low, not only you are banned from traveling with plane, but also you are banned from visiting a doctor. In China, social credit system is much worse than the show Black Mirror now.
2:52

In China, if your social credit score gets too low, not only you are banned from traveling with plane, but also you are banned from visiting a doctor. In China, social credit system is much worse than the show Black Mirror now.

Songpinganq

153,881 görüntüleme • 1 yıl önce

Credit scoring is all about behavioural prediction. A bit like when you lend someone money in a pub. A quick video to explain the analogy. Just a snippet of the full Martin Lewis Money Show on Credit Scoring (how it works, how to boost it, and more) on
2:47

Credit scoring is all about behavioural prediction. A bit like when you lend someone money in a pub. A quick video to explain the analogy. Just a snippet of the full Martin Lewis Money Show on Credit Scoring (how it works, how to boost it, and more) on

Martin Lewis

117,190 görüntüleme • 7 ay önce

Lowering credit card interest rates sounds like a good idea, but often times it ends up hurting the very people who policymakers were seeking to help. If interest rates are capped, the people who need it the most — high-risk borrowers who have low credit scores — will lose access to credit. Interest rates are largely dependent on the person who is doing the borrowing. The riskier a person is to lend to, the higher their interest rate is because the bank is taking on risk by extending them credit. People who are in desperate need of credit who will no longer be able to get a credit card then may turn to more expensive types of credit. This would also impact people who earn lots of rewards on their credit cards, have excellent credit scores, and payoff their balance every month so they don't pay interest. Credit card companies may cut back or cancel rewards and could start implementing annual fees on credit cards that never had them in the past or increase annual fees on existing cards.
0:52

Lowering credit card interest rates sounds like a good idea, but often times it ends up hurting the very people who policymakers were seeking to help. If interest rates are capped, the people who need it the most — high-risk borrowers who have low credit scores — will lose access to credit. Interest rates are largely dependent on the person who is doing the borrowing. The riskier a person is to lend to, the higher their interest rate is because the bank is taking on risk by extending them credit. People who are in desperate need of credit who will no longer be able to get a credit card then may turn to more expensive types of credit. This would also impact people who earn lots of rewards on their credit cards, have excellent credit scores, and payoff their balance every month so they don't pay interest. Credit card companies may cut back or cancel rewards and could start implementing annual fees on credit cards that never had them in the past or increase annual fees on existing cards.

Ryan Saavedra

38,079 görüntüleme • 5 ay önce

In China, if you are blacklisted by social credit system, Authorities instantly cut you off from banking, mobile payments Once your digital life is shut off, you can’t pay rent, buy train tickets, or even receive wages 🚨 CBDC is the gateway to social credit system!
2:14

In China, if you are blacklisted by social credit system, Authorities instantly cut you off from banking, mobile payments Once your digital life is shut off, you can’t pay rent, buy train tickets, or even receive wages 🚨 CBDC is the gateway to social credit system!

Songpinganq

59,936 görüntüleme • 11 ay önce

Why Digital ID? It becomes your Carbon Wallet Which becomes a Social Credit System
1:38

Why Digital ID? It becomes your Carbon Wallet Which becomes a Social Credit System

Resist CBDC

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"Do you honestly believe the government wants to roll out this giant digital ID scheme for your convenience?" "They need to link everything you do to a digital system." "You are being lied to. 100%." "Ask why." All credit to the superb Alistair Williams
9:35

"Do you honestly believe the government wants to roll out this giant digital ID scheme for your convenience?" "They need to link everything you do to a digital system." "You are being lied to. 100%." "Ask why." All credit to the superb Alistair Williams

Oracle Films

29,831 görüntüleme • 9 ay önce

Wall Street Apes In China, there are no food stamps. You are on your own. And you need to earn a high social credit score to get government benefits. You can get blacklisted if your social credit score gets too low too.
0:26

Wall Street Apes In China, there are no food stamps. You are on your own. And you need to earn a high social credit score to get government benefits. You can get blacklisted if your social credit score gets too low too.

Songpinganq

61,590 görüntüleme • 1 yıl önce

🚨🇨🇳Tens of thousands young people are becoming homeless in China, because they are Blacklisted by Social Credit System. The social credit blacklist cuts people off from modern life. No bank access, no digital payments, no ability to rent a home or even book transport. In a system where everything is digital, being blacklisted means being erased.
2:23

🚨🇨🇳Tens of thousands young people are becoming homeless in China, because they are Blacklisted by Social Credit System. The social credit blacklist cuts people off from modern life. No bank access, no digital payments, no ability to rent a home or even book transport. In a system where everything is digital, being blacklisted means being erased.

Songpinganq

259,204 görüntüleme • 7 ay önce

There's no privacy in social credit system. ——Everyone can check their neighbors' social credit score by scanning a government QR code. As this Chinese official says: you can literally check social credit score of all people, who are under her control, by scanning a QR code.
0:42

There's no privacy in social credit system. ——Everyone can check their neighbors' social credit score by scanning a government QR code. As this Chinese official says: you can literally check social credit score of all people, who are under her control, by scanning a QR code.

Songpinganq

31,948 görüntüleme • 11 ay önce

Meanwhile tens of thousands young people are becoming homeless in China, Because they are Blacklisted by Social Credit System. The social credit blacklist cuts people off from modern life. No bank access, no digital payments, no ability to rent a home or even book transport. In a system where everything is digital, being blacklisted means being erased.
0:20

Meanwhile tens of thousands young people are becoming homeless in China, Because they are Blacklisted by Social Credit System. The social credit blacklist cuts people off from modern life. No bank access, no digital payments, no ability to rent a home or even book transport. In a system where everything is digital, being blacklisted means being erased.

Songpinganq

12,487 görüntüleme • 7 ay önce

"What are you saying on the Left again? 'Well actually the system is ok, guys! We don't know why they are trying to destroy the system! We need to defend the system!' You guys have been saying the system is completely fucked for over a decade now!"
1:03

"What are you saying on the Left again? 'Well actually the system is ok, guys! We don't know why they are trying to destroy the system! We need to defend the system!' You guys have been saying the system is completely fucked for over a decade now!"

Destiny | Steven Bonnell II

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